Review and analysis of over 1,485 complaints against Bank of America
Bank of America consumers have reported over 1,485 official complaints related to Problems caused by my funds being low. Out of the 1,485 consumer complaints against Bank of America, 10% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 100% were processed in a timely manner. 60% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.
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Bank of America Bank account or service problems caused by my funds being low April 7, 2017 - Bank of America gave me a fee for being over extended for a period of time, but I was n't over drawn for an over extended period of time. I contacted them and they agreed that I should have not been received that fee, but they could not remove it. I get paid on - but they wont recognize the payment until Monday, even though its from their bank and they send it Thursday. I do n't make enough money to hand it away to a greedy bank who looks for ways to - over its customers... |
Bank of America Bank account or service problems caused by my funds being low April 6, 2017 - I have a checking account at Bank of America. I unexpectedly had - charges put through which overdrafted my account. But I covered them within hours with a transfer of $100.00 from another account, plus a cash deposit at the bank 's ATM of $60.00. But the bank still put through - $35.00 overdraft fees. This resulted in a negative balance again because the bank rearranged the charges to my account from high to low and I accidentally paid for a coupon to fill a prescription drug on a website called - -. The website automatically stores credit and debit card numbers and I accide... |
Bank of America Bank account or service problems caused by my funds being low April 4, 2017 - Bank Of America, has engaged in deceptive and unfair practices in connection with my checking account. BOA, has excessively charged the account overdraft fees causing me hardship. The account overdraft fees are so excessive that i could not pay my creditors due to boa excessive overdraft fees imposed to the account. On -/-/2017, I was overdrawn by $1.00 and escalated to $410.00 in overdraft fess alone. If you carefully review the statement, you will find that boa never paid any of this items, instead continue to charge the account overdraft fees since -/-/2017, when initially was ov... |
Bank of America Bank account or service problems caused by my funds being low April 3, 2017 - I have received late fee charges from Bank of America that are not legitimate. I 'm not say all fees from the life time of my account but there has been many of times where Bank of America has changed the order of my withdrawals to have me have 2-3 late fees instead of one late fee. example my first few charges will be for - and - dollar charges. then a charge for - will come after. Instead of paying the first 3 charges in the order they come out the bank account Bank of America will change the order of the withdrawals to make more late fees. The last three fees I had in one day. I di... |
Bank of America Bank account or service problems caused by my funds being low March 19, 2017 - I opened a checking account at Bank of America and elected to not have overdraft protection. About - months later they covered a debit card overdraft for less than - dollars and charged me - dollars. I contacted them by telephone and explained the situation, they reimbursed my account and I was satisfied. Then - months ago they hit me again for - overdrafts.This time when I called them I got the " POLICY '' run around and they refused to reimburse me. Can an institution violate terms of a contract by declaring a " POLICY ''?... |
Bank of America Bank account or service problems caused by my funds being low March 18, 2017 - I had a checking account with Bank of America that I opened around -/-/-. I never really used the account and my balance was usually less than $50.00 since I did n't use it. I just looked at my statement and noticed I had - $2.00 in it. Bank of America has been fraudulently stealing $5.00 per month from that account since mid -/-/- and never informed me that I needed to maintain a balance or it would charge a fee. Bank of America regularly emails me and has my phone number, and NEVER informed me. Now they will not reverse the fees.... |
Bank of America Bank account or service problems caused by my funds being low March 14, 2017 - Charged overdraft fees due to BOA processing charges in largest to smallest order. Their own rules state drafts will come out first, then checks written. They took out the check then the draft.... |
Bank of America Bank account or service problems caused by my funds being low March 13, 2017 - I paid my - - credit card bill online through - - 's website after - cst on -/-/--17. When I checked my checking account through bank of america the next morning, I showed a transaction processing on -/-/--17 for the payment I made after -. I am not sure why this payment was processed after - on the same business day when I did not pay with a debit card, I paid per my checking account. I have never had a transaction paid through someones website process the same day. This is not possible.... |
