Review and analysis of over 8,191 complaints against Experian
Experian consumers have reported over 8,191 official complaints related to Account status. Out of the 8,191 consumer complaints against Experian, 11% were disputed by the consumer (i.e. the consumer was not happy with how Experian responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Experian resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 38% resulted in non-monetary compensation.
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Experian Credit reporting incorrect information on credit report account status April 12, 2017 - Experian and - have failed to remove inaccurate information from my credit file. Furthermore, there inaccurate reporting has caused an undue hardship with my work life an living arrangements. Specifically, Experian continues to report a charged-off account, which I am no longer liable for, and the account is also legally past the 7 year reporting period and has also been removed from the other - major reporting credit reporting companies. Additionally, - continues to report a bankruptcy that has been dismissed and is past its legal reporting time period, his reporting inaccuracy conti... |
Experian Credit reporting incorrect information on credit report account status April 10, 2017 - This is past the statute and should NOT be listed on my personal credit file Experian - - - # - please remove... |
Experian Credit reporting incorrect information on credit report account status April 10, 2017 - I am writing to exercise my right to request verifiable proof of the negative events you have listed within my credit file. The 15 U.S. Code 1681g - Disclosures to consumers requires CRA 's to disclose the sources of information regarding the negative events that are being reported by your agency upon request by the consumer. THIS IS NOT A DISPUTE. 1. - 2. Judgement - - 3. Inquiries Name of Company Date of Inquiry Type of Business E-PERIAN BUSINESS CR -/-/- Miscellaneous And Public Record - - -/-/- Wholesale - - -/-/- Finance - - -/-... |
Experian Credit reporting incorrect information on credit report account status April 9, 2017 - Experian is not reporting my - - Visa ending in - and my - - Master Card ending in -.... |
Experian Credit reporting incorrect information on credit report account status April 7, 2017 - The original case number was reported in -/-/2017, stating that my wife and I are in the middle of Short sale. I would like to report with proper documentation from - that the house was sold on -/-/2017. The property address - - -. - GA, -. - - and - - - do not own the house anymore and please see attached documentation that the amount owe needs to be taken off from our credit. This is no longer our debt, we sold the house. See attached closing documentation.... |
Experian Credit reporting incorrect information on credit report account status April 7, 2017 - Experian is reporting that I was 30 days late in -/-/2017 and I was not late what so ever. I 've dealt directly with Experian on this and nothing has happened yet. I had a vehicle paid off, and the creditor was -. The payment was sent and was processed before the -/-/- deadline. The lender has stated that they 've fixed the problem on its end and that Experian is the only one that can update it. This has been very frustrating bc I also have some fraudulent charges on my report that experience yet to address or even respond with. I have tracking numbers and dates they received my do... |
Experian Credit reporting incorrect information on credit report account status April 6, 2017 - I disputed my auto loan account, - ( - ) with Experian, due to the fact that the status updated is reporting inaccurately ( - 2016 ). I have also reached out to - in regards to this matter. Both - and Experian have failed to correct the inaccurate information reported on my credit file which is a violation of the FCRA.... |
Experian Credit reporting incorrect information on credit report account status April 6, 2017 - ATTN : Legal Department, This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FCRA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is the derogatory nature of the information your agency has furnished to the credit reporting agencies in connection with the following accounts : The basis for my dispute is that, as I understand the code, your office was required to notify me, in writing, prior to, or no later than 30 days after furnishing any negative information to the consumer credit reporting, that such information was being furnished. This no... |
Experian Credit reporting incorrect information on credit report account status April 5, 2017 - I have recently been informed that there is negative information reported by Experian, for a debt/charge off for $6800.00. from - ''. I sent -, ( who Experian reports as there CEO ) a certified letter via USPS requiring a signature, requesting " verification '' pursuant to the " Fair Debt Collection Practices Act of this " debt/charge off for $6800.00 from - '' Verification meaning competent evidence bearing my signature. Experian received my letter on -/-/2017. In my letter I requested for them to remove this " debt/charge off for $6800.00. from - '' from my report if they... |
Experian Credit reporting incorrect information on credit report account status April 5, 2017 - I have disputed an account Experian is reporting and they still have it listed which should NOT be so I took it upon myself and got a notice from the company here it is because they can not do their job. I want this REMOVED!... |
