Tennessee Consumer Complaints

Review and Analysis of over 7,993 financial product complaints in Tennessee

Most Complaints
by company in Tennessee

CompanyComplaints
Bank of America 710
Equifax 486
Experian 357
Wells Fargo 337
Citibank 292
TransUnion 286
JPMorgan Chase 282
Regions 231
Ocwen 224
Capital One 222
U.S. Bancorp 215
SunTrust Bank 194
Nationstar Mortgage 155
GE Capital Retail 154
Navient 126
Ditech Financial LLC 113
First Tennessee Bank 101
Encore Capital Group 92
TransUnion Intermediate Holdings, Inc. 75
HSBC 71

New Complaints in Tennessee


ATG Credit, LLC Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

February 11, 2019 - I routinely check my credit report for updates and inaccuracies. I checked my report during the week of -/-/- after receiving an email alert from a credit reporting agency that my score had changed. I logged in and determined that both - and - had derogatory remarks on my account from a collections agency called ATG, which caused an almost 20 point drop in my credit score. I have never heard of ATG before seeing their name on my credit report nor have I ever received any correspondence or communication of any form from them. I had NO notice of any debt owed and I have no idea what ...

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JH Portfolio Debt Equities, LLC Debt collection threatened to contact someone or share information improperly contacted your employer

January 28, 2019 - Calling me at my place of employment. I am afraid this will get me fired. I dont think this is a legal way to contact me....

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Aargon Agency, Inc. Debt collection attempts to collect debt not owed debt is not yours

July 9, 2018 - After calling these people twice and getting nowhere I disputed these charges on my credit report with all 3 of the credit bureaus. This company can not tell me why I am being charged for this debt and told me " I'm not gon na do your job for you '' when I inquired about it. This company has removed the debt from my - and - credit report ( I'm assuming because they realized they made a mistake ) but is reporting it - as valid debt. The most recent attempt to remove it and the last time I spoke with someone was on -/-/18.This needs to be removed from my - credit report this compa...

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U.S. BANCORP Mortgage trouble during payment process

March 19, 2018 - On -/-/- my husband was contacted by our Property Tax office here in - County, Tennessee. They stated that our property taxes due had not been paid. I contacted our mortgage lender, US BANK, and they stated that the taxes were paid in -/-/- and were returned in -/-/- as a tax refund. It was not until -/-/- that we found this out. According to US BANK, they have a work order on this. On -/-/- we called our tax office and they stated that the taxes have yet to be paid. I called US BANK, spoke with an - who said that when she spoke with the tax area of the US BANK ...

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Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours

October 15, 2017 - I received a letter from this company alleging that I owe them a debt and that they provided me with services. I have never done business with this company and nor have they provided me with goods or services...

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TekCollect Inc. Debt collection attempts to collect debt not owed debt is not yours

August 22, 2017 - On - - 2017, I obtained all three of my credit reports and noticed that a collection company named Tek Collect Inc. was reporting negative collection activity for an account that is not mine. I have no knowledge of this debt of ( $110.00 ) that is currently being reported by this company. This inaccurate and incorrect information being reported to -, - and - has heavily affected my ability to obtain credit to buy a new car and placed undo stress on my family....

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U.S. BANCORP Mortgage incorrect information on your report

August 2, 2017 - -/-/- I received my credit report from - . Someone is using my personal information to abuse my credit. There is a address in Michigan that is being used. I have never lived there, nor have I visited there. The spelling of my name is being used as - - - . I 've reported my drivers license stolen with my name being spelled that way. My social security card have been stolen. I 've notified The Social Security Department. I 've done a name change with Probate court, in the presence of a Judge. My name on the credit report is also spelled - - - On -/-/...

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CarMax, Inc. Consumer Loan managing the loan or lease

April 21, 2017 - Can not make car payment online or over the phone when I tried to make payment on - .2017. Got this m essage when I tried to make payment. Sorry, you are unable to make a payment at this time. You can not make any checking or savings account payments at this time. Please call Customer Service at - to have your account reinstated. I have called them several times about this issue and even when I tried over the phone it did not allow me to do so, it just cut me off. The las t 2 p ayments have been made over the phone and tonight it would not allow me to do so. I have repe...

