National Credit Systems,Inc. Debt Collection Complaint

National Credit Systems,Inc. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Texas

-/-/-, I terminated my lease 2 months early with - - in -, T-. I followed all of the rules in the contracts, and addendum, regarding early termination. In -/-/- I received a letter from - - - that they were trying to collect a debt of $1300.00. - was charging me for a deposit due to early termination. I called and sent a letter requesting that they validate the debt. Their response was a copy of my lease with a letter that stated 'it was validated '. From there, I replied with a letter outlining the specifics of the lease and provided them with a copy of these and the early termination addendum asking them to correct the outstanding amount and validate the debt again. We went back and forth for two months. I had little success and their verbal response was to get a lawyer. Because the leasing company and debt collection agency were rude, not compliant and not providing an adequate response, I filed a complaint to the - on -. On -/-/- I received a derogatory remark for $1300.00 ( my balance was still being disputed with - and National Credit Services ). On - -,


- realty did not provide me with - from the date the debt was validated to pay may balance before affecting my credit. The debt was not truly validated until - which should allow me to pay the debt off by -/-/-. When contacting - and NCS regarding the above, they lack professionalism by hanging up with me, bullying me by talking over or saying they will disconnect the call if I 'm not calling to make a payment, and telling me that there is no way for this to be removed from my credit report. I have made many efforts and walked them through the process but have been unsuccessful with finding a resolution.