Review and analysis of over 135 Payday Loan complaints against Speedy Cash Holdings
Speedy Cash Holdings consumers have reported over 135 official complaints related to Payday loan. Out of the 135 consumer complaints against Speedy Cash Holdings, 23% were disputed by the consumer (i.e. the consumer was not happy with how Speedy Cash Holdings responded to their complaint) and 99% were processed in a timely manner. 2% of consumer complaints against Speedy Cash Holdings resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.
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Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account December 3, 2016 - On - of - I took out a payday loan with Speedy Cash. I was not able to pay the loan back as I moved to the state of California. Now that I am able to pay the loan a little at a time, I attempted to make payment arrangements. I agreed to pay about $120.00 a month but realized my payment would be late. In - -, I made a $100.00 payment on the Speedy cash website towards my owed balance with a credit card and that transaction was cleared. When I woke up on -/-/- and looked at my account, I noticed the total due amount was being charged to my card. I called Speedy cash and ... |
Speedy Cash Holdings Payday loan can't contact lender can't contact lender November 30, 2016 - This should be described as " can not pay lender back online within 3 days ''. Speedy cash has a policy where if you pay your loan back within 3 days you will not be charged any CAB fees. This is a great policy however they DISABLE the option to pay online during this time. So you have to go into a store with CASH to pay them back if you want to avoid CAB fees and interest. I find this practice to be extremely shady. Why not allow me to make an online payment after I have an active loan? Why am I not able to make an interest free payment online until after the interest and CAB fee kicks in? ... |
Speedy Cash Holdings Payday loan payment to acct not credited payment to acct not credited November 1, 2016 - I submitted multiple payments to SpeedyCash for a payday loan. They still reported to my credit bureau an outstanding balance.... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 19, 2016 - I have sent a copy of my old bank statement showing that i have paid this debit. And a picture ID to the collection agency - - - - - - - - # - - - - # - that was incharge of this debit. And to equifax where this item is still on my credit report. The date when it was issued is incorrect. This debit was issued to me on -/-/2016 realizing i do n't want it. It was sent back through on -/-/2016. After sending proof about this account what more can i do the have it corrected. Even the date i suppose to have received this loan the date is incorrect ... |
Speedy Cash Holdings Payday loan payment to acct not credited payment to acct not credited October 13, 2016 - Hello. I missed a payment with a company called SpeedyCash. I called them, apologized, and promised that I would pay them on my next payday. I asked them to stop calling me. In spite of my contacting them in good faith and my promise to pay, they have continued to call me even though I officially asked them to stop. I have written them a Cease and Desist request as well. - -... |
Speedy Cash Holdings Payday loan charged bank acct wrong day or amt charged bank acct wrong day or amt October 13, 2016 - I could not get Speedy Cash to stop taking payments out of by bank account using my debit card. I called them, I wrote them. I tried to set up payments. I told my bank to not authorize any more payments. Did n't help. Finally I had to shut down all my accounts at my bank and go to another bank. I could not believe it when I when, at my new bank, Speedy Cash withdrew $100.00, the next day $60.00. I have no idea what that amount is for. I 'm disputing the charges Can you help me? Do I have any rights? So grateful for any help. - -... |
Speedy Cash Holdings Payday loan can't contact lender can't contact lender October 6, 2016 - The company 's website does not give a clear concise history of principal and interest paid. I did not always get payment confirmations, which is the only way to see how your P & I payment was applied, the customer portal does not provide such details. I made a significant payment ( - % of outstanding balance ) and my P & I structure did not change. I sent two messages stating this and NEVER received any response. I fear that I was overcharged interest but they will not respond.The company 's website does not enable consumer to track outstanding balance on a regular basis. I fear that I hav... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 4, 2016 - Speedy Cash charges 392.591 % and I will loose hundreds of dollars on this loan. They put all of the interest up front and when I make a payment. They mislead you when you try to talk to them and then they lie when they say they never receive my email communication. My partner has a loan as well and they did n't put all of the loan and interest up front.... |