Bank of America Bank account or service problems caused by my funds being low March 12, 2017 - My bank account was overdrafted by $20.00 due to a - payment and bank of america changed me - $35.00 overdraft fees each when I have another account with bank of america with a few thousand dollars in there. I called them next day asked them to consider waiving the fees and the associate told me no and they would not allow me to speak with the manager because they were busy with another customer.... |
Bank of America Bank account or service problems caused by my funds being low March 9, 2017 - bank repeated ly cause me to be over drawn. would not remove - charges. card reader inoperable. $7.00 on -/-/- they now do n't show the -/-/- check I wrote to the - I attend. they hold withdraw from account then post it after so you can be overdrawn. I have chked accont @ - then @ - and it is totally different than it should be. when I print it out then net time I have difficulties doint so.... |
Bank of America Bank account or service problems caused by my funds being low March 4, 2017 - I have noticed a date change in debit transactions I once had double checked as cleared. I think my bank is taking advantage of the fact that I get paid weekly and use my debit card to work. They manipulate my payments in an order that would lessen the availability for funds. This maximized the charges at an alarming amount of $600.00 for the year of 2016. Before I make any payments, charges on my debit card I usually always check for availability. For instance there will be a certain day that all these charges will be cleared off and it just happens to be made more then just a couple of day... |
Bank of America Bank account or service problems caused by my funds being low March 3, 2017 - We had suspicions charges on our checking account by a hotel that we stayed in using -. We reported the claim to Bank of America. Bank of America 's investigation consisted of calling the thieves only. We had a call scheduled with BoA that - was on with. BoA never showed up, and deducted $900.00 from our account, ruling for the criminals. My wife had a - scheduled for today that we are unable to pay ; we can not see if she has - now. Our account is overdrawn, and BoA refuses to put the money back. We have - - and are unable to feed them. This is a life threatening situation... |
Bank of America Bank account or service problems caused by my funds being low February 22, 2017 - Thank You for your help, i have a account with bank of america. I knew my balance was low so on tues -/-/- i checked my account on line at - it was ok, so i headed to work i start at - i am a - so the time i checked my account was on wed -/-/- at - i seen that the bank had charged me $35.00 for not having insufficent funds ( - $6.00 ) i called the bank and i explained that i checked my account on -/-/- at - i explained to garret the supervisor what happened that the bank was closed from - to - a total of 15 hours common sense would tell you this is not r... |
Bank of America Bank account or service problems caused by my funds being low February 22, 2017 - Bank of America was holding a few transactions which were small enough to keep my account from going into overdraft. They were processing these transactions for days until a larger paper check came through which resulted in a transaction reordering. This has happened before and should be illegal and really investigated like it was in 2012. Legislation under the Obama administartion was overlooked and the Federal reserve has done nothing to help the 8 % of the bank account owners from going into deeper debt. Transaction reordering should definitely be a crime and investigated to the extent! I... |
Bank of America Bank account or service problems caused by my funds being low February 20, 2017 - I have several accounts at Bank of America ( BOA ). It appears that BOA charges an overdraft fee based on pending ( not yet posted ) clearing items included in the available balance. In addition, it also appears that, for those accounts that have automatic transfer from savings accounts to cover potential overdrafts, make transfers based on pending items ( not yet posted ) and charge a transfer fee at that time. If deposits are made during the pending period, fees are not reversed prior to posting even for positive balances.... |
Bank of America Bank account or service problems caused by my funds being low February 17, 2017 - I have maintained an active banking relationship with Bank of America since - and am considered a high value customer with Platinum privileges. Unfortunately, the bank has directly caused me to succumb to a financial loss due to false statements and complete misrepresentation of their policies regarding my checking account, and overdraft protection through my BofA Visa card. I have spent over 7 hours on the phone with numerous BofA representatives over the past month and have come to realize that they are not going to cooperate with me, nor be held accountable for the bank error that result... |
