Review and analysis of over 54 complaints against Synchrony Financial
Synchrony Financial consumers have reported over 54 official complaints related to Credit line increase/decrease. Out of the 54 consumer complaints against Synchrony Financial, 19% were disputed by the consumer (i.e. the consumer was not happy with how Synchrony Financial responded to their complaint) and 100% were processed in a timely manner. 7% of consumer complaints against Synchrony Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 6% resulted in non-monetary compensation.
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Synchrony Financial Credit card credit line increase/decrease April 7, 2017 - In -/-/2015 I purchased my very first home. I incurred high balances on several of my accounts as a result of renovations and making the house our home. I also sustained a small injury and a small medical debt while renovating. Needless to say these things caused my credit score to drop. I 've been paying everything down as best I can ever since and have never been late on a payment. But every time I make a substantial payment towards my Synchrony accounts they lower my credit limit to just above what the new balance is. This makes it look like I continue to have high balances on my accou... |
Synchrony Financial Credit card credit line increase/decrease March 30, 2017 - Many months back my credit limit was around - dollars. I only opened this card to build good credit but then found out from a financial advisor my available credit ratio was actually hurting my credit. As I was paying down the available credit, card services dropped my credit limit to around 450/500. I have been sending in monthly payments as well as double payments since then. In the statement for -/-/- my limit was 490 and my available credit was 114. I 've submitted more payments and have not used the card since then and the statement for -/-/- says the limit is 300 and I have ... |
Synchrony Financial Credit card credit line increase/decrease March 23, 2017 - Pep boys - has not increase my credit line Makes it tough to use the card in fear of maxing out credit limit... |
Synchrony Financial Credit card credit line increase/decrease March 3, 2017 - WALMART DECREASE MY CREDIT LIMIT WITHOUT A REASON ALWAYS PAID ON TIME NEVER LATE I USED THE CARD OFTEN PAID TO 0 MULTIPLE TIMES... |
Synchrony Financial Credit card credit line increase/decrease February 28, 2017 - I had at one time four different retail credit cards with Synchrony Bank after Synchrony Bank purchased those assets from GE Capital. Since then, Synchrony Bank has closed out one of my credit cards in which I never was late, and they lowered my credit limit on three of my other credit cards despite me not having any late payments or delinquency. I think their business practices are unfair and unreasonable. I have read many online forums where these business practices have been commonplace with them. I want to file a formal complaint against Synchrony Bank for unfair credit practices and credi... |
Synchrony Financial Credit card credit line increase/decrease February 6, 2017 - On - -, 2017 my mother who is an authorized user on my Walmart credit card which is managed by Synchrony Bank contacted synchrony bank to see if there was $40.00 available to spend. The customer service rep. Advised that there was enough. Less than an hour later my mother went to was Walmart and picked up a few items. However while checking out the Walmart card was declined. My mother advised me of this incident and I called synchrony bank as asked what happened as o should have almost $160.00 in available credit. When I called the customer service rep advised that this account credi... |
Synchrony Financial Credit card credit line increase/decrease February 1, 2017 - Received a letter today from Synchrony Bank stating that they reviewed my account and decided to lower the credit limit on my Chevron and Texaco Credit Card account to $1200.00. My limit was previously $3000.00 and I 've had this credit card for over 10 years.... |
Synchrony Financial Credit card credit line increase/decrease January 23, 2017 - Synchorny bank lowerinf credit limit after paying down balances. I recently submitted a complaint with CFPB about being reported late. I have had a number of accounts with Synchrony. I advised them that their history must be wrong. I habe not had any problems with all of my other Synchrony accounts. Shortly after filing the complaint with CFPB Synchrony lowered my credit limit on my banana republic card. I then closed the account as the new limit was $100.00. You can not purchase much with that limit. I then filed a started litigation against Synchrony bank. Last week i paid down balances on... |
Synchrony Financial Credit card credit line increase/decrease January 20, 2017 - I have several retail accounts which have been sold to or serviced by Synchrony Bank. During the last six months, Synchrony Bank has lowered my credit limit with each account ; however, all accounts were paid prior to the due date and payments exceeded the amount due each month. By lowering my credit limit, Synchrony Bank adversely affected my credit score with the - major credit reporting bureaus. Synchrony Bank has either filed hard inquiries or reported lower credit limits during six of the last eight months. Synchrony Bank has NO JUSTIFICATION in conducting these monthly credit inquirie... |
