Review and analysis of over 123 complaints against Discover
Discover consumers have reported over 123 official complaints related to Delinquent account. Out of the 123 consumer complaints against Discover, 25% were disputed by the consumer (i.e. the consumer was not happy with how Discover responded to their complaint) and 100% were processed in a timely manner. 4% of consumer complaints against Discover resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 27% resulted in non-monetary compensation.
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Discover Credit card delinquent account December 26, 2016 - Discover card was paid almost 2 years ago and they continue to update monthly and damage my credit. It is affecting my financing and they are in violation of the FCRA.... |
Discover Credit card delinquent account December 5, 2016 - Discover card has reported me to -, - and - as having been 30 days late, I never received a statement from Discover and sometimes do n't get all of my mail and that is why I requested electronic correspondence ( not statements ) and alerts to let me know that I have a new statement, payment, payments when the card is not present etc. I have this with all of my other credit cards and I have an absolutely perfect credit history but unfortunately Discover did n't alert me of a payment due and I did not receive a statement so I was alerted by experian ( I use all - agencies to monitor ... |
Discover Credit card delinquent account November 30, 2016 - This account was a joint credit card with Discover card the account was to increase my credit score. I did not use the card nor did I have a card to use. The primary card hold was doing me a favor, but ended up hurting me. I 've been trying to get my name removed from this card and trying to get it removed off of all my credit reports. The primary card holder abused the card and was n't paying the monthly payments. The only way I found out that the bill was n't getting paid I download an app to see how my credit score was looking boom it popped that the account I have joint with has n't been p... |
Discover Credit card delinquent account July 21, 2016 - I wish to File a complaint with Discovercard! I recently file disputes with all - credit reporting agencies about discover reporting Neg Info on my credit Files.. Each time each reporting agencies would reply back saying that discover had Verify the account as reporting correctly.. So I reached out to Discover to see if we could n't get these issues taking care of.. I went back to - / - to obtain Old bank statements. And found receipt and sent them to Discover and They fair to respond back to me. I also spoke with - a rep at Discover - - - - to set up Payments he stated... |
Discover Credit card delinquent account July 9, 2016 - I paid off my Discover card on - -, 2016 and called them shortly after and asked them to close the account. The balance was paid in full and they closed it on - -, 2016. Nobody told me I should check back to see if any new charges appeared. The account was closed and I forgot about it. To me closed means CLOSED! Apparently that was n't the case though. A new charge of $28.00 appeared on the account for what they later told me were interest charges. Around the -/-/- I got a letter in the mail saying I owed $120.00 on the account. I called them about it and I was livid. They... |
Discover Credit card delinquent account June 27, 2016 - Over the -/-/-/-/-/- I fell behind in paying my bills. When the credit card companies called I spoke to them and told them that when I started working again and was able to make a payment I would notify them. There is one company that has called almost every day since -/-/-, Discover Card. They call on Holidays and Sundays, several times a day. I told them that I run a - and that is a -. I live in one of the poorest counties in Maine, it is now -/-/- but business is still extremely slow. I do n't have money for them. On - - I started receiving general assistance... |
Discover Credit card delinquent account June 14, 2016 - I paid my - credit card ( $90.00 balance ) in full or so I thought. The card was one day late and was charged a late fee. I did n't realize that I had incurred the late fee therefore did n't think I was carrying a balance. I do n't recall seeing the statement last the credit card statement either? I used the card again in - and when I went to pay the bill off in full again, I realized I had a past due + 30 day balance. I am in the mortgage industry and realized the impact this ONE LATE PAYMENT BECAUSE I WAS ONE DAY LATE now has dropped my credit - points and the cost of credit I p... |
Discover Credit card delinquent account May 17, 2016 - I have a credit card account with Discover. My entire balance is fraud and they are not taking action and this is hence affecting my credit report.... |
Discover Credit card delinquent account May 11, 2016 - Discover credit card company made several mistakes with my auto pay bank account number changing. After this issue settled down I disputed an auto withdrawl -/-/-. I was staying in the mountains in -, CA and I had no internet access. A payment came out and I called a few days after I had internet access and could see. They insisted I had made it, I insisted otherwise. After this they escalated it to the fraudulent department and issued a new card, sign on ID and password. I was so angry I stopped using the card, and had n't signed onto the account for a couple months. Suddenly I got a ... |
Discover Credit card delinquent account April 14, 2016 - I went - - military -/-/2013. I had an outstanding balance of over $1000.00 on my discover card. I left my finances in control of my financial broker as I was unable to control my accounts. After I left, my discover account had a fraud alert and was locked out. My broker was unable to regain access to pay the bill off the following month. When I regained control of the account I paid the debt in full. However, I was charged with a 30 day delinquency on all my credit reports. I have contacted Discover with this information on a yearly basis and even provided my military -. Although... |