Experian Credit reporting incorrect information on credit report account status April 5, 2017 - My home was sold and closed via wired payment on -/-/2014. However, - of - of the lenders that held my mortgage are currently reporting it as active, and open. Please assist! I have attempted repeatedly twice in 2 years to clear this with dispute and phone call and it is still on my credit reports- - , and Experian. I was trying to get preapproved for a home loan and they made me aware it is still open. When I contacted -, I spoke with Agent - # -. She also informed me she could see on their database that the loan showed closed, however she refused to per our request send ... |
Experian Credit reporting incorrect information on credit report account status April 4, 2017 - I lived in the same apartment from -/-/- to -/-/-. It was called the - from -/-/--/-/-. In -/-/- it was purchased by another company. All of my rent payments were made on time, and I owed nothing to the -. In -/-/-, I discovered that a collection agency ( - ) had put on my credit reports that I owed the - $6600.00. The company that took over the -, known as - ( - ), attempted to double-bill me for rent on - occasions ( in -/-/- - -/-/- ). Each time I presented a cancelled check, and was told " there must have been a mistake. ... |
Experian Credit reporting incorrect information on credit report account status April 4, 2017 - I am writing to exercise my right to request verifiable proof of the negative events you have listed within my credit file. The 15 U.S. Code 1681g - Disclosures to consumers requires CRA 's to disclose the sources of information regarding the negative events that are being reported by your agency upon request by the consumer. THIS IS NOT A DISPUTE. 1. Bankruptcy - 2. - - 3. Inquiries - -/-/- Oil And National Credit Cards - -/-/- Department And Mail Order - -/-/- Miscellaneous And Public Record - -/-/- Medical And Health - -/-/... |
Experian Credit reporting incorrect information on credit report account status April 4, 2017 - I had a - account in -/-/-. It was first reported delinquent in -/-/-. The account was paid and should have been removed from my credit bureau in -/-/-. ( 7 years after it was first reported delinquent. ) It is STILL showing up on my credit bureau in -/-/- ... 13 years later. This needs to be removed from all - credit bureaus ... -, Experian and -.... |
Experian Credit reporting incorrect information on credit report account status April 4, 2017 - Experian uses - and it discriminates against Veterans with a VA loan. I have paid additional principal since the loan inception and have never been late or missed a payment, yet my " score negative '' items list my real estate balance is " too high compared to the original loan balance ''. In my mind this method discriminates against Veterans using the VA 100 % loan benefit by reducing the credit score which increases costs on just about everything theses days e.g. insurance on cars and homes.... |
Experian Credit reporting incorrect information on credit report account status April 3, 2017 - I 've disputed - credit cards that were paid in full and are n't reflected as updated. Experian 's " investigation '' did n't end up removing - of the cards, my - card. This information is inaccurate and still remains on my credit report. The account has been paid and should reflect this.... |
Experian Credit reporting incorrect information on credit report account status March 31, 2017 - My debt with - - - was discharged in bankruptcy in -/-/-. They have since begun reporting the account on my credit as a derrogatory account with inaccurate dates and a balance due as of -/-/-.... |
Experian Credit reporting incorrect information on credit report account status March 31, 2017 - I rented a residence from - - in - MN. the rental payment was $1100.00 per month. The property was located at - - - - MN -. I rented the property from -/-/- through -/-/- with no late payments or other issues. - - informed me that that have an agreement with Experian Rent Bureau to report all rent payments on your credit report. However, the information is not showing up on my credit report. I called - - and asked if they could report the information and they told me to file a dispute with Experian Rent Bureau and they would verify the informatio... |
Experian Credit reporting incorrect information on credit report account status March 29, 2017 - I would Like to File a complaint on behave of Experian. I was reviewing my Experian credit report and came across the length of credit History you are reporting 4 Years of credit History How could that be Possible? You are reporting a - account -/-/- on my report and a kohl card was open in -/-/- and I do n't believe they are reflecting on my score so could you look into that... |
Experian Credit reporting incorrect information on credit report account status March 28, 2017 - This letter is a formal complaint that you are reporting inaccurate credit information on my credit report.I am totally - that I have negative information noted below in my credit profile due to its damaging effects on my good credit standing.- Account - I never received any late notification on this account. -. Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681s-2 ] Disputing a listing with the Original Creditor There is no doubt I am aware, credit reporting laws ensure that bureaus report only accurate credit information. No doubt the i... |
Experian Credit reporting incorrect information on credit report account status March 28, 2017 - I have reviewed my credit report and it reflects correctly my good credit history. Yet my score has continuously dropped from around - in -/-/2016 when we finished a streamline VA loan refi, to today 's score of -. Nothing has occurred in my credit since -/-/- that would warrent such change such as having late payment, missed payments charge off or court actions, etc. However, my credit score keeps dropping Asverse my lines of credit get reduced for having lower and lower scores. A catch -, my score was dropped then my line of credit is reduced which drops my credit line. I wo... |
