Review and analysis of over 1,352 complaints against Navient
Navient consumers have reported over 1,352 official complaints related to Can't repay my loan. Out of the 1,352 consumer complaints against Navient, 15% were disputed by the consumer (i.e. the consumer was not happy with how Navient responded to their complaint) and 100% were processed in a timely manner. 9% of consumer complaints against Navient resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.
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Navient Student loan can't repay my loan can't temporarily postpone payments January 20, 2016 - Dear President Obama, and CFPB : I am writing you to plead for assistance. - individuals like myself are facing a student loan crisis and although we are hardworking people we do n't earn enough to eat. Two and a half months ago I obtained employment after being laid off and unable to find work. Prior to - 2016 I was residing on the streets and utilizing food kitchens to eat. Last month I began receiving calls at work from the Student Loan Collection Company General Revenue Corporation and as a result was put on verbal notice by my employer that any further collection call at work and I ... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 18, 2015 - I get calls from Navient aka -. Today -/-/2015 I have recieved - calls from them demanding payment of a account I handle when I ask to speak with a supervisor its always a hassle. When I ask them not to call me after a certain time due to my work schedule i get told they will call me up to - is there anything I can do ... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 17, 2015 - I am a graduate of - in -, NY. I have - private loans services by Navient. They loans have now entered repayment and the total due monthly is about $730.00. In tandem with my federal loan debt obligations, these payments combined with my housing costs consist of 85 % of my monthly income. It is unsustainable for me to possibly keep up such high payments. Upon calling Navient, I was informed that only - of my loans was eligible for a temporary reduction ( 12mos ) after which my payments would become even higher than they were originally. I was told that my other loan could not be ... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 17, 2015 - I keep getting harassed at my work of employment by Navient Solution student loans. My manager has spoke to them and stated not to call at my place of employment. That we do not take personal calls at work and to call my personal number. They still keep calling and bothering me. It is to the point that my job is on the line because of all the harassment that my company is looking to let me go. Please help. I am a service member and under SCRA I have been done wrong. Not only have they been adding interest, I was not promised my 6 % APR for my finance. This is just wrong and they wo n't stop to... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 16, 2015 - I went back to school at - tech in -/-/-, and within 12 months i had an issue where i was not able to complete my degree. Due to this, i had incurred a loan of approx. - and at the time was not able to pay the $ -+ a month for the loan as i was working minimum wage. I had to put my loans into forbearance twice in two years and make whatever payments i could towards these payments. Over the last almost 9 years, i have attempted to pay down this debt to the tune of 10.25 % and navient, - - selling the account to them, would not work with me to lower not only the payment of th... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 10, 2015 - I 'm writing to you with the hope of exposing what my family and I have endured with -/Navient over the last 8 years. Moreover, I 'd like to ask for your help. I feel that I 'm being cornered and I do n't know how to further defend myself. I need your assistance in bringing an end to the bullying, harassment, incompetence, and the never-ending debt that binds me to - -/Navient. Several recent events have made me reach out to you. It seems that - -/Navient is becoming increasingly fearless, and they 've gone as far as issuing threats and attempting to extort my mother. The hara... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 9, 2015 - I tried contacting Navient to lower my monthly payment for my private student loans. They told me that while they do offer income based repayment options, only - out of my - loans was eligible for this incentive. They told me that my other - loans were not eligible as they were not dispersed before a certain date. I called on - separate occasions. The first time I called they informed me that they could lower my student loan payment from $410.00 a month to $280.00. Then they they told me that they could only get it down to $360.00. I had to end the call because my lunch break... |
Navient Student loan can't repay my loan can't temporarily postpone payments December 9, 2015 - I am a - and am now entering my fifth year of -. When I entered - - -/-/2011, I deferred both my federal and private - student loans until I am out of - -. My private loan at the time was through - -, which is now Navient. This fall Navient informed me that I had a 48 month limit to my loan deferment, even if I have been enrolled as a full-time student this entire time, according to my promissory note. I found the promissory notes ( I have - loans with Navient ) with the electronic signature from when I took the loans out, and there is no language that says I on... |