Bank of America Bank account or service problems caused by my funds being low February 12, 2017 - My bank ( Bank Of America ) debited my account over $840.00 for a legal action taken against my account ( It was an old debt. ), and then debited $120.00 service fee for the task of performing the debit. They had done so without any prior warnings. not even an alert which im enrolled to receive. So as I paid a couple of utility bills, I paused to check my checking balance. and was in total shock to see my balance was -- I was over-drafted by $35.00 and that was the over draft fee. The next few days I was heavily bombarded with returned payments along with the bank fees and more over d... |
Bank of America Bank account or service problems caused by my funds being low February 9, 2017 - Bank of America charged me a $12.00 maintenance for when my balance dipped below the minimum requirement of $1500.00 for just one night. The next day I had $1000.00 put into the account to bring up the balance. In addition, my balance has always stayed above the $1500.00 minimum for all the other days of the month. I find it very exploitative that I would be charged the full maintenance fee for having my balance fall below the minimum for just one day as for compared to somebody who was below the minimum for the entire duration of the cycle. One day versus the whole month should not eq... |
Bank of America Bank account or service problems caused by my funds being low February 8, 2017 - I received - overdraft fees to my bank of america checking account. I made sure to check my balance before sending EVERY payment I made, yet I still magically received - overdraft fees yesterday. I have had this problem before, but the cause never dawned upon me until today. I received over - charges to my checking account from bank of america dating back to - - on - -! It did n't matter that my " Available balance '' was fine when I made each and every transaction. It turns out that my " Actual '' balance that differs from the on screen balance was hit with charges from... |
Bank of America Bank account or service problems caused by my funds being low February 3, 2017 - I had - checks deposited into my bank account on -/-/- This deposit was not placed on hold i did not receive a hold notice of anytime. the checks that were deposited were sent from a company to be deposited into another bank of america account. which i did once the funds cleared on -/-/- later after i check my bank account and - of the checks were placed on hold. i called bank of america and they told me that i was going to receive mail advising me of that hold. to my understanding when any item is placed on hold i am suppose to receive a hold notice and i did not receive -.... |
Bank of America Bank account or service problems caused by my funds being low February 2, 2017 - -/-/2017 As many customers I too have had issues with Bank of America hitting me with fees that seem ridiculous, mainly overdraft type fees. Im - with a -, and unfortunately I have -. Because of this I occasionally make purchases that my relatively small bank account might not have the funds for. After getting nailed with ridiculous - dollar overdraft fees I called in and talked to a BoA rep. I had them go into my bank settings, and set it up supposedly so I could not make purchases unless I had enough money to make them, which is what I thought a debit card was supposed to do in... |
Bank of America Bank account or service problems caused by my funds being low February 1, 2017 - My account was suddenly stating that it was overdrawn $ --! I do n't know what is going on but I have n't used my card and I still have it in my possession... |
Bank of America Bank account or service problems caused by my funds being low January 31, 2017 - Update : I spoke with a bank representative on -/-/2017 regarding same charges associated with this new/updated complaint. Representative submitted a partial fee refund of $100.00, 50 % of the fees acquired in the course of 11 days ( $210.00 ). Since speaking with the representative I have incurred 2 additional $35.00 fees totaling $70.00, after being told I should not expect any additional fees until -/-/-. These fees were charged on -/-/- and -/-/-. In addition, I am currently in the dispute process with - for unauthorized charges that were made on my account in t... |
Bank of America Bank account or service problems caused by my funds being low January 31, 2017 - I deposited a check from a fraudulent company/ job scam and deposited the check into Bank of America and withdrew the funds after they did n't initially stop the check. Some time after withdrawing the funds, they put the check on hold, causing me to show and overbalance and they are not cooperating with me at all in order to resolve. I understand that they can not directly go after the company, but at the rate I 'm going, I 'm going to be slapped with overdraft fees when they essentially told me to go get the money myself.... |
Bank of America Bank account or service problems caused by my funds being low January 29, 2017 - I no put atencin in how much Bank of America was taking from fees to me I think sino right that we working hard and they just take easy money in the packette... |