Synchrony Financial Credit card credit line increase/decrease January 3, 2017 - JP Penney claims that they sent the bill of $5.00 to my address but I did n't not receive it, as a result the company reported it as a negative item on my credit report. No other attempt to reach me was done. As a result my credit score was greatly affected, from - to -.... |
Synchrony Financial Credit card credit line increase/decrease December 30, 2016 - my credit line was decreased on my - account, due to inactivity according to their representative, and they failed to notify me of the adverse action taken on my account. I have not missed a payment on this or any other account that I own in over - years ...... |
Synchrony Financial Credit card credit line increase/decrease December 22, 2016 - A few months prior, I had major - to remove - from a -. During this time, I missed - payment on - of my Synchrony Bank issued credit cards. When i became stable enough to rectify the concern, I called the bank on the accounts and spoke with the customer service representatives to address late payments, reporting and render payment. My issue with this bank in particular is this ; since that time synchrony has systematically lowered credit limits on every account that i have with this bank. This is done as a tactic to harm the consumer, it is done in manner where the new limit is ... |
Synchrony Financial Credit card credit line increase/decrease December 21, 2016 - Earlier this year I applied for a Walmart Credit Card through Synchronicity Bank and was approved with a credit limit of $1000.00. Today I received a letter from Synchronicity Bank stating that my credit limit has been cut from $1000.00 to $250.00 ( which also happens to be the balance on the card ). Now I did have another account that had a delinquent payment, but that account was caught up and current the next month. So, yes my credit score had fallen a bit, however, another reason my score had fallen was because Synchronicity Bank decided to close an account through - that I did n'... |
Synchrony Financial Credit card credit line increase/decrease December 15, 2016 - I purchased through Care Credit a prepaid service for -. I was invited in to review my height and weight, the person handling the observation, had no medical background. She determined i was a " candidate '' for the - procedure which required pressure sales tactics. I finally agreed after being coerced, into contacting Care Credit, after I had mentioned I did n't have the money. They called a direct line where I was instructed to give my information, and they increased my limit with minimal review, in less than a minute. At this point I was on the hook for this service as it was charged ... |
Synchrony Financial Credit card credit line increase/decrease December 14, 2016 - Synchrony Bank to creditor of my Amazon Prime Store card reduced my credit limit for not specific reason. I called to inquire about an exact reason relating to this account. I was meat with a lot of opposition by a person by the name of - who claimed she was the person authorized to make a determination on this issue and refused to escalate my call when I ask her to. She did not provide any specific reason for this change in credit limit ( - credit limit to - credit limit ). The account has never been delinquent nor maxed out. - - lead me to believe had the authority to restore ... |
Synchrony Financial Credit card credit line increase/decrease December 14, 2016 - walmart credit closed my account with no notification. I called and they demanded to run a new credit inquiry to reopen it. I did not request it to be cloed. This effects my available credit and therefore my credit score as would a new inquiry.... |
Synchrony Financial Credit card credit line increase/decrease November 27, 2016 - Synchrony Bank continues to lower my credit limits. They started doing this when I was going through issues with my mortgage lender. I have no late payments on any of my cards with them or any of my other credit cards. Now that my issue with my mortgage lender is resolved I also have no late payments with my mortgage lender. Despite this, my credit is ruined because I have multiple cards with Synchrony. Each card systematically gets reduced to the nearest $100.00 increment above the current balance which makes the card maxed out. Even if I make a large payment, they lower the limit to just a... |
Synchrony Financial Credit card credit line increase/decrease November 12, 2016 - I am writing as a loyal Amazon Prime customer to voice my concern about the use of Synchrony Bank for Amazon Prime Store Card. I know I am one of many, many, many millions of Amazon Prime customers but I feel it is important to express my disappointment in Synchrony Bank and if it is a common compliant from Amazon Prime loyalists, maybe a change could take place in the future. I have struggled over the last years to get my financial life back on track and am now heading in the right direction. I recently paid off my Amazon Prime Store Card balance. Prior to totally paying it off I never miss... |
Synchrony Financial Credit card credit line increase/decrease October 26, 2016 - jc penny lower my credit as of a late pymt.... |