Experian Credit reporting incorrect information on credit report account status March 27, 2017 - Contacted Experian regarding several inquiries ( -, - -, - -, - -, - -, -, -, - -, - - -, - -, - - ) that were on my credit report, those of which I did not sign nor have I ever had a contract with these creditors for their services or their products.... |
Experian Credit reporting incorrect information on credit report account status March 25, 2017 - - - - TN, - - Account number # - No contract or no signature... |
Experian Credit reporting incorrect information on credit report account status March 25, 2017 - I was shopping for a car and the I put in a credit application with the dealership. For that single application I filled out, there are now - inquiries into my credit. - for the finance company, and - for the dealership. The dealership claims this is standard procedure. Even if it is, does n't a credit reporting agency take into account multiple credit inquiries when someone is shopping for a vehicle?... |
Experian Credit reporting incorrect information on credit report account status March 24, 2017 - I have reached out to Experian regarding - accounts that they continue to report incorrect information from them. I have provided proof to the creditors as well as, Experian. Still Experian continues to report this information alleging they have verified it despite the proof that I have provided them ( see attached ). This has prevented me for going forward with restore my credit. These accounts are reporting my Chapter - BK filing incorrectly. My filing date was -/-/-. They continue to report it as - - with past due amount. So and report that I have been delinquent for th... |
Experian Credit reporting incorrect information on credit report account status March 23, 2017 - I made a banking online payment to - for -/-/2016, and -/-/2016. My bank, - - - returned the 2 mortgage payments to my acct stating there had been an address error in delivering the 2 payments. By the time I got the monies back in my acct, and paid the 2 payments, it was late, -/-/2016 payment arrived -/-/2016. My bank wrote a good faith letter which - honored and waived any lates, negative credit reporting for those 2 payments. I sent Experian a copy of the good faith letter from my bank, and also a letter from - stating they honor the good faith letter. Experian ref... |
Experian Credit reporting incorrect information on credit report account status March 16, 2017 - I do n't know if I - off Experian or what but they are taking out revenge on me by altering my credit report. ( 1 ) Experian credit report shows - -/-/- in good standing, last date use -/-/- paid and closed/never late. The - account has been in good standing for over 8 years ( 2 ) Experian credit report shows - -/-/- is now a negative remark. The only different between the two reports are first report date and date of credit report and one report says never late. Experian is re-aged and making up - causing this negative account I do n't if Experian is doing out of... |
Experian Credit reporting incorrect information on credit report account status March 16, 2017 - COMPLAINT : E-PERIAN : - : - : VS - 1. ON PURPOSE, I FLOAT $500.00 - - $1200.00 ON MY CREDIT CARDS FOR REWARDS : A : FOR TWO YEARS, ON PURPOSE, I PAY EACH CARD OFF EACH MONTH : B : WHY DO THE CREDIT REPORTING AGENCIES PLAY A GAME WITH ME AND - IN CAL - IN -? C : WHY DOES MY FICO, CREDIT SCORE JUMP AROUND FROM - - - - - NOW DOWN TO -??? D : WHY IS MY CREDIT SCORE AND FICO NOT AT THE SAME RATE FOR ALL CREDIT AGENCIES? E : WHY IS MY CREDIT SCORE NOT AT - OR HIGHER 2. DO ALL CREDIT REPORTING AGENCIES ABUSE THE PEOPLE OF CAL, -? A : ARE THEY FORCING H... |
Experian Credit reporting incorrect information on credit report account status March 16, 2017 - - - pa, - - Account # - no contract and no signature... |
Experian Credit reporting incorrect information on credit report account status March 16, 2017 - - - - - - - - pa, - - Account # - no contract no signature... |
Experian Credit reporting incorrect information on credit report account status March 16, 2017 - - - - - - - - -, PA - - Account # - no contract or no signature... |
Experian Credit reporting incorrect information on credit report account status March 16, 2017 - - - - - - - - -, Pa - - Account # - No contract and no signature... |
Experian Credit reporting incorrect information on credit report account status March 14, 2017 - please find attached my dispute letters which i have also submitted to bureaus several times, - accounts have never been late and should have no delinquencies. please help me to remove these unfortunate negatives. thank you... |
Experian Credit reporting incorrect information on credit report account status March 12, 2017 - There is an account listed on my Experian credit report as -. This company is re-agiing the debt so that it stays on my credit report longer. There has already been accuracy issues with the account and it was properly removed from my - file. I have disputed the re-aging issue and Experian has not resolved the issue. They sent a letter stating new information below, which has not addressed the issue.... |