Navient Student loan can't repay my loan can't get flexible payment options December 9, 2015 - Michigan - - - -, - -, MINavient harrasses me and co-signers by phone and continues to do so even though I have never been in default. They treat me and my co-signers disrespectfully. They add fees, jack up interest, and refuse to offer reasonable, payable, payment plans. They allocate payments they way they want to even with written instructions as to the payment allocation. Web payments sometimes do not go through initially or no confirmation is given. They may then go through several days later, or I may remake the payment as there is no record of it. This is a sca... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 8, 2015 - I attended - in -, MA and graduated in -/-/- with a - in -. I have - outstanding - - ( now Navient ) " Smart Option '' loans and the six month grace period has ended. The principle & interest payment of $850.00 have now come due starting -/-/-, this payment is based on a 10 year payback term ( I believe ). I have contacted Navient in an effort to discuss repayment options available to me and was told because of the type of loans I have, I can not be considered for an extended repayment. The only program that I could qualify for is a temporary rate reduction, wh... |
Navient Student loan can't repay my loan can't temporarily postpone payments December 7, 2015 - I have a Signature Student loan through Navient that was originally obtained when I was a - student at - of New Jersey - - - -. I have been trying to defer/forbear this loan for the last several months ( I am currently an - ) and have not had success despite submitting - sets of paperwork that were 'signed off ' on by my -. I was told that the - set of paperwork was 'not the correct type ' and was given another set of paperwork to complete. After the last set of paperwork was submitted, I received emails stating that the paperwork had been 'declined '. When I call... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 6, 2015 - I have a private and federal loan with Navient, formly - -. Recently, I contacted them to reset my loan amount payments based on my income and to defer the payments since I 'm back in school full time. I was told they can defer payments on the federal student loan for 3 months, but it would cost $50.00. Otherwise, I have to continue to pay $89.00 because I do n't have the option to base the payments off my income with either the federal or private loan which as an additional $100.00 ea month. I 'm confused because this is a new law that was passed regarding school loans. Yet, you c... |
Navient Student loan can't repay my loan can't get flexible payment options December 5, 2015 - My servicer will not give me a deferment or income based repayment plan. They tell me my co-signer can pay it. Why would I do that? I just need a lower payment. ... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 2, 2015 - I have made numerous attempts with Navient to get my monthly payment reduced on a private student loan. Since this loan went into repayment again in - 2015, I have maxed out all of my credit cards and now I can not pay them, I had to surrender my automobile and purchase a cheaper one ( but the payment is still high because of my credit score ). I am even to the point that I am considering filing Chapter - Bankruptcy on top of the Chapter - I filed 3 years ago. Everything was going well after Chapter - until the Navient Private Loan went into repayment again. Navient says because I ... |
Navient Student loan can't repay my loan can't temporarily postpone payments December 2, 2015 - I am about to -. My federal loans have all been placed in deferment because of my national service. However, Navient, which is servicing - private student loans, is refusing to give me any accommodation. They claim to have some form of special treatment for those serving in the Armed Forces, but not for - - service. Navient also claims that I " used up '' most of my contractual " forbearance '' from when I did two years of service in an - - program in a - public school. That " forbearance '' was a dubious benefit ; while I did n't have to make monthly payments, the loans (... |
