Review and analysis of over 1,542 complaints against Experian
Experian consumers have reported over 1,542 official complaints related to Problem with statement of dispute. Out of the 1,542 consumer complaints against Experian, 17% were disputed by the consumer (i.e. the consumer was not happy with how Experian responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Experian resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 34% resulted in non-monetary compensation.
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Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I sent Experian a dispute about unauthorized inquiries on my credit report and I asked them to provide verification that the inquiries were authorized and they responded they were verified but did not show me proof. I filed a complaint with the BBB and Experian responded with the same response. I am asking that you force Experian to provide their investigation documents verifying they indeed investigated this dispute. The inquiries in question are : - -/-/- - -/-/- - -/-/- - -/-/- - -/-/-... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I mailed a letter to Experian, in which I disputed various inquiries. This letter was sent on -/-/17 and I have yet to receive a letter from to address this issue. I contacted Experian on today, -/-/17 and spoke with - as well as - who advised they do n't investigate inquries as they are matter of fact. I explained to them both that according to the FCRA, any item on the credit report can be disputed, it does n't given an exception of INQUIRIES, being among any items that are off limits. I feel that they have failed to investigate the items and it has been well beyond 30 days... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - Sent a certified letter to Experian asking for documents they used to verify that this account was correct and mine. Received credit report that just stated verified with no supporting documentations. Spoke to rep over phone and was told that they do n't have to provide me with anything.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - Experian reports an inquiry dated -/-/2016 from - Bank on my credit report. I have a letter from - Bank stating that they have forwarded removal of this inquiry to Experian.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - I have an account listed that shows that I have a statement added to it " Your Statement : Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). '' I had requested this comment be removed because it was added there by E-PERIAN, I submitted the request to have it removed online, and E-PERIAN " investigated '' the account and left the comment on the account.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute March 31, 2017 - I have been disputing several accounts with Experian for quite some time. Every time I receive the results by mail, the item comes back as " verified '' with absolutely no proof of verification. No proof of contract or any signed documents at all. In my letters to the CRA I request physical proof of verification, while providing proof of my identity. Not a bill but something with my signature attached. According to section 609 of the FCRA, the credit reporting agencies are REQUIRED to provide proof of verification, proof that the accounts belongs to me. If they are not able to provide this the... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute March 29, 2017 - According to the Fair Credit Reporting Act ( FCRA ), the credit reporting agency is required to give me the method of verification within 15 days of my request. This should be hard evidence that goes all the way back to the original creditor. I did not consent for them to use an automated system as means of an investigation process using any online computer program, -, etc. The credit bureaus are required to send the all of the supporting documentation regarding the dispute on to the furnisher of the consumer 's account within 15 days.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute March 28, 2017 - Despite my several disputes, Experian has failed to verify several items on my report. The items still remain on my credit report which is in violation of the Federal law. They have failed to send me copies of the documents that they used to verify accounts for -, -, and -. Supervisor - stated, that is not there responsibility but it is the consumers responsibility, and refuse to remove from my credit report.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute March 10, 2017 - To whom it may concern, I recently applied for credit with my bank and was declined because of a a low credit score. While researching the cause of the low credit score, I found there was no justification for my score to be at such a low mark and I seek an internal investigation on all three ( 3 ) reporting agencies for possible minority individual discrimination. As a United States tax paying citizen without any derogatory reporting and without any paying delinquencies with my creditors, I am seeking to establish a potential law suite to challenge the status quo of the following organization.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute March 3, 2017 - Under sec 609 Of the FCRA The Creditors must show A Document with my Signature On It to report the information. I know They do n't have that information on hand and They still keep reporting the Items on my Report I dispute. I dimmed this get fixe.