National Credit Systems,Inc. Debt Collection Complaint

National Credit Systems,Inc. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Right to dispute notice not received Texas

I lived from - till - in the apartment complex - -, -, T-. This apartment complex was bought at the end of - by - - -. Upon leaving the apartment during - - I was told that my deposit would be affected towards the cleaning fee and I provided my new address in case they needed anything. A few months ago I pull my credit report and found that National Credit Systems , Inc. is reporting a debt of $180.00. I would have payed that amount of money without problem if I would had been notified and the debt had been validated. In exchange, the - notice i got from a debt that I do not know why I am being charged came from my credit report. This is causing a great harm to my credit history, and I have n't been able to get a mortgage because of it. I requested 25 days ago a debt validation notice and proof that they attempted to collect the debt before reporting it to the credit bureaus. I 've got nothing. I feel frustrated and unprotected from this company.