Resources for resolving common issues with Experian products and services
You can reduce the number of unwanted calls from Experian you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Experian Credit reporting unable to get credit report/credit score problem getting my free annual report April 13, 2017 - I put correct information to obtain my - credit reports online, and ca n't obtain any of them. I wonder if this is because I lost my wallet in - -, Florida in -/-/2016.... |
Experian Credit reporting incorrect information on credit report personal information April 13, 2017 - I submitted a copy of my state 's driver 's license and social security card to the agency to verify my identity and to remove the different variations of my name, incorrect addresses, incorrect telephone numbers, incorrect social security number, and non factual unauthorized hard inquiries from the following : - -/-/-, - -/-/-, - -/-/- & - -/-/-, - -/-/-, - -/-/-, - -/-/- and - -/-/-.I received a response 4 days after my dispute it can be assumed that there was no investigation. I am submitting this complaint due to the lack of i... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info April 13, 2017 - This item has been removed all the way back in 2015 it just popped back up on my report which i have filed a complaint on - they have responded that they will have the information deleted from my credit report and I am asking that you do so.... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - I have very directly requested an investigation to determine if I am a victim of Identity Theft or bank fraud. After not receiving proper verification as is required by Experian under Section 609 of the FCRA Experian is now in direct violation of the law. Federal law very clearly states that Experian is to provide " physical inspection of documentation '' when requested by consumer. Experian has not done this and must delete - - from my report as it clearly is not mine and unverifiable upon request.... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - There are two accounts listed which do not belong to me which are - # - and - - I 'm requesting these be removed ASAP... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 13, 2017 - Upon being denied from a lender for " too many inquiries '' from - report, I decided to check my reports from all credit bureaus for accuracy. I have noticed that there are a few credit inquiries on my Experian credit report that I DID NOT authorize and had no knowledge of. I contacted Experian immediately and was being given no relief. I also have a fraud alert already in place which should have avoided any future issues. Please see the following inquiries that were not authorized by me with the date of when the report was improperly requested and received. Per my investigation, none of th... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 13, 2017 - no contract with - as this account was sold to action financial services. I contact the bureau and the responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a home.... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone April 13, 2017 - To whom it may concern, I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information, in regards to - hard inquiries, that was being reported on my credit report. They received the letter on -/-/2017 and they completed the request on -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same response for ALL inquiries, which was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. '' According to the FCRA Rules, FCRA 623 ( b ... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - I called the Experian customer service number they told me that inquiries can not be removed off of my report I know that is not true I would like the name the telephone number and extension of the person they speak to And the reason why If not deleted here is a list of inquiries - -/-/-. - -/-/-. - -/-/-. - -/-/- - -/-/- - -/-/-. - -/-/-. - -/-/-. - - - -/-/-. - -/-/-. - -/-/-. - - - -/-/-. - -/-/-. - -/-/-... |
Experian Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I recently reached out to Experian about unauthorized inquiries I found on my report. The agent I spoke to told me to file a police report for fraud. I went to the police department here in -. I informed them of the fraud on my credit file and that I did n't give anyone permission to use my information. The desk sergeant told me that no crime was committed. She stated until I received a bill in my name, that there was nothing they could do about it. I spoke with Experian yet again and was told to file a complaint here. This is the list of inquiries that Experian refuses to remove that I di... |
Experian Credit reporting incorrect information on credit report account status April 12, 2017 - Experian and - have failed to remove inaccurate information from my credit file. Furthermore, there inaccurate reporting has caused an undue hardship with my work life an living arrangements. Specifically, Experian continues to report a charged-off account, which I am no longer liable for, and the account is also legally past the 7 year reporting period and has also been removed from the other - major reporting credit reporting companies. Additionally, - continues to report a bankruptcy that has been dismissed and is past its legal reporting time period, his reporting inaccuracy conti... |
Experian Credit reporting incorrect information on credit report public record April 12, 2017 - I filed a chapter - bankruptcy in -/-/2015 which was switched over to a chapter - in -/-/2015, that same year. The chapter - bankruptcy still shows on my credit report as dismissed while the chapter - has been discharged for a year now. So i have - bankruptcies on my credit report when i have only filed the -. It is hurting my ability to recieve any type of loan or anything of that sort.... |
