Review and analysis of over 626 Va Mortgage complaints against Wells Fargo
Wells Fargo consumers have reported over 626 official complaints related to VA mortgage. Out of the 626 consumer complaints against Wells Fargo, 26% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo responded to their complaint) and 99% were processed in a timely manner. 5% of consumer complaints against Wells Fargo resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.
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Wells Fargo Mortgage loan modification,collection,foreclosure February 2, 2016 - I am a military - and was - while I was - last year. My wife and I had anticipated this and our home was on the market at fair market value for over 12 months with not a single offer ( to buy or rent ). It 's a large historic home that requires a lot of care and there is a lot of new construction in the area zapping all hopes of selling at a reasonable price. Regardless, in an effort to be proactive and avoid foreclosure, I applied and was approved for a Deed in Lieu of Foreclosure ( DiL ) through my mortgage company, Wells Fargo ( WF ). I was out of the house ( moved to - ) -/-... |
Wells Fargo Mortgage credit decision / underwriting December 30, 2015 - Once I made an offer on a house and started the home buying process on or about - - 2015, with a projected closing date of - - 2015, it has been a steady dose of the highest level of incompetence from a major corporation that is Wells Fargo. Granted the house is a manufactured home, and I am a first time home buyer using my VA home loan benefit. We did n't make the - - date as the bank found a typo on the title paperwork and without notice, extended the closing date out until the - of -. I was n't notified and found out later from my realtor, who got the typo fixed in j... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 23, 2015 - The Wells Fargo Bank is my mortgage holder. At the end of the year, funds in my Escrow account are returned to me supposedly. I received an e-mail stating that I was due a refund but they would have to keep some funds in my account. I asked them why, and they told me that your escrow could not be empty. I said I do n't understand because my property taxes have been paid, homeowners, and wind insurance has already been paid, so why would you have to keep some of the funds that are left. I told them that in - 2016, I would still have an overage. I was told that part of the money in Escrow was... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 20, 2015 - I have made - payments to escrow account that was received and cashed by Wells Fargo, but never deposited to the escrow account but rather used to pay interest. $980.00 on -/-/2015 $500.00 on -/-/2015 FYI monthly mortgage payments are $630.00, and monthly escrow payments of - ... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 19, 2015 - As a - veteran ( - ) with a - status accorded me by VA, I qualified in 2013 for a VA mortgage, which in New Jersey means that I do not pay property tax. Despite this, my mortgage lender, Wells Fargo, has not only required me to pay property tax as part of my mortgage payment, they have demanded the municipality send my tax refund to them. They have also then held the full amount, over $4000.00, claiming it is needed for escrow to pay my homeowners ' insurance, despite the fact that the homeowners ' insurance is under $1000.00. Additionally, they have held the refund payment for a ... |
Wells Fargo Mortgage application, originator, mortgage broker December 18, 2015 - I am currently in the process of acquiring a loan from Wells Fargo. I requested the Texas Land Board VA loan and sent the paper work to the loan officer who thanked me for it. About one week from closing he sends me and email asking if I want to lock a 3.5 % interest rate. I ask him why the Texas Land Board VA Loan did not come back with a lower percentage. He did not respond to this email. I call him and ask him why and he states that he was confused about my email because he thought that I wanted to just do a regular VA loan. Why would I send him the Texas Land Board VA Loan paperwork if I d... |