Navient Student loan can't repay my loan can't decrease my monthly payments December 1, 2015 - I owe about - in private student loans. I am - years old and unable to afford a mortgage and move on with my life. is there any way I could pay less or have something forgiven? I am with navient and have a very low interest rate. I am paying - in private loans and - in federal. I 've called many different Places with no help. please help me. ... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 30, 2015 - I attended the University of - from -/-/--/-/- for my undergraduate degree. - loan of my was private through - -, now Navient. When I completed my - degree -/-/- to a terrible economy I was allowed a forbearance and then a reduced payment. I was unable to find a full time job for 6 years. In the 3rd year I started working as a -. I was making - dollars -. I had to - to pay this loan each month, but I did it to keep it in good standing. I 've been working full time now, underemployed, for just over a year, and I declared bankruptcy to get rid of old pe... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 30, 2015 - I have a private loan with navient and my federal loans are being serviced by them. My federal loans are income based but navient refused to work with me with my private loans. I told them that i am able to pay with a fair payment plan. the account manager threatening to send me to litigation if i dont pay right away, and demands for me to fax to navient 3 months of my banks account for them to work with me. I am tired of dealing with this company who belittle its consumers. I dont want to default on my loans, i want to be able to pay but also i want to have a roof and food for my child and fo... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 25, 2015 - I graduated with a large amount of student loan debt from - - in -, MA in 2009. Since graduation I have put my private loans in deferment and paid interest only payments for the past 6 years. Now, Navient is requesting that I pay $1500.00 a month to pay off the rest of the loan. I told their customer service department I could not afford and they said well you can pay an extended payment rate of $850.00. I asked if the payment could be further lowered where I have spoken to several representatives. They first told me that I could do the $850.00 payment only and nothing lower, th... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 24, 2015 - navient is unwilling to help reduce loan payments to what is affordable for us. they are rude and just do n't care when you call them. when loan was still with - - the helped us with an interest reduction program so that the monthly payments were more affordable, but now that they are navient they WO N'T HELP IN ANYWAY! they told my daughter that because she owns a savings account she does n't qualify for help. my husband and i pay for these loans and have both retired and are on the " fixed income '' we CAN NOT AFFORD $700.00 PER MONTH, IT WAS HARD ENOUGH AT $550.00 PER MONTH. BUT T... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 20, 2015 - In 2006 I took a a loan through - - ( now Navient ) in the amount of $20000.00 to attend - - University in - Michigan. I tried to contact them many times to work out a payment plan and they would ask for an upfront fee in order to ring my account up to date before proceeding. Once I gave them the money they would tell me that they could not do anything for me now and to call back before my next payment would be due to work something out. When I would call again they would not be willing to work out a payment plan. Since then I have stopped answering calls from navient who is a... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 20, 2015 - I took out student loans in 2006 to cover the cost of my attending - college. I needed the loans because - college reused to refund my tuition for a semester that after I had already left the college. I have been paying on my loans for years and the balance has only gone up. During that time I have gotten married and had - children so my financial situation has changed significantly. I am currently in good standing with my lender but had to put my loans in forbearance sue to being laid off ( see attached ). While in forbearance I applied for extended my request was denied ( see atta... |
Navient Student loan can't repay my loan can't get flexible payment options November 20, 2015 - Making minumum payments of $25.00 dollars which is what I can afford right now and still receiving threatining letters from navinet through the mail. Constant phone calls and rude representatives are calling all day. loan acct # -previous request webid-- web ... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 19, 2015 - I have been on - since -/-/-. All of my private loans from Navient have gone through a - discharge during that phase. -/-/-, Navient had reduced only - of - loans with the exception of loans ( 1 ) -/-/- College - and ( 2 ) - College -. Loan ( 3 ) - College - was reduced as I am able to make that payment while I am on Social Security - Income. I explained to - 's Customer Advocates Office that I still can not make a reasonable payment towards the loans. I was denied by - 's Customer Advocates Office since I have a co-signer on loans ( 1 ) -/-... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 17, 2015 - I am filing a complaint against Navient because I am stuck in my tracks, and do not know where to turn to. I need to reduce my monthly private student loan payment of over $700.00 due to financial hardship, and have gotten nowhere with the Navient customer service line. Over the course of the past few months I have placed many calls, and the only guidance I have received is to request a forbearance, as I am ineligible for deferment. I will not accept that the only solution to paying off my loans is to continue tacking on insurance payments to the principle amount ( $90000.00 when combined ... |