Speedy Cash Holdings Payday loan can't contact lender can't contact lender August 24, 2016 - None of the above describe my issues However, on - 2016, I call - - - for Speedy Cash - - after viewing my - credit report I came into an agreement with them to pay off the $1400.00 in full that day and they promise to delete the collection file from all Credit Reporting Agent. However, to this day that has not happen, their excuse : In - 2016 they said it take 30 days ; - 2016, they said it take 30 days, -/-/- - -/-/2016, they said I would have to wait another 30 days however, they did say that they did submit the information to all Credit Reporting Agent a... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account August 15, 2016 - I was in a accident and fell behind on my finances due to doctors bills and extra travel I then joined a debt consolidation company to help lower payments and get paid off the payments will start - - and these people keep trying to charge my checking acct causing overdraft charges to increase debt.... |
Speedy Cash Holdings Payday loan payment to acct not credited payment to acct not credited August 10, 2016 - I had applied for a payday loan with speedy cash in -. This loan was not paid back on time, so the lender turned it over to a third party collector. - had several lenders that was trying to collect funds on behalf of other lenders I had payday loans with. Loan shop, - ect ...., but I was told that all these lenders were paid on - - -. Speedy cash is still reporting my account delinquent.... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 28, 2016 - Took out a $200.00 loan in - at Speed Cash in Tennessee. They have debited my account for two years $60.00 to $90.00 every month. Its - and they say I still owe $320.00 to pay off. This is the biggest rip off that I have ever seen. This place need to be stopped.... |
Speedy Cash Holdings Payday loan received a loan i didn't apply for received a loan i didn't apply for July 17, 2016 - On - -, I applied for a $270.00 loan from Rapid Cash ( Speedy Cash ). It was approved and the confirmation stated that funds would be deposited in my bank account early the next morning, - -. I meant to check at work but I became extremely busy. Since I do not have Internet access at home, I visited the local library to check my bank account. The bank showed that I was overdrawn and no deposit. I visited the website and checked the funding date. It was after -. PST and it still stated that funds would be deposited Thursday, - -. There was a link to change the funding opt... |
Speedy Cash Holdings Payday loan can't contact lender can't contact lender June 6, 2016 - Speedy Cash made a hard inquiry on my credit report with -. I did not authorized anyone employed by - - to make an inquiry and view my credit report. They have violated the Fair Credit Reporting Act Section 1681b ( c ). They are not legally entitled to make the inquiry. This is a serious breach of my privacy rights.... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect June 3, 2016 - I borrowed $480.00 and now I 'm expected to pay back quadruple that amount. i.e. : - from -/-/2016 until - 2016 I 'm -, on a fixed income, this is PREDATORY LENDING at it 's finest. WHO IS MAKING ALL THAT INTEREST ON THIS MONEY! IT 'S REALLY A SHAME BEFORE GOD!!! Also while checking for the link to try and pay off early, it 's not there, but I did discover there was another loan pending online there, ONE ; I DID NOT APPLY FOR, but NOW, IT 'S GONE! I SCREENED SHOT A COPY TO ATTACH TO THIS COMPLAINT! I do believe someone is committing FRAUD!!!... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account June 2, 2016 - We got a loan from Speedy Cash - in the city of -, CA. We paid it off on the due date and went on about our lives. About a month after we paid off the loan a payment was being deducted from our bank account. We went back to the Speedy Cash and got our money back. Two weeks went by and same thing happened, Speedy cash deducted the same amount from my bank account For a loan that we did n't get or apply for, my husband went and closed the account so this would n't happen anymore. Today ( -/-/16 ) I found out Speedy Cash took money out of my bank account for an account that has been c... |
Speedy Cash Holdings Payday loan applied for loan/did not receive money applied for loan/did not receive money May 16, 2016 - I went in speedy cash on -/-/-2016 to apply for a loan but I was told by a speedy cash rep. That I already had an existing account with them.I told the speedy cash rep. That the existing account was not mine and I have never gotten a payday loan from speedy cash.so based on the existing account not belonging to me I have been permanently blocked from getting a payday loan from speedy cash.... |
Speedy Cash Holdings Debt collection improper contact or sharing of info contacted me instead of my attorney May 10, 2016 - The selection above does not match my complaint exactly. They contacted me during the inappropriate hours. Contacted me at : - on -/-/2016 - on -/-/2016 In spite of the Fair Debt Collection Practices Act and the Rosenthal Act in California, where I live, receive calls during inappropriate hours. These calls can be coumented on my - account. The calls were from -.... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account April 28, 2016 - Under Oklahoma law I am eligible for a EPP ( extended payment plan ) for my payday loan with Speedy Cash. ( My bank is - ) Speedy Cash refused an EPP because they said even though Oklahoma - allows unlimited EPP 's their company policy only allows one per year. So, I asked them to hold my loan a week and they refused that as well. The representative advised me to stop payment on the loan then make a payment plan ... .can you imagine?? I 've never stopped payment on anything in my life. If Speedy Cash is n't going to follow Oklahoma Law they should n't be able to operate in the state of O... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account April 27, 2016 - Evergreen Financial Investments , Inc DBA Rapid Cash, - - - - -, -, WA -, -. My bank is - - - The selections do not really pertain to my situation. I do not have the money to pay the loan back as I no longer have work. I have revoked my pre-authorization for my debit card and actually cancelled my debit card since I misplaced the original. I spoke with my credit union and notified the merchant as well ( in writing ) and I also requested that they put together an installment plan. They responded that they had revoked my pre-authorization and I could make payme... |
Speedy Cash Holdings Payday loan received a loan i didn't apply for received a loan i didn't apply for April 20, 2016 - Case number : - This information in regards to this case number ; i have disputed the information and obtained new information about the company with desist and refrain orders out of California. ... |
Speedy Cash Holdings Payday loan can't contact lender can't contact lender April 19, 2016 - I have not applied or received any oaday loans but one is listed on credit report. Called the copany and confirmed not my accout but collection agency still has not removed from my credit ... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account April 13, 2016 - I have use Speedy Cash SC before for short term payday loans ( - ) -. The last loan I had with them was in - of -. I had the loan deposited into my - - Account but i paid the loans using my - debit card so it was done automatically on the - of the month. Recently, I logged into my account and noticed I had - debit card payments to Speedy Cash on -/-/- for - and another on -/-/- for -. I called the company and told them I had not taking out a loan in several months so I was not sure why they had those debit payments. I called my back and filed ... |
Speedy Cash Holdings Payday loan received a loan i didn't apply for received a loan i didn't apply for March 22, 2016 - I was looking at my credit repot and I have never applied for a loan with this entity. I believe my ex-spouse whom I have been divorced from since 2006 has been using my ss # to apply for various loans, including this one. ... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 21, 2016 - like 1 1/2 or 2 years ago I got a loan from rapid cash advance, now looking at my credit report I see that a collection co go it in my credit but it says that I open the account on - - and wonder if they have wright to do that. thank you in advance for your help ... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 12, 2016 - I applied for what I believed what an installment loan in - -. In - -, I refinanced the loan, assuming it would stay an installment loan. I recently glanced at the refinance documents to verify my last payment date. At this time, I realized the refinance was set up as a payday loan. Maturity date is scheduled for -/-/- with a blanket payment of $1300.00. The current loan documents do not specify credit as payday loan or installment loan. I 've requested the original loan documents & have not yet received them. But I have documents from a previous installment loan, wordin... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 4, 2016 - I filed a CFPB complaint # [ Case number : - ] against Speedy Cash. *****My requests were simple : 1 ) for them to remove the excessive, multi compounded interest and fees - especially after I was misinformed and mistreated when attempting to go end center near closing to asking for a reduced, fair payoff so that I could resolve this issue. 2 ) I tried to explain that I was a - and now in extended homeless location for safekeeping and for business and personal advocacy assistance. This is the ONLY matter where I have not gotten fair treatment or response. 3 ) I want a low, fair pay o... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account February 18, 2016 - Speedy Cash took $1000.00 out of my bank account without my permission on a $300.00 loan. ... |
Speedy Cash Holdings Payday loan can't contact lender can't contact lender February 2, 2016 - Looking to fix my credit, request a validation of the account lender sold the account to other agency and keep reporting to my credit making damage to my credit. I am looking to purchase a home and they collection agencies keep placing back on my credit after the request is being review and removed from my credit. know, I have harassment charges with legal notice on a e mail I never provided. I never provided my personal e-mail to be shared with any agencies. Call at my house, cell phone and late calls pass - - ... |
Speedy Cash Holdings Payday loan received a loan i didn't apply for received a loan i didn't apply for January 29, 2016 - See below : I would like to register a formal compliant with your organization for allowing my personal and financial information to be used by an unauthorized person. While you all approved an application in the amount of $750.00 in - -, 2015, as told to me by - of your associates in the fraud department, out of sheer luck the account was never funded. Having already disputed the original inquiry on my credit bureau file, only to have - tell me you all have to remove the inquiry because you all claim it is legitimate. Now I find out that you want me to fill out an FTC form, file... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 26, 2016 - I took loan out for $350.00 I have paid about $900.00 in interest and fees and they have debit my account $460.00 to pay off loan which I have stopped payment. I did not authorize this payment. I was not informed when loan was taken out that payments I was making were only for interest and did not go towards loan. ... |