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First Federal Credit Control Debt collection cont'd attempts collect debt not owed debt is not mine

April 11, 2017 - In - -/-/2012, a police officer assaulted me in Florida then the unit on site sent me to the hospital involved with - bills listed on my credit reports : First Fed Control # - and - # -. I find the facts that I was sent to a hospital outside of my permission, did not sign any authorization for treatment, then was charged for this event as humiliating, degrading, and disrespectful. Since -/-/2012, I have received numerous debt collection letters related to this event that was dismissed by the Florida court system and remains on my record. I reported this to a representative o...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms

April 9, 2017 - Transunion is reporting an account that is closed, paid, and was agreed to be deleted from my credit file....

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Phoenix Financial Services LLC Debt collection cont'd attempts collect debt not owed debt is not mine

April 9, 2017 - I 've recently pulled my credit report and discovered that this company has reported that I owe them a debt. To my knowledge I have never done business with this company and neither have they provided me with services or goods...

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Wells Fargo & Company Credit card billing disputes

April 8, 2017 - I bought an A/C in - through - and I got a credit store financed with Wells Fargo under a Promotion for 18 months with a 0 % Apr, ended in -/-/-. For that reason I was making enough additional payments to my account to pay the debt in time before -/-/- .... Also, when a customer wants to make payments " on time '' take extra precaution so I did and set up the automatic payments to " pay on time '' meaning not missing any " due date ''. However, I made extra payments to reach the amount before the promotional interest has ended. But Wells Fargo was not taking the extra money I w...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone

April 6, 2017 - I am a victim of identity theft. I contacted the Federal Trade Commission andIi learned that the best way to recover is to file an identity theft affidavit and a police report. I did this well ovr 60 days ago. Transunion slowed around for over 60 days in violation of the FCRA laws. They did not remove the bankruptcies and they stated that they verified them. When in fact, I have documentation from the bankruptcy court stating that they did not verify this information. I sent the letters to Transunion and they lied like they never received the documents. When after a long time I finally got a s...

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USAA Savings Credit card closing/cancelling account

April 6, 2017 - I have had a credit card account with USAA for years as my father who served in the military did before me. USAA retaliated against me for questioning submissions to my credit bureau by closing my credit line....

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Experian Credit reporting incorrect information on credit report account status

April 6, 2017 - I disputed my auto loan account, - ( - ) with Experian, due to the fact that the status updated is reporting inaccurately ( - 2016 ). I have also reached out to - in regards to this matter. Both - and Experian have failed to correct the inaccurate information reported on my credit file which is a violation of the FCRA....

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Barclays PLC Credit card billing statement

April 6, 2017 - I have already submitted a complaint on Barclaycard to you in reference to a credit line reduction and the fact that the did not want to credit a - payment made in -/-/- to the -/-/- due out. Only one of those two were resolved that being as they quoted as a goodwill gesture they would apply it to be credited to the -/-/- payment. As I stated to you in my previous complaint they do this and get away with it so that they can increase the monthly due and the interest rate goes up. I have attached both the -/-/- statement and now the new billing for -/-/- please note t...

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Synchrony Financial Credit reporting incorrect information on credit report account status

April 6, 2017 - Telephones Synchrony Bank to Payoff my Account with a Representative -/-/2017. They were given the Account Number including my check routing # to Representative however when Representative processed these 2 payments, it came back to Synchrony Unable to Process. I learned of this being Posted to All - Credit Bureaus, Seeing the Account in Closed Accounts area with the Remarks " Account closed by Credit Grantor ''. I immediately telephoned on -/-/2017 to Discuss the Problem about my Account being closed. At this time I was informed about the Two Payments did n't Process. I inquired why ...

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Ditech Financial LLC Mortgage settlement process and costs

April 5, 2017 - My husband and I own a - - - property which is encumbered Ditech and, despite dozens of contacts with Ditech, we have been unable to get them to release the property. Ditech 's failure to respond may harm our ability to honor a contract on our home, which is currently marketed for sale. After 15 phone conversations, emails with 7 different departments and faxes to three different fax numbers, Ditech has failed to respond to our request. Our home and our neighbors ' home were misidentified on the property assessor requiring modifications of the deeds of trust and legal descriptions of ...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

April 4, 2017 - I have written - letters to each of the reporting credit bureaus requesting any and all documentation bearing my signature of a Bankruptcy reporting under my social security number. I also requested the name, address and telephone number of each person they contacted regarding this alleged claim. In each of their responses they have stated that the information has been verified yet no proof has been provided to me. Bankruptcy Courts, Federal Courts, and any clerks office associated with either of those do NOT report to any credit bureaus. Not only have they not complied with the Federal Tra...