Navient Student loan can't repay my loan can't temporarily postpone payments November 6, 2015 - I recently lost my job and will not be able to get back to work until -. When I called Navient to try and work something out with them as far as deferment, they would n't work with me. They said there was n't anything they could do and just reminded me of the repercussions of defaulting which is what I told them I was in fear of doing. ... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 6, 2015 - A different company took over - - while I was still in school, changing the rules to how you can pay back your private loans. There are no options for me to lower my monthly payments on my private loans, or to consolidate them. The monthly price for all of my private loans is variable every month, ranging anywhere from - dollars. I can not afford this monthly, how do they expect people to pay back their loans? ... |
Navient Student loan can't repay my loan can't temporarily postpone payments November 5, 2015 - I am in a five year - at -.I am - through my thesis year. Recently, I am being harassed by my student loan provider ( Navient AKA - - ) to make payments IMMEDIATEY regarding - of my student loans. The amount their asking is - of my monthly income ( before taxes. ) They refuse to adjust the payments, saying that the payments are already " so low. '' I have requested that they apply in-school forbearance and they responded that I should have read the fine print, which says that " in-school is only 48 months. '' Dude, I was n't even legally an adult when I signed those papers... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 5, 2015 - I am a co-signer on - of my daughter 's private student loans with Navient. -/-/2015 I realized that my daughter 's loans were six payments late. I made a good faith effort to bring them up to date by making a payment of -. I spoke with Navient specifically about my co-signed loans only, and not the ones my daughter and her mother had signed separately. On each call Navient kept pushing and referring to my daughter 's total loans and not my specific loan payments. On -/-/15 I Spoke Navient to reduce my payments of - per month. I gave Navient my debt to income information alo... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 3, 2015 - I am an alumnus of - University as of -/-/-. During my collegiate career, I struck hardship and had to result to borrowing from private loan lenders to pay for my education. Now, less than a year after graduation, I am in the repayment process. The bulk of my private student loans come from Navient and - -. Navient has been unable to assist my cosigner and myself in being placed on an affordable repayment plan. With a monthly payment of $830.00 from Navient alone we are unable to fulfill the payments. I recently ( -/-/- ) spoke with several Navient representatives, includi... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 3, 2015 - I graduated from - - University in -, - in - of 2010. I started on my - with University - - - shortly thereafter. I have some private loans through Navient that I ca n't pay. I 'm unemployed. My cosigner has helped with my payments as much as she can but it 's too much of a financial burden to continue. I attempted to enroll in an extended payment plan that would greatly decrease our monthly payments. I first attempted to enroll in this program in late -. I was told everything was squared away once my cosigner gave her financial statement. We canceled the auto-pay... |
Navient Student loan can't repay my loan can't get flexible payment options November 2, 2015 - Me like - students that graduated from - - University located at - - FL is suffering the enourmous consequences of the student private loan nightmare. I graduated in 2008 - and I was never able to get a Job on the field. The school promissed to help students get a Job with promising leads, leads that I never got, I have called many times to the so called - - department to get leads and the only leads I received y any, were internships. My question is how are you supposed to pay $120000.00 on an internship. The worst thing is that Private Student Loans will not give yo... |
Navient Student loan can't repay my loan can't decrease my monthly payments November 1, 2015 - First of all when I consigned these loans I did n't know the difference between federal and private with Sallie Mae. The interest was anywhere from 10-13 %! I begged for consolidation at 4 % when the - were doing that. This is how I found out these were private loans and they did whatever they wanted, they did n't follow federal guild lines. we could not make the huge payments and they would not work with us at all. We defaulted. They are now threatening to attach wages and sue. I would be willing to make reasonable payments if the started over and added 4 % interest to our loan! NO ONE sho... |
