Discover Credit Card Complaint

Delinquent account

Discover Credit card department,

Delinquent account Texas

THIS IS A NEW COMPLAINT WITH NEW INFORMATION. In - Discover received a payment on a credit card ending -. They have not received any payments on this account since. They charged off the account in -. They may have statements showing I was an authorized user on the account. When they charged off the account they started to report the delinquent account to my credit report. When I asked them to prove I guaranteed the account they show statements showing I was an authorized user. When I ask them to remove it from my credit report they claim it is reporting correctly even though they have yet to send me proof the account was guaranteed by me. I have been a Texas resident since -. I can show my tax returns showing I have paid taxes as a Texas resident since -. If they do have documentation showing I guaranteed it, which they have yet to send me, this account was still out of the Texas statue of limitations in -. They still show a balance as being collectible against me on my - and - credit reports but put consumer disputes '' and claim that makes it correct.

Discover customer in Texas
Sep 13, 2015

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with explanation

Consumer disputes how Discover handled their complaint

Created with Highcharts 4.2.3DiscoverComplaint HistoryComplaints12/20111/20125/20126/20127/20128/20129/201210/201211/201212/20122/20133/20134/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20152/20164/20165/20166/20167/201611/201612/201602468Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3DiscoverDelinquent account64.2%4.1%26.8%0.8%0.8%3.3%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageDelinquent account0.9%64.9%14.0%16.5%0.9%2.1%0.7%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Contact Discover

https://www.discover.com/
224-405-1747
davidnelms@discoverfinancial.com
P.O. Box 30943 
Sale Lake city UT 84130
Discover
Discover

Loading similar complaints