Experian Credit Reporting Complaint

Incorrect information on credit report account status

Experian Credit reporting department,

Incorrect information on credit report Account status Texas

I do n't know if I - off Experian or what but they are taking out revenge on me by altering my credit report. ( 1 ) Experian credit report shows - -/-/- in good standing, last date use -/-/- paid and closed/never late. The - account has been in good standing for over 8 years ( 2 ) Experian credit report shows - -/-/- is now a negative remark. The only different between the two reports are first report date and date of credit report and one report says never late. Experian is re-aged and making up - causing this negative account I do n't if Experian is doing out of meanness to hurt my credit score by changing crown diamonds original date making from a good standing account to a negative account, I bought a ring set for my wife never missed a payment and paid it off and never used the account again I am at lost of words of how this gross error could happen in the first place. Re-aged, inaccurate and making changes on my credit report out of thin air are all illegal and serious violation of FCRA laws.

Experian customer in Texas
Mar 16, 2017

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with non-monetary relief

Consumer disputes how Experian handled their complaint

Created with Highcharts 4.2.3ExperianComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/20163/20164/20165/20166/20167/20168/20169/201610/201611/201612/20161/20172/20173/20174/20170200400600800Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3ExperianIncorrect information on credit report0.4%55.7%0.1%41.9%1.9%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.0%29.5%0.3%0.1%68.8%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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