Speedy Cash Holdings Payday loan can't contact lender can't contact lender January 18, 2016 - I received a loan through speedy cash in the amount of -. I set up the loan with them with a specific bank account. I defaulted on my loan due to not having a job. However, I called to set up payment arrangements and speedy cash told me my account has went over to a third party collection agency. They also provided me with -. I never provided them with my debit card from - - information. However, recently a transaction has been charged to my account in the amount of - that I did not authorize. I called to speak with both speedy cash and ad - and both had been blaming each oth... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 18, 2016 - Here 's mynissue : I want to pay Speedy Cash off in full. I suffered a series of distressing and documentable circumstances. Going in person to attempt to speak to an associate, I felt humiliated, discounted and embarrassed. I am also seriously concerned about predatory lending with beastly, unfair fees on top of fees and mountains of interest charge. I need your help, please : I am formally demanding a total payoff amount - minus those predatory fees and beastly interest. Also, had I been able to get help, clarity and assistance in person, I know that some of these fees would not be on this... |
Speedy Cash Holdings Payday loan payment to acct not credited payment to acct not credited January 4, 2016 - I went ot court in -/-/- for an garnishment hearing on this loan in the court it was staified they did not closeout the garnishment and they This company will not send a close out to my job on this garnishment and they where able to go bavck to courk -/-/- to court and win another - from me in court. How is this fair pracices and i still havenot recieved anything from the company saying the garnishment has been statified ... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account December 31, 2015 - I obtained a payday loan from Speedy Cash -/-/2015for - $230.00 and was laid off when the loan became due. I contacted Speedy Cash and advised them. I received a phone call from a representative from Speedy Cash asking if I could pay my loan, I informed her that I was still unemployed and was not trying to get out of paying my debt with them. She said that she would refrain from collection calls and wished me good luck in going back to work. On -/-/2015 Speedy Cash drafted my account $280.00 via electronic check without my consent or approval. I have since then closed my checking ac... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 29, 2015 - I opened a payday loan with Speedy Cash in - 2014 and was charged extremely high loan fees. I filed Chapter - bankruptcy in - 2014 and reported all of my debts to the attorney. This account is still open and this pay day loan company located in - Texas ( - - - ) refuses to acknowledge that I am in bankruptcy. I have filed a dispute with the credit reporting agencies but I have not received a satisfactory judgement. ... |
Speedy Cash Holdings Debt collection communication tactics called after sent written cease of comm December 15, 2015 - I called speedy cash to provide my bankruptcy case number, lawyer 's name and phone number the day after I filed. Speedy cash then proceeds to deduct money out of my account after this information was given. The customer rep I spoke with said she noted it into my account. I called a second time after this happen and a different rep said there was no record of the initial phone call.. ... |
Speedy Cash Holdings Debt collection disclosure verification of debt not given enough info to verify debt December 7, 2015 - I got - loans that I recall from a place called rapid cash, but on my credit report it shows - of them. When I got the loans I had money problems since I 'm the only - working in my household. So I have to pay rent, electric bill, gas, car, house insurance, phone, car, medical bills. So i got the loan so I could help myself a bit. I was making enough at my last job so I was n't able to keep paying. But I only recall getting - loans not - so I do n't understand why it shows up - times. ... |
Speedy Cash Holdings Debt collection improper contact or sharing of info talked to a third party about my debt December 5, 2015 - was not contacted at all whatsoever about any debt owed. I found out by checking my credit report and finding a collection agency account by ad astra in regards to a seriously past due loan obtained from speedy cash/rapid cash. For 5 months i received no mail no calls or any form of communication from speedy cash or - ... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account December 2, 2015 - I am currently in a loan where I owe - I can not pay for it because I have just lost my job, I will be going to college and after that the loan will be too much for me to even pay for. The bank that I have is with - and this is in Idaho. I called them and talked to - different people about the problem that I have and they had no solutions I wanted to foreclose the loan and they were not able to process it I am currently filing for bankruptcy and will be stopping any further payments to this speedy cash loan place, I WARN ANYONE WHO DECIDES TO GRT A LOAN DO NOT AND I REPEAT DO NOT GET ... |