Bank of America Bank account or service problems caused by my funds being low January 25, 2017 - I am a long time Bank of America customer, starting off with this company with a - checking account many years ago, and am saddened to say how disappointed I am in the practices at this institution. I spoke with Bank of America on -/-/- in regards to transactions made on my account between the dates of -/-/--/-/-. In the course of - days my account incurred - fees of $35.00 each, totaling to a whopping $210.00 worth of bank fees. I was told these fees were incurred due to - separate transactions that were attempted to be paid through my account. Not only am I a ... |
Bank of America Bank account or service problems caused by my funds being low January 20, 2017 - Have had several issues with bank of America on their processing of payments. Had made purchases and what they do is hold the purchases and when a big transaction comes in they pay that out first and then I overdraft on all the other purchase resulting in multiple overdraft fees. contacted the bank several times and was told that is how they conduct transaction processing, Even though the other items were presented the night before they process checks first and then ACH transactions. Explained to them that is not fair to Consumers because they are taking advantage of them with all the fees.... |
Bank of America Bank account or service problems caused by my funds being low January 19, 2017 - I have a checking account with Bank of America. The bank overdraft my account by issuing an overdraft fee when my account shows there was money in the account covering the purchase. The phone representatives were very rude and had - excuses why the bank would put a false overdraft fee on my account. It appears they somehow switched the processing of transactions so that they could overdraft my account.... |
Bank of America Bank account or service problems caused by my funds being low January 19, 2017 - I was charged - overdraft fees in the amount of $70.00 on -/-/17 for - charges which I had enough funds in the account to cover those charges. When I called today to get credit, the Supervisor said no..... |
Bank of America Bank account or service problems caused by my funds being low January 18, 2017 - I'be submitted a complaint about how deceptive this bank is now charging me overdraft fees for transactions that do not match my transaction history, now all they can tell me is that they ca n't do anything about it. I am sick of this bank, and sick of filing complaints and playing phone tag with its representatives. I just got off the phone with - a customer service associate and as per usual I was told the same thing I have always been told ; " There 's nothing I can do ''. When I asked for her name, she refused, so I asked for a manager and spoke to -, and I asked for her associates n... |
Bank of America Bank account or service problems caused by my funds being low January 18, 2017 - On - Bank of America posted my daily transactions so that the largest one was processed first resulting in my incurring 4 overdraft fees instead of one and 4 CREDITORS NOT PAID INSTEAD OF ONE. Had they posted the smallest first I would have incurred one overdraft and one creditor not paid. If I recall they lost a huge class action over this practice yet they continue to do it. This is nothing but an OBSCENE.money grab ... it is disgusting and outrageous. This was also amid an incoming wire transfer that was sent by a - party to me on -, but for some reason they dont process until ... |
Bank of America Bank account or service problems caused by my funds being low January 13, 2017 - around -/-/2016 i got a check from tenant. I am a - and I accept a check from him after that i found bedbugs that he brought from work. I have to give him notice for moving because my apartment had a carpet floor. My roommate got a problem and moving out. and he also gave me a checked and cash in the same time. I after that time i got that the checked was report for lost. and Fraud also. Bank of America close my account and report me I am a thief and fraud with check. I have a paper that give him to sign and let him know about the payment after he left for bedbugs treatment. I need ban... |
Bank of America Bank account or service problems caused by my funds being low January 8, 2017 - Bank of America has charged a couple of fee charges to my account in the past month. 1. A $12.00 fee was charged as maintenance to my checkings account on -/-/17. I 've never seen such a charge on my account before. 2. A $35.00 overdraft fee charged to my checkings account a month ago. I 've linked my savings account to my checkings account for OD protection.Besides I have two other accounts including joint checking and business account with them with enough balance at all times. I would like them to remove both these fees from my account. My family and I have given them enough ... |
Bank of America Bank account or service problems caused by my funds being low January 7, 2017 - I was charged a Monthly Maintenance Fee of $12.00 for a statement cycle. They required me to maintain a minimum of $1500.00 a day in the statement cycle for the month. When I contacted them, I was told that I was charged for a cycle from previous statement, and were reluctant to give me a refund... |