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Experian Credit reporting incorrect information on credit report public record

April 4, 2017 - I have written three letters to each of the reporting credit bureaus requesting any and all documentation bearing my signature of a Bankruptcy reporting under my social security number. I also requested the name, address and telephone number of each person they contacted regarding this alleged claim. In each of their responses they have stated that the information has been verified yet no proof has been provided to me. Bankruptcy Courts, Federal Courts, and any clerks office associated with either of those do NOT report to any credit bureaus. Not only have they not complied with the Federal Tr...

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Experian Credit reporting incorrect information on credit report public record

April 4, 2017 - I have written three letters to each of the reporting credit bureaus requesting any and all documentation bearing my signature of a Bankruptcy reporting under my social security number. I also requested the name, address and telephone number of each person they contacted regarding this alleged claim. In each of their responses they have stated that the information has been verified yet no proof has been provided to me. Bankruptcy Courts, Federal Courts, and any clerks office associated with either of those do NOT report to any credit bureaus. Not only have they not complied with the Federal Tr...

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Experian Credit reporting incorrect information on credit report account status

April 4, 2017 - Experian uses - and it discriminates against Veterans with a VA loan. I have paid additional principal since the loan inception and have never been late or missed a payment, yet my " score negative '' items list my real estate balance is " too high compared to the original loan balance ''. In my mind this method discriminates against Veterans using the VA 100 % loan benefit by reducing the credit score which increases costs on just about everything theses days e.g. insurance on cars and homes....

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CashCall, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

April 4, 2017 - Refer to case -. The - - - CashCall shell game will not go away. After paying more than $35000.00 on a $10000.00 loan, CashCall and their thugs continue to try to drain money from me. The most current version is some alleged - - with and outfit claiming to be - - - - phone -. - continue to get harassing calls from all sorts of debt collectors, event though I paid this off to - in -/-/2016. I 'm pretty certain this has played out the way - - - - planed out, with hiding behind an Native American laws to charge interest at a rate well beyond any ...

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Experian Credit reporting incorrect information on credit report reinserted previously deleted info

April 3, 2017 - I am Submitting in Writing All My Proper IDENTIFICATION ... .INCLUDING MAIL RECEIVED AT MY ADDRESS. MY CERTIFIED MAIL SENT INTO All - CREDIT BUREAU 'S and the C.F.P.B. In -/-/- which I still have the Hard Copies of the Packets with Each Receipt and Verified Signed for by Whom Sent to ALL PARTIES. I had All the Proper Identification etc. needed but I have HAD NO RESPONSE TO ANY Of This Or Any FOLLOW UP. Submitting Again in -/-/- all Correspondence needed for My Complaints Filed -/-/- & -/-/- Including the Proper Identification Needed to Take this SERIOUS..!!! Here are th...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

April 3, 2017 - I am Submitting in Writing All My Proper IDENTIFICATION ... .INCLUDING MAIL RECEIVED AT MY ADDRESS. MY CERTIFIED MAIL SENT INTO All - CREDIT BUREAU 'S and the C.F.P.B. In -/-/- which I still have the Hard Copies of the Packets with Each Receipt and Verified Signed for by Whom Sent to ALL PARTIES. I had All the Proper Identification etc. needed but I have HAD NO RESPONSE TO ANY Of This Or Any FOLLOW UP. Submitting Again in -/-/- all Correspondence needed for My Complaints Filed -/-/- & -/-/- Including the Proper Identification Needed to Take this SERIOUS..!!! Here are th...

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Ditech Financial LLC Mortgage loan servicing, payments, escrow account

April 3, 2017 - Direct financial llc bought my mortgage from - in -/-/2016. I have made all payments on time. I received. Late notice in -/-/- so I called and they said I was a month behind. I sent proof that my -/-/- payment went to - and I 've paid on time from last -/-/- until present. They are ruining my credit by stating I have missed 4 months! I have pulled my online accounts and every payment has posted on time! I received another late notice in -/-/-! My payment posted on the -/-/-. Please help me with this matter. I am in the process of looking to buy but there is no ...

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Synchrony Financial Credit card delinquent account

March 29, 2017 - I have had a probem with a credit card my wife got thru walmart/ synchrony bank.I asked for a settlement on the account due to divorce and i made the payments as scheduled and even called on around the -/-/- to make sure everything was ok and i was assured that everything was ok and the debt was taken care of i should receive a letter stating the same later in the month .I just received a letter today stating i didnt make the payments as arranged and that this will be declared a bad debt. I just got hung up on by the sychrony bank because they say they are missing my last payment after an...