Navient Student loan can't repay my loan can't get flexible payment options October 29, 2015 - I am a single mother struggling finically. I graduated back in 2010 and have a total balance due of -. I called Navient so they can try to assist me with a rate reduction plan, and according to my representative I did n't qualify because I was enrolled in that program prior. They reviewed my bank statements and clearly saw money was an issue. Instead - trusty from Navient belittled me and said I need to learn how to budget. A single mother trying to feed her child, pay for my child 's needs, food, rent, transportation, etc, should not be told how to manage their finances when there barel... |
Navient Student loan can't repay my loan can't temporarily postpone payments October 28, 2015 - I have a private student loan through Navient ( formerly - - ). I feel this loan was made with predatory intentions. As I entered my final year of undergraduate education at Louisiana - University in - -, I was told there would not be enough funding available and my only option would be a private student loan. ( Had I known how this loan would work I would have used another lender. ) I was referred to - - as it was the largest lender for these types of loans. After graduation I decided to continue my education and pursue a -. After being accepted into the program it w... |
Navient Student loan can't repay my loan can't get flexible payment options October 27, 2015 - I am currently completing my - degree at Oregon - - - - - classes remaining ). I have a previous degree - from - - - -. 2009 ), where I took out several private loans that are now in repayment. I have no complaints against my schools, my problem is with my lender, Navient. My apartment caught on fire last -. I had to move unexpectedly and this drained my savings and maxed my credit card. I also pay much higher rent now, since I did not have time to shop around for a more affordable apartment. I changed jobs in - and had only three months to repay $2300.... |
Navient Student loan can't repay my loan can't decrease my monthly payments October 27, 2015 - Hi my name is - - -, I have a private student loan with Navient. they are refusing to help me lower my payment passed on my financial statement and a supervisior even hung up on me. when he refused to tell me if any programs where available to me. I have a co signer who offered to send final statements and they refused to except and only took it over the phone and said she made too much to lower my interest rate which he says is the only way to lower my payment. I am not a student anymore I work and have a family and make like - a month and my bills round up to about over 2500. a m... |
Navient Student loan can't repay my loan can't decrease my monthly payments October 26, 2015 - I am struggling to make my monthly payments on my private student loans. When I asked my servicer for help I was told my co signer makes too much money for me to be given a lower payment. I explained that my co signer will not be helping me, the lady was quite rude and said there is a difference between ca n't and wo n't help. She told me that technically my co signer can help and they wo n't lower my payments. Now I feel stuck. I want to pay on time and in full but I 'm struggling and the servicer seems so unwilling to work with me. Help!!! ... |
Navient Student loan can't repay my loan can't decrease my monthly payments October 23, 2015 - I have a private loan with Navient. I am trying to pay my loan ; however, I do not currently have the income to make the entire payment. I have been trying to get the payment reduced for almost a year now, but they will not allow it. The only option I am given is to pay $100.00 to put the loan in forbearance for one month. However, their " sister '' company has a program in place to allow you to pay based on your income, which is much more reasonable. I do n't understand why Navient would not have a similar option available, especially in an economy such as ours. It is understandable that pe... |
Navient Student loan can't repay my loan can't decrease my monthly payments October 22, 2015 - I graduated - - - ( - - -, T- ) back in 2006. They are supposed to help you find a job but later they just forget about you. I submitted my resumes to a lot of companies back then with NO LUCK / NO RESPONSE. I have n't been working on my field because I have not been able to ... I found out right after I - tried to sue our campues because all of them went on job interviews and COULD NOT get a job - their reason was " - software was too outdated and old '' and what they had been learning was not up to date in the " real world '' - I wish I would have known this while I w... |
Navient Student loan can't repay my loan can't decrease my monthly payments October 21, 2015 - I am getting harassing phone calls from Navient. I am called about - times a day, including weekends. ... |
Navient Student loan can't repay my loan can't get flexible payment options October 21, 2015 - Navient Has constantly been calling family, friends and work. even after they have been told not to contact due to the fair debt collection act. I told them I can not receive those calls at work and they got an attitude and hung up. They illegally recorded my father after he said not too and asked for his ssi and other info. They also called mother, sister, uncle and other family members that have no business being involved in this matter. They are constantly calling and harrassing. It has become unbearable father tells me they call every other hour. Parents are not cosigners on any loans. The... |