Bank of America Bank account or service problems caused by my funds being low January 4, 2017 - Bank of America continually uses their various account access resources ( web module, mobile app, etc. ) to display incorrect balances for my account, causing me to confidently make purchases for which there are no actual funds. These transactions results in irreparable " overdraft fees '' which are exorbitant and unnecessary. I have repeatedly asked that my ACTUAL balance be shown, that my transactions be made in chronological order, and not in a predatory hierarchy, and that transactions for which there are no funds simply be denied rather than overdrafted. When I bring up these concerns I '... |
Bank of America Bank account or service problems caused by my funds being low January 2, 2017 - -/-/-, I submitted a complaint to CFPB about the overdraft fees that had been applied to my account. The fees were excessive and I was very dissatisfied with the fact that I was often getting charged $35.00 for payment of small items or where the overdraft was less than $35.00. I am again recording a complaint about the practice for -/-/-. During the year, I was charged overdrafts for either ( i ) processing items that were in an amount far less than $35.00, ( ii ) where the associated overdraft was less than $35.00. In there was one instance where I was charged for an overdr... |
Bank of America Bank account or service problems caused by my funds being low December 29, 2016 - My amount was overdraft .- cents. They charged me $35.00! It was in the overdraft state for a day!... |
Bank of America Bank account or service problems caused by my funds being low December 27, 2016 - I was unemployed and my unemployment benefits ran out. I had an obligation with a payday loan. I notified them of my situation and asked them to remove the automatic withdrawals, they kept on. I went to the bank and explained, they said that even if I closed the account it will be hit by the ACH. Due to these and other issues, I applied for bankruptcy and received a discharge of my overdraft at Bank of America as well as the payday loan. Bank of America acknowledged the bankruptcy sentence but has not removed me from -, - -. No bad check, no fraud attempt just a bad unemployment perio... |
Bank of America Bank account or service problems caused by my funds being low December 22, 2016 - Went to local ATM with teller assist in -, MD to cash check and deposit cash on -/-/2016. ATM with Teller assist not working. Due to long lines could not wait had to go to work - - -. Got OD charges because deposit not made by certain time on -/-/2016. - OD charges $35.00 each. Requested refund due to ATM with Teller assist not working. Customer service Rep - on -/-/2016 at - advised : 1 ) Why did I not deposit previous day ( because payday was - ) 2 ) Why not use mobile App to make deposit ( because I ca n't cash check with mobile app AND I do n't ... |
Bank of America Bank account or service problems caused by my funds being low December 21, 2016 - My Bank of America checking account had been overdrawn for a few days by the time I got to the ATM ( -/-/2016 ) so I knew I had to replenish funds as soon as possible so as to avoid another " overdrawn balance charge ''. On -/-/2016 at the ATM, I selected the option to view my balance. My account did not reflect another overdrawn balance charge ( each - is $35.00 ) so I assumed incorrectly that I had made the deadline and dodged another charge. My account was brought to a positive standing and that day I had spent money-I ended up checking my bank account by that evening ( -... |
Bank of America Bank account or service problems caused by my funds being low December 17, 2016 - Bank of America continually refuses to honor my request to opt out of any overdraft protection or coverage. I do not want any transactions that might send my account balance into the negative to be covered. If/when they are covered, Bank of America is happy to charge me a $35.00 overdraft fee. I do n't want this coverage. I want any transactions that would send my account into the negative to be REJECTED.... |
Bank of America Bank account or service problems caused by my funds being low December 16, 2016 - I noticed online I had - overdraft fees of - a piece to the sum of $170.00 and - overdrawn limit fee of $35.00, totaling $210.00. I set up an appointment for thursday, - - @ - and once there explained that my grandfather was recently diagnosed with - - which has also affected his - and only has a short time frame - and so I had been having extra expenses dealing with family and my father in helping my grandfather. When I visited the branch location at approximately - I waited. There was another lady that arrived - minutes after me and firstly they saw ... |