Wells Fargo Mortgage application, originator, mortgage broker December 18, 2015 - I have a new issue with Wells Fargo Home Mortgage. In - I had this loan discharged in bankruptcy. Because I am - - - and protected by SCRA they could not come and foreclose on the home included in the bankruptcy. I am currently trying to get financed for a new home loan and when the underwriter pulled a Fraud Risk Score it showed - separated dates in which Wells Fargo filed a Notice Of Default -/-/-, and -/-/-. I never received any NOD in the mail and I question the authenticity and legality of it. In - we sold the home that was financed by Wells Fargo no on... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 16, 2015 - I closed on my home -/-/- and my first payment was due -/-/-. From that date I have made a payment of - to Wells Fargo Bank ( WFB ), $100.00, more than the required payment. ALL PAYMENTS through -/-/- were made before being due on the first. ( wfb.pfd - ). On -/-/-, I made a mistake in my online billing date for -/-/- and dated the pay date for - -. When that payment came out it made my account overdrawn. I quickly called my bank and Wells Fargo and had the payment reversed. ( Wfb.pfd - & - ). With this item being reversed, I thought everything was ... |
Wells Fargo Mortgage loan servicing, payments, escrow account December 15, 2015 - My husband and I purchased a used a VA loan for a purchase and closed escrow on - -, 2015. We have received countless letters stating we are eligible for a VA IRRRL loan. At first, I threw a few letters away, but after the fourth or fifth, I called a family member, who happens to be our lender. I know what happens to the original lender when someone refinances within six months of a purchase or a refinance. I now have - letters that I 've kept, describing the VA IRRRL loan. One of the larger lenders has sent one twice, the dates on each notice only being seven days apart. I can not ... |
Wells Fargo Mortgage loan servicing, payments, escrow account November 25, 2015 - The house is sold, the mortgage paid in full but Wells Fargo has not processed my escrow refund. I have told them twice that I need my money and they ignore it. ... |
Wells Fargo Mortgage loan servicing, payments, escrow account November 23, 2015 - I have been paying my mortgage to in PITI for years. My monthly Mortgage ( PITI ) has been - the past 2 years. It is my right as a mortgagee to pay any escrow shortage rather than accept any rate increase. The Principle and Interest amount is fixed and is only subject to amortization.The only change in amount due is based on an Insurance increase or a tax increase. If either or both should happen, it is the mortgage company responsibility to notify me of an rate change. They have not. If there is an anticipated shortage in the escrow the mortgage bank by law is required to notify me of the ... |
Wells Fargo Mortgage loan servicing, payments, escrow account November 23, 2015 - I have been paying my mortgage to in PITI for years. My monthly Mortgage ( PITI ) has been - the past 2 years. It is my right as a mortgagee to pay any escrow shortage rather than accept any rate increase. The Principle and Interest amount is fixed and is only subject to amortization.The only change in amount due is based on an Insurance increase or a tax increase. If either or both should happen, it is the mortgage company responsibility to notify me of an rate change. They have not. If there is an anticipated shortage in the escrow the mortgage bank by law is required to notify me of the ... |
Wells Fargo Mortgage credit decision / underwriting November 9, 2015 - Wells Fargo has either reported, or caused the report of, a code D '' ( Default ) in the HUD CAIVRS ( Credit Alert Verification Reporting System ) against my social security number in relation to an FHA case that pertains to my ex-wife. I am in contract on a new home using a VA loan through - and can not proceed with the loan ( current closing date of - - ) until this code is suppressed and converts to an A '' ( Approved ). ... |
Wells Fargo Mortgage loan servicing, payments, escrow account November 9, 2015 - My bank -, via web pay bill, paid my mortgage to Wells Fargo on - - 2015. For over a year Wells Fargo had received payments via this method and applied the funds to my mortgage. This time Wells Fargo did not apply the funds to my mortgage but instead somehow misplaced and lost the payment. It took nearly 5 weeks for Wells Fargo to locate and return the money. Meanwhile I had to pay my mortgage again as to not be late on my payments. Wells Fargo refused to pay any interest on the money they held and did not compensate me for the over drafts on my account due to having to pay my mortgag... |
Wells Fargo Mortgage loan servicing, payments, escrow account November 5, 2015 - I have a home mortgage with Wells Fargo Home Mortgage ( I did not apply for a mortgage with Wells Fargo, they acquired it ). I am paying bi-weekly with additional principle added to each payment in an attempt to pay my mortgage down as much as possible before I retire in approximately 13 years. Recently ( last 6 months ) Wells Fargo has let this additional money accumulate in an Unapplied Funds Balance '' and does not apply it to my loan balance. In - I called and complained when the Unapplied Funds Balance had reached $3500.00 ( enough for - full payments ), and they finally applied ... |
