Discover Credit Card Complaint

Delinquent account

Discover Credit card department,

Delinquent account California

I paid off my Discover card on - -, 2016 and called them shortly after and asked them to close the account. The balance was paid in full and they closed it on - -, 2016. Nobody told me I should check back to see if any new charges appeared. The account was closed and I forgot about it. To me closed means CLOSED! Apparently that was n't the case though. A new charge of $28.00 appeared on the account for what they later told me were interest charges. Around the -/-/- I got a letter in the mail saying I owed $120.00 on the account. I called them about it and I was livid. They had tacked on late fees and reported me for 30 and 60 days late on the account. They took the fees off and I paid the $28.00 which had somehow magically appeared on a CLOSED account. My credit report shows absolutely NO late payments on ANY of my accounts EVER, and because of the 30 and 60 days late reported on a lousy $28.00 charge that I was n't even aware of, Discover dragged my credit score down from - to -. This is not right. I called them about it after I ran my credit score and found this out, but they said they would n't remove the 30 and 60 day late reports on my credit.

Discover customer in California
Jul 09, 2016

* Source: CFPB Complaint Database

Discover response to complaint:
Closed with non-monetary relief

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https://www.discover.com/
224-405-1747
[email protected]
P.O. Box 30943 
Sale Lake city UT 84130
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