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute February 27, 2017 - -, Experian, -, -, and - set-up - as a means of delivering disputes from the credit reporting agencies to the data furnishers. - does not work!!!! I have had - for numerous years, and have NEVER received a notification of a dispute. Furthermore, I can document instances, that a negative credit blemish was deleted without - notification ... a clear violation of the Federal Fair Credit Reporting Act. - is JOKE!!!!!!!... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute February 26, 2017 - I WOULD LIKE FOR THE LANGUAGE OF DISPUTE TO DISAPPEAR FROM MY CREDIT REPORT. SINCE IT SAYS THAT I AM DISPUTING THIS ACCOUNT AND I AM NOT OR AUTHORIZE TO HAVE THAT ON MY CREDIT REPORT. FOR THE ACCOUNT -.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute February 17, 2017 - Since my bankruptcy discharge, - -, 2016. I have disputed incorrect information on my credit reports through all three major credit bureaus multiple times online over the past 3 months. This is becoming very frustrating and although all - - 's with each complaint, did slightly alter some information such as " chapter - '' when I filed chapter -, the post bankruptcy reporting is not per the Fair Credit Reporting act. All - of the accounts still showing as negative, charged off, are keeping my scores in low - 's. As well at my debt to income isnt accurate. Please assist m... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute February 15, 2017 - I mailed dispute letter regarding Bankruptcies that reflected on my credit report. I asked to verify the accounts, I was advised that they did verify through - and the Court systems, this is incorrect. I have security freezes presently on my account so information as such who verified is inaccurate. I have requested to have this reviewed and deleted and the Experian has not done so. I would like to file a complaint against the credit agencies reporting such and stating that - and the court systems as verifiers.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute February 3, 2017 - Debt has not been accurately verified. They have not produced a contract with my signature as requested.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute February 3, 2017 - Debt not accurately verified. They have not produced a contract with my signature.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute February 1, 2017 - The federal Fair Credit Reporting Act ( the " FCRA '' ) section 604 outlines permissible purposes of consumer reports. On that outline it is very specific as to what qualifies. Go threw ALL of it and you will notice that it is NOT APPLICABLE to those Hard inquiries. These inquires are not from Collection agencies, Employers, Government Licensing, Insurance companies, National security, or from creditor that I have existing accounts at the time of the inquiries, ect .... I have attached all of Section 604 as proof. Continuing to not follow CRA guidelines after these complaints have been made is... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 27, 2017 - I have a charge off account with University - at - that has been paid in full. I have alerted all - major credit agencies to inform them with accurate information. Provided the contact information of the original creditor which is - - - ( - ) whom works at the university and is in charge of the account ; so they can confirm/verify that the account is paid in which agreement was made to have the account deleted from all reports. Each credit agency failed to follow through with my investigation even after I gave them the contact information. I keep getting the same results f... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 27, 2017 - Initially I sent them letters about inquiries about inquiries that I have not authorized. The credit agencies have failed to provide the creditors permissible and signed authorization that I have initiated excessive inquiries.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 26, 2017 - I 've had way too many inquiries put on my credit report. After time and time the finance manager at the dealerships told me sending it out to all banks would only count as - inquiry but they lied about that. Next, I have like - plus inquiries on my report. I disputed them with all bureaus and it still came back saying this information is correct, which it is n't. I want the inquiries removed. I now ca n't get anything due to having too many of them.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 26, 2017 - I have an company - that I know nothing of that keeps pulling my credit for no reason. I have n't applied for any credit cards due to the fact of trying to fulfill - past ones on my credit. I also placed a fraud alert on my report and have n't received not one call from companies while there are still being hard inquiries being reported on my credit report. It 's quit frustrating when the credit bureau does n't believe you and your already in a - situation.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 24, 2017 - They are refusing to follow the law. This is willful noncompliance. The FCRA clearly states the information in the credit bureaus files is the information that they store in there computer base on every consumer. The 610 ( a ) ( 1 ) [ 1681h ] identifies the proper identification required ( drivers license and SS card ) + a written request by the consumer. Basically it says that if a consumer asks the correct way, in writing, and has properly identified themselves, the - bureaus are required to disclose to the consumer exactly what documents are stored within their computer base that were us... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 16, 2017 - I attempted to first resolve the following issue with Experian. However, Experian 's website requires that the person filing a dispute first access his/her report. I attempted to do this online. After inputting all necessary information, a statement was provided that the company could not assist me ; no explanation was provided for this statement. Experian does not have a phone number on its site that allows a consumer to call and receive assistance regarding a dispute or navigate its online dispute system. My issue is with - hard inquiries I viewed on my Experian report this evening, bot... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 13, 2017 - I have disputed multiple times the incorrect information being reported for an installment loan from - that 's has been continually reported as a mortgage loan and now I am unable to qualify for a first time home buyer loan due to this issue so I am unable to purchase a home and I am going to have nowhere to live due to the fact that my current lease is getting ready to expire.. PLEASE help me, I do n't know what else to do, myself and my son are in a very difficult situation and I need immediate assistance. I from the bottom of my heart appreciate your immediate assistance. - -... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 12, 2017 - I 'm complaining against this company for many reasons : # 1 I received documents after my FIRST dispute stating that they will no longer investigate any of the accounts that I disputed which is a violation of section 1681 - Congress states that once I notify the CRA 's that there are inaccuracies, they are required to investigate and provide results within 30 days. I continue to receive this same statement even though I clearly list my disputes and label what I is not accurate # 3 There are accounts that have had no udpates since 2015 which clearly shows that there have been no investigations... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 7, 2017 - I have a split credit file with Experian and -. I receive separate letters and credit reports either on the same day or a few days apart. Identity theft account information is not being removed. Addresses still not correct after contacting the credit agency numerous times.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute January 4, 2017 - I worked with a debt collector to settle an account which i paid off. The debt collector reported to experian that the account has been paid. But when I requested that this account be remove, it was denied. The account is hindering me from finding a place to live for myself and my child. The response i was given was that the debt will remain for 7 yrs. But over the last two months i have paid off three other debts and requested the also be removed with no problem. I dont understand why sum debts can be removed and others even if paid remain no matter how detrimental it is to my wellbeing. Ive ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 28, 2016 - My insurance premiums are based in part on my credit score. My most recent premium statement showed a drop in my credit score from - to - and a drop in rating from - to -. This results in a higher premium. As instructed, I have contacted my insurance company and -. I was told that they only know what Experian tells them. I was able to get a copy of my credit report. I was not able to submit a dispute, because the information on my report seems to be correct. It does not however, seem to support the reasons for the reduction in my credit score. I am going to contact my agent, and... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 22, 2016 - I have repeatedly disputed unauthorized inquiries on my credit reports with Experian, -, and - in regards to inquiries by -, -, and -. I even went so far as to send letters to the companies with the dates of the inquiries and requesting they be removed as I did not authorize them. From the credit bureau disputes, all I get over and over is " its factual '' and nothing is done. From the letters, I get the same thing. I have been a victim of Identity theft not once but at least 3 times. I have put security freezes on my ss number and still I have all of these inquiries. Not - ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 20, 2016 - After repeated dispute attempts to provide validation of debt in collections. Credit reporting agency has not validated debt information for the collections debt portion placed on my account.after i have disputed several times. I have not received validated proof of debt. Please help to resolve.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 18, 2016 - I disputed the validity of multiple accounts on my credit file. I requested validation of the debt being collected directly from the creditors and from Experian. Experian is not properly verifying the data from the furnisher as I have not received any documentation from the following creditors : - - - - - - Additionally - and - are collecting the same debt but reporting them with slightly differing amounts due and opening dates, this should have been corrected during Experian 's original investigation. I attempted to resolve this through their online platform, however ;... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 18, 2016 - I would like to report multiple cases of debt re-aging by the -. I have disputed with both Experian and - multiple times, and in each instance the - alleged debts are " verified '' and are allowed to remain on my credit reports. Now when I try to resubmit the disputes ( for at least the fifth time, possibly more ), I get a message from Experian 's website stating the items have previously been disputed and that they will not process duplicative disputes. The dates of first delinquency have been changed and made more recent on multiple occasions, allowing the erroneous " late payments ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 18, 2016 - Based off the fact that E-PERIAN has yet to forward any documents to me, show me any proof, and the fact that its already been 2 months so they have CLEARLY violated Section 611 ( 5 ) ( A ) and continue to show there blatant disregard for Federal Law. The Federal case law states that, Consumer Reporting Agencies bear grave responsibilities to ensure the accuracy of the accounts they report on and their responsibility must consist of something more than merely parroting information received from other sources. That 's all Experian has been doing the past couple of months and it is against the ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 12, 2016 - I am file a complaint against Experian credit report. Because I have submit multiple disputes with this company - for reporting on my credit report. Experian did not do the proper investigation. When I called to what information they had gather to verify the error. I was told by the Experian rep that - stated it was reporting correct. I asked where is the proof and none was giving to me. I did not have - - account. I file a complaint with fcc and - on this - - matter and submit this Experian and they where no help on this issue. I am able provider my supporting document bu... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 9, 2016 - Every month I challenge NOT DISPUTE the reporting tactics of Experian and they keep avoiding my letters. They are breaking the law ( Section 609 ) of the FCRA. You will find attached a copy of new report that I received today. Experian is unwilling to provide proof that the accounts listed 1. - and 2. -. So here are the facts. I have been contacted by - and they are telling me that this is an apartment lease with the name - - attached to it. This account is not in my name, I am not responsible for it but Experian is telling me that they have verified this account as being mine. ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 8, 2016 - This was disputed/updated. The update forward to me from Experian was dated -/-/2016 : and reads in Comments : ( Never late paid as Agreed ) - from the bank investigation : - Bank that replied to my dispute made. However the updated Experian report today ( -/-/2016 ) still shows ( 2 ) periods of 30 days late reporting with the Comments : never late paid as agreed. Additionally it still shows a balance that was not addressed also. The Balance of $110.00 was a refund ( given ) transaction processed by - of $99.00. At this time the bank have place it back on my credit report plus in... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 5, 2016 - Approximately on or about -/-/2016 I filed a dispute with Experian who failed to due a proper investigations because they limit the amount you can write in order to prompt and investigation. These are the following issues I have : Personal Information I have filed a dispute regarding the name - - -. I have never gone by this name nor have I ever submitted a credit application for this name. I am requesting that this inaccurate name be removed from my credit report but Experian reported that it was accurate and that a credit agency reported this name. Credit Accounts - recently i... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute December 4, 2016 - I have submitted all info in reference to many accounts and inquiries opened in my name. I have provided police report, FTC affidavit, copy of my driver 's license, social security card, bill, etc. I have advised them that many of these accounts, broken lease ( which I have provided to - properties ), inquiries, etc are not mine. I am livid, - off that I have done what I need to do, provided information, etc and still have not gotten correct remedies to the situation. I have attempted to reach out to these companies and have been advised that my information was used and provided ( hence ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 30, 2016 - - collection agency, - - -, is incorrectly reporting a $0.00 balance collection on my credit bureau reports which is negatively affecting my credit. I 've disputed this matter with each credit bureau, but in their remarks they state that - " meets FCRA requirements ''. - - - website is broken or down so I do not have contact information to address them directly.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 30, 2016 - IN RESPONSE TO E-PERIAN 'S PARTIAL RESPONSE TO MY COMPLAINT # - - THEIR RESPONSE IS TOTALLY INADEQUATE AND MOVES ME ONE STEP FURTHER TO FILING A LAW SUIT AGAINST THEM AND TO GOING TO THE MEDIA ABOUT THEM AND THE INSTITUTIONALIZATION AND COLLUSION OF THE CREDIT REPORTING INDUSTRY. THIS IS THEIR LAST WARNING. THEY CLAIM THE ADDRESS I SUBMITTED IS NOT ASSOCIATED WITH MY E-PERIAN CREDIT RECORDS. THAT IS A TOTAL AND INTENTIONAL LIE- I JUST PULLED MY FREE ANNUAL CREDIT REPORT AND IT IS E-ACTLY (! ) THE SAME ADDRESS AS IS ON THEIR REPORT. THEY WILL BE SUED WITHIN 30 DAYS IF MY ORIGINAL COMPLAINT #... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 20, 2016 - Experian is reporting falsely on my account and I asked them to verify the accounts since they are not mine. They lied in their response to me that they contacted the courts and verified by sending someone to the courthouse. They asked me to contact the court. I did contact the court by phone and mail. I was advised they did not furnish the information to the bureaus and also sent me a letter indicating they did not verify as such. Experian flat out lied and violated FCRA rules. Additionally, I have asked for the procedures and their source for having this info on my report as I believe they a... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 18, 2016 - The item with - - was deleted from my - credit report on -/-/- and it was re-inserted back on my credit on -/-/-. There was no reinsertion notification as required by law. -, Experian and - FAILED to notate on my credit report that this item was in dispute per the FCRA. I 've been dealing with this issue for 2 years now and they reinserted the item back on my credit without notifying me within 5 days. They are in violation of the FCRA on the following counts : 1 ) Neither Experian, - nor -, notated the item in dispute. Still current report is not no... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 17, 2016 - On - I called Experian to request a persistent Dispute remark to be removed from my credit report. Ive called numerous times and keep getting the run around. Ive requested to speak to a manager and have been denied the right to speak to one. They have basically told me to go pound dirt. Ive had to call - and - to have the persistent dispute notations removed and they were kind enough to remove the persistent dispute notations the same day. Im trying to get a mortgage and currently going through under writing. The under writer cant write a loan with persistent dispute notations. I feel... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 16, 2016 - Experian they r very disrespectful people, I did dispute collection this is 6 times, I ask them prove to me thet the - - -, they r providing any proves to you, no respond they r very very disrespectful, I did - letter send them proves, - - - - they could n't prove the debt to me, how they prove that to you experian, I talk to them over the phone also I give them tracking number thet - collection agency they received my documents to provide me withe prove no respond from collection for 8and half month, and how come you experian do n't prove to me, I send them letters ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 16, 2016 - I supplied a " statement of up to - words '' some years ago regarding this debt. The credit reporting company has failed to report my explanation of this disputed debt to - Bank, resulting in the denial of my application for credit.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 15, 2016 - I disputed a couple of accounts that showed as delinquent on my credit report since I could n't find any record of those accounts in my files. I asked them to provide physical proof of verification of the account or remove them from my credit report. Their response was that the account had been verified but did not provide either the name of the employee who verified the account or physical proof of the verification of the account. Do n't they have to verify the accuracy of the data reported not just report whatever is sent to them?... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 15, 2016 - I have the victim of identity theft which I discovered when my tax filing was rejected. This prompted an investigation into credit report and I started getting collection notices for credit card accounts that I could not verify. I send a series of letters to credit bureaus requested copies of the original signature documents showing the account was actually verified as mine but they simple responded that accounts had been verified as mine but never responded to my request for copies of the actual document that showed my signature verifying the account or even the name of the person who verifi... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 14, 2016 - Can not dispute online Will not do a re-investigation of accounts that have been disputed before... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 8, 2016 - Invoice # - from - - - -, Fl - Date of service -/-/- All - bureaus are reporting this account as open. This account was paid off -/-/- by credit card ending - The address this statement was sent to was - - -, Fl - I have since moved, my new address is - - -, FL - Please help me with this so my correct information will be posted to my credit report. Each bureau states this account is being disputed. But none of them are showing the account as being paid. Thank You -... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 7, 2016 - I had a student loan account with - from - - - TILL - OF -. ON MY E-PERIAN CREDIT REPORT IT NOT REPORTING CORRECTLY. I HAVE DISPUTED THIS WITH E-PERIAN AND RECENTLY THE ACCOUNT WAS DELETE OFF OF MY CREDIT REPORT. THIS ACCOUNT IS NOT DUE TO COME OFF TILL - OF -, IT A POSITIVE ACCOUNT ON MY CREDIT REPORT. WHEN I DISPUTED THSI I WANT THE ACCOUNT TO BE UPDATED NOT DELETE. I CONTACT THE CREDITOR GRANITE STATEMENT MANAGEMENT AND THEY SENT ME A PAYMENT HISTORY OUT THAT SHOWS MY HISTORY ON THE ACCOUNT FROM - - - TILL - OF -. ON MY E-PERIAN CREDIT REPORT IT SHOWS ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 7, 2016 - I 'm bothered by the fact that Experian sent me an updated letter stating you had verified this inaccurate repossession account. What happened to the new and relevant information I sent to your company, which proved this account is inaccurate? Did you pass this information on to the furnisher during your investigation? I 'm starting get upset and frustrated at the way your company is handling my complaint. I did what you said but you sent me another letter stating that it was verified. I 'm starting to feel really stressed. I really do n't want to file complaints but it seems that I do n't h... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 6, 2016 - Experian refuses to reinvestigate an item that 's appearing on my credit report. I sent several documents in that stand behind my claim. I was told although I sent in proof of the inaccuracies there 's nothing they can do about it. Only the company can remove inaccurate items. Please find that I 've included the necessary documents that this item is reporting incorrectly and still remains on my credit bureau. " Under Section 611 of the FCRA, if a consumer disputes the completeness or accuracy of his or her credit file, the credit bureau has an obligation to conduct a reasonable reinvestigatio... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute November 3, 2016 - Credit reporting agency Experian would not validate any information for - accounts that I have asked for validation of on 4 separate occasions. By law they must validate with documentation any accounts that are reporting to my credit report but they have not complied with my requests.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute October 31, 2016 - I have contacted Experian multiple times to review my credit report after being denied credit - which is my right. I only get denied credit when a company pulls Experian and I want to know why because to my knowledge there should not be any new collections. Up until two weeks ago I was able to view online, but it would not let me dispute debt that was not known to me. I 've written letters to Experian with dispute information, contacted the collection companies and have got absolutely no where. At the time it would no longer let me do anything online, I called the - number. Unable to speak... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute October 29, 2016 - Experian has negative and incorrect information. I sent a letter to them and the credit grantor to the address on their report which came back undeliverable because they are out of business. the letter from Experian stated they could n't make any changes, would n't investigate again ... .oh and it states this information must stay on your credit report for 7 years. This loan was paid in full in -/-/- ... this is now -/-/- ... do the math. They are difficult to reach as their website says that can be reached on weekends yet when you call during said hours they are closed with no expla... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute October 29, 2016 - 1 ) i notified Experian that on -/-/2016 i sent - - - a certify letter disputing my account it was delivered an as indicated in the ( FDCPA 807 ( A ) ) the creditor has 30 days to put a remark that i have disputed the account which they have not done and its still being reported by experian has not removed the report i sent 2 more letter to - - - to the same add as the first letter but this time they not accept them. This is affecting my current process for a job with customs. and i also requested that experian remove some hard inquiry that i have not authorized and they sa... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute October 29, 2016 - I submitted a complaint on here on - -, - in regards to - - - improper validation of my so called debt. I sent them - different letters, first being on - -, - that was received and signed for on - - and the second being on - -, - that received and signed for on - -, -. Both letters were sent certified mail. - - - replied back to my complaint that I filed on here, - - -. Below is their response which is completely false and in accurate. " Response disputed - - - - said : Explanation of closure - purchased ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute October 27, 2016 - I have duplicated information from the same collection agency listed on my credit report. I have disputed this information with Experian twice and the result was that the item remains. The account is not mine and my rights under the FCRA have been violated.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute October 26, 2016 - My credit monitoring service reported a negative change with Experian. Since my credit score is normally around - i take my credit very seriously. Right away i filed a dispute with Experian online - advising the account is not mine as i dont know the creditor nor do i have knowledge of any business with that entity nor ever received any bills. On - Experian emailed me to advise the item remains on my credit report. Surprised, i called the company reporting the item. They quickly verified the item does not belong to me based on my SSN and DOB. I provided the contact name and extension ... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute October 26, 2016 - -/-/- I received a denial of credit I requested a copy of the free credit report and noted that Experian was carrying a collection from - - in California. I contacted Experian an asked them to verify and or validate the debt. I filed a dispute in writing and shortly after received a notification that I should contact the collection agency. I contacted the Collection agency - - twice and initally they did not respond. I contacted Experian and they kept extending the debt. Meanwhile I continued to research the debt myself. I received a letter from Experian stating that they had ... |