Wells Fargo Mortgage loan modification,collection,foreclosure October 21, 2015 - The case reference hasprobably been closed However - the same peopleand Wells Fargo - ina continuing attempt toresolve the issues are involved with this complaint. We finally agreed to do a deed in Lieu of foreclosureWe recently executed documents ( in -/-/- ) and - them to the Wells Fargo people We then called for a copy of the docs and aconfirmation of processwe have NOT received a call, nor a copy of the docs. I recently tried to get a small loan to cover cred card debt ( lower interest ) and wasdenied because OUR HOUSE WAS IN FORECLOSURE!! Loan # - -we have no further info since... |
Wells Fargo Mortgage loan modification,collection,foreclosure October 20, 2015 - I was refused a modification to my Loan with Wells Fargo Mortgage. It hasbeen over 2 years and I have not missed a single payment and not late on a sinsingle payment. I tried to tell them my situation had changed but theyrefused to work with me. I think the foreclosed on me unfairly. I want a new loan onhouse loan and my VA eligibility back. They said it was because of my taxlien. Still have lien and no problem ... |
Wells Fargo Mortgage loan servicing, payments, escrow account October 17, 2015 - My husband and I agreed to pay off our mortgage. We felt the best way to pay this off would be to start making a payment per day. Our payment amount is less than $600.00. We decided to pay $600.00 each day until the mortgage was completely payed off. Understanding that we confirmed with the bank that each payment would be recognized as a monthly payment. And we would not be held responsible for payments in arrears, should either of us fall ill and not be able to make a payment during a 90 day period that would let us rest at ease that payments represented a monthly payment. We see a full m... |
Wells Fargo Mortgage loan servicing, payments, escrow account October 12, 2015 - Wells Fargo collection department has been auto-electronic dialing our phone number, which is on the do not call registry, and our loan is current, and not in collection. We have asked them in writing to stop. They ignore the requests. Last week we were called at least - times by Wells Fargo auto dial, and a non English first language person who we could not understand left a message. We saved it so we can prove we are getting these calls. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure October 5, 2015 - I am trying to obtain a home loan modification with Wells Fargo Home Mortgage. I have been assigned - different modification specialist since -/-/-. After almost one year of filling out forms and answering questions, I am no closer to the end. I have been told that as long as I am in the modification process, that I would not be foreclosed on. I then received a letter dated -/-/-, stating that the loan has been referred to an attorney for foreclosure. For some of the questions asked, the answers are impossible to get. It should not take close to a year for a decision to be made. I... |
Wells Fargo Mortgage loan servicing, payments, escrow account October 1, 2015 - -Att Loan Servicing Complaint on Wells Fargo Bank VA Loan Short Sale ( I feel like Wells Fargo Bank is not doing their best to assist me with my VA short sale. ) Hello, This VA short sale is being completed because of the value of my property going down while I was in the Military, I was unable to attempt to sell my home and move my family away from my - when I got out because of the home market values/compared to what I owed on my home. This is the second attempt at completing a VA short sale with Wells Fargo Bank ( first one failed because the offer was not 85.05 % of the total appraised ... |
Wells Fargo Mortgage loan modification,collection,foreclosure September 28, 2015 - I went through a foreclosure with WellsFargo, that ended on - -, 2010. Since then I have requested the paperwork in regards to the foreclosure on a few occasions. Most recently I requested the file on - -, 2010. WellsFargo is still unable to provide this documentation for proof. Also, the bigger issue is that the foreclosure is reported incorrectly on my credit report. It does not show the date of the foreclosure, which I was able to confirm with the Veterans Administration ( VA ) Regional Office -. The VA confirmed they payed $44000.00 in guarantee on - -, 2010. This ne... |
Wells Fargo Mortgage settlement process and costs September 20, 2015 - There are several complaints in and for WELLS FARGO BANK NA but this takes the taco and is unreal to think it 's possible, Whereas Current documents forwarded to CFPB show that WELLS FARGO BANK NA allowed a Veteran and a Senior Citizen not only to be harassed but also tricked by unlawful means to conspire to steal - - Properties by Re- Financing all his land that had already been paid in full without his knowledge or consent and allowed another party/parties to chop up and sell after being notified of encroaching, vandalism and harassment to log illegally was written as a complaint to th... |
