Resources for resolving common issues with Ability Recovery Services, LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Ability Recovery Services, LLC and work to get a response. After your complaint is forwarded, Ability Recovery Services, LLC has 15 days to respond to you and the CFPB. Ability Recovery Services, LLC is expected to close all but the most complicated complaints within 60 days.
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Ability Recovery Services, LLC Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged December 16, 2019 - This alleged Debt appeared on my file on -/-/2019 in the amount of $760.00 not sure from whom but this is not my debt and i do not have a contract with ABILITY RECOVERY SERVICES and and this this account is fraudulent and needs to be removed before i take legal action and will not hesitate.... |
Ability Recovery Services, LLC Debt collection communication tactics used obscene, profane, or other abusive language December 12, 2019 - I contacted the company after numerous contact from the company to asked them why they were sending a dent collection. i also stated that i did not take any course from them after the 1st attempt. They continued to state that i will have to pay the dollar amount owed. The gentleman whom i spoke with around earlier months -/-/- to -/-/2019 stated that i needed to pay the dollar amount. A few months later i contacted the agency after all contacted me, to asked me to pay for the dollar amount owed. ( i never saved their number ) which is why I wanted to know who was calling me i spoke wit... |
Ability Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours December 11, 2019 - NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT... |
Ability Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours November 21, 2019 - Ability Recovery services have created a derogatory account on -/-/2019 and -/-/2019 according to -. On -/-/2019 I have sent them, through mail, a letter explaining why I believe that the debt is not owed by me. The company has not responded to the letter. You can also note that there are multiple lawsuits against this company, with the complainants winning their lawsuits. The letter was as follows : - - - - - - - - - NY - -/-/2019 CERTIFICATE OF MAILING Ability Recovery Services , LLC - - - -, PA - Re : Your Abusive and Malicious Condu... |
Ability Recovery Services, LLC Debt collection false statements or representation attempted to collect wrong amount June 21, 2019 - This company Ability recovery service continues to report false information on my credit report about me! I have no knowledge of the account or the amount they say I have to pay! Youre violating ( FCRA ) by reporting false information about me on my credit report and continue to do so on a weekly bases. I have no account thats open with them nor do I know where the account came from! I will file a civil lawsuit next!... |
Ability Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours April 3, 2019 - ABILITY RECOVERY SERVI - I asked them to validate the debt. They told me they can not, they do not have my signature, and there is no contractual agreement for me to pay. And they want to get paid.... |
Ability Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours March 30, 2019 - I do not have a signed contract nor any contract with Ability Recovery Services , LLC. I have never done business with this company. I am not liable for collection from this debt from - -. I am not responsible for this debt with Ability Recovery Services , LLC. Due to your continued willful disregard of the law I intend to pursue litigation in accordance with the FCRA to seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 if the UNVERIFIED item listed is not removed from my credit report within 10 days.... |
Ability Recovery Services, LLC Debt collection written notification about debt didn't receive notice of right to dispute March 24, 2019 - -/-/2018 amount owed $350.00... |
Ability Recovery Services, LLC Debt collection attempts to collect debt not owed debt is not yours November 5, 2018 - On - I sent a certified letter ( tracking # - to Ability Recovery Service which was received on - at -. The letter sent requested proof of contract or applications obligating me to this debt this company claims I owe since I never recall establishing an account with the creditor in question. Ability Recovery Service has only provided a copy of bill dated with my name on it as means of validation. This is not considered proper validation under the court of law. No chain of command, application, or contract, containing my signature has been provided on behalf of Ability Recovery Serv... |
Ability Recovery Services, LLC Debt collection written notification about debt didn't receive notice of right to dispute May 26, 2018 - This is a Notice of Direct Dispute with you, under the provisions of FCRA 623 ( a ) ( 8 ) ( D ), of the accuracy of information you have posted to my credit file. In compliance with FCRA 623 ( a ) ( 8 ) ( D ), this Notice of DIrect Dispute includes : Identification of the specific information being disputed : " most provided a signed contract between me and the creditor to validate this account '' an itemized statement does not validate any account, so dont provided, third party is hear say, my be a signed contract, NOTICE GIVEN PRIOR TO FILING SUIT IN - --, OK... |
Ability Recovery Services, LLC Student loan dealing with my lender or servicer don't agree with fees charged May 24, 2016 - -/-/2009, I went through a divorce my husband took everything. Looking to better myself I signed for some online courses. Came across the online school - -. I spoke with a representative, ask questioned like was the school accredited?. All my questions were answered falsely. They told me school was accredited. Signed up and I found out the next day, that the school was not accredited. I was not happy about that and I called to cancel my classes. I was told that my classes would be cancelled since I have been in classes for less than 7 days. They told me I could withdraw as long as -... |