Bank of America Bank account or service problems caused by my funds being low December 14, 2016 - after, my initial complaint with Bank Of America ( case # - ) i decided to close my checking and savings accounts with them. I went to the bank on -/-/- at approximately - for that purpose. I spoke with the representative about my request ... ASKED HER SPECIFICALLY to make sure my last 2 checks had cleared ( 1 of which was written to - mortgage company for payment ) she stated they both HAD CLEARED ..so I then initiated the paperwork to close the 2 accounts ... i was given the funds from those accounts and i left .the bank. 4 days later I received a notice from Bank of America,... |
Bank of America Bank account or service problems caused by my funds being low December 13, 2016 - I am constantly besieged by " return of posted check '' fees, " returned item fees '', and " overdrawn balance fees '' simply by trying to pay my credit card bills with my Bank of America checking account. This is not the first time I have had this issue. When I first called, they gladly refunded the fees. Then they stopped, insisting there was no issue on their end. I do n't understand why, even when I have funds in my account to cover the bill, I get a " returned item fee '' the next day. Then, for some crazy and putatively fraudulent reason, Bank of America decides to charge my account agai... |
Bank of America Bank account or service problems caused by my funds being low December 12, 2016 - I had checking account with Bank of America and I was their customer for over - years. in -/-/2015 I have received employment checks witch were returned for insufficient funds. and at the same time I wrote checks on the same account to pay bills. The employment checks were returned for insufficient funds. I did let the bank know. the customer service at the branch understood. also I did not have the funds to deposit funds immediately to cover the shortages. when I had the funds couple months later I paid them off and closed the account.... |
Bank of America Bank account or service problems caused by my funds being low December 3, 2016 - ON -/-/2016 I had a deposit of - into my account and on the same day I had - different companies authorize - different transactions in the amount of - and - both of which were approved. Then on -/-/2016, while those - transactions where still pending I used my debit card for - other transactions - for - and another for gas in the amount of -, at the close of business on -/-/- those - transactions where both still pending and my bank which is Bank of America preceeded to charge me an verdraft fee for both the first - and the -, stating that at the... |
Bank of America Bank account or service problems caused by my funds being low December 2, 2016 - I had a bank account with Bank of America I made a mistake and deposited a check I wrote out into my own account instead of my partners account I expected to receive a check from a job I did the day after and I ended up going to jail on traffic code violations so I didnt have the opportunity to deposit the money into the account when I came out of jail and I realized my account had been closed I looked for any letter pertaining to this matter and didnt find anything I called BOA and they didnt give me any info they stated that It was fraudelant and treated me horrible over the phone now I trie... |
Bank of America Bank account or service problems caused by my funds being low December 1, 2016 - E-CESSIVE and ABUSIVE FEES : We are customers of Bank of America and made a - purchase yesterday at -. We did n't have much of a balance in the account in the first place as it 's not our primary checking account. That said, we forgot to enter the transaction in our register last night, which caused our account to go into the negative -. We would have gladly taken care of the issue this morning after checking our online accounts and when we did, realized that Bank of America charged us a $35.00 NSF for a - negative. I called and they refused to reverse the fee. Once I advised tha... |
Bank of America Bank account or service problems caused by my funds being low November 26, 2016 - On -/-/2016 I had - dollars in my account. All transactions were processed. I was aware of the low balance, but all transactions were processed. I was going to deposit money the next day. Overnight, BOA rearranged all transactions charging me 5 overdrafts to which - trans. were of $2.00. Before they have waived the charges. Now they are insulting me for not keeping a straight balance. I do, but they keep rearranging transactions, so i keep falling in a hole and they take a chunk of my paycheck which comes direct deposit. This time, i am not deposit any money until they erase all the ... |
Bank of America Bank account or service problems caused by my funds being low November 23, 2016 - on the morning of - -, 2016 I noticed my account was over drawn. I went to the -, CT banking center to make a deposit to bring my account current. I was informed that the banking systems were down in my area - - -, -, - CT, etc ) and was advised to wait until they are back up to make the deposit. Around - I drove back to - -, CT and was advised I can then make a deposit via ATM, which I did. On - -, 2016 I was charged - - overdraft fees. I called customer service and even though they said they saw the systems were down, they would not reverse my fee... |
