Synchrony Financial Credit Card Complaint

Credit line increase/decrease

Synchrony Financial Credit card department,

Credit line increase/decrease Nebraska

Synchrony Bank maliciously reduced the credit limit on my TJMaxx credit card in - from $1800.00 to the balance owed, $1100.00. Synchrony sent me a letter claiming they did this because they pulled my credit report and decided that they needed to reduce my limit. I have always paid Synchrony/TJMaxx on time, so there is no reason for them to 1 ) lower my credit score by cavalierly pulling my credit report. And 2 ) by then lowering my credit limit to EQUAL the outstanding balance, they 've further piled on the damage that they initially caused to my credit score - by even pulling my credit report to begin with. I contacted them and requested that my credit limit be restored to at least its original amount of $1800.00. On - -, Synchrony sent me a letter denying my request for a string of vapid reasons. Synchrony 's actions are just more of a bank getting away with - chance to ever get out from under a hefty credit card and interest cost debt. Please let Synchrony know that they need to stop this hateful and greedy beating up of us little guys.

Synchrony Financial customer in Nebraska
Mar 13, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

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