Experian Credit reporting incorrect information on credit report information is not mine April 12, 2017 - Despite my multiple written requests, the unverified items : -, -, and multiple unauthorized inquiries from - - to - -, still remain on my credit report in violation of Federal law. In their results of re-investigation, Experian stated, in writing " verified '' that these items are being " reported correctly ''? Experian still has not identified who in their company verified the accuracy of these accounts or how they verified them. Experian 's failure to provide me with verifiable proof required for their company to post the accounts listed above is evidence that it does not ... |
Experian Credit reporting incorrect information on credit report public record April 12, 2017 - The IRS withdrew a tax lien against myself and my spouse. Both the IRS and I have provided a copy of the form - to all credit reporting agencies and - immediately removed this public record. Experian has failed to do so therefore I filed a dispute. I received the results of their " investigation '' and they refuse to remove this public record even though it is no longer valid whatsoever.... |
Experian Bank account or service making/receiving payments, sending money April 11, 2017 - This is a complaint against - - - filed by - -. I have been a customer with - - - since -/-/2015. Since this time they have shown to be unethical. Totally disrespect I have direct deposits and every time I would receive a direct deposits I would notice money missing from my accounts even when I was n't using the card. In -/-/- I had to get a print out of my transaction history. For - when I looked at my transaction history I notice money was being paid to Experian Credit, - - and - which I had not authorize. I contact - - - filed a dispute ag... |
Experian Credit reporting incorrect information on credit report information is not mine April 11, 2017 - Experian is reporting - credit inquiries on my credit report that i didnt authorized. -/17 - -/17 - - /17 -... |
Experian Credit reporting incorrect information on credit report information is not mine April 11, 2017 - The company is - account number # - for $700.00. It has original creditor is -. However during the time this account was opened i was in prison. I also advised the address thats tied to the account is not mine etiher. They are refusing to remove and saying it has been verified... |
Experian Credit reporting incorrect information on credit report information is not mine April 11, 2017 - -, - SOC SEC # - - -/-/-/1990 ADDRESS - - -, - - -, FL - Dear Sir or Madam : The sole purpose of this letter is to inform you I have been a victim of identity theft. I am further requesting that you block the following fraudulent information from my credit reports so that I can proceed accordingly with my file. Once more, I want to emphasize none of the information stated below relates to any transaction that I have made. B RENT RECOVER - - - - - - - The items listed are clearly fraudulent ; therefore, I am requesting that they are de... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info April 11, 2017 - To whom it may concern, I have been trying to fix my credit from past mistakes I made in order to buy a home in the future. When checking my credit report with Experian and - I noticed a lot of unauthorized hard inquiries on my report. I called Experian and - several times and also disputed those negative items and they have not been removed. On my Experian report the only items that shall remain that I authorized are from -, - and - Credit Card. There are some from - that should of fell off in -/-/2017.... |
Experian Credit reporting incorrect information on credit report public record April 11, 2017 - According to recorder of deeds attached, the information should not be a part of my financial matters. They did not provide information therefore it should not be included on my credit report or anything to do with credit. Therefore judgement and lien should be removed from my credit reports through each bureau.... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - Experian Credit Agency has information listed on my report from - WA - ( - ) - I have never had an account with - They have just updated information on my credit report -/-/2016 and they constantly update this information once a month causing me to have a unsatisfactory credit score and report. This item was not verified I asked Experian to send me the information verified within 15 days and they did not. According to FCRA I am entitled to receive verified information within 15 days of decision, I did not. I want this item removed immediately. And I want them to not be able to... |
Experian Credit reporting incorrect information on credit report information is not mine April 10, 2017 - - is reporting on my all - of my credit files. They are saying the account belongs to me without providing with proof of a contract I signed.... |
Experian Credit reporting incorrect information on credit report account status April 10, 2017 - This is past the statute and should NOT be listed on my personal credit file Experian - - - # - please remove... |
Experian Credit reporting incorrect information on credit report account status April 10, 2017 - I am writing to exercise my right to request verifiable proof of the negative events you have listed within my credit file. The 15 U.S. Code 1681g - Disclosures to consumers requires CRA 's to disclose the sources of information regarding the negative events that are being reported by your agency upon request by the consumer. THIS IS NOT A DISPUTE. 1. - 2. Judgement - - 3. Inquiries Name of Company Date of Inquiry Type of Business E-PERIAN BUSINESS CR -/-/- Miscellaneous And Public Record - - -/-/- Wholesale - - -/-/- Finance - - -/-... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - I did n't receive a proper response from - or Experian as to how the result of Charges from - - - -, can be charged with 3 large amounts and they can verify your identity properly with the merchants bank and just call it a valid charge, and - is telling me only to dispute the charges with the merchant and it 's not fraud, and basically the police report did nothing to supposedly " write off the charges ''. Words ca n't describe how frustrated that I am with them. I should have the charges removed and the account removed since I have charges on there, from almost 4 years ago, ... |