Wells Fargo Mortgage settlement process and costs September 19, 2015 - This is against WELLS FARGO for allowing a - party to sign for the primary holder - - -, the bank told me in - he walked into back and paid loan in full personal casheirs check. - has absolutely no knowledge of this nor was present. As stated in the past my father has been a victim of many kinds of theft, theft of property mostly while being harassed for the last 42 years plus as well his mother and father before that. New developments have come to light that - Mortgage services has been involved with - - - in the matters before the Supreme Court Washington State ... |
Wells Fargo Mortgage loan servicing, payments, escrow account September 19, 2015 - I contacted - last - after the Hardest Hit Fund could no longer help me with my mortgage payments after being laid off. I was given a list of documents and paperwork to submit to - which I did & had a website that I could log into for updates or to communicate with Wells Fargo, my mortgage lender. In the interim I began receiving packages from Wells Fargo asking me to supply the same documents to them via - which I did not do since they could view the same documents on the - website. - of the documents that had been requested was tax forms, and I explained to - I had not f... |
Wells Fargo Mortgage settlement process and costs September 12, 2015 - At first Wells Fargo refused to give advance copy of Hud1 settlement statement until I refused to close without it. They offered to have the seller close separately. They then charged me an additional fee for a dual closing when they never mentioned there would be an extra fee. At the closing, the closing agent they chose could not provide me with copies of anything we were signing. Wells Fargo has said it the closing agent 's responsibility to send me copies. Last month, they finally agreed to send me copies but that was 4 weeks ago and I still do not have a copy of a single document that I s... |
Wells Fargo Mortgage loan modification,collection,foreclosure September 8, 2015 - -, - Iowa Sheriff The - Clerk of Court of Iowa, - Assessor of Iowa, - - Law Firm, - and Wells Fargo unlawfully foreclosed and let someone purchase my home. Also VA employees, Wells Fargo employees who were involved in deceptive practices. I used - to complain through the VA and the - - - loan center got my VA loan entitlement back after the documentation and phone calls I have provided. - owes me - for doing this. Wells Fargo owes me - for what was owed on the house. Clerk of court of Iowa owes me -. - Sheriff owes me over - for the merchandis... |
Wells Fargo Mortgage loan servicing, payments, escrow account August 31, 2015 - I have been trying to restructure my mortgage for years. Wells Fargo finally approved me with an offer of $960.00 per month. I accepted their - offer in - 2015. They took their sweet time in sending documents to be signed for the loan modification. In doing so They added another payment to the over due balance. That in turn has jacked up my monthly payment to $970.00 The greedy - at Wells Fargo are trying to squeeze every dime they can from me. ... |
Wells Fargo Mortgage loan servicing, payments, escrow account August 28, 2015 - This has been ongoing for months with Wells Fargo and am really tired of it. It is causing emotional and now physical stress and making me sick. They messed up payments for hazard insurance, I more than compensated with extra payments, made even more payments to cover anything in escrow and yet they still are keeping my mortgage payment over $200.00 higher than agreed when I got the mortgage. they have refused to put the monthly payment back where it belongs with no valid justification. Why is it that the consumer is always faced with this type of mismanagement of our accounts and you all do... |
Wells Fargo Mortgage loan modification,collection,foreclosure August 24, 2015 - I have a mortgage through Wells Fargo VA loan and it is currently in a suspended foreclosure status right now. I missed a couple of payments but immediately contacted them to explain the situation and look for help. I was assigned a specialist '' who literally did n't help us resolve anything. I eventually contacted the company customer service and worked with just about anyone willing to help me to learn what documents I needed to send it to get the process moving along. All in all- I am on the - specialist. I ca n't send in any payments. I get a run around at every turn. The debt just ke... |
