Review and analysis of over 409 Other (Phone, Health Club, Etc.) complaints against National Credit Systems,Inc.
National Credit Systems,Inc. consumers have reported over 409 official complaints related to Other (phone, health club, etc.). Out of the 409 consumer complaints against National Credit Systems,Inc., 26% were disputed by the consumer (i.e. the consumer was not happy with how National Credit Systems,Inc. responded to their complaint) and 88% were processed in a timely manner. 0% of consumer complaints against National Credit Systems,Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount November 25, 2015 - Filed against : National Credit Systems , Inc . - - - GA -Complaint Description : The National Credit Systems , Inc. states that I owe on account # - a total of $3600.00. The account in question is from an apartment that had an agreement terminated -/-/-. I discovered this debt by checking my credit report and inquiring about it. On my credit it shows as debt owed beginning -/-/-, however it should be changed to the correct date of -/-/-. No attempt has ever been made to reach me regarding this debt that began -/-/-. I had cosigned for an apartment for a fr... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount November 19, 2015 - amount that was sent to collections was $1500.00, collection agency is now looking for - ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 13, 2015 - National credit systems has placed a negative on my credit reports, all - and also on my spouse 's credit reports. They are not the originator of the account, the date of origination on the credit reports is -, this is the date they bought the debt. I have requested debt validation many times, they ignore me and do not validate, I requested they remove it, they ignore me. Also the credit reporting agencies do the same. They have re aged the debt to when they bought it. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 4, 2015 - I lived in - - - for two years and have been having problems with them since before I moved out in the end of -/-/-. I paid my rent early more than - time and - of the times they tried to evict me for unpaid rent. I have every rent receipt from them starting from - - -. My car was broken into - times on their property, before I moved out someone broke into my apartment while I was at work, I have police reports for all of these things as well. After my apartment was broken into they put a note on my door saying I owed $100.00 for unpaid rent. I am on -, so tha... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 21, 2015 - I have spoke with the collection agency and they have acknowledged my concern and have requested information to have the dispute resolved. Unfortunately, after sending them the required information I have yet to have this information resolved. it has been 3 months now and I have not received any contact, and when I contact them now they refer me to a answering machine. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 18, 2015 - I have filed a previous complaint about this company.. I have made several attempts to get more information as to if they are a valid company to continue to take payments from me. This company called me out of the blue after I was taken to court by my apartments called - - in - Texas. The apartments went to court in -/-/- with informing me of the court date. They settled on an agreement and I was n't present. since this settlement I have paid a company called National - System almost - without even seeing the agreement that was made between them and my departments. I have r... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 16, 2015 - The debt collection company name National Credit Systems has failed to provide any proof that i lawfully owe the debt in question nor any letters in writting stating who they represent. I have requested in writting as well as verbally and through the - for such information. On each time that i have spoken to this company on their recorded calls i have stated i am willing to pay a debt i owe once i receive written documentation. Every time i have called they have said on multiple circumstances that they have already sent the requested documentation wereas since - i still have not received... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt was paid October 7, 2015 - I have - complaints : faulty billing practices and abusive practices experienced by employees of National Credit Systems. My account was forwarded to NCS in - - I assume ) after moving from - at - - and having a balance due of $210.00. I did not receive the bill at my new address until well after the deadline to pay before being forwarded to a collection agency. I received the NCS 's contact information from - at - and called NCS - to attempt to resolve. I have had - interactions with NCS all have been a disaster. Represenatives are extremely rude, talking over ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount October 4, 2015 - Apartment complex. Active duty military lost pay -. My wife and I had to find a home for our family that best fit our financial needs. We were, and still in a financial hardship. We gave them a thirty day notice, with completing paperwork they requested. We advised to them the situation with other issues with the complex, that were not being addressed. When we left the property we returned the keys. We had been given an estimate of what we would have to pay back because we were terminating our lease. It was n't even close to the amount of what is on me and my wife 's credit report. We were ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 23, 2015 - National credit systems never informed me of my right to dispute my debt. I found out I had a collection against me by recently pulling my credit. Our initial contact was -/-/2015. I have 30 days to dispute after our initial contact. I sent them certified mail which was signed by - - stating I need validation that they are liscensed to collect a debt in alabama, proof that they own the debt and the debt is mine .They then sent me a letter dated -/-/- that only stated I owe - sent by - -. The letter did not break down what I was being charged for nor did they include the o... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount September 19, 2015 - This is a debt from a lease that I ended without property damage or penalty, and the landlord and I never discussed additional monies that I owed. There was no communication on the part of the landlord or debt collection agency, and I deny responsibility for this collection amount. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 17, 2015 - On or about -/-/2015 I contacted National Credit Systems Inc. and spoke with - - at - Ext. - concerning - or - debts of the same account that appeared on - public credit reports. I questioned the validity of the debts and the amounts owed. - - PROMISED to mail, to my home address which I provided during the conversation, an official document detailing the amounts owed, the original creditor and a statement guaranteeing that the debt amount would be updated on - credit reports if I paid in full. - - explained that this was an attempt to collect a debt a... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 14, 2015 - National Credit Systems continues to report to - - - that I owe - Aparments $4000.00. I have told them numerous times that they have made an error, and that this debt does not belong to me. I have never lived there. In fact, I have lived in my current home for over eight yeras. They claim that they have nothing to do with the debt being on my credit report, and if I want to contest it, I should contact - - Apts directly. I have done this, and - - tells me they have no record of my name having a debt with their community. I reported this information to National Credit ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received September 14, 2015 - In the year 2013 my family and I lived in - - Apartments and paid the first month of rent, and the deposit. We always paid the rent for a year since the apartments were under contract. We never missed any payments and the water payment ; we paid it full. I even have proved that we paid it all. I have the confirmation number that we paid it. Recently, I received a letter from the National Credit Systems , Inc regarding the deposit that we did n't pay. The amount is $690.00. They have sent me to collection without any warning or any prove that I owe that amount. In the letter it says the... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 10, 2015 - National Credit systems has not provided me with any copies of any contracts or agreements that have my signature on it that proves that i owe the amount of debt to them in which they are reporting to credit agencies electronically and according to credit agencies National credit systems do not have to provide the them with any documents supporting there claim ... |
National Credit Systems,Inc. Debt collection taking/threatening an illegal action threatened to sue on too old debt September 3, 2015 - This debt is over 6 years old and it has not been proven that I owe this debt. I have not been provided with papers that show I agreed to pay what they say I owe. I have not been provided with a list of any and all services or goods purchased and a line by line itemization of charges and how they calculated what they say I owe. The creditor needs to prove that the statute of limitations has not expired on this account. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received August 23, 2015 - I have been disputing an account that does not belong to me with National Credit Systems since 2009. The account was removed from my credit with the Credit bureaus. Now, National Credit systems has placed the account that was removed 6 years later back on my credit. I have contacted National credit certified mail just like I did 6 years ago, and still no response back from them. National Credit Systems has never sent me a billing statement, a response letter, or a notice stating my right to dispute. They do not send anything. Instead, they just keep accessing my credit report without my consen... |
National Credit Systems,Inc. Debt collection improper contact or sharing of info talked to a third party about my debt August 20, 2015 - This company is trying to collect a debt that is a court case in - Idaho Superior Court. The Case is SEALED and no party is allowed to make public anything involved in the case. The debt is subject to further litigation for fraud against the person ( s ) involved in the case. This company is prematurely report and trying to collect inaccurate and fraudulent information. I have sent them many forms of proof via mail to include - pages and pics. However, I was informed by Legal Counsel not to do this because the case is sealed and that if they do not stop reporting this information or pa... |