Synchrony Financial Credit card credit line increase/decrease October 22, 2016 - I have a care credit card from syncrony bank, when i firs received the card i was approved for $1100.00 credit limt, it was offered at americas tires to me when i bought my tires in 2015 Shortly after getting approved and having the balance of my tires on the card, i get a letter saying my credit limit has been increased to $2100.00, didnt think much of it. I paid off the entire balance within the promotion period, they gave me. Ive used the Card a few times and paid it off.. well today i went to get tires for my car, and thought what the heck ill use my americas tire card, my balance for ... |
Synchrony Financial Credit card credit line increase/decrease October 11, 2016 - After a year of on-time and high value payments on my account. I made a $ - payment to my - credit limit to provide a positive improvement to my credit profile and the bank immediately withdrew my credit limit of the - and lowered my limit to $ - almost instantaneously. This is an ongoing issue that many customers continue to experience with Synchrony Bank which as a result has provided a major negative impact on my credit profile. These activities are malicious in nature and result in sever and negative reports on our credit profiles. I called to understand why this happened and w... |
Synchrony Financial Credit card credit line increase/decrease October 6, 2016 - Opened - - Online card relatively 6 months ago to help improve credit rating. Was immediately approved with a $600.00 credit limit. Always spent under $250.00 and all payments made on time. Today without warning my credit line was reduced to $230.00 with $8.00 available to spend which increased my utilization percentage and card almost maxed out. I called - Bank/Amazon to get an explanation and was told a letter would be mailed to my address and that it was a business decision after review of my account and credit report. My credit score dropped - points today of which they... |
Synchrony Financial Credit card credit line increase/decrease October 2, 2016 - I have paid my bills on time and have a good relationship with my creditors. However, my new CITGO Rewards Credit Card issued by Synchrony Bank lowered my available credit from $500.00 credit limit to $80.00 credit limit with little or no warning. I learned of this only by logging on to my CITGO account to make a payment. I received no letter informing me of a potential problem with my CITGO credit. A reduction of my available credit, nearly 90 % of my good credit, has caused an increase in my overall credit utilization. Such constructive activity by the credit issuer adversely affects my ... |
Synchrony Financial Credit card credit line increase/decrease September 28, 2016 - I have paid my bills on time and have a good relationship with my creditors. However, my new Walmart Credit Card issued by Synchrony Bank lowered my available credit by 33 % in less than 30 days with little or no warning until a letter was mailed explaining the reduction after the fact. A reduction of my available credit has caused an increase in my overall credit utilization. Such constructive activity by the credit issuer adversely affects my credit rating where my credit utilization will remain high based on the extreme low credit limits placed by Synchrony Bank. If Synchrony Bank would hav... |
Synchrony Financial Credit card credit line increase/decrease September 28, 2016 - I have paid my bills on time and have a good relationship with my creditors. However, my new Amazon Store Credit Card issued by Synchrony Bank lowered my available credit by 20 % in less than 30 days with little or no warning until a letter was mailed explaining the reduction after the fact. A reduction of my available credit has caused an increase in my overall credit utilization. Such constructive activity by the credit issuer adversely affects my credit rating where my credit utilization will remain high based on the extreme low credit limits placed by Synchrony Bank. If Synchrony Bank woul... |
Synchrony Financial Credit card credit line increase/decrease September 28, 2016 - I have paid my bills on time and have a good relationship with my creditors. However, my new Dicks Sporting Goods Credit Card issued by Synchrony Bank lowered my available credit by - % in less than 30 days with little or no warning until a letter was mailed explaining the reduction after the fact. A reduction of my available credit has caused an increase in my overall credit utilization. Such constructive activity by the credit issuer adversely affects my credit rating where my credit utilization will remain high based on the extreme low credit limits placed by Synchrony Bank. If Synchrony... |
Synchrony Financial Credit card credit line increase/decrease September 28, 2016 - I have paid my bills on time and have a good relationship with my creditors. However, my new JCPenny Credit Card issued by Synchrony Bank lowered my available credit by 33 % in less than 30 days with little or no warning until a letter was mailed explaining the reduction after the fact. A reduction of my available credit has caused an increase in my overall credit utilization. Such constructive activity by the credit issuer adversely affects my credit rating where my credit utilization will remain high based on the extreme low credit limits placed by Synchrony Bank. If Synchrony Bank would hav... |