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Coast Professional, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

March 28, 2017 - I had an outstanding balance with my college. I paid them the balance that I owed. I checked my credit report & saw that the college sold the debt to a collection agency. I disputed with the collection agency to let them know that I did not owe them & that I paid the debt to the original creditor. After getting the dispute results back, it was updated on the collection account as " Paid collection. '' This is inaccurate as I paid the debt to the original creditor. I 've disputed this account many times & I keep getting the same results. After disputing again, Coast Professional responded and C...

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute

March 26, 2017 - Account -/- Account # - was closed on -/-/- because of non payment from prior marriage. The company claims last payment to be -/-/- which I believe is date sold to collection company not my last payment date. My last paid date was prior to -/-/- and should not be on credit report because statute of limitations. I have disputed this with all - bureaus and Transunion is the last to not remove this derogatory. I would like the proof from -/- as to there claim of a -/-/- payment which I assure is incorrect and not a generic response from Transunion. This derog...

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Experian Credit reporting credit reporting company's investigation no notice of investigation status/result

March 24, 2017 - Hello - As per Federal Law, the statue of limitations, 7 years, has elapsed on this alleged debt below, even should it be ours. It is now ZOMBIE DEBT which under Federal law is illegal to report. We have asked Experian to remove the misinformation, however they refuse to comply with the Fair Credit Reporting Act ( 15 USC 1681 et seq. ). Please note, - and - as complied with the Fair Credit Reporting Act and removed these ZOMBIE accounts months ago. Please investigate why Experian is refusing to remove this inaccurate information and comply with federal law. 1 ) - - $6400.00 $5...

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Movement Mortgage Mortgage settlement process and costs

March 23, 2017 - On our initial meeting with Movement Mortgage on -/-/2016, they presented their closing cost estimate and our interest rate of 3.75 %. They noted that because my wife is employed by - that we would receive a $2000.00 credit towards closing. They wrote this on our paperwork they gave us which is clearly visible on the attachment, and - also shows this credit on their employee discount webpage which we have enclosed as well. Fast forward 1 month and we find out our expected closing date of -/-/2016 has been pushed back to -/-/2016. We decide to let our rate lock expire and we will ...

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Harpeth Financial Services, LLC Payday loan can't stop charges to bank account can't stop charges to bank account

March 23, 2017 - Advanced Financial -, TENNESSEE Issues : 1 - Charged fees or interest I did n't expect 2 - Ca n't stop lender from charging my bank account I 'm just VERY dissatisfied with their business practices with the - and auto taking my payment 's when I 'm not set up for auto pay - customer service rep verified I was NOT set up as Auto Pay When I first got help from customer service due to my financial situation ( unemployed ) I was under the impression they were going to suspend the interest so what money I could pay at the time would take down the principle balance. As well as keep my account ...

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USAA Savings Credit reporting incorrect information on credit report reinserted previously deleted info

March 21, 2017 - USAA - account still reflects - late payments and - unauthorized hard inquiry 's. This was said to be removed from my report. Nothing I seem to do will remedy the impact this still holds for my still developing credit history....

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Synchrony Financial Credit card apr or interest rate

March 20, 2017 - I was not properly informed by Synchrony Bank to pay the interest free balance with the extended period on 30 additional ; day. I did not receive a bill in the mail neither was informed by the representative during the previous months call. I believe that the interest should be waved and they accept my payment and close the account....

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Wells Fargo & Company Consumer Loan managing the loan or lease

March 20, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of -/-/2014 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me....

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USAA Savings Credit card billing disputes

March 20, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of -/-/2010, -/-/2010 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me....

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Ditech Financial LLC Mortgage loan servicing, payments, escrow account

March 17, 2017 - My mortgage was sold by - to Ditech in -/-/2016. The last mortgage payment I made to - was never transferred to Ditech, so as soon as my account transferred I was considered " late ''. I called and wrote Ditech to no avail. I ended up making double mortgage payments for -/-/- in an attempt to stop them showing I was late in paying my mortgage. It has been over a year and I thouight they had finally cleared this up, but just looked at a current statement and it shows accumulating late fees. THE PAPERWORK I RECEIVED WHEN MY MORTGAGE WAS TRANSFERRED TO DITECH INDICATED THAT THEY WOUL...

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Stonegate Mortgage Corporation Mortgage loan servicing, payments, escrow account

March 17, 2017 - Homeowner 's policy was due on -/-/2017. Stonegate Mortgage did not submit the payment to the insurance company until -/-/2017. Today -/-/2017, I received a phone call from my insurance company stating that my insurance was in cancellation due to non payment. I have to pay $330.00 out of pocket to keep my insurance active and will not be reimbursed until the insurance company receives the check from Stonegate. This is completely unacceptable way of conducting business to not submit my mortgage payment in a timely manner when the money is available in my escrow account....