National Credit Systems,Inc. Debt collection improper contact or sharing of info talked to a third party about my debt August 20, 2015 - About a year ago I had to break the lease at my apartment complex, - - at - -, due to work related issues. This resulted in a balance due on my account which I was unable to pay by the deadline and as a result my account was referred to a debt collector, National Credit Systems. When my account was referred to this debt collector the apartment complex provided them with my contact information. I know this because I have been receiving communications from National Credit Systems for a few months now. Today I received a text message from an ex-boyfriend/friend whom I have n't spoken ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 19, 2015 - We pulled a copy of our credit report and noticed a debt from National Credit Systems. It was a debt collection for an apartment we stayed at years previous. We sent - debt validation letters to them and have received partial responses back with little to no information accurately verifying the balance of the debt owe. Please assist because we are prepared to file a lawsuit against them. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 19, 2015 - I was evicted from my aprtment complex due to my rent going up and me not being able to afford it. I was getting assistance from - company so that I could pay a portion of my rent. My apartments filed against me stating that I owed an amount of about -. I was taken to court and there I filed a paper affadavit since I wasnt able to afford to pay that much. I was told to pay to the clerks office a set amt each time so that I could eventually pay off the debt. Each time that I made a payment I would get a receipt. When the time had come for my final hearing in court, my apartments stated th... |
National Credit Systems,Inc. Debt collection false statements or representation indicated shouldn't respond to lawsuit August 18, 2015 - National credit system account number are asking g too much for - month rent I was. Not their to defend my self in court the rent was - a month one month how can this rent plus a court cost of - pluses - an the cleaning how can that add up to - that is why I want someone to vestigate I am not in no way to pay that I tried to work this out but they are abusing an taking advantage of the public an the credit bureau ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 6, 2015 - I requested that this company send validation of my SSN and are how obtain. the company have not responded to my request instead sending a letter stating that they are threatning to put this on my credit file. The company should be able to support the validation of the method of them obtaining vital information. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 6, 2015 - I rented an apartment with my roommate in -/-/- -/-/- and was kicked out by him, he still remained in the apartment and I let management know i was kicked out and returned my keys, was told I did n't have to pay and now the negative account is in the way of getting an apartment. They no longer have me in the system due to new management, I would like to clear it so I can move in as soon as possible. Thank you. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 5, 2015 - There is a collection listed that I do not agree with and requested several times validation and disputed with no actual evidence of what is being collected for and proof the debt is mine ( signed contract ). Can your agency help? ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 22, 2015 - - years ago I moved from The - apartments in -, TN. I bought a home. Before I left I cleaned the apartment but did leave some things that the cleaning crew or painters could have. These were things like a comforter, electric skillet, some glasses ... .all in excellent condition. I also took pictures of the apartment after I cleaned it. There were holes in the wall that would need patching because I had my t.v. hung on the wall. They called and said I owed then $120.00 because I left junk, the refrigerator was not clean enough and the holes would need repair. I told them I cleaned ev... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt was paid July 20, 2015 - I cosigned a lease for my son. After he moved out of the apartment with the appropriate notice the the apartments kept billing us ( through a shell company ) for common electric, pest control and garbage collection. I wrote them several times and even sent copies of my canceled checks from my bank but they continued to bill me then put a negative mark on my credit. The apartments are - - - - - -, OH -. The shell company is - - - - - - - -, OH -. I repeatedly asked for an accounting of my payments and their billing but never got a response. Also t... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received July 16, 2015 - My previous apartment complex - - - located in - - Florida did not notify me of any debts remaining after moving out of their complex. I now see a balance in collections of - dollars. At no point in time was I made aware or given the opportunity to dispute these items as several of the charges are invalid. I had to call the apartment complex AFTER this had been added to my credit report to see a summary of charges, which again, several I want to dispute but did not have the opportunity to do so. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt was paid July 14, 2015 - This bill was paid before the collection agency started collecting. Was never in default ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 14, 2015 - I have tried to escalate this account to the Collection Agency as well as the Collection Reporting Agencies with no success. I have been a victim of Identity Theft and have tried to clear the harm caused with no success. I have opened a case with the Federal Trade Commission ( Case - ) as well as the - County Police Department ( Police Report - ) as well as the - Police Department. ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt was paid July 10, 2015 - I HAVE NO PAST DUE AMOUNT WITH THIS COMPANY. WE MOVED OUT BC OF UNSAFE LIVING CONDITIONS AND WE WERE TOLD WE DID NOT OWE ANYTHING ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 7, 2015 - Company is knowingly reporting incorrect amount of balance owed. Supervisor of collections account has been told many times and shown proof of amount that is owed and refuses to update account and continues to increase amount of balance owed. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 6, 2015 - To whom this may concern, When i checked my credit report i seen where a debt was reported by national credit services. I filed - disputes with - and did n't receive any verification to prove debt was mines. I had an apartment with - in and had a - incident which resulted in me throwing away thousands of dollars worth of household furniture and my son being - and washing all of our clothes and shoes costing me hundreds of dollars, when i called the office about the incident they informed they would n't compensate for the furniture or the clothes but told me i could terminate the... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 4, 2015 - I am a resident of the state of Texas and sent National Credit Systems a Texas Debt Validation request in accordance with Texas Finance Code 392.202. This request was received and signed for on -/-/2015. I have not received validation of this debt. It has now been well past the 30 day period in which the agency must respond. I recently checked my credit reports and this debt still remains. I have attached a copy of the Texas Debt Validation Letter, Certified Mail Receipt, and Return Receipt. ... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount July 1, 2015 - The managers at the - raised my rent to $550.00 while still advertising the same aprtments - bedroom for $540.00. I did n't agree to pay her $550.00 so I did not renew. Now I am being charged $1100.00 for fraudulent claims. Including that I moved out on the - of - however I have statements from the storage place that I returned the - to. All through email. So there are records showing the lies and deception tactics to rob citizens of our money. ... |
National Credit Systems,Inc. Debt collection improper contact or sharing of info talked to a third party about my debt June 27, 2015 - This is in reference to a balance due on a eviction from - - - on - AZ. -/-/2015 I spoke with a - - a Debt collector at National Credit Systems Inc. I advised her that - - signed my - lease 12 month lease and was not on any subsequent leases. I was the only person that signed the lease that was terminated in - 2015. I advised her that any contact or threats of reporting to her credit report would be unlawful and I would seek legal remedy. -/-/2015 - - contacted - - via telephone and advised her that collections has proceeded against her and pending... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received June 25, 2015 - I lived from - till - in the apartment complex - -, -, T-. This apartment complex was bought at the end of - by - - -. Upon leaving the apartment during - - I was told that my deposit would be affected towards the cleaning fee and I provided my new address in case they needed anything. A few months ago I pull my credit report and found that National Credit Systems , Inc. is reporting a debt of $180.00. I would have payed that amount of money without problem if I would had been notified and the debt had been validated. In exchange, the - notice i got from a... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 24, 2015 - The apartment complex turned my information over to a collection agency without my knowledge and after telling me I owed nothing. I have tried to get this cleared up with no progress. the corporate office refuse to respond to me or the -. Phone calls, and emails have not been responded to since - 2015. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received June 23, 2015 - I was working for a - when - declared Bankruptcy. I was under a lease with - and explained the situation to them. I was only a few months in my lease when it happened. The front office of the apartment complex understood my situation and told me they wouldn't try to collect any money from me due to extenuation circumstances. They never tried to contact me about payment or mail me anything. The only reason I found about about this debt is because I checked my credit online and found it. I did not receive anything in writting nor other communication attempts. I also did not receive not... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 19, 2015 - There is an account on my credit report that is reporting in error. I have disputed this information with the credit agencies - times now and the creditor keeps telling them that the account is valid and therefore is still reporting on all of my credit reports. The creditor is reporting to - credit agency that the last date of activity is -/-/- which is completely inaccurate since I have had no dealings with them ever. Then they are reporting to another agency that I made a payment to them in - which is completely false because I never paid them anything and that they account... |
National Credit Systems,Inc. Debt collection false statements or representation attempted to collect wrong amount June 16, 2015 - I was sent to collection for a debt I should have never paid. I was never told about this debt. I rented out an apartment and the conditions of the apartment became unlivable. The roof was caving in and had a huge hole in it with termites and unwanted critters coming in. The apartment failed to repair the issue after multiple and multiple attempts. The apartment complex agreed to let me leave a few months early without penalty. When I left, they said I did not owe anything else. I signed the papers and left my keys. in -/-/-, I was trying to rent another apartment when they said there was... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received June 12, 2015 - Collection bureau failed to provide 30-day notice at commencement of their attempts to collect. I disputed the debt, which has been erroneously attributed to me, and the collection agency has attempted to collect the same amount from multiple parties, which, if successful, would be unlawful. ... |