Speedy Cash Holdings Payday loan applied for loan/did not receive money applied for loan/did not receive money December 2, 2015 - I applied for a small short-term loan via Speedy Cash in California. In CA, I know there is a law that as a state citizen, I am entitled to a short term loan via a loan provider regardless of my credit score ( - ). But as I keep getting pre-approved from Speedy Cash, they keep denying me and keep putting dents in my credit report. ... |
Speedy Cash Holdings Payday loan payment to acct not credited payment to acct not credited November 24, 2015 - Speedy cash without my permission debted my checking account twice. This unauthotized transaction caused my account to be insufficient. Spedy cash was suppose to cash my personal check not debted my account. ... |
Speedy Cash Holdings Payday loan charged bank acct wrong day or amt charged bank acct wrong day or amt November 23, 2015 - We were late with - payment and Speedy Cash hit our bank account for - without notifying us. This caused major problems with our bank account. - of our credit card account payments bounced and created a bad mark on our credit and we were in the process of qualifying for a house. That made us not qualify for the house and we are having to start over. Also we found out that Speedy Cash sold our phone number to other loan places and we were getting many calls from other loan companies. We had to change our phone numbers. ... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 19, 2015 - I had a loan with Speedy Cash and I paid it off in full on - -, 2015. The funds were always available in my account on the day of withdrawal. After the loan was paid off they then stated I owed a late fee of $88.00 because my payments were not on time. Their system did not take the payments on time, the funds were always there. I called them and they said that it was going to go to the accounting department and they would get back to me. They did not get back to me but instead tried to deduct the funds from my account. At that point there were no funds in the account and I was charged ... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 5, 2015 - I received a loan due to an emergency - 2014 in the amount of $750.00. I 've paid $1000.00 back and the balance is now $2300.00. The company told me they 'd accept a settlement in the amount of $1700.00 in - installments which would totals me paying back $2700.00 when my current balance is showing $2300.00 after a year worth of payments. It was done through speedycash.com ... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account November 4, 2015 - I bank with - - - in - California. I recently took out a loan with Speedy Cash. I sent an email to Speedy Cash on - -, 2015 requesting that they stop all ACH withdrawals immediately. They ignored that request and debited my account for $250.00. I was in the process of making small weekly or bi-weekly payments to them. I had even spoke to them on the phone. They had agreed to stop ACH withdrawals and then went ahead and did. It is my understanding that once a request is made to end ACH withdrawals, a lender must comply with that request. ... |
Speedy Cash Holdings Payday loan can't contact lender can't contact lender November 3, 2015 - I have made several request to Speedy Cash to Cease & Desist all phone calls and I still am receiving phone calls. ... |
Speedy Cash Holdings Payday loan applied for loan/did not receive money applied for loan/did not receive money November 3, 2015 - Speedy cash has had a negative mark on my credit report for years.I applied for a loan from them but got denied due to their files showing I have an unpaid loan.I have never received any money from this company. ... |
Speedy Cash Holdings Payday loan can't stop charges to bank account can't stop charges to bank account October 28, 2015 - See previous complaint for initial details. My account was attempted to be debited twice. Speedy Cash stated in was " impossible '' for them to have attempted a second deduction. I sent bank information proving my account was attempted a second time, regardless of what they claimed in their answer. I received an email back from them stating they would refund " ANY '' fees associated with their error after 3 days. This was a contradiction to what they were stating before when they were refusing to issue a credit even though it was verified as an error on their side. Speedy Cash finally issu... |
Speedy Cash Holdings Payday loan charged bank acct wrong day or amt charged bank acct wrong day or amt October 22, 2015 - I initially set up a " payday '' loan and the company converted it to a " flex line of credit '' loan. I used - bank account to create the loan and have the funds deposited. I made some payments out of this account. I then wanted to change the financial institution and account that the payments came out of. I was unable to remove the initial account but I was able to add a new account. My payments have been coming out of the new account without any issues. I changed jobs and needed to change my due date to line up with my new paydays. I emailed the company to ask how to do that. They said t... |