Wells Fargo Mortgage loan modification,collection,foreclosure August 21, 2015 - On - -, 2014 we contacted - -, Wells Fargo Home Preservation Specialist, - for assistance with our mortgage due to expenses arising from my wife 's continuing - treatments combined with significant damage to our car when a truck lost tread on the interstate. - - immediately began the assistance process and sent instructions for submitting the required documentation, including - pay stubs, my Social Security award letter, - bank statements, and she additionally advised me to download the Homeowner Financial Assistance form. I was to fill-out Page -, the Hardship... |
Wells Fargo Mortgage loan modification,collection,foreclosure August 3, 2015 - - -, A supervisor in the Loan Administration section reviewed the court filings on the Iowa Clerk of Courts Website regarding the foreclosure action filed by Wells Fargo Home Mortgage. While I understand your concerns, many civil actions and court proceedings that are filed within the court systems are documented on the county websites by law, and also a matter of public record. Also, I believe the information can only be removed by the order of the court. You may also be eligible to purchase a home using another VA home loan, but lenders will most likely want to see you reestablished cr... |
Wells Fargo Mortgage loan modification,collection,foreclosure July 24, 2015 - Wells Fargo sent 4 loan modification packages. I signed the first one on - -, 2015. It stated there was a HUD partial claim. There were 3 other packages sent - -, - -, - -. No partial claim was available. I am a - veteran. The equity in the home went down from - to -. The last payment of principal and interest was -. The loan modification put interest and escrow on top which is -. The home is structurally unsafe and was ransacked/vandalized. The home is not livable. I put a claim in to the insurance company because there was prior damage. And they stated ... |
Wells Fargo Mortgage loan modification,collection,foreclosure July 22, 2015 - I have been trying to get a mortgage modification from Wells Fargo for nearly five years. Recently they came up with an offer of $960.00 per month over 281 months at an interest rate of 3.75 %. My previous payment was $910.00 per month. If I can not afford $910.00 per month what makes Wells Fargo think I can afford $960.00? I feel that Wells Fargo has NOT done everything possible to get me a lower monthly payment. There are several solutions I have been able to figure out, what ca n't Wells Fargo? About 6 months ago Wells Fargo made a big deal in the news media about giving a new home ... |
Wells Fargo Mortgage loan servicing, payments, escrow account July 18, 2015 - My loan originated with -, it 's a VA loan. Never was I told that this loan, which is a fixed rate loan, could be arbitrarily changed to increase my payments. I agreed to $1000.00 per month because that 's what I CAN AFFORD! I never agreed or was told that it could change at the hands and will of - or Wells Fargo who bought the loan off -. Wells Fargo has illegally changed the scope of my contract by increasing, mishandling payments and taking payments from my account that were not authorized. I am now paying $ - per month despite having made extra payments on top of the automate... |
Wells Fargo Mortgage loan modification,collection,foreclosure June 29, 2015 - What happen was that I hired a Realtor to sell my home which I 'm upside down in. He explain to me that I could apply for a Short Sale with my mortgage company Wells Fargo Mortgage Co. Well he started the process with the short sale department and gathered all the information requested by Wells Fargo and submitted it on time. An appraisal was done and just as I stated I was under water with my loan. My original loan amount was $240000.00 and the appraisal value came back $130000.00 Then Wells Fargo requested bank statements, earning statement, proof of income ( SSI & VA ). Once I provided ... |
Wells Fargo Mortgage loan servicing, payments, escrow account June 26, 2015 - This is the - complaint as the - was not satisfactorily resolved and WF seems to just do what they want. Am curious what you all do to help the consumers? They made msitakes paying insurance and then took out more money from my checking to cover an increase, which even that, they took earleier then they had stated in the notice they sent me. I even transferred more money to cover the shortage but now they have not even returne my monthly mortgage to where it is meant to be at -. It is still at - which is over $200 increase monthly....how are they allowed to do this? I am so si... |
