Review and analysis of over 34 consumer complaints
| Company | Complaints |
|---|---|
| JPMorgan Chase | 6 |
| Capital One | 4 |
| GM Financial | 3 |
| Avant Credit Corporation | 2 |
| American Honda Finance Corporation | 2 |
VW Credit, Inc Consumer Loan shopping for a loan or lease shopping for a loan or lease December 8, 2015 - I was nearing the end of my first vehicle lease and went to - - - to discuss my lease end options. The car had some obvious cosmetic damages that I pointed out to the sales representative. After speaking with the sales representative, he assured me that leasing another vehicle was my best option in order to avoid having to pay for excess wear and tear on the previous vehicle, so that 's what I did. 4 months into my new lease I got a bill from VW credit for all of the damages on the old car, over $ -. I was sure that there as some mistake and went to the dealership. While there we r... |
American Honda Finance Corporation Consumer Loan shopping for a loan or lease shopping for a loan or lease December 4, 2015 - I 'm an -. Because of this I feel as though I was discriminated against when getting a loan from Honda Financial Services. For some reason I feel as though something is n't correct and I believe I was overcharged interest on my car loan. If possible I would like someone to look over my paperwork. ... |
American Honda Finance Corporation Consumer Loan shopping for a loan or lease shopping for a loan or lease December 3, 2015 - I recently purchased a vehicle through a - in - -, NY. My loan for thevehicle was financed through - Bank. On -/-/15 Honda Financial sent me aletter stating that they had been unable tooffer me credit " on the terms originally requested '' and that " our subsequent counteroffer has sinceexpired. '' The problem here is that I have nodocumentation of Honda Financial ever making aloan offer to me, nor do I have any record ofHonda making a counteroffer. The referencenumber on the letter from Honda is -. Furthermore, Honda said that I couldobtain written documentation on reaso... |
Regions Consumer Loan shopping for a loan or lease shopping for a loan or lease November 26, 2015 - I stopped into a bank ( Regions Bank ) to ask the process for an auto loan. I was told to send a copy of the title and bill of sale to start the process. Once I submitted the documents additional step that were not acceptable were presented. I informed the bank I did not want to pursue business with them. At that point they informed me they had pulled my credit days before. I never was told anything about access to my credit file during my initial introductory meeting, I never authorized access and never started any loan process. ... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease shopping for a loan or lease November 25, 2015 - - - BANK MADE A HARD INQUIRE ON MY CREDIT REPORT WITHOUT MY CONSENT. I HAVE NEVER TRYED TO GET A LOAN FOR A CAR ... |
GM Financial Consumer Loan shopping for a loan or lease shopping for a loan or lease November 25, 2015 - gm financial made a hard inquire on my credit report without my consent ... |
Capital One Consumer Loan shopping for a loan or lease shopping for a loan or lease November 25, 2015 - I was applying for an auto loan between numerous banks. Capital One Auto Finance denied me because I did not meet the minimum age requirement. I received letters from - financial institutions stating age was the only factor in denying me an auto loan. I have held on to these letters and I am submitting this request because I believe they wrongfully denied me credit. I am - years old ( -/-/- ), which is more than within the minimum age requirement according to the Equal Credit Opportunity Act. I have supporting documents and am more than willing to provide this information**The Equal... |
OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease shopping for a loan or lease November 24, 2015 - I was not advised that the loan that I had submitted an application for was collateralized by a vehicle but a personal loan. Having paid off a loan with this same organization in the past I figured that the same loan offering is what I qualified for. - different people advised me that I was approved for the loan, but then " out of the blue '' I was told that the loan approved was for a secured product. I advised them during the initial conversation that I would not be interested in that. ... |
Santander Consumer USA Consumer Loan shopping for a loan or lease shopping for a loan or lease November 24, 2015 - Santander Fianancial is guilty of continuing to report fraudulent information on my credit file. I have repeatedly asked them to provide me with the documentation that they used to open this fraudulet account. I have yet to receive anything from them but lies and excuses. They are very rude and unprofessional. They refuse to remove this information in spite of the fact that I have sent them copies of my Identity Theft Application and the police report several times. Please do sometthing about these people who brashly and defiantly abuse victims of ID theft. Please help ... |
Toyota Motor Credit Corporation Consumer Loan shopping for a loan or lease shopping for a loan or lease November 16, 2015 - I recent purchased a car from - toyota and gave my permission to have my credit ran ONCE on -/-/2015. This report came back on - to be a -. Since my application was approved by credit has been ran a total of - other times since without my permission. this has significantly brought down my credit score due to hard inquires which were made fraudulently and without my permission, I would like these hard inquires removed from my -. Since -/-/15 due to these other fraudulent inquires my credit score has when from - to -. Please look into this asap. Attach is the doc... |
Santander Consumer USA Consumer Loan shopping for a loan or lease shopping for a loan or lease November 15, 2015 - SANTANDER CONSUMER USA MADE A HARD INQUIRE ON MY CREDIT REPORT WITHOUT MY CONSENT ... |