Experian Credit reporting incorrect information on credit report account terms April 10, 2017 - I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information in regards to - hard inquiries to - Experian, and -, that was being reported on my credit report. They received the letters on -/-/2017 and they completed the request on -/-/2017 & -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same response for All inquires, which was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. '' I have tried contact the cr... |
Experian Credit reporting incorrect information on credit report personal information April 10, 2017 - Incorrect Name : - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accura... |
Experian Credit reporting incorrect information on credit report information is not mine April 10, 2017 - Attention dispute department -, - SOC SEC # - DOB -/-/- ADDRESS - - -, -, FL - Dear Sir or Madam : The sole purpose of this letter is to inform you I have been a victim of identity theft. I am further requesting that you block the following fraudulent information from my credit reports so that I can proceed accordingly with my file. Once more, I want to emphasize none of the information stated below relates to any transaction that I have made. - - -/-/- -/-/- -/-/- $100.00 - $210.00 MIN $43.00 $130.00 - DELINQ 90 -P/-/- -... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - I sent in a multiple inquiry removal letter on -/-/2017 in regards to - hard inquires that are being reported on my credit report, they received the letter ( certified ) on -/-/2017 and they completed the request on -/-/2017 The - hard inquires are not factual and I received the same response for ALL inquires, which was " Inquires are a factual record of file access. If you believe this was unauthorized, please contact creditor. According to FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states, that any information can be disputed and MUST be investigated. The fact that ... |
Experian Credit reporting incorrect information on credit report account terms April 9, 2017 - I contacted the credit bureau to inform them of - hard inquiries on my credit report that are not accurate. I requested of them to be removed. In response I was told it 's nothing they can do about them. They ca n't remove the hard inquires. It states that if something appears on my report that is not accurate I have the right to request to have it disputed.... |
Experian Credit reporting incorrect information on credit report public record April 9, 2017 - - COUNTY RECRef : -/-/- Federal Tax Lien - Filed - CO RECRef : -/-/- Federal Tax Lien - Released The information was pulled from a third-party reporting and I was told by the court they do not report therefore it needs to be deleted.... |
Experian Credit reporting incorrect information on credit report information is not mine April 9, 2017 - I have made several attempts to have fraudulent inquiries removed from my credit report with no resolve. Some inquires have actually been duplicated.... |
Experian Credit reporting incorrect information on credit report account status April 9, 2017 - Experian is not reporting my - - Visa ending in - and my - - Master Card ending in -.... |
Experian Credit reporting unable to get credit report/credit score problem getting my free annual report April 9, 2017 - Three weeks ago I requested my annual free credit report online with www.annualcreditreport.com. A screen popped up and said I could n't have access to my online report yet, they would send me a code or pin to use by mail so I could access my report. I also requested 2 weeks ago by their phone automated system for my reports and still they refuse to send me my credit reports from Experian, -, and -.... |
Experian Credit reporting incorrect information on credit report account terms April 9, 2017 - Dear Experian, Re : - Account - I am contacting you because I have found some information that is inaccurate on my credit report. 1. This is a secured account. On -, I contacted - and told them that I wished to get records on the account. 2. They did not respond. When I ran my credit later I saw that they were reporting me as late. That made no sense. 3. I contacted them and after a while they did n't respond. 4. After begging them, there was no resolution. 5. I sent them a demand directly. 6. They did n't reply and are reporting incorrect on your bureau. 7. That is impossi... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - Unauthorized credit inquiry still not removed after the creditor and my self have requested the inquiry be removed. Have even sent them proof.... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info April 8, 2017 - On -/-/2017, I discovered - under account numbers # -, # -, and - had been re-inserted into my credit file. The accounts were originally DELETED on -/-/2017. Experian is required to notify me within five ( 5 ) days of re-inserting a previously deleted item. I did not receive any such notification.... |
Experian Credit reporting incorrect information on credit report information is not mine April 8, 2017 - Dear Experian I am making a formal complaint that you are reporting inaccurate credit information. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. I have been disputing several accounts with Experian every time I receive the results by mail, the item comes back as " verified '' with absolutely no proof of verification. No proof of contract or any signed documents at all. In my letters to the CRA I request physical proof of verification, while providing proo... |