Discover Credit card delinquent account April 14, 2016 - I had a credit card with Discover then they cancelled it. Acct no. - was wondering what happened. Then I recieved a letter from Office of Personnel Management that my Identity had been breached, I have tried to contact them directly and through the Credit Bureau, But they say I owe some - .... This is redicoulous ... |
Discover Credit card delinquent account April 6, 2016 - Today on - -, 2016 @ - - I received a phone call at my work number from a representative of Discover Card named -. She is calling me because I have not made any payments on my Discover Card since - 2016, and I informed her that I had turned the account over to a management company. She asked me if they were a credit counseling agency or a debt consolidation agency. My response was " they do both, and I do not wish to speak with you further because I contacted your office in -/-/- to try and help me lower my payment or rate and you refused to do anything at all '' and she... |
Discover Credit card delinquent account February 20, 2016 - I was sued by Discover Card ( DC ) for over $14000.00 on -/-/-. The balance limit was $11000.00, and the interest rate went from zero % to 29.99 %. I did n't owe $14000.00 nor anything near that amount. However, my husband was ill from - on so I could only pay the minimum payments and when I was short on $ for his medicines ; food ; and gas ; I would occasionally pay by credit card. The interest rate kept rising and the balance was n't getting smaller. I kept telling them my situation and that I was the only - working and to please reduce my rate but DC refused. I finally ... |
Discover Credit card delinquent account February 18, 2016 - I have Discover for my Credit card and for a personal loan. For some odd reason discover never received my payments, which I have everything on auto-pay. I have been paying double with both accounts to get caught up, but now they are telling me my account wont be unlocked until - 2016. ... |
Discover Credit card delinquent account December 28, 2015 - I received a Discover credit card -/-/2015. When I got my card I enrolled my account for auto-pay to have the entire amount owed deducted from my checking account at the end of each billing period. This worked for the first three months and I was not aware of any issues. -/-/2015 I got an alert from my identity theft protection service advising me of a negative report on my credit history. I checked the alert and learned that Discover had reported me for failure to pay a bill. The bill was from -/-/2015. I tried to call Discover at their - ( - ) DISCOVER hot-line number but the aut... |
Discover Credit card delinquent account December 11, 2015 - -, I made some very awful mistakes. Decisions that I made -. - of the biggest mistakes I made was taking my husband 's credit card and putting house payments, utility payments, a couple -, transferred balances from other cards and told him they were " payed off ''. I was under a -, but he did n't actually care. In a 9 month period of time - I went from -. I - and was sent home. No help. No - did n't even know those were real things, I thought they were just in movies or tv shows. Unaware of my -, I started -. Completely unaware I 'd swapped - for another. -... |
Discover Credit card delinquent account December 6, 2015 - Called my - father ad upset him ... who is not, and never has been listed as a way to contact me! ... |
Discover Credit card delinquent account November 24, 2015 - I lost my credit card back in - -, 2015 and now there is a balance of $ - and I would like to file dispute and cleaned up all the charges not belong to me. ... |
Discover Credit card delinquent account October 21, 2015 - I received a call from a company that would n't identify themselves and immediately started recording the call. I asked who it was, and they would n't say and started asking who I was. I told them I would n't say unless they identified themselves. It went back and forth like that several times until they finally identified themselves as - Business Card. They were recording this entire time. It turned out I had missed a payment. My complaint is that when calls like this are made, they need to ( 1 ) identify themselves immediately and ( 2 ) ask permission before they start recording. Neit... |
Discover Credit card delinquent account October 19, 2015 - Between -/-/- and -/-/-, I worked a totally of four months. I was struggling to find a job and took what temp assignments I could get. I made every effort to continue to pay my discover credit card. However, when my unemployment extension ended, I was forced to drastically lower my monthly payments to $5.00 or $10.00 a month. Discover cashed those checks. I found work, though I am still struggling, because I am the only one in my household working ( my mom 's unemployment ran out ), I continue to pay Discover. Recently, they threaten me with a summons from a lawyer in -, becau... |
Discover Credit card delinquent account October 3, 2015 - I received - calls in a 4 hour period on -/-/15 from Discover Card. I am ill and was sleeping. The fact that this averages a call an hour makes this harassment. Especially considering I have told them in the past of my intent to declare bankruptcy. The calls came in at the following times:- - - CST12- CSTI was left - voicemails ; this includes a full voicemail of someone typing which I believe was left just to harass, and the second the person just states her name and then pauses for a good amount of time before hanging up. They know what they are doing is wrong and the... |
Discover Credit card delinquent account September 22, 2015 - Discover Financial services is reporting me as being a total of 60 days late, in -/-/2015 and -/-/2015. This is an inaccurate reporting and stopping me from purchasing a home. ... |