Bank of America Bank account or service problems caused by my funds being low November 23, 2016 - I mistakenly submitted 4 transactions to my bank account which were denied after my job delayed an expense reimbursement. Not only did they charge me excessive overdraft and finance fees 14 times ( as of now ) for the 4 charges, they would then attempt to withdraw the charge again, causing overdraft and finance fees to multiply. This occurred with a - credit charge of -, a student loan of $160.00 on -/-/-, - of $61.00 on -/-/- and $9.00 on -/-/-. This is predatory and it caused a downward spiral that I was just able to get out of. Had I not had the resources to cl... |
Bank of America Bank account or service problems caused by my funds being low November 17, 2016 - Bank Of America Have Become Very Inhumane And Their Fees Are Just Unjust! In Less Than - Weeks I Was Charged - Fees Totaling $490.00. Some Of These Charges Are For The Same Items - Same Item Charged - Fees ( Fee Charged For Paying Item, Fee Charged For Un-paying The Item And Then A Fee Charged For Overdrawing Account. Called Bank Of America And They Were Not Understanding Of The Depressing And Hardship These Fees Have Caused.... |
Bank of America Bank account or service problems caused by my funds being low November 16, 2016 - i had a valid overdraft caused by an oversight on my part. the bank charged a valid overdraft fee of $35.00. This fee alone took my account into the negative. Before my next pay arrived, I was charged an extended overdraft fee of $35.00. I called the bank to have the fee returned, as it was charged solely due to another fee the bank had charged.they refused to return the extended overdraft fee as it is current bank policy.... |
Bank of America Bank account or service problems caused by my funds being low November 16, 2016 - I hold a checking account at - california and have been with them for nearly 6 to 7 yrs. now suddenly they say that i hold keep a minimum balance of $ .-/- all the time in my account. this was not the case when i opened the account. they charged me maintenance charges of $ .-/ which on complaining was reversed. I am a - with no income and my children deposit. money into my account when ever i need. I do not take ssi. hence there can not be any direct deposit. hence i feel that such compulsion of keeping balance mimimumm shoudl not be applied.... |
Bank of America Bank account or service problems caused by my funds being low November 15, 2016 - Bank of America reorganized my charges on my account to put a $38.00 charge at the most recent in order to access me a $35.00 over draft fee putting em - in my account.... |
Bank of America Bank account or service problems caused by my funds being low November 9, 2016 - A check was returned without posting to an account with sufficient funds to the account and a nsf fee was charged. Bank explains " an order of posting '' logic that cvannot be backed up in writing. At the close of the business day of - there was sufficient funds to cover check. Please see attached statement. aLandlord is not charging me late fees that should be for the account to bank of America.... |
Bank of America Bank account or service problems caused by my funds being low November 4, 2016 - Bank of America charged an overdraft fee when none occurred. That caused the Bank Account to go negative. Then they accepted checkcard transactions when the balance could not cover them. I did not opt in to that and it is against consumer protection laws. Bank of America continues to take advantage of consumers.... |
Bank of America Bank account or service problems caused by my funds being low November 1, 2016 - Bank of America continues to process transactions in a way that charges the most fees. They have done it 2 more times for my account, costing $150.00 the past month for these greedy pigs. They do it on card charges despite that being outlawed, they are despicable people that take as much as they can.... |
Bank of America Bank account or service problems caused by my funds being low October 31, 2016 - Due to my account being overdrawn on -/-/2016 I was charged a overdraft fee of - which I paid but not right away with no problem due to my error. I received an emailing stating I had until -/-/2016 to take care of bringing my account current or I would be charged additional/extended - which I did on -/-/2016 which was apparently to late. it does not matter to the bank that I was charged the additional even when my account was current the only concern was I had 5 business days to correct and it was not done according to their procedure business day.... |
Bank of America Bank account or service problems caused by my funds being low October 31, 2016 - I accidentally chose my bank of america account to pay my credit card bill this month. I almost never use that account and there was n't enough money to cover it. Ideally, they would have rejected the payment, which they did a few years ago when I made this same error for a larger payment. This time, they paid it and charged me -. I immediately transferred funds over to cover the difference and forgot about it for a week. I came back to look the other day but now I 'm still overdrawn because they allowed a $1.00 recurring payment to go through and charged another - and then another -... |