Experian Credit reporting credit monitoring or identity protection account terms and changes April 7, 2017 - I tried to put a freeze on my credit.I do n't want ANY loan or credit issued in my name for any reason.I could not get it done.I called - and -, they were great, they got it done.Now we get to the problem Experian, These clowns need to get into the 21rst century.You can not reach anyone by phone or email.If these - think I am goingn to send ALL my info by mail, in one envelope, They need to get in step with the industry stars.They need to read the definition of customer service.And Snail Mail is not service or SAFE.How can I rectify this roadblock.-... |
Experian Credit reporting incorrect information on credit report public record April 7, 2017 - MY CREDIT IS SHOWING SEVERAL DIFFERENT USE 'S OF MY SS # I WAS UNDER AGED AND HAD NEVER USED MY SS # PRIOR FOR CREDIT OR HOME USE. I WENT TO ATTEMPT A PURCHASE OF A VEHICLE AND DEALER TOLD ME THERE WERE 5 CHARGE OFFS ON MY CREDIT. SOMEONE IS USING MY SS # FOR APPARTMENTS. I WOULD LIKE THIS TO BE REMOVED AND SECURED BY PUTTING AN THEFT ALERT ON THE CREDIT PLEASE ...... |
Experian Credit reporting incorrect information on credit report personal information April 7, 2017 - Credit report shows - different social security number under my report in personal information section. I disputed different social security number shows up in my report but credit reporting company said they can not remove it because that information is coming from the lender. And because it is - digit different they were thinking some of lender 's operator made a simple mistake during their input process so considered it as minor, but It is not minor problem to me. I am an - military - and during my background investigation they found - different social security numbers and th... |
Experian Credit reporting improper use of my credit report received marketing offer after opted out April 7, 2017 - In 2015, I ordered workout items from - Co. They offered to open a account. I accepted. - later sold the account to -. They sent a credit card from their bank. I refused the card and paid the account off to -. The Bank continued to send statements and enrolled me in their VIP program for $14.00 a month. I immediately called - to cancel this card and program again. - continued sending bills and adding extra charges. Their card was never activated. I refused to pay. Never signed for their card ; This seems to be a rip-off, and much like - - was convicted of, to open ne... |
Experian Credit reporting unable to get credit report/credit score problem getting report or credit score April 7, 2017 - Since falling victim to the -, - -, Experian, and several other data breaches I have been unable to obtain my report and dispute anything on my report online. I only receive a message asking me to contact someone at the reporting agency. I would like to have my report unblocked as it has been more than 5 years since these breaches and I am in the process of repairing my credit. The inability to dispute online is hindering my progress tremendously.... |
Experian Credit reporting incorrect information on credit report information is not mine April 7, 2017 - - SOC SEC # - DOB -/-/- ADDRESS -, FL - Todays Date : -/-/- To Whom it May Concern : Experian -, T- - - -, GA - - -, PA - I recently pulled a copy of my credit report and noticed the following information are in error : Inquires The FCRA states that the only permissible purpose for pulling someone 's credit report is a ) firm offer of credit b ) insurance c ) employment or d ) a court order. The following inquiries are related to none of the aforementioned permissible purposes. - -/-/- - - -/-/- - -/-/- - -/-/-... |
Experian Credit reporting incorrect information on credit report account status April 7, 2017 - The original case number was reported in -/-/2017, stating that my wife and I are in the middle of Short sale. I would like to report with proper documentation from - that the house was sold on -/-/2017. The property address - - -. - GA, -. - - and - - - do not own the house anymore and please see attached documentation that the amount owe needs to be taken off from our credit. This is no longer our debt, we sold the house. See attached closing documentation.... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 7, 2017 - - still not give me any result form my first dispute - -, 2017... |
Experian Credit reporting incorrect information on credit report account status April 7, 2017 - Experian is reporting that I was 30 days late in -/-/2017 and I was not late what so ever. I 've dealt directly with Experian on this and nothing has happened yet. I had a vehicle paid off, and the creditor was -. The payment was sent and was processed before the -/-/- deadline. The lender has stated that they 've fixed the problem on its end and that Experian is the only one that can update it. This has been very frustrating bc I also have some fraudulent charges on my report that experience yet to address or even respond with. I have tracking numbers and dates they received my do... |
Experian Credit reporting incorrect information on credit report information is not mine April 7, 2017 - Experian is not responding to any of my requests to investigate and remove accounts from my credit report that do not belong to me.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I sent Experian a dispute about unauthorized inquiries on my credit report and I asked them to provide verification that the inquiries were authorized and they responded they were verified but did not show me proof. I filed a complaint with the BBB and Experian responded with the same response. I am asking that you force Experian to provide their investigation documents verifying they indeed investigated this dispute. The inquiries in question are : - -/-/- - -/-/- - -/-/- - -/-/- - -/-/-... |