Wells Fargo Mortgage loan modification,collection,foreclosure June 26, 2015 - I have been trying to restructure my mortgage for an affordable payment with Wells Fargo for years. They continue to stall and delay working out a favorable solution. I heard from Senator - - office who is attempting to assist me and they said Wells Fargo told them I have qualified for a restructuring with an interest rate of 3.75 % and a mortgage payment of $960.00 a month. My previous payment was $910.00 a month. When I started this process I was looking for a lower, more affordable payment. If I can not afford a $910.00 a month payment how can I be expected to afford $960.00? ... |
Wells Fargo Mortgage loan modification,collection,foreclosure June 23, 2015 - I am filing a complaint against Wells Fargo Home Mortgage. When I was - laid off in -/-/2013, I informed then of what was occurring. I applied for what I was told were loan modifications -. At the time, I was making attempts to still maintain my mortgage and household with unemployment and substitute - pay. Unfortunately, I was not able to do so and was not able to maintain the loan modifications. I went through several loan preservation officers and even at - point had to resend all my paperwork, as a result of the same person no longer being as Wells Fargo. I was not approved f... |
Wells Fargo Mortgage loan modification,collection,foreclosure June 20, 2015 - To whom it may concern, In - I purchased a home -. Unfortunately in late - I came down on orders that would take me to -. Home sales in my neighborhood were not good many of the sales in my neighborhood at that time were foreclosures. I was told that my home would not sell for what I owed. I felt that I had no other alternative but to file bankruptcy. My bankruptcy was discharged in - in - of -. Shortly after my discharge I contacted Wells Fargo via a phone call and asked them how I could get rid of the house. I had not intended to just let it sit empty while I was in -... |
Wells Fargo Mortgage loan modification,collection,foreclosure June 20, 2015 - This is in reference to what I complained about here : Case number : -Let me explain. I stopped paying on my mortgage back last - in reference to the complaint listed above regarding not being able to continue to pay the mortgage because the INSURANCE company decided to raise the insurance on the property from - to - a yr. I LEFT. The Travelers told me the firehouse, that is exactly - Miles from the house, MOVED - miles in 2 years when the - and - plates move - in 10 years. Hmmm. The travelers said the movement was due to - shifting. Really? Lame- excuse. I the... |
Wells Fargo Mortgage loan modification,collection,foreclosure June 17, 2015 - I have been trying to restructure the mortgage on my home for the past few years. I had to go on -. Wells Fargo refused to work with me until I started receiving Social Security - payments. This took approximately - years. When I did have the - payment income I applied for restructuring but Wells Fargo said I did not qualify for any programs. THEY NEVER TOLD ME WHAT WAS REQUIRED TO QUALIFY. In -/-/- I started working for my present employer -. - I was forced by Wells Fargo to fill out an entire new application ( I have done this at least - times ) for mortgage assista... |
Wells Fargo Mortgage loan modification,collection,foreclosure June 13, 2015 - My husband and I filed for bankruptcy due to loss of income. He was unemployed for quite some time. In Hawaii, a few months can be devastating due to the cost of living. We applied for loss mitigation ( modification ) through Wells Fargo in -/-/-. The home preservation specialist that I was first assigned was excellent. Maybe because I was actively in bankruptcy, maybe it was because my husband was still in the military at that time. We were kept informed of everything by phone call every few days. In -/-/-, I was told that Wells Fargo could not help us. The home preservation special... |
Wells Fargo Mortgage loan modification,collection,foreclosure June 12, 2015 - We got behind in our mortgage last year when I lost my job. I was told we did not qualify for a loan modification payment plan because our debt to income ratio did not qualify. We got back on our feet and paid the current payment but still had a past due balance. Again asked Wells Fargo if we would qualify for loan modification and was denied because we are no longer in hardship. But we had better debt to income ratio. We also have a VA loan and they did not tell us about any government programs that may have helped us. I was told because we have a VA loan it is a guaranteed loan and they can ... |