Synchrony Financial Credit card credit line increase/decrease September 24, 2016 - I have a Walmart credit card with a $500.00 dollar limit. I have always paid my bill on time. In -/-/2016 they lowered my limit down to $400.00 dollars without any notice. I thought it was fraud on my account because I did not receive a lettering in the mail, no email not even a phone call. So, I contacted Walmart that 's how i found out my limit was lowered. I ask if they can notify me if this happens again. They did it again in -/-/2016. lowered my limit without notice. I was in the store in line paying for my item and my card rejected. I felt so humiliated when my card declined, i h... |
Synchrony Financial Credit card credit line increase/decrease September 14, 2016 - I have a CareCredit Card through Synchrony Bank. It was brought to my attention by - Credit Bureau by email on -/-/2016 that Synchrony Bank, without my knowledge or consent, reduced my line of credit from $7500.00 to $6000.00. I called Synchrony and spoke with a manager as to why this reduction to my credit line happened. I was told by this manager that due to my card being inactive for a length of time ( one year approx. ), Synchrony saw fit to reduce my credit line to help prevent any fraudulent actions ... huh?! I explained that reducing my credit limit would not look good when... |
Synchrony Financial Credit card credit line increase/decrease September 7, 2016 - I just paid a large portion of my, R'US ' Mastercard from Toys r us and Babies r us, credit card off, to under - % usage when the credit card company decided to lower my credit limit and then immediately reported it to the credit bureaus so that it looks as though I am using - % of my available credit when it was below - %. On top of that, I paid - on my card and they lowered it from - to - leaving - dollars available and they did it based on false information that is being corrected and fixed on my credit accounts that I was unaware of. How am I supposed to get wrong info... |
Synchrony Financial Credit card credit line increase/decrease September 6, 2016 - Sams Credit Card : I have been a customer for Sams for more than 10 years as sams member and credit card holder- I have recently opened a consumer credit account Sams Mastercard - for the last 3 1/2 years I have been paying my bills on time - However during the last three months I noticed an unusual active - During the previous years the credit card payment were managed by GE Financial and now is managed by Synchrony Bank - Once Synchrony bank took over I started to have problems with my credits and also the posting date of my payments. The problems started during the -/-/--/-/-... |
Synchrony Financial Credit card credit line increase/decrease July 15, 2016 - Credit line increase hard pull On -/-/16. I used the online service to request a credit line increase for my Walmart credit card. Upon doing so, I received an automatic electronic message indicating " unable to process online credit increase for this account ''. I contacted customer service, who failed to inform me that requesting a credit line increase via telephone will result in a hard pull. The representative only asked for my annual income and amount of increase ( how much ), then immediately processed my request. I was denied. He said I would receive a denial letter via mail withi... |
Synchrony Financial Credit card credit line increase/decrease July 14, 2016 - Hello, I am so upset about this, and I do n't know how to fix it. A company called Synchrony Bank took over many of my credit card accounts, and has gone though and - by - lowered my credit limits to the exact dollar amount I owe on each acct, making it appear as though I 've maxed my account and completely ruining my credit score. This is VERY unfair. They should have to make a note on the credit file that they lowered the limit, so that creditors do n't see me as maxing out accounts. There should also be a way that this does not affect your credit score the same way. How can this be al... |
Synchrony Financial Credit card credit line increase/decrease July 6, 2016 - sam 's club mastercard is issued and serviced by Synchrony bank. I recently applied for a credit line increase and was denied for the follow ing reasons. to few accounts currently paid as agreed lack of recent installment loan information. a review of my - credit report does not reflect the above items.... |
Synchrony Financial Credit card credit line increase/decrease June 19, 2016 - First off I pay my belk and amazon payments on time, however the bank lendholder for the companys is Synchrony. After they decided to check my credit which is lower now because of more debt they decrease the credit limit and up the payments.. I did not ask for an increase in credit. I always paid them on time. Now they called constantly and even called every Sunday morning at -. Now they have my account as late because I 'm not able to make the amount they have not set as the lowest payment. So I pay what I can until I can pay it off. This all happen in one month back in - 2016. ... |
Synchrony Financial Credit card credit line increase/decrease June 1, 2016 - I have had a Gap store credit card that is not associated with - for several years. Today I received a notification that Gap was sending me an " upgraded '' new Gap Visa Card. This appears to be an unrestricted Visa card. This was completely unsolicited. In the letter there is information that I must call on opt out of the program if I do n't want to receive the new Visa card. I feel this is predatory behavior on the part of Gap or the bank that represents them, Synchrony Bank. Not to mention it has an APR of 25.24 %! If I did not pay close attention to this letter I would not have known I ... |