Experian Credit reporting unable to get credit report/credit score problem getting my free annual report April 6, 2017 - For several years now, I 've been unable to view my Experian credit report online at AnnualCreditReport.com. The website provides no information regarding the reason for this ( e.g., whether there 's a problem with my application, or perhaps they 're just doing server maintenance, etc. ), so there is no way for me to take action to correct the problem. They do provide a way to request the report by mail, but I need a soft copy to store in the computer. I 've found several other people in online forums who have the exact same issue ( and no problem at all with the other - credit agencies )... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I mailed a letter to Experian, in which I disputed various inquiries. This letter was sent on -/-/17 and I have yet to receive a letter from to address this issue. I contacted Experian on today, -/-/17 and spoke with - as well as - who advised they do n't investigate inquries as they are matter of fact. I explained to them both that according to the FCRA, any item on the credit report can be disputed, it does n't given an exception of INQUIRIES, being among any items that are off limits. I feel that they have failed to investigate the items and it has been well beyond 30 days... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 6, 2017 - Last year I noticed an account on my credit report that should not have been there from -.I never received any bills in the mail that I owed them any money.I never received a phone call regarding an outstanding balance.The balance was just reporting on my credit report which violates the FCRA laws put in place by the FTC to protect consumers from frivolous debt.I contacted the company and they refused to update the information.I filed a dispute with Experian and experian responded back that the debt was validated yet refused to show me how it was validated and what information they relied o... |
Experian Credit reporting incorrect information on credit report account status April 6, 2017 - I disputed my auto loan account, - ( - ) with Experian, due to the fact that the status updated is reporting inaccurately ( - 2016 ). I have also reached out to - in regards to this matter. Both - and Experian have failed to correct the inaccurate information reported on my credit file which is a violation of the FCRA.... |
Experian Credit reporting incorrect information on credit report account status April 6, 2017 - ATTN : Legal Department, This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FCRA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is the derogatory nature of the information your agency has furnished to the credit reporting agencies in connection with the following accounts : The basis for my dispute is that, as I understand the code, your office was required to notify me, in writing, prior to, or no later than 30 days after furnishing any negative information to the consumer credit reporting, that such information was being furnished. This no... |
Experian Credit reporting credit monitoring or identity protection account terms and changes April 6, 2017 - I recently visited Experian, -, and - websites and purchased the credit score and reports products. The issue is that when I apply for loan through a lender all - credit scores were completely different and drastically lower than what the website showed compared to what the lender provided me with. I contacted the - credit bureau 's and they told me my score was based off educational score which when explained to me did not make sense. I then contacted lender and went to there office provided the online scores from each credit bureau 's. The lender explained that scores would vary ... |
Experian Credit reporting incorrect information on credit report information is not mine April 6, 2017 - There are fraudulent inquiries which appear on my credit report, do not relate to any transaction ( s ) that I have made... |
Experian Credit reporting incorrect information on credit report public record April 6, 2017 - I have a judgement on my experian credit report and I have no idea where it came from and I have stayed with my parents since -/-/2010.... |
Experian Credit reporting incorrect information on credit report information is not mine April 6, 2017 - I received a credit inquiry alert from Experian credit monitoring service that 's provided to me. The following credit inquiry listed on my Experian credit report is fraudulent and unauthorized : -, - - -, -, OH -... |
Experian Credit reporting incorrect information on credit report information is not mine April 6, 2017 - My name is - -. My mother 's name is - -. We lived at the same address for some time. Her social security number has - digits different from mine. I submitted a dispute to Experian to have her information removed from my file. I sent them a detailed cover page with the name differences and her addresses vs. mine ( attached ). I also sent a copy of her bankruptcy filing, schedules and listing of credit items that were HERS and in HER bankruptcy. They did absolutely nothing with it. I understand there is some rule used by the bureaus that if an address is on more than - or -... |
Experian Credit reporting incorrect information on credit report account status April 5, 2017 - I have recently been informed that there is negative information reported by Experian, for a debt/charge off for $6800.00. from - ''. I sent -, ( who Experian reports as there CEO ) a certified letter via USPS requiring a signature, requesting " verification '' pursuant to the " Fair Debt Collection Practices Act of this " debt/charge off for $6800.00 from - '' Verification meaning competent evidence bearing my signature. Experian received my letter on -/-/2017. In my letter I requested for them to remove this " debt/charge off for $6800.00. from - '' from my report if they... |