SYNCHRONY FINANCIAL Debt Collection Complaint

False statements or representation impersonated attorney, law enforcement, or government official

SYNCHRONY FINANCIAL Debt collection department,

I do not know False statements or representation Impersonated attorney, law enforcement, or government official Georgia

Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) Section 803 ( 6 ) which states that " the term 'debt collector ' means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another. Notwithstanding the exclusion provided by clause ( F ) of the last sentence of this paragraph, the term includes any creditor who, in the process of collecting his own debts, uses any name other than his own which would indicate that a third person is collecting or attempting to collect such debts. For the purpose of section 1692f ( 6 ) of this title, such term also includes any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the enforcement of security interests. ", " - - - - - '' hereinafter referred to as " -


- - -, debt collector - - - filed a lawsuit ( Civil Action No. - - - - ) in - County State Court indicating that he is an attorney which is false and misleading pursuant to FDCPA Section 807 ( 3 ) on -/-/2019, on behalf of " - -, -, - '' hereinafter referred to as " - - '' who is a debt collector pursuant to FDCPA Section 803 ( 6 ). On behalf of the LLC, I was served a summons by a court process server which was unauthorized third party communication to the consumer pursuant to FDCPA Section 805 ( b ). On behalf of - -, the court process server violated FDCPA Section 807 ( 11 ) by not disclosing in their initial communication with the consumer " that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose ''. - - - - has violated my rights as a consumer by violating several sections of the Fair Debt Collection Practices Act.

SYNCHRONY FINANCIAL customer in Georgia
Jan 03, 2020

* Source: CFPB Complaint Database

SYNCHRONY FINANCIAL response to complaint:
Closed with explanation

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