Wells Fargo Mortgage loan servicing, payments, escrow account June 11, 2015 - Wells Fargo holds my mortgage on my home. They recently did an escrow analysis in -/-/- for period -/-/- thru -/-/- and notified me on - the - that due to an increase in insurance and tax payments, that my escrow amount needed to increase and this would be effective -/-/-. On -/-/- I received ANOTHER notification of another escrow analysis and for some reason Wells Fargo made this for period -/-/- thru -/-/- and notified me my escrow increase was now effective - - - NINE DAYS EARLIER THAN THE NOTIFICATION!! I was given NO NOTICE for this increase ... |
Wells Fargo Mortgage loan servicing, payments, escrow account June 5, 2015 - I am currently challenging the attempted foreclosure of my home by the Wells Fargo Bank, which I believe is in violation of previous judgments against Wells Fargo by the Federal Courts. Their felonious behavior began immediately upon my filing bankruptcy -/-/-, and they have continued to extort money from me to intentionally have me default on my mortgage so as to foreclose on me despite my faithfully paying them month after month, and year after year. I have come to learn that this is a practice that has received negative media attention and so appropriately describes perfectly what has ... |
Wells Fargo Mortgage credit decision / underwriting June 3, 2015 - We were pre-approved for a VA mortgage by Wells Fargo on -/-/-. We were told by home mortgage consultant - - that we would be able to escrow repair funds so long as we provided 150 % of the estimated repair costs, as she stated this information was furnished by an underwriter supervisor ''. The VA does allow this according to a new policy issued -/-/- ( VA - -, VA Appraisal Requirements on Foreclosed Properties ), as the VA confirmed for us -. So, we sold our current house and spent - - on appraisals and such pursuing our new house believing this to be true. Onc... |
Wells Fargo Mortgage loan servicing, payments, escrow account June 1, 2015 - I have been going back and forth with my Mortgage company, which is Wells Fargo Home Mortgage for about nine months. I have asked them to drop my ESCROW account. I am paying for my homeowners insurance and taxes out of my private checking account. At - they said they could not drop it because it was a veteran loan, I contacted the veterans administration and received proof from them that I no longer need ed to have a ESCROW account. I gave this proof to Wells Fargo Home Mortgage, and they changed their mind and said they would not drop it because they did not want to. I gave them proof of m... |
Wells Fargo Mortgage loan modification,collection,foreclosure May 25, 2015 - In 2009 I went though a divorce in -. Wells Fargo at the time had a - mortgage in the form of a line of credit. Listed against the house. During the divorce proceedings my Ex-wife filed for and was granted Chapter - Bankruptcy. After that was done, Wells Fargo returned a payment saying the debt was discharged and I did not owe them money. I then Moved to - and did not think of it again. I recently got a copy of my credit report and their was by Wells Fargo a judgement for the line of credit. Since this debt was discharged they had no right to sue me for this discharged debt. Also t... |
Wells Fargo Mortgage loan modification,collection,foreclosure May 24, 2015 - To Whom it may concern, I am a - Veteran trying to sell my home for the last two years in South Carolina. I am divorced as of - - 2015 and the property that is to be sold is part of the settlement. We have a qualified buyer who wants the house, we where to close on the home on - - 2015. I have moved out of the house as of - - 2015, the house has to be sold do to my medical condition. I have -. We have medical bills to pay and other divorce cost. The title for the house is not where it is surpose to be according to the closing attorney here in South Carolina and states t... |
Wells Fargo Mortgage loan servicing, payments, escrow account May 20, 2015 - Follow up to case number : - wish to reopen my case, - -, - -, contacted me to advise that the matter had been taken care of. He previously contacted me through-out the investigation to keep me informed. On that day, he advised that since the money order was lost, they covered the - and that my mortgage had been brought up to date with no late reporting to the credit bureaus. He also stated that I may place a stop payment on the money order and get my money back since they had cover it, there was no reason for it to be floating. I informed him that a - - representative ... |