Ability Recovery Services, LLC Student loan dealing with my lender or servicer having problems with customer service April 18, 2016 - Ability Recovery Services agent - - was rude when spoke to me regarding a debt. I was not aware of the debt and asked her to indicate that as my response. She told me she would write " I refused to pay ''. I then asked her to speak to a supervisor and she told me she would not transfer me to a supervisor to tell them the same thing I told her. I attempted to call the company back in hopes of getting someone else but I kept getting her. Each time she would hang up on me. I have filed a complaint with the - hoping to have them cease communication with me but they continue. ... |
Ability Recovery Services, LLC Debt collection communication tactics called after sent written cease of comm October 14, 2015 - When requested validation of debt a rep by the name of - - screamed at the top of her lungs and told me to pay my bills after calling me - I requested twice for debt to be validated still no response requested this within 30 days allowed. This company placed on my credit report without validating debt with me and also I stated I do not deal with third party collectors. They have still harassed me to the point I had to block their number. And mail a letter stating that if they continued to contact me I would file a complaint and or seek legal counsel. I do not owe this debt I advised o... |
Ability Recovery Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 13, 2015 - Calls my cell phone looking for the previous owner of the number - a - -. Have repeatedly told them this is n't my debt and - - is no longer associated with this number. They continue to call and leave blank messages on my voicemail. ... |
Ability Recovery Services, LLC Debt collection disclosure verification of debt not given enough info to verify debt September 20, 2015 - After several attempts of trying to legally communicate and validate a debt that Ability Recovery Services is trying to collect they are negligent and less than professional in responding to the issue. Ability Recover Services has reported to my credit report without validating a debt they purchased. It has come to the point that it is just harassing them avoiding the issue then dealing with the matter. They are using a false instrument 'contract ' which does n't contain my signature. This contract also is a contract for a period of 2 '' months. There report to the credit bureau 's state the ... |
Ability Recovery Services, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft September 16, 2015 - Ability Recovery Services has violated FDCPA by reporting a debt they could not validate to credit bureau 's. Ability Recovery Services is using a false instrument to collect a debt that does not contain my signature. I would also like to point out that the instrument they use is also a contract of an agreed - months which I have already have submitted proof of payments. They have also reported to - Status as of -/-/- - Unpaid : Date of 1st Delinquency -/-/- ''. I have enclosed 'FACT ' information to their 'Delinquency claim of -/-/- ' that it was paid the month prior and... |
Ability Recovery Services, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 1, 2015 - I have been communicating with this collection agency about a debt that does not belong to me. After following up with phone calls and letter correspondence, i have yet to receive a reply. I am asking that this dept to be removed from my credit report immediately and for Ability Recovery Services to provide proof that the dept is removed. I am willing and ready to pursue legal action if necessary. ... |
Ability Recovery Services, LLC Debt collection communication tactics used obscene/profane/abusive language June 24, 2015 - The number I 'm being called from is -. The collectors hang up when I ask for an address to write a cease and desist letter Ability Recovery Services ... |
Ability Recovery Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 17, 2015 - I have received - calls recently from Ability Recovery Services their number is -. Apparently an - - in - gave my phone number. As a contact number for here dentist`s office. And has not paid her bill. I explained that I do not know of any - -. And that my wife and I reside in -. But they just keep bothering us! ... |
Ability Recovery Services, LLC Debt collection cont'd attempts collect debt not owed debt is not mine June 11, 2015 - Collection Agency stated that I attended - - - and owe - for not completing. I never had any need to attend this school. I have a High School - and a - degree that was obtained in -. This is erroneous and frivolous. As well I disputed with all - credit bureaus. Its interesting that some was able to say it was verified as mine! others deleted as it was not able to be verified. Whats going on! ... |
Ability Recovery Services, LLC Debt collection improper contact or sharing of info contacted me after i asked not to June 1, 2015 - On -/-/15, I contacted ARS ( Ability Recovery Services ) and spoke with a - - to discuss a settlement request for less than the balance owed. At that time I was informed that my balance could be reduced by $340.00 and I declined and informed her that I could not pay that amount but could pay $1000.00 as my offer was also declined. I further informed her that I would be making several payments towards the $1000.00 and we discontinued the call. - -, 2015, I received a voice mail message from - - asking for a return call. I called and spoke with another representativ... |
Ability Recovery Services, LLC Debt collection improper contact or sharing of info contacted me after i asked not to May 9, 2015 - Company keeps calling my home phone number after notifying them that they have the wrong number. ... |
Ability Recovery Services, LLC Debt collection communication tactics used obscene/profane/abusive language April 27, 2015 - I have tried contacting them due to imposted payments! They hang up on me every time. ... |
Ability Recovery Services, LLC Debt collection disclosure verification of debt not given enough info to verify debt April 6, 2015 - My credit report shows a collection account by - - - for something called - - ''. I sent the attached letter to - - - requesting proof in the form of a signed document by me stating that I am responsible for this account and to date no one has responded to my request. I believe this is a violation of the Fair Credit Credit Reporting Act. My identity was stolen and I am only finding out about it now as I went to apply for a credit card. I am demanding strict proof that this is my debt and I want to see where I signed for this loan/credit card or whatever the original de... |