National Credit Systems,Inc. Debt collection false statements or representation indicated committed crime not paying June 11, 2015 - Respected Sir, I Vacated an Apartment in - and while I was staying there on Notice period, no one came for Inspection on premise. When I vacated I got a huge bill of - PLUS -, Stating proper notice was not given and lease was broken. But when I reminded about my submission of my employer letter, they then reduced the amount. Then again in the new bill, they mentioned they replaced kitchen counter top and charged me, which was fine when I left.Then I asked for proof like photo, which was not sent. Then National credit system called me as a collector for debt and I mailed - that I DI... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 9, 2015 - I received a letter from National Credit Services indicating they collecting on an old debt from a former apartment complex. I sent in writing a letter disputing the debt and the amount owed. The next communication I received from them was a letter stating I failed to setup and arrangement or respond and they were getting ready to report to the credit bureau ( dated - - ). After receiving the letter on - - I called to inquire about my dispute. The agent was very rude stating they verified with the apartment complex and it was valid. He told me a letter was sent - -. I told hi... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 5, 2015 - I need some help with a situation with an apartment complex charging me for carpet in a unit which I full filled my lease as agreed. When I moved in the carpet was damaged which was brought to this company 's attention. They have a remark listed on my credit file and filed a judgement which I was not aware of. Please help. I did try to call and speak with someone which I was informed they do not care about anything except for collecting what is stated I owed. I do not feel I owe anything at all. Please help ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 4, 2015 - my mother moved in - homes in -/-/- or -/-/-, she is a - patient an at the time could n't stay alone so i moved with her pregnant and could n't work at the time i was told being over the age of - i had to sign the lease as well, later in the months my mother told me to leave her home, after wards she moved out months later, me not knowing she owes anything, now i am trying to get an apartment but national credit is saying i owe as well as my mom - dollars she is living on - and cant afford the debit but its stopping me from getting an apartment because they keep denyin... |
National Credit Systems,Inc. Debt collection false statements or representation indicated shouldn't respond to lawsuit May 30, 2015 - - - - - - - submitted a false, discriminating, emotional distress and derogatory allegations against me and my important credit bureaus. The creditor previously submitted a hand written notation pm a notepad without letterhead overstating charges that were not backed by the parts and labor receipts required to prove the creditors actually costs. I called the collection agency numerous times and disputed the amount with all the credit bureaus. I had filed a complaint with HUD & the - - - regarding harassment, emotional distress, mold and overcharges. My lease was paid... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 19, 2015 - - was a place i rented an apartment, this apartment became VERY unsafe for myself and my daughter. We were threatened on numerous occasions, -. I had to leave this apartment prior to lease, i wrote letters to the leasing office and spoke w/ them personally. they said i could leave and no monies would be owed then a collection company reported a $6000.00 balance on my credit. this is not a true collection! i left for safety issues owing brookstone $0.00. NATIONAL CREDIT SYSTEMS- - -, - ( - ) - ... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 13, 2015 - I have called many times after seeing this on my report. I spoke to someone and they could n't find any information in their system and seemed irritated that I was trying to figure out what the debt was. I asked them to remove this reporting from my report or provide all the documentation to me showing that what the debt is for and that it is mine. They never sent anything but still continue to report it messing up my credit costing me lots of money ... |
National Credit Systems,Inc. Debt collection communication tactics used obscene/profane/abusive language May 13, 2015 - I contacted National Credit Systems to attempt to resolve my debt at an apartment community I use to live at. - -, the representative over my account was obscene, being rude and stating that she was n't trying to hear me say what was legal because I am not a lawyer. She then transferred me to her manager, or supervisor, voice mail. I left him a voice mail. Then I called back to ask if a different rep could be assigned to my case and the operator informed me that no that could not be done. She gave me the manager and supervisor extension ( - - - - - ). I left a voice mail w... |