Wells Fargo Mortgage loan servicing, payments, escrow account May 6, 2015 - Wells Fargo Mortgage gave me a big increase in my mortgage payment. They told me there was a shortage in my escrow, and refused to explain how or why. They increased my mortgage - a month out of the blue. The wanted me to pay nearly - times the actual increase in taxes and insurance for the year with no explanation as to how there was such a huge shortage. DETAILS : - - I noticed my mortgage payment had increased to - from - which is - more per month ( - per year ). I was told that I was sent a letter but with that big of an increase I would have expected a phone call. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure April 24, 2015 - it started 9 months ago when both my wife and I both had fallen -. My wife nearly - and I almost had a - We fell behind on payments lost - our vehicles and now we started a loan modification in which Wells Fargo deinied after we went through hoops to complete and was never complete by their standards. But no forebearance was offered to me by Wells Fargo for my past VA home loan payments. ... |
Wells Fargo Mortgage loan servicing, payments, escrow account April 22, 2015 - Wells Fargo Home Mortgage has been stalking my home for months due to my family not being able to get the monthly payments in on time. The past two days I have been approached by one and followed by another. Which resulted in - phone calls to the mortgage company to cease and desist having my home watched and was told they would not stop. This in turn resulted into me calling my local police department to file a formal complaint for stalking on a daily basis and harassment. ... |
Wells Fargo Mortgage loan modification,collection,foreclosure April 22, 2015 - I was approved for Federal Mortgage assistance through Keep Your Home California. My loan servicer offered a loan modification but refused to accept the federal assistance funds. By declining the federal funds Wells Fargo Home Mortgage is rolling my delinquent balance back into principal and resetting my repayment at 360 months which ultimately makes a greater profit for the investor over the long term at my expense, in this case about $80000.00 in additional interest. Wells Fargo Home Mortgage accepted a - dollar bailout package from taxpayers, I find it completely unbelievable that they... |
Wells Fargo Mortgage loan modification,collection,foreclosure April 17, 2015 - I closed a loan from Wells Fargo back in 2011. I had disputed an address on my credit report which was associated with it ( my attorney for closing 's address ). I 'm now trying to purchase a new home and ca n't get a loan because on my credit report it 's saying that the old mortgage is being disputed. On - -, I faxed a letter to Wells Fargo with the request as they told me to do. I called them a - later and was told that there was no way of looking into the matter as the division of Wells Fargo that deals with it does n't have a phone number or e-mail. After many more attempts I spo... |
Wells Fargo Mortgage loan modification,collection,foreclosure April 14, 2015 - I am the - ( 3rd Party Authorized ) for a Veteran with a VA Loan. He is attempting to sell his home through a VA Compromise Sale to avoid Foreclosure. I submitted the offer and all other requested info to the bank in a timely manner. But it has been 45 days and the bank now states they did n't have all of the documents requested. The issue is that I 've called the bank multiple times over the past 45 days asking for the status and making sure they had all required documents, which they always said they did. As of today, -/-/15, I have submitted what the bank said they did n't have on ... |
Wells Fargo Mortgage application, originator, mortgage broker April 10, 2015 - In -/-/-, I assumed ( through the VA Loan Assumption process ) the current loan. Just prior to the loan assumption process being complete, the previous owner filed for bankruptcy. Once the loan assumption process was complete, it was understood that the bankruptcy filing would not have an effect on me and would be removed from the loan due to the fact the previous owner who filed for bankruptcy was no longer on the loan nor listed on the deed. My attorney and I ( I have had to hire an attorney to try to resolve this issue ) have been in contact with the mortgage company since -/-/- r... |
Wells Fargo Mortgage loan servicing, payments, escrow account April 7, 2015 - WF mismanaged my money and my mortgage but now want me to make up the difference and to charge me an extra $300.00 a month. My monthly payment was $1000.00, now it 's $1300.00. They also said that amount is due beginning - -, but have actually taken out the higher payments - so far from my checking account, which I did not authorize them to do. In less than - months they have made insurance payments to cancelled services, lost paperwork and now want me to make up the shortage, despite that I have no idea how my account could be over $1800.00 short when I arranged my - pa... |
Wells Fargo Mortgage loan servicing, payments, escrow account March 23, 2015 - My mortgage servicer, Wells Fargo, did not give me a monthly statement in - 2015 nor thus far in - 2015. I never received a coupon booklet either. ... |