Speedy Cash Holdings Debt collection disclosure verification of debt right to dispute notice not received October 21, 2015 - The issue I was not notified in writing of this debt dated -/-/2013 until I reviewed my credit report and sent notice of dispute to - - - -. I made several attempts to call, spoke with - and - whom kept hanging up on me while asking to speak with a supervisor. They kept saying to submit a request in writing which I had and they saw it in their system. I called back and finally spoke with - the ( supervisor ) whom also stated I needed to submit again in writing my request. I mention to her i did and she kept aying submit in writing and then hung up. ... |
Speedy Cash Holdings Payday loan applied for loan/did not receive money applied for loan/did not receive money October 19, 2015 - Speedy cash offered me a loan of - then took - from me and when I wanted to cancel loan thru charged me another - they scanned me I never recieved my loan. ... |
Speedy Cash Holdings Debt collection disclosure verification of debt not given enough info to verify debt October 2, 2015 - This collection agency keeps harassing me about an account that was a predatory loan. I will literally be paying this debt until I am dead. I asked them to verify the debt and requested the original debt amount and contract with my signatures, because the amount they are trying to collect is not the original loan amount. It has been over 45 days and they have not sent me proper validation. No bill, no statement, no contract. ... |
Speedy Cash Holdings Debt collection communication tactics frequent or repeated calls July 17, 2015 - i have a payment plan set up with these people. and the all me still every single day and threaten me and are very rude in the way that they speak to me. I know that I fell behide on the loan but I am doing the right thing to try and resolve it. I asked for a supervisor and she was just has unhelp and rude has the collector. I got - and lost my job I am now on - and trying my hardest to do the right thing. They told me the only way that I can pay them is over the phone and with a checking account or debit card and not other form of payment will. work.. and I set up a plan yet I get a cal... |
Speedy Cash Holdings Debt collection cont'd attempts collect debt not owed debt was paid July 7, 2015 - I applied for a loan of $120.00 at the location on -. After a month of deducting charges from my account to pay the interest, I went into overdraft, and each recurring charge for bills, including Speedy Cash, were returned. This continued until - -, when I finally did have money in my account. That day, I was charged $200.00 by a company called - -. I did n't recognize the company, so I disputed it as fraudulent. It was n't until I contacted Speedy Cash that I found out who - - really is-their affiliates. Furthermore, they refused to refund the money, and - - did... |
Speedy Cash Holdings Debt collection cont'd attempts collect debt not owed debt is not mine June 12, 2015 - I recently pulled my credit file and I realized Speedy Cash was listed on my credit report from a collection that was placed in - 2009 for $270.00 I contacted the representative and I stated I do n't recall a having a pay day loan from speedy cash and that I am a victim of theft. The representative insisted on saying I was still responsible for the account. I received threatening phone calls from a representative stating I had to pay the account within 30 days are legal action will take place on my personal property. ... |
Speedy Cash Holdings Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 11, 2015 - This Company is reporting that I Obtained a Payday Loan from them. I have advised that I have never received a payday loan from their company and that I was a victim of identity theft. I have requested legal documents like a contract that should be in place if I did such a thing. The company will not respond to me nor verify an information regarding this supposed loan. I have disputed with all - major credit bureaus several times and they keep telling me the company verified. ... |
Speedy Cash Holdings Debt collection cont'd attempts collect debt not owed debt is not mine June 5, 2015 - I was in the process of refinancing my house and had my credit pulled - -/-/2015 - showed a collection owed to Rapid Cash - of the amount of $450.00, I have never done any financial business with this company. I was advised by my loan officer to dispute it with -, I submitted the dispute and on -/-/2015 I received a letter from - stating that the account was valid and it belonged me, I called - and they stated that the creditor verified it was my name, social, and date of birth. They told me to call the original creditor which I did as soon as I hung up with the... |
Speedy Cash Holdings Debt collection improper contact or sharing of info contacted me after i asked not to May 26, 2015 - I asked for a letter correspondence so I can use a debt management company, still calling me for payment, and calling family members ... |
Speedy Cash Holdings Debt collection cont'd attempts collect debt not owed debt was paid March 26, 2015 - I have completed all payments, but it still shows as an open collection on my credit report. ... |