Experian Credit reporting incorrect information on credit report account status March 7, 2017 - - sold my credit card balance to a debt buyer -, whom I immediately paid. Subsequently, - purged the account history from my - and - credit reports, but left it in my experience as unpaid. It is impacting my ability to get a car loan and refinance my high interest debt. I believe - should remove the account from my experience credit report as they did with the other - bureaus because there is now way to retroactively represent what actually took place and the current reporting data is not correct.... |
Experian Credit reporting incorrect information on credit report account status March 7, 2017 - I settled with - on several accounts last year. They are still reporting them as open collections. They agreed to accept a certain amount, I paid the amount they requested and they have not reflected that on my credit reports. They are still reporting as in collections instead of paid. They are the - accounts stating in collections... |
Experian Credit reporting incorrect information on credit report account status March 6, 2017 - Experian is listing an account that is past the 7 year reporting period. This account is -/-, account number -. This account was scheduled to be removed on -/-/2017. It is reporting incorrectly and Experian refuses to reinvestigate. This account has been re-aged.... |
Experian Credit reporting incorrect information on credit report account status March 6, 2017 - Experian is still listing an account that is past the 7 year reporting period. -, account number -. This was scheduled to be on record until -/-/2017.... |
Experian Credit reporting incorrect information on credit report account status March 6, 2017 - Experian is still listing an account that is past the 7 year reporting period. -, account number -. Experian is the ONLY credit reporting agency to still be listing this account.... |
Experian Credit reporting incorrect information on credit report account status March 6, 2017 - Experian is still listing an account that is past the 7 year reporting period. -, account number -. Experian is the ONLY credit bureau that is still reporting this account.... |
Experian Credit reporting incorrect information on credit report account status March 6, 2017 - Experian is still listing an account that is past the 7 year reporting period. - - -, account number -. I have attached a copy of my Experian report which reflects how this account is reporting. Please notice the STATUS DETAILS which states : This account is scheduled to continue on record until - 2017. Yet it is still listed on my credit report. Experian is the ONLY credit reporting agency to report this account.... |
Experian Credit reporting incorrect information on credit report account status March 6, 2017 - Experian is still listing an account that is past the 7 year reporting period. - - -, account number -. I have attached a copy of my Experian report showing this account. Please note the STATUS DETAILS where it states : This account is scheduled to continue on record until -/-/2017... |
Experian Credit reporting incorrect information on credit report account status March 6, 2017 - Experian is still listing an account that is past the 7 year reporting period in violation of the FCRA. - - - account number -. Attached is a copy of the item on my Experian credit report. Please note the STATUS DETAILS where it states that this account is scheduled to continue on record until -/-/2017.... |
Experian Credit reporting incorrect information on credit report account status March 5, 2017 - - was contacted several months ago to notify the merchant that there are two accounts listed on my credit report ( when I only had one account with - ) that has been paid off and closed. - account ( - ) - This collection is listed twice on my report- - was requested to remove the duplicate collection item. C. Additionally, please change the comments about the account to note that the account was closed by the consumer ( not creditor ) due to termination of services.... |
Experian Credit reporting incorrect information on credit report account status March 4, 2017 - On -/-/2017 I sent all - credit bureau letters to verified or removed items from my report According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Its 30 days later and still have n't got any response.... |
Experian Credit reporting incorrect information on credit report account status March 3, 2017 - This is my second complaint/dispute please see complaint # -. Basically I was in negotations with - regarding their proposed settlement. While negotations they were still reporting late payments to my credit report. Further I have disputed these several times. Experian shows late payments - / - / -/-/- / - / - / - 2016. Transunion shows late payments - / - / -/-/- - - 2016. disputes - file - dtd -/-/2016 / - file - - -/-/2016 / - file - - -/-/2016 - file - - -/-/2016 - - report - -... |
Experian Credit reporting incorrect information on credit report account status March 3, 2017 - I was away on duty and my account was on hold and - still put it late after my mortgage was being paid on time. I could n't contact them until I got back. Since then I lost my military priveledges because of my credit and not paying bills. The credit bureau have wrongfully reported me late.... |
Experian Credit reporting incorrect information on credit report account status March 1, 2017 - I paid my - account in full on -/-/2017 and I 've submitted documentation to all - credit bureaus and they refuse to change the status of my report or remove the item completely from my report. Also I 've filed some disputes but they have seem to have lost them?... |
Experian Credit reporting incorrect information on credit report account status February 28, 2017 - - is reporting to ( Experian ) which they have n't verified the debt that I owe Account # -.... |