Navient Student loan can't repay my loan can't get flexible payment options October 21, 2015 - I went to - and I have a small federal loan that I can manage each month ( $65.00 ) I also was duped into private loans and when I called - - they said " we have options do not stress go to school. '' I moved out of state had a hard time with jobs and filed chapter -. My attorney was an idiot and kept dragging his feet and because of this I defaulted and he would n't file other paperwork for me. Someone please tell me how I will pay off - on - a year. This is n't a joke nor did this need to happen. Some people really need help and need this removed in bankruptcy. ... |
Navient Student loan can't repay my loan can't decrease my monthly payments October 20, 2015 - My - debt is $170000.00 and I am making monthly payments of $1500.00 a month. I can not afford to live on my own ( living with parents at the age of - ), I do n't know that this will ever be possible. $60000.00 of that money at a 12 % interest, making it almost impossible to try decrease the principal. I make $ - /year. I graduated from Univ. - -/-/-. I have tried to refinance my loans at lower interest rates but I keep on being told that I have too much debt to refinance - I have made all of my payments on time - I did go into forbearance for 9 months -/-/-. Any he... |
Navient Student loan can't repay my loan October 16, 2015 - - at Navient told that it will cost - dollars to process my FORBEARANCE PAYMENT on - -, 2015. However, - and her supervisor at Navient said they refused to give me a forbearance despite me being in-school and Navient taking - dollars out of bank account. Navient is trying to ruin my credit and they must be stopped! ... |
Navient Student loan can't repay my loan October 14, 2015 - I have been trying to responsibly manage my situation with Navient, yet every time I call them and I speak with someone they ( the agent ) end up hanging up on me. Today I was being asked some questions that the agent told me could potentialy lower my monthly payments, but when I told them I was un-employed the last thing I heard was a grunt and they hung up. This is not the first time this has happened. On a seperate occasion last week I told them I was not capable of making large monthly payments, and when I was asked how much I could pay, I responded to the agent and he told me he would ret... |
Navient Student loan can't repay my loan October 12, 2015 - I received a student loan from - - which now go by the name Navient and I have been - and Have lost a large portion of my income. Navient has called me at my employer multiple times, called me after - at night on multiple occasions used intimidation tactics and threats in an attempt to collect debt. ... |
Navient Student loan can't repay my loan October 12, 2015 - I have been trying for almost a year to get into an affordable repayment plan with my private student loan servicer, Navient. First I tried an interest only plan, but even that was almost $ -/month, on top of the $ -/month I have to pay on my government IBR plan. After multiple attempts at contact ( often having to wait on hold for extended periods of time and being transferred to multiple different people ), I was finally advised that I MAY be eligible for an alternative payment plan ( no details on what that means have ever been given ). I was sent documents asking for my personal fina... |
Navient Student loan can't repay my loan October 11, 2015 - I was currently on a payment plan and it stopped. I have asked to renew it via e-mail and tried calling the call center, but no one is answering. I have a video when I tried to call during there specified times, but no answer. E-Mail 's going back and forth to call the call center but still no answer from the call center. ... |
Navient Student loan can't repay my loan October 8, 2015 - I have sent several letter stating that I want to be only contacted by mail. I also stated that my work does n't allow such contact, and I am still getting phone calls, and faxes at work. - -, - NC ... |
Navient Student loan can't repay my loan October 8, 2015 - I have been having problems with Navient Private Student Loans. Every time I contact them to provide me with information and help I am told one thing by one person. I call back to speak with that same person and I have their extensions and id numbers but I am always transferred to someone new and they say that I am unable to speak with the previous person. I have been told several things about lowering my bill all have been different from the last. I am unable to pay the insane monthly payment of $1300.00 they said they could lower to just interest payments at $1000.00 something. I was tol... |
Navient Student loan can't repay my loan October 7, 2015 - I graduated from - - in 2007 with over - in Federal/Private loans through - -. Since 2007 I have been taking advantage of every opportunity to lower my payments and defer most of them ( to this day I still cant afford to start on the federal loans ) I am at a tipping point, every month it gets harder and harder for me to keep up with my loan payments and in - my lower rate plan will end and my student loans will rise. I am panicking as I do n't know how I will afford them. Had I know at anytime during my time at - - that my loans would be this much I would not have atte... |
