American Credit Resolution, Incorporated Complaints

American Credit Resolution, Incorporated consumers have reported over 20 official complaints. Out of the 20 consumer complaints against American Credit Resolution, Incorporated, 15% were disputed by the consumer (i.e. the consumer was not happy with how American Credit Resolution, Incorporated responded to their complaint) and 95% were processed in a timely manner. 10% of consumer complaints against American Credit Resolution, Incorporated resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

Get Help

Get personal financial help today. Free tools, recources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop harassing phone calls, know your rights and what you can do to stop them

Stop Calls

New American Credit Resolution, Incorporated Consumer Complaints


American Credit Resolution, Incorporated Debt collection false statements or representation impersonated an attorney or official

March 29, 2017 - American Credit Resolution inc. - - SR Account Manager - Paid $200.00 to this company because they were threating me. My wife thought she was paying a loan I requested but it was all a scam. How do I recover $200.00...

Read more

American Credit Resolution, Incorporated Debt collection disclosure verification of debt not given enough info to verify debt

September 7, 2016 - I received a call from someone telling me that they were going to deliver paper work to me. They gave me a number to call and an account #. Once I called they said that they were going to send me documents unless I set up payment arrangements with the company. I have given them money and made payment arrangements. This company would n't provide me with their Professional License #...

Read more

American Credit Resolution, Incorporated Debt collection communication tactics threatened to take legal action

September 1, 2016 - A message was left on my cellphone, my husband 's cellphone, and my work phone by a - informing me that she had legal documents with my name and social security number and that I would be served at my home or job within 2 days if I did not contact them immediately at - and reference case #. At the end of the message she stated " you have been served ''. I called the # and spoke with - - who said if I did n't take care of the debt $510.00 immediately, I would be sued and would have 25 % of my wages garnished costing me as much as $3500.00 and advised me that I needed to take car...

Read more

American Credit Resolution, Incorporated Payday loan can't contact lender can't contact lender

July 14, 2016 - called me saying they would serve me papers at my job calling friends and my family harrassing them saying if they didnt get a number from them they would be arrested. man called and said he was a legal courrier for my county found out they dont have no such thing...

Read more

American Credit Resolution, Incorporated Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay

January 19, 2016 - I was contacted on Monday, - - with a voicemail from a - -, claiming to be a legal carrier and that I was scheduled to be served Tuesday, - -, either at home or at work. He provided a phone number to contact the creditor directly at -, case file # -. I spoke to a man who was trying to collect a debt from -. I did n't know if this company was legitimate or not because I was in my car and could n't look up the company. The debt is legitimate so I signed up for payments to pay off this debt. He was adamant that I needed to sign a release of funds from my credit union i...

Read more

American Credit Resolution, Incorporated Debt collection taking/threatening an illegal action threatened to sue on too old debt

October 16, 2015 - I was called by a debt collector yesterday and said if I did not call him he will serve me with a letter of intent .And also he did not say what the name of the company was.So I called back and I say what the debt was for he said - - - and he said I had broke a 2 year contract and the - - been bankrupted and out of business for 4 years.So the phone number he called from was - and so I had told the representative that I can not afford and I am on social security - but, I did had a 1 year contract not 2 and he had the last - digits of my social security number.I had told ...

Read more

American Credit Resolution, Incorporated Debt collection false statements or representation impersonated an attorney or official

October 13, 2015 - I received a phone call from a number located in Texas ( - ) stating, Hello, this message is intended for -, my name is ( uhm ) - - I am calling regarding some paperwork that I received in my office today under your name and social security number. I need you to be advised that I have a request to put you on my schedule defined by the certified notice of intent regarding a pending case that has been filed against you. Before I stop by your residence or place of employment we wanted to give you a curtesy call and inform you that you are being put on my schedule to be served. ( Male...

Read more

American Credit Resolution, Incorporated Debt collection improper contact or sharing of info contacted employer after asked not to

October 7, 2015 - American Credit Resolutions called my job several times today -/-/2015. I do n't know who they are representing and my Boss told them not to call this company again because it 's not work-related and its against company policy. They refuse to comply and they have n't contacted me by mail or personal phone. So I have no idea what this about but it is harassing and embarrassing. ...

Read more

American Credit Resolution, Incorporated Debt collection communication tactics threatened to take legal action

August 17, 2015 - In the -/-/-, I received a phone call from American Credit Resolution stating that I owed them money for a - membership. Three of my family members received a call as well from a rep that was looking for me. I told the rep that I do not want any of my family members contacted and that I do not owe - any money. I was a member of - around -, but not -. I ignored the two other contact attempts from ACR as they did not provide me proof that I owed any money. I did not hear from them again until -. On Friday, - - I recieved a call from an unknown number around -. My ...

Read more

American Credit Resolution, Incorporated Debt collection disclosure verification of debt right to dispute notice not received

July 29, 2015 - A year ago I was contacted by a company that said I owed them for a health club bill that was paid. With the help of a family friend I wrote a letter requested validation of debt and they stopped calling. This week I was contacted by - ''. They told me I was going to be served and I should contact -. I called the number and they answered the phone claims office ''. I was scared so I gave them my credit card information. I then called my dad who told me to cancel the payment because that did n't sound legal so I did. Today I received more calls from - - at - '' an unknown numbe...

Read more

American Credit Resolution, Incorporated Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay

July 8, 2015 - claiming that they a company called American Credit Resolutions and that they are going to arrest me if i do n't pay. I made the mistake of giving them my information. The original creditor : - gave them $200.00 i do n't think there legit- - -American Credit Resolutions- -, Georgia - is the new number ...

Read more

American Credit Resolution, Incorporated Debt collection communication tactics threatened to take legal action

June 12, 2015 - I spoke with a woman named - '' at a company she told me was called -, and that I owed a debt to - for a breach of contract for $730.00. She claimed I needed to either make a restitution payment on my alleged debt today, or I would be immediately served with a court notice. She absolutely refused to provide me with any paperwork or proof that I owe the alleged sum. She said that would be provided when I went to court. I asked for some additional time to make the decision so I could consult my attorney. She refused. She said they were n't a collection agency, but a mediation firm an...

Read more