Discover Credit card delinquent account September 13, 2015 - THIS IS A NEW COMPLAINT WITH NEW INFORMATION. In - Discover received a payment on a credit card ending -. They have not received any payments on this account since. They charged off the account in -. They may have statements showing I was an authorized user on the account. When they charged off the account they started to report the delinquent account to my credit report. When I asked them to prove I guaranteed the account they show statements showing I was an authorized user. When I ask them to remove it from my credit report they claim it is reporting correctly even though they have... |
Discover Credit card delinquent account September 10, 2015 - discover card has been reporting me to the credit reporting agencies while i have been paying them as i agreed since - of - this company also reported to the credit reporting agencies as charge off while i am paying them and also the balance they reported not reflect what the balance i won. ... |
Discover Credit card delinquent account July 18, 2015 - I am hoping you can help me. I had a credit card with Discover years ago. Due to a divorce and relocation and severe loss of marital income I had to stop making payments in -. I have recently received a letter from the IRS siting funds I owe from a - cancellation of debt from - - - ( Discover Card ). I was only contacted by Discover a few times in regards to debt collection and that was within a year of my last payment. In NC there is a - year statute of limitations on credit card debt and even the IRS sites an expiration of a non payment testing period as - months. I am t... |
Discover Credit card delinquent account July 6, 2015 - In reference to my Discover card, having been a loyal customer for - years with only - different accounts all the while and never having a bill unpaid. When my credit card was used fraudulently, -/-/-, it took - months for Discover to finally do the right thing ( see attached transcription ) and correct the charge ; however, my account balance has never been correct since, and it keeps getting worse. Because of Discover taking so long to correct the fraud and making mistakes with putting the charge on an off of the account balance, I had been left with a constantly growing, myste... |
Discover Credit card delinquent account June 25, 2015 - I went into a debt collection program in - and had settled all my obligations by -. I am trying to refinance my mortgage to gain a lower rate. On my recent credit report the bank noticed that I have a judgment issued on -/-/- from my Discover card. On page - of the credit report it states that there was a settlement. Payment was made and the account was closed. I need help removing the judgment from my credit report as it is no longer active. Thanks. - - ... |
Discover Credit card delinquent account June 17, 2015 - I have outstanding debt to Discover Card in the amount of $4000.00. I am elderly and I recently lost my life partner of 25 years, and - daughters. - of my daughters left me to care for my special needs granddaughter ; and the other daughter had serious financial debt, which all became my sole responsibility. I am willing to pay my debt ; however, I feel I am being unfairly treated by Discover and harassed by collection phone calls. I feel Discover has discriminated against me due to my age because I am elderly and on a fixed income and receive public assistance, and although I am willi... |
Discover Credit card delinquent account May 8, 2015 - I 've defaulted on my Discover card payments due to being out of work. I have spoken to the creditor several times and advised them I will call to arrange payment as soon as I am back to work. At - they called every - days, which is fine. They began calling me - times back to back, hanging up after - or - rings and then immediately calling back. This has happened - times. This morning I was going to answer and they kept hanging up on me before I could. This directly violates FDCPA call frequency regulations, and the hangups are harassment. ... |
Discover Credit card delinquent account May 7, 2015 - I received notice of suit on an account that I had. The balance is -. I do not have this money. I can not afford an attorney or any type of garnishment to my wages. I am the sole provider for my son and garnishing my wages is only taking food out of his mouth and depleting funds for his necessities. I did go into this contract with good intentions and I never had such a bad payment history on accounts as I do now. My income has decrease by 10 % and expenses have increase by 40 %. I just do n't have the money that I would like pay. *Please allow a settlement of 30 % of this balance to be pai... |
Discover Credit card delinquent account April 21, 2015 - Discover is reporting to my - report that it was settled for less than agreed. Discover was very aggressive in collecting on this account. I told them I would pay it off for the agreed amount if they agreed not to report it to my bureau. They agreed and we proceeded. I 've recently learned that it was only charged off by around - dollars. I offered to pay that off in full and they said they 'd take the money but not remove it. I feel this was a deceptive practice and they 're not willing to make it right. They 're also unwilling to work with me on paying off the former charge off. I hone... |
Discover Credit card delinquent account March 31, 2015 - First, I am having a temporary financial setback and I have tried to work with Discover Cards to mitigate the situation but it only seems to be getting worse. No matter what you say to them, they ignore you and try to set up a payment. As many times as I say, I ca n't commit to a pre-arranged payment, they do not listen and repeat the same question of setting up a payment. These people must be on some type of commission because they are relentless and they do not listen or respect the consumer. I do not like to make arrangements that I am not sure that I can fulfill. I feel pressure and I am u... |