National Credit Systems,Inc. Debt Collection Complaint

National Credit Systems,Inc. Debt collection department,

Other (phone, health club, etc.) False statements or representation Indicated shouldn't respond to lawsuit Texas

- - - - - - submitted a false, discriminating, emotional distress and derogatory allegations against me and my important credit bureaus. The creditor previously submitted a hand written notation pm a notepad without letterhead overstating charges that were not backed by the parts and labor receipts required to prove the creditors actually costs. I called the collection agency numerous times and disputed the amount with all the credit bureaus. I had filed a complaint with HUD & the - - - regarding harassment, emotional distress, mold and overcharges. My lease was paid in full - - and nothing could be done while HUD & the - was investigating my claim. I did owe only - months rent of $740.00 for - in which the creditor filed a civil judgement for, However, he accused me in the correspondence sent to the collection agency of stealing electricity, damaging the water meter, $500.00 to clean my oven, cutting holes in the molded attic insulation, $500.00 to clean my dogs - which was barely a couple in a - yard? Claiming other miscellaneous things like accusing my son living permanently with me ( $2500.00 )? ..I was on a month to month after completely my lease in - - and left in - -.The collection agency said I was responsible for the time it takes to fix up the apt - Well it does not take 3+ months to fulfill the work. The creditor filed this collection in - -. The collection agency has a bad - reputation. ( National Credit Systems ) out of Georgia # - my acct # -. I have been on - - since - and the reviews of that property have been horrible. They also filed for Chapter - bankruptcy in - - and it was dismissed for failures to abide by the judges rulings. The attorney representing is - - - - - - - -, -. - # -. I contacted him and he was of no help at all!!