JPMorgan Chase Consumer Loan shopping for a loan or lease shopping for a loan or lease November 15, 2015 - CHASE AUTO MADE A HARD INQUIRE ON MY CREDIT REPORT WITHOUT MY CONSENT ... |
Bliksum, LLC Consumer Loan shopping for a loan or lease shopping for a loan or lease November 14, 2015 - Loanme.com solicited me for a business loan.I sent them bank statements and personal info as well as business info.I asked to borrow -.They came back with an interst rate of 132 %. Not sure that is even legal.I specified that I was looking for a legit offer and not something predatory.I did not want to submit info if it was a waste of time.If I accepted the terms I would have to pay back -.Really? What kind of outfit is doing business here? ... |
Capital One Consumer Loan shopping for a loan or lease shopping for a loan or lease November 14, 2015 - CAPITAL ONE AUTO MADE A HARD INQUIE ON MY CREDIT WITH OUT MY CONSENT ... |
Avant Credit Corporation Consumer Loan shopping for a loan or lease shopping for a loan or lease November 13, 2015 - I applied for and was approved for a loan with Avant Credit on or around - of 2014. At time of approval, the interest rate/terms were not disclosed, nothing was signed on paper. Ive been making timely payments via their website and just noticed their interest rate of 35.9 % is unusually high. Because of this high rate, the payments I 've made thus far do not even reflect on balance owed, they go towards interest. Had I known about this prior, I would not have agreed to supposed terms, which were not disclosed at the time. This high interest rate is illegal in opinion and should be lowered. ... |
GM Financial Consumer Loan shopping for a loan or lease shopping for a loan or lease November 12, 2015 - I leased a vehicle - - and my salesman took my down payment telling me I would n't have my first payment until - since I was buying at the end of the month. I had got nothing in the mail during that time until the beginning of - which is when I made my first payment. ( -/-/2015 ) If you look at my payment history is consistent and never late ... so I thought. My sales guy even worked that into the negotiations of leasing the truck. I thought to myself well I can save that payment and double up on the next one. I monitor my credit closely and started seeing late payments on th... |
CarMax, Inc. Consumer Loan shopping for a loan or lease shopping for a loan or lease November 9, 2015 - I purchased a vehicle the first weekk of - 2015 from Carmax. I approved the carmax associate to run my credit - time and that was to get me approved. I got approved then i drove the vehicle and it had multiple problem so with the carmax guaranteed approval of satisfaction i took the car back and got another one. During that process i didnt know they were running my credit all of them times. After i fouind out i called up to the store and asked them why they ran my credit so many times and i was then told when you have multiple inquiries from the same company they will merge together and ... |
Avant Credit Corporation Consumer Loan shopping for a loan or lease shopping for a loan or lease November 6, 2015 - I applied for loan with Avant, Inc. on - -, 2015. I was informed by Avant that I was approved for $12000.00. I provided all of the requested documents, and communicated by phone 4 or 5 times. I actually spent over 4 hours on hold between -/-/15 and -/-/15, and I was even disconnected on one occasion, after being on hold for nearly an hour. Avant 's customer service representative was kind and thorough in handling my questions, but there was n't any follow through from Avant. On -/-/15, I was informed my application expired, and a new loan application was activated. T... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease shopping for a loan or lease November 6, 2015 - GMAC vehicle lease turned in date of - -GMAC company is absorbed by Ally. Credit Bureau never reflected lease termination when dealer sold vehicle to new owner as a sale vehicle. Credit Bureaus shown I owe $9200.00 as of -/-/-. Negative derogatory remarks for outstanding amount owed. Ally would never correct information to reflect positive account. Vehicle was purchased as a sale by new owner -/-/- for - paid over $900.00 in sales tax in - - County where vehicle was returned. Same owner who purchased the vehicle -/-/- currently still owns the vehicle. ... |
JPMorgan Chase Consumer Loan shopping for a loan or lease shopping for a loan or lease November 6, 2015 - I AM AN - OF -. I applied for a Chase auto loan to replace/trade against my existing 2013 -. The dealer submitted the loan application. The dealer agreed to take my car based on the remaining outstanding balance, pay it off and Put me into a new - - - -. To my surprise, my loan application was declined. Have I have a credit score of -, Excellent payment history for the last 3 years on my existing vehicle, financed through - -. Secondly I have another car loan being financed through Chase with perfect payment history. My gross salary is in excess of $250000.00 an... |
GM Financial Consumer Loan shopping for a loan or lease shopping for a loan or lease November 4, 2015 - GM FINANCIAL MADE A HARD INQUIRE ON MY CREDIT REPORT WITHOUT MY CONSENT ... |
Capital One Consumer Loan shopping for a loan or lease shopping for a loan or lease November 3, 2015 - i received an e-mail alert telling me that a capitol one auto pulled a hard inquiry and pulled my report and used my social security # without my knowledge and did not speak with me prior to this about this loan, i called capitol one they said they did not pull my report, i then called - they said capitol pulled my repot and my social security # and - told me that some of the information did not match what i have on file, i then called capitol ione back they said they will forward my information, they hourt me in many ways i very upset when talkin with capitol one im ver stressed out at ... |