Synchrony Financial Credit card credit line increase/decrease May 26, 2016 - -/-/- during the Holiday season Walmart approved me for a credit card without any income verification. Since then I have paid my account on time and paid off the entire balance twice. In - - I actually paid my account twice -/-/- and -/-/- although payment was due on - - which was a Sunday. In -/-/- I was charged a late fee but I was given credit on -/-/-. In - my credit limit was decreased to $400.00 without any justification, I called customer service to dispute the matter and after verifying my net income, Walmart declined to increase my limit a... |
Synchrony Financial Credit card credit line increase/decrease May 8, 2016 - I recently submitted a complaint against Synchrony Bank on another - of my credit cards. Unfortunately for me, Synchrony Bank is such a large institution that is attached to ALL of my credit cards, but -. I have been paying on my accounts and have not been late. I have been trying to pay my credit cards to a zero balance. After I submitted a complaint with regard to a couple of my other cards, I most recently received ANOTHER statement from Synchrony with regard to my Walmart Credit Card. I recently owed approximately $25.00 as a payment on my Walmart Card, my monthly amount due. I pai... |
Synchrony Financial Credit card credit line increase/decrease May 7, 2016 - Synchrony Bank has been lowering the limits on all of my accounts that I have with them without notifying me. I find out about it when I view and pay my bills online. They hurt my credit by lowering my limits. My score drops and then they use the lowered score to drop my limits again. It 's a never ending cycle. It 's an unfair practice and illegal for them not to first notify me that they are lowering my limits. They say they have sent me notices but to this day -/-/2016 I have not received a single one. ... |
Synchrony Financial Credit card credit line increase/decrease April 28, 2016 - I have been using lowers ( spelled like that on purpose ) for 21/2 years on a business credit account/w an escrow account on top of that to rebuild my underwater/no equity house. Half way through the project - bank sends me a letter they are lowering my credit from a measly - dollar limit ( I am funding most of this project out of pocket ) to - ( which is just above were my balance currently stands ) with some - excuses about low payments, percentage of balance to credit too high, and account open less than - months. I called - bank about the letter and asked for some real le... |
Synchrony Financial Credit card credit line increase/decrease April 22, 2016 - I have - credit cards : TJ Maxx, Wal- Mart and Belk , all through Synchrony Bank . -/-/-, Belk decreased my credit limit from $900.00 to $860.00 based on my credit report and not the fact that I had not been late and was paying on time. Then -/-/-, I experienced a financial setback for which I spoke with a customer service representative for Wal-Mart/Synchrony Bank. The representative set up payment arrangements drafted from my checking account, and she advised me that my account would remain open as long as I made payments. Then come to find out, customer service lied because... |
Synchrony Financial Credit card credit line increase/decrease April 9, 2016 - I have a Walmart Credit Card. My balance was near the limit and I have been making the payments consisting for the past two years. Just now I have been attempting to improve my credit score and I made a large payment and now after Walmart Credit has decided to review my account and reduced my credit limit which is now going to hurt my credit score instead of improving. Never mind the fact that I have made every payment on time and now that they see I am attempting to reduce the balance which help my credit rating they decide to take action after I made a substantial monthly payment. I seriousl... |
Synchrony Financial Credit card credit line increase/decrease April 6, 2016 - My credit limit on - credit cards with Synchrony were lowered due to a credit bureau pull they completed to under the amount owed or at the amount owed. This was a - card and a - card only that I applied for in order to help improve my credit. the - card was lowered to - and the - card lowered to -. They say it was due to items on my bureau? First, although they can adjust my limit at anytime per my agreement, I never authorized these bureau pulls. And since my husband and I gross over - per year, and these were medical bills in dispute, when they are either paid or set... |
Synchrony Financial Credit card credit line increase/decrease March 21, 2016 - After logging in online on -/-/2016 and previous being logged in online through my account on -/-/2016 I noticed that Amazon Credit Card ( Synchrony Bank ) had lowered my credit limit from $600.00 to $100.00. Which is very funny seeing that I just had their card security make a payment to pay the prior balance of over $700.00 as a debt cancellation just two days before and that posted on -/-/-. Well on -/-/- even though the statement generated on -/-/- shows available of $100.00, it still showed I had an available credit limit of $600.00 and - balance on my... |