National Credit Systems,Inc. Debt collection communication tactics used obscene/profane/abusive language May 12, 2015 - Called collection agency and telephone operator would not listen, consistently said that I was not making sense because I was - -. Harassed me about my - - any time I tried to present my case. She said that I was so - - that I was not comprehending. '' This is was only a tactic used to invalidate my concerns. She used my - against me rather than taking reasonable time and energy to understand what I was saying. What I was trying to say was that management had told me to call the police on my neighbor without any good reason. They wanted me to help illegally evict my neigh... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 6, 2015 - National Credit Systems of - Georgia at - is harassing me for $2700.00 ( ref # - ) for an unpaid lease at apartment - Oregon, managed by - - dated -/-/-. I never signed a co tenant lease with -. I signed a tenant referral for a relative in - for apartment - for - -, which the lease was completed in -. The relative moved to a larger apartment and signed a new lease which I was not needed as a reference. This was also a low income HUD building. A new management took over the building named - that hired National Credit Systems to harass me due to ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 17, 2015 - Dear Sir/Madam : The below collection agency has been calling me about a debt that I am disputing from an apartment that I moved out of at the end of my lease ( -/-/2014 ). The apartment is in New York - - - - - -. I left my apartment on legal terms as I was supposed to at end of lease and left my new mailing address. I never received any mail or contact from - - at my new address advising that I had a debt to pay for apartment damages. I only received notification directly from this debt collector almost five months later ( enclosed ). The only evidence they sent me ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received April 14, 2015 - Upon pulling my own credit report, I found out that I had an account in collections with National Credit Systems from a previous apartment complex. Upon contacting them, they were given no contact information at all to attempt to contact me. No phone numbers, no address, no reference phone numbers. Also no attempt was made by them to retrieve this information from the apartment, yet I am being told that this item can not be removed from my report because they made every attempt to contact me. What attempt was made? I contacted them as soon as I found out yet I am being penalized for their poor... |
National Credit Systems,Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 8, 2015 - My previous place of residence never notified me of an outstanding balance I had with them by phone, mail or in person. When I moved out and turned my keys in to my landlord he told me everything was taken care of and never once did he mention anything about still owing the apartment $400.00. I was n't aware of any outstanding balance with my previous landlord until 6 months after I moved out when I received a letter in the mail from a collections agency telling me they were processing this account to be placed on my credit history. I tried contacting the apartment manager to discuss what th... |
National Credit Systems,Inc. Debt collection false statements or representation impersonated an attorney or official April 7, 2015 - upon request of docs, i was told i was speaking to an attorneythey also have reported the same information in duplicate as to affect my scores ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received April 5, 2015 - NCS has failed to provide me with a dunning notice prior to inserting inaccurate negative information on all - credit bureaus without notice and the only I found out was by VIA credit monitoring service. So when I finally realized I filed a dispute and also contacted NCS and original creditor - to no avail, even though they were in violation FCRA and the Fair Debt Collection Practices they refused to acknowledge any wrongdoings. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 1, 2015 - -/-/-, I terminated my lease 2 months early with - - in -, T-. I followed all of the rules in the contracts, and addendum, regarding early termination. In -/-/- I received a letter from - - - that they were trying to collect a debt of $1300.00. - was charging me for a deposit due to early termination. I called and sent a letter requesting that they validate the debt. Their response was a copy of my lease with a letter that stated 'it was validated '. From there, I replied with a letter outlining the specifics of the lease and provided them with a copy of these ... |
National Credit Systems,Inc. Debt collection communication tactics used obscene/profane/abusive language March 20, 2015 - I have successfully contact the debt collector to arrange my file but i was told that they could not provide me with the information. i was asking to find out what is it that they are charging me for ( invoices, letter, etc ). They did not provide the information for my inquiry. ... |
National Credit Systems,Inc. Debt collection false statements or representation indicated committed crime not paying March 20, 2015 - I chose # - because I did n't see an appropriate point under False statements or representation. '' NATIONAL CREDIT SYSTEMS , INC '' told me I had to pay the debt by giving them my CHECKING ACCOUNT NUMBER in order to Protect your credit. '' And when I said I was n't giving them my acct number she said Well, like I told you, giving me your checking account number is THE only way to protect your credit. '' I called within - days and said I wanted a letter statin that if I - they would contact the credit bureaus to say the debt was -, and that I was going to send an official money ... |