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ERC Debt collection disclosure verification of debt not given enough info to verify debt

March 17, 2017 - I have not received any type of notice or communication from this debt collector in order to vaildate this debt that I supposedly have...

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Professional Recovery Management Debt collection disclosure verification of debt not given enough info to verify debt

March 17, 2017 - This company has not provided me validation of this debt. I have never done business with them, so I have no idea who they are and why they think I owe them money. While doing my research in who they are I 've also learned that their license with the Tennessee Department of Commerce has been expired since -/-/-. They are authorized to collect on any debt without a license. I would like this debt removed from my credit reports immediately please...

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Bank of America Credit card billing disputes

March 16, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of - 2013 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me....

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Barclays PLC Credit card credit line increase/decrease

March 14, 2017 - I am a - veteran, I do n't expect any special treatment for that but I want to let both you and anyone else know who may have a Barclaycard account or may be considering it just how they are. I have attached a history sheet with my own personal encounters with this company and I hope you provide some way to download it. Long story short I have been with this company since -/-/- I started out with a - credit line it was increased in -/-/- to - this only lasted 9 short months at which time in -/-/- this line of credit was decreased after the card was paid in full to - ...

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BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect

March 13, 2017 - Received a phone call from - threatening phone call at my job that - in legal was going to sue me. I have told these people not to contact me again, yet they continue to do so violating the law and I have documentation each time they do so....

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Wells Fargo & Company Mortgage loan servicing, payments, escrow account

March 13, 2017 - My mortgage was recently sold last year from Americas Servicing Company to -, and during the transition ASC filed a foreclosure on my home while they were not servicing my mortgage and as a result this negative and derogatory information is plastered all over the internet for my home address of -, tn - as well as public records. The fact that my home did not foreclose, and is not in foreclosure and ASC reported it as a foreclosure has posed a problem for me that is very embarrassing and now my employer is asking questioning me about it. I feel that ASC should erase this information fr...

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Citibank Credit card billing disputes

March 13, 2017 - I took the Citi - - card due to an offer for credit off a flight I was booking. I made the payment for the full amount by phone, received a confirmation # and also a paper statement showing a balance of -. A few days later I started receiving calls from Citi saying my account was over due. I called back and they said the payment had been returned. I attemped to make the payment again and it seemed to go through again. Now a week later the account shows a balance again and another late fee and returned check fee....

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone

March 12, 2017 - VERY SIMPLE. My bankruptcy is now TEN years old and should be removed from my credit report. I realize that it is due to come off in -/-/- I believe, but I asking, in a SHOW of HUMANITY that Trans Union remove it now, just a few months early. I have worked very hard to re-build my credit after losing my -, and I see no logical reason for Trans Union to insist on leaving this on my report, when clearly, TEN YEARS HAVE PASSED. Public Record Details Reference Number - Date Filed -/-/2007 Date -/-/2007 Status Discharged Amount $0.00 Classification Bankruptcy Responsibility In...

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Citibank Credit card customer service / customer relations

March 8, 2017 - Around - -, I noticed a fraudulent charge on my credit card for an online purchase at Best Buy. I immediately contacted Citi to dispute the charge which they approved as fraud. A day later a package arrived at my house addressed to someone else from Best Buy. I called Citi back to report that the alleged package arrive to ask them for direction on next steps. They informed me that they could not tell me what to do with the package so its at my discretion but that they had approved my dispute and the money will be credited back. I decided to return the phone to Best Buy. I explained to th...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status

March 8, 2017 - I had a loan with - - - - opened -/-/2009. The account was charged off and the status was closed derogatory. I checked my credit report this month and the status has now been changed to Open-Derogatory. I called - - to see why they changed it to an open status, and they said they did not, and they are reporting it to the credit bureaus as closed. This has made my score drop almost - points....

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First Direct Lending, LLC Mortgage credit decision / underwriting

March 8, 2017 - I keep receiving notices for reducing my mortgage from multiple companies that have apparent information regarding my credit and mortgage loan amount. Several of the fliers have " last notice '' on them. First direct lender sent one with a number to call to Opt out of these notices, when I called the number they wanted my social security number and it was a mortgage company. The number they listed was -, if this was an opt out number why would it be a mortgage company?...