JPMorgan Chase Consumer Loan shopping for a loan or lease shopping for a loan or lease November 3, 2015 - On - -, 2015, I purchased a - Range Rover LR4, from - - - - for $56000.00, which is the fair market value for a similar car without any defects. The dealer is located at - - - - - - -, - -. The dealer assisted me with completing a financing application for a loan with JP Morgan Chase Bank, - - -, - - -, -. The financed amount is $45000.00. After I left the dealership, I was advised by my insurance company that my LR4 was a branded manufacturer 's buy back car, commonly known as a LEMON and worth substantially less than t... |
JPMorgan Chase Consumer Loan shopping for a loan or lease shopping for a loan or lease November 3, 2015 - Listed price on the window $ -This is Range Rover 2014. Lease is for 48 monthsMonthly payments $ -Residual value after 48 months on contract is $38000.00. 24 months have gone byso question is if I pay $1600.00 for 48 months is equal to $81000.00. Almost paying off the car. The lease deal is not at all right, Monthly should not be between $ - based on my previous lease experience. On checking back with the dealer, I was told that I have already signed the agreement. ... |
Discover Consumer Loan shopping for a loan or lease shopping for a loan or lease October 30, 2015 - I applied to Discover personal loans for an installment loan in order to consolidate multiple balances into one place. By any objective criteria, I would have been approved for the loan - DTI, credit score, etc. I provided all of my personal information to Discover ( which they had on file, since I have had a credit card with them for 2.5-3 years ). When I called back to Discover, they told me they denied me because I had no credit history. Due to their incorrect information, I was not able to get an appropriate loan. I have lost a significant amount of money paying interest charges, and if ... |
JPMorgan Chase Consumer Loan shopping for a loan or lease shopping for a loan or lease October 29, 2015 - CHASE AUTO MADE - HARD INQUIRES ON MY CREDIT REPORT WITHOUT MY CONSENT ... |
ACE Cash Express Inc. Consumer Loan shopping for a loan or lease shopping for a loan or lease October 28, 2015 - I got an email saying I owe from a company I never took out a loan from. ... |
JPMorgan Chase Consumer Loan shopping for a loan or lease shopping for a loan or lease October 28, 2015 - A more extensive description is in the attached Word document. In short Chase Bank discriminated against me, a - individual, by refusing to consider the cost and added value of the conversion needed to make a regular minivan - since they claimed they could not verify the value of the vehicle because it was not listed -, although there are numerous other sources on the internet to determine the fair value of these vehicles. They offered me significantly less than the amount I asked for at nearly twice the interest rate even though my credit score is over - and I have many accounts w... |
OneMain Financial Holdings, LLC Consumer Loan shopping for a loan or lease shopping for a loan or lease October 27, 2015 - When I applied for an auto loan the loan company took into account the outstanding VA Medical bills on my credit report that are not my responsibility to pay. Thus, discriminating against me as a - - veteran when they issued the loan at the interest rate of 22 % instead of at 7 % which I am eligible to receive. ... |
Capital One Consumer Loan shopping for a loan or lease shopping for a loan or lease October 22, 2015 - - and - - - - VA - : Unauthorized Credit InquiryDear Creditor, I recently received a copy of my - and - and - credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from both credit files because it is making it very difficult for me to acquire credit. Send us written authorization that gave you access to our credit files. SS # - - - # - - - ... |
Exeter Finance Corp Consumer Loan shopping for a loan or lease shopping for a loan or lease October 22, 2015 - -/-/2015- - - - VA -Re : Unauthorized Credit InquiryDear Creditor, I recently received a copy of my - and - and - credit report. The credit report showed a credit inquiry by your company that I do not recall authorizing. I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from both credit files because it is making it very difficult for me to acquire credit. Send us written authorization that gave you access to our credit files. SS # - - -SS # - - - ... |
Discover Consumer Loan shopping for a loan or lease shopping for a loan or lease October 20, 2015 - Discover Financial Services ( Personal Loan ) ran - inquiries on my credit report so far in 2015. On an account that has never been late and is in perfect standing. I believe this accounting practice is designed to stop me from securing any further credit so I can pay off there loan. The nefarious accounting practice must stop. I believe an audit of Discover Personal loans will show this is a wide spread accounting practice. Please Help ... |
Hyundai Capital America Consumer Loan shopping for a loan or lease shopping for a loan or lease October 20, 2015 - hyundai finance uses discriminatory tactics to make rate decisions, the company uses the relationship of dealerships as a basis to discriminate on their customers. they take equal credit profile people and make rate concessions and adhustments according to the dealership they visit. for example i was forced to give better rates to customers with worst on exact profiles than the next customer just on basis of dealerships as opposed to the merit of the customer ... |
TD Bank Consumer Loan shopping for a loan or lease shopping for a loan or lease October 18, 2015 - there is a hard inquire on my credit report that i didnt consent to ... |