Wells Fargo Mortgage Complaint

Wells Fargo Mortgage department,

VA mortgage Loan modification,collection,foreclosure Nevada

I have been trying to restructure my mortgage for an affordable payment with Wells Fargo for years. They continue to stall and delay working out a favorable solution. I heard from Senator - - office who is attempting to assist me and they said Wells Fargo told them I have qualified for a restructuring with an interest rate of 3.75 % and a mortgage payment of $960.00 a month. My previous payment was $910.00 a month. When I started this process I was looking for a lower, more affordable payment. If I can not afford a $910.00 a month payment how can I be expected to afford $960.00? Wells Fargo refused to negotiate with me when the market was down and my house only appraised at $88.00 but now that the market has recovered they are trying to extort as much as they can from me. They are calculating this payment on my current income however I will be loosing my - payments of $1500.00 a month in - and I start repaying my student loans in -. There are several affordable payment options they could use to get me a $700.00 a month payment but they refuse to even consider them.