Experian Credit reporting incorrect information on credit report account status February 28, 2017 - This is a duplicate complaint that I filed for - and -. This complaint is for all - credit bureaus. Back on -/-/2016, I submitted paperwork to all - credit bureaus informing them that there were - accounts on my credit reports that were reported incorrectly. There were - accounts with - - - that were showing as being actively disputed. I notified them in writing that I was not disputing the accounts and that I was requesting they remove the disputed status from the reports. I have yet to receive any investigation results. Because I did n't receive any results an... |
Experian Credit reporting incorrect information on credit report account status February 27, 2017 - Last week I contacted the Veteran, s Administration to see if they can reduced my Home Veteran 's Loans monthly payments. They check my credit and to my surprise they said that my Score was low.and that - of my accounts were delinquent for some time. I told the counselor that it was impossible because I always make the payments. The - - - are paying the bills for about 2 years. The VA counselor told me that I have to find out thru - -. I called - and told them to send me all the payments made from - 2015. They send it and and find out that the - was making the paymen... |
Experian Credit reporting incorrect information on credit report account status February 25, 2017 - I receive credit monitoring free of charge from my bank. In reviewing my credit score, Experian lists reasons that help and hurt your credit score. While reviewing the reasons, I noticed that two of the reasons that help my score are also factors that hurt my score ( please see enclosed document. ) Given there is conflicting information, how is one to improve their score? This is confusing and can lead the consumer to make decisions that can negatively affect their score, while intending to improve their score. This seems very deceptive and unethical. Please help.... |
Experian Credit reporting incorrect information on credit report account status February 25, 2017 - - - - has account reported as charged off. $14000.00 written off. $9200.00 past due as of - 2017. This account went to collections 2 yrs ago and is currently being paid thru them at $220.00 per month and on time.... |
Experian Credit reporting incorrect information on credit report account status February 24, 2017 - Experian is Reporting A Transferred Revolving Credit Card Account From -. Which they have not verified the debt that I owe.... |
Experian Credit reporting incorrect information on credit report account status February 24, 2017 - -. is reporting to Experian, Which they have not verified the debt that I owe.... |
Experian Credit reporting incorrect information on credit report account status February 23, 2017 - There is a Lien indicated on my credit report. Case/Docket # - NEW JERSEY $22000.00 Date filed -/-/2015. There should be additional information listed indicating that there is a formal payment plan in place and I am paying as agreed.... |
Experian Credit reporting incorrect information on credit report account status February 18, 2017 - My - is a paid charge-off account. In the state where I live ( Virginia ), the statute of limitations for paid charge-off accounts is 5 years if they can produce my signature on a written contract ; otherwise it is 3 years. That 's in Code of Virginia - ( - ) and ( - ). As the first delinquency occurred on or before -/-/-, Experian will be reporting this derogatory information in violation of the law if it persists in reporting this account in -/-/-. I am concerned with this because - - is still reporting this item as a charge off when it was paid with - balance ... |
Experian Credit reporting incorrect information on credit report account status February 17, 2017 - Consumer Financial Protection Bureau, I am very excited to have found you and know that you will be able to help my situation. Right now, my husband and I are closing on our house on -/-/- ( 14 days from now ). When we obtained an updated copy of my credit report, I noticed that there are 90 day late payments on my - student loans that are being serviced by -. Acct # -. Additionally, they are reporting an " Account Status '' as " Currently 90 days late ''. Attached is a faxed document from - showing clearly that my account is current and NOT 90 days late. My experience... |
Experian Credit reporting incorrect information on credit report account status February 17, 2017 - I actually have - to file : public record too. I 'll do that next. I was fraudulently reported by - - of - in -, OR for not paying one of my rent installments. I was double charged when I moved in paying $680.00 ( included in the first installment along with a $35.00 screening fee and $150.00 security deposit in a check from my college - account - - ) - -, 2014. Then I was charged another rent of $680.00 5 days later which I was told it would all work out when I moved out showing that I paid the correct installments. They are telling me now this is not accura... |
Experian Credit reporting incorrect information on credit report account status February 17, 2017 - I have a charge off in my credit report. I have paid the balance with -. They told me they would report to the credit Bureas to change the remarks from Charge off as bad debt to pd in full as agreed. Since the payment company has said the sent the info to Experian, But i have called Experian a few times with the response they can not change my report. I have been working hard to pay past debts. Going forward maintaining a good credit history.... |