Synchrony Financial Credit card credit line increase/decrease March 15, 2016 - Synchrony bank is the issuer of Amazon 's store credit card. If you look at the feedback for the card on Amazon 's site, you will see there are negative feedback ratings regarding Synchrony bank changing credit limits without notice. While this may be happening as well, Synchrony is also doing the following : they are delaying giving proper credit when payments are made. They are giving credit in their automated customer service system. If a consumer calls, their system says 'We received your last payment of - on Y date ; however, they are not reflecting the available credit immediately. This... |
Synchrony Financial Credit card credit line increase/decrease March 15, 2016 - In spite of good credit ( better rating than when I applied for the card ) and zero payment issues with their company or any other creditor, Synchrony Bank, Walmart Credit card arbitrarily reduced my credit balance from $3000.00 to $1500.00. I 've attempted to correct this through them and they only give me the run around and refuse to return it to the limit that was originally issued. They can not specify any reason as to why it was reduced. ... |
Synchrony Financial Credit card credit line increase/decrease March 13, 2016 - Synchrony Bank maliciously reduced the credit limit on my TJMaxx credit card in - from $1800.00 to the balance owed, $1100.00. Synchrony sent me a letter claiming they did this because they pulled my credit report and decided that they needed to reduce my limit. I have always paid Synchrony/TJMaxx on time, so there is no reason for them to 1 ) lower my credit score by cavalierly pulling my credit report. And 2 ) by then lowering my credit limit to EQUAL the outstanding balance, they 've further piled on the damage that they initially caused to my credit score - by even pulling my cre... |
Synchrony Financial Credit card credit line increase/decrease February 22, 2016 - Today i called my walmart master card because my card was declined when i tried to make a purchase and i didnt understand why. I had a - dollar credit limit on that card, i always make payments on time or before they are due and i exceed the payment amount every time! Well on the - of febuary this year i tried to pay down my credit card and i have been saving my money every chance i get to pay tward my credit card not only to pay them down but also to use them when i need them because i have a 6 month old daughter at home and i am struggling with - income. So to cut to the - i made... |
Synchrony Financial Credit card credit line increase/decrease February 5, 2016 - - - - - - - - # -, -, - -/-/- -, -, - -,. - - -, -, - - - - Consumer Financial Protection Bureau Case number # - - Decision Not Fair enough AE Credit Card # - I am not agreed your decision .it 's not fair enough .Please double checked my call records and your corporate office one of manager they agreed to grant Visa card. And also Universal data form AUD # - bank submitted only removed account only. all the major credit report that account already removed and - Hard inquiry on -/-/- still remains. Pl... |
Synchrony Financial Credit card credit line increase/decrease January 26, 2016 - - - - - - - - # -, -, - -/-/2016 -, -, Credit Card -, - - -, -, FL - - - Consumer Financial Protection Bureau Case number - - - Credit Card # - I received your respond on -/-/2016 and I am not happy with your response. It 's not a fair enough. On -/-/2016 when I called call center one of your managers Agreed to grant Visa card Credit Line of $5000.00 Please check your call records .I feel like your bank treated me different way and due to my Race I will like I got discrimination. I will requested again plea... |
Synchrony Financial Credit card credit line increase/decrease January 18, 2016 - jc- penny - up my acct this pass -, I never chg my address, and lower my cr - to - I was never notify my cr was lower. ... |
Synchrony Financial Credit card credit line increase/decrease January 15, 2016 - On -/-/2016, I requested a credit limit increase with HHgregg/ Synchrony bank. I spoke with a representative who never informed me by requesting a credit limit increase this would count as a hard- pull on my credit file. Currently I 'm enrolled with FICO credit alert and on - I was alerted to an Hard Inquiry on my credit report, upon further investigation I noticed it was from Synchrony Bank. I called Synchrony bank and spoke with several agents who advised me anytime you request a credit limit increase this is counted as a hard pull on your credit report. I explained to several of th... |
Synchrony Financial Credit card credit line increase/decrease January 8, 2016 - In - of 2015 I had made a mistake with a credit card, made a payment in - 's cycle, ( thinking I was making a card payment for - ), they cut my credit line to about $5.00 what I owed, and now they cut my credit line well below what my balance is now. I do not know what to do, because I do not have the money to pay what they are demanding. What can I do? ... |
Synchrony Financial Credit card credit line increase/decrease January 6, 2016 - I would like to file a complaint against Walmart I was issued a credit card with a $500.00 limit and I had some financial issues and made a few late payments, and not the full amount, but always paid, then when I was all caught up and paying steadily on time they reduced my credit line without any notice at all so as I was paying down my balance they were taking it away which also affects my credit score when I called to ask about this with customer service they were very rude and basically said that what I get for paying late ... I would not only like to file a complaint but I 'd lilke my c... |