Navient Student loan can't repay my loan October 7, 2015 - There are absolutely NO options available to us that have these private student loans. The only option is forbearance and the max is 24 months! Plus you have to PAY for it!! - - calls my phone almost every 2 hours!! I do n't have the $ -/mth payment! Do n't they get it? how can I possibly pay $ -/mth on my private student loans? When will something be done about this? There are really no other options with These private student loans. I would even try to pay $50.00 or something on it every month but to them it does n't matter, it 's still late. So what other option do I have?? De... |
Navient Student loan can't repay my loan October 7, 2015 - I was always an A student. When applying for colleges, I applied to about - colleges in the - and - in -, as I am a dual-citizen. I was accepted to all but - and was given minimal financial aid to a few - most did not offer financial aid programs -. In the end, I chose to go to - because it was going to be the cheaper option - $ - versus the - - colleges were looking for, even after financial aid kicked in ). I only qualified '' for approximately $12000.00 in Federal Loans, so I had to look to private loans to finance the rest ( I am - of - children... |
Navient Student loan can't repay my loan October 6, 2015 - NAVIENT has contacted me via mail, telephone and email ( somehow they have reached out to me and my co-borrower via e-mail, though I have never provided them with this information ) about - private student loan disbursements that I have no record or knowledge of ever obtaining. I have since fallen past due on amounts for both of these loans and when I called NAVIENT to seek an economic hardship forbearance and/or deferment of any sort, they told me that they required a significant payment in order to process any kind of deferment or forbearance. I am attempting to research these - loan d... |
Navient Student loan can't repay my loan October 3, 2015 - I have a loan through Navient ( formerly - - ) and it has become one payment behind. I understand that they need to try and collect their payment, but they call - times a day, and at all times of the day ( from - to - pm central standard time ). The loan was for - - - in - MO. The number that appears when they call me is -. They never leave a voicemail, and the only reason that I know who they are is because I had to google the phone number to find out who was harassing me. ... |
Navient Student loan can't repay my loan October 1, 2015 - To begin my story, I decided to attend - School specifically - - - - - in -, Texas. At the time, I had just gone through a bankruptcy so I had to take out a private student loan which had a high interest rate to pay for college. Everything was ok at the beginning, I started to attend class and was doing very well. As I was attending class I was put on a payment plan by the - -, things were ok for a while but as school started to get more demanding I could not work as much and my payment plan with the school started to suffer. Because, I could not keep up with my paym... |
Navient Student loan can't repay my loan September 30, 2015 - I graduated from - University with my - Degree in 2012. I - currently owe Navient about $70000.00 in private loans. Most of my private loans have an interest rate of 8 %, 9 %, and even 11 % with an unfavorable repayment term. I am interested in consolidating my various private student loans into a more favorable loan with a lower interest rate and a more appropriate repayment term ; but I 'm afraid I have no options. The flexibility enjoyed by many people across this country with a variety of loans, does not apply to me with a private loan. Please advice regarding the current situat... |
Navient Student loan can't repay my loan September 30, 2015 - I am a recent college graduate from the University - - in - Pennsylvania - one of the first in my family ). However, due to financial difficulties after attempting to pay completely out of pocket I took out loans through - - ( now Navient ), totaling roughly 60,000 over 3 years with my grandfather as a cosigner. During college I paid all interest to keep the loan as low as possible after I gradtuated. When initially getting the loans they were to be paid over a course of about 20 years. However, once I received my first statement after graduation, I saw that the amount due wa... |
Navient Student loan can't repay my loan September 29, 2015 - I have being dealing with with my student loan deferment since the end of - 2015.I am a - that every year by the month of - I must submit by deferment papers being that Im in a -. This year Navient as denied my deferment due to improper/wrong form filling. Since the - denial due to wrong paper submission I have been calling on a weekly basis to get this matter resolved, being that i work over - hrs a week and I do not want this matter affecting my credit. The first submission was done on -/-/15 and was denied due to improper forms a month later. I then upload the new fo... |