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Financial Business and Consumer Solutions. Debt collection cont'd attempts collect debt not owed debt was paid

March 7, 2017 - I 'm being told I owe $500.00 or more to this FBCS agency for debt for - Bank in -, TN. I belive I have paid this off already and they are saying no I have n't....

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Carter-Young, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 6, 2017 - My apartment complex sent an incorrect amount into collections. I spoke to agency which until was corrected I did not pay because of misinformation from old leasing complex which I was never contacted about. Agency claimed that it will not impact credit if paid which I did in full and have proof....

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TCF National Bank Bank account or service problems caused by my funds being low

March 4, 2017 - TCF bank charged me overdraft fees for over $500.00 for a nsf of less than $20.00. They had never formally notified the customers of this change of fee, either by posting, letters in the mail or advertising. I was not aware of this ridiculous amount until I reviewed my account for the balance. I had written letters to them but never got a response. I had to pay off the fees and close the account to avoid being flagged for future banking business....

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LoanDepot Mortgage application, originator, mortgage broker

March 3, 2017 - My wife and I applied for a refinance on our mortgage loan with LoanDepot.com.LLC in - -, CA -. After months of waiting for an approval they came back and denied the loan. We were to receive a written response mailed within 3 weeks and still after 2 months we have not received the written letter. This company seem to be NOT very reliable or trustworthy. After giving them all of our sensitive information they come back with a denial and will not send any reason why. I sent them a neg. survey and they do not respond. Both my wife and I have a credit score of over - but the loan was n...

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Synchrony Financial Credit card delinquent account

March 3, 2017 - I was in a - in - of last year. When I brought my items to the counter for purchase the cashier asked if I wanted a Rewards Card. I thought it was a discount card similar to what you get at - or other retail stores. I filed out an application which the cashier entered into their system. She asked me several questions that had to do with credit and I asked her if this was a credit card not a rewards card. She said that it was. I told her that I did n't want a credit card but she proceeded to process the application anyway. A manager came over and told me that I could just cancel the ca...

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Experian Credit reporting incorrect information on credit report information is not mine

March 2, 2017 - There is an account on my credit report : - Account Number - Amount - This account is not mine nor am I a responsible party. NEVER opened an account or sought credit/services with them. There is NO Documentation they can provide that says otherwise. IF they do have a copy send it to me per credit law. Otherwise please have it removed upon receipt of this official notice....

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TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score

March 1, 2017 - All three credit bureaus : -, - and Transunion can not explain my credit Score while all scores are different. None of these bureaus can explain the Score process nor specifically why my credit score is being negatively impacted by their own records, due to " revolving credit not being established long enough ''. Their own records indicates my revolving credit has been established for 14 yrs, 10 months. This was NOT reflected on my credit bureau until I disputed I negative rating from -, which was removed. Nearly immediately all credit bureaus this New Negative factor as stated above,...

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Experian Credit reporting unable to get credit report/credit score problem getting report or credit score

March 1, 2017 - All three credit bureaus : Experian, - and - can not explain my credit Score while all scores are different. None of these bureaus can explain the Score process nor specifically why my credit score is being negatively impacted by their own records, due to " revolving credit not being established long enough ''. Their own records incidate my revolving credit has been established 14yr, 10 months. This was NOT reflected on my credit bureaus until I disputed a negative rating from -, which was removed. Nearly immediately this Negative factor arose and no one will or can explain....

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Freedom Mortgage Mortgage loan servicing, payments, escrow account

February 28, 2017 - Freedom Mortgage has held payment on my account and has not applied toward my balance. Freedom Mortgage did not advise me of a escrow change to my account and has not applied my payment but has reported my account late to the Credit Reporting Agencies. I have contacted Freedom Mortgage 3 times to attempt to have this corrected....

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Experian Credit reporting credit monitoring or identity protection problem cancelling or closing account

February 28, 2017 - I saw a charge of $29.00 on my checking account from Experian Credit Check Total. Experian offered to allow me to view my credit score for - Dollar. I used my bank debit card for a one time only view of my credit score. It did not state, where it could be clearly seen that my debit card would be charged $29.00 nor did they give a good phone number where the Credit Check Total could be cancelled. Instead I was charged for $29.00. I called Experian talked to a supervisor, - to request a refund I was given an email address, that did not work....

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WAKEFIELD & ASSOCIATES, INC. Debt collection disclosure verification of debt right to dispute notice not received

February 25, 2017 - My federal tax return was garnished for something and i was not aware or told so that maybe i could work something out if i did owe anything...

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