ATG Credit, LLC Complaints

ATG Credit, LLC consumers have reported over 133 official complaints. Out of the 133 consumer complaints against ATG Credit, LLC, 21% were disputed by the consumer (i.e. the consumer was not happy with how ATG Credit, LLC responded to their complaint) and 96% were processed in a timely manner. 0% of consumer complaints against ATG Credit, LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.

Get Help

Get personal financial help today. Free tools, recources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop harassing phone calls, know your rights and what you can do to stop them

Stop Calls

New ATG Credit, LLC Consumer Complaints


ATG Credit, LLC Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged

February 11, 2019 - I routinely check my credit report for updates and inaccuracies. I checked my report during the week of -/-/- after receiving an email alert from a credit reporting agency that my score had changed. I logged in and determined that both - and - had derogatory remarks on my account from a collections agency called ATG, which caused an almost 20 point drop in my credit score. I have never heard of ATG before seeing their name on my credit report nor have I ever received any correspondence or communication of any form from them. I had NO notice of any debt owed and I have no idea what ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

April 6, 2017 - I filed an injury report with my employer in -/-/2011, resulting from improper working conditions, and was ordered to undergo an examination by the employer by the employer 's chosen doctor, -. Under Illinois law, the employer, - was required to pay for the examination. Later, after a workman 's compensation complaint was denied by my employer 's insurance, the employer refused to pay for the examination. - then demanded that I pay for the examination. I told them I did n't owe it. I told them to submit it to my medical insurance, -, if they insisted the debt was valid, but, ...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt right to dispute notice not received

April 2, 2017 - On -/-/2016 I checked my credit report and ATG Credit LLC is on my credit report for an unknown account with the amount of -. It states the account was opened on -/-/2016 which is a LIE BECAUSE I did n't open any accounts in -/-/2016 that went to collections. ATG Credit did not contact me nor did they send me a letter informing of what ever debt this is which violated my right as a consumer to dispute or have whatever this debt is validated. According to the FCRA a collection MUST notify the consumer by letter of the debt to give the consumer a chance to ask for validation to dispute ...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect

February 6, 2017 - Collection Account remain on credit bureau report after 50 day processing dispute reviewed by FDCPA along with Collection Letters submitted in violation FDCPA violations Remove from all - credit reporting agency debt collection inaccurate disclosure and verification delete all collection from all - credit bureau agency...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect

February 6, 2017 - debt collection remaining on credit report after 50 days dispute process violation of FDCPA, credit reporting on all - bureau disclosure of verification Delete all collection from all - credit bureau reporting agency...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

February 1, 2017 - Ive never ordered anything from - ever. I do n't know whose debt this is but it is not mine. I 've never ordered anything from this company...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 12, 2017 - I sent a letter to ATG CREDIT letting them know I had been a victim of identity theft years before the accounts had even showed on my credit report and I provided my supporting documents and police reports made about the identity theft and ATG CREDIT refuses to delete the fraudulent accounts from my credit report stating in a letter its verified ATG CREDIT provided no physical evidence to why they wo n't remove it, according to the FDCPA and FCRA they have violated the law and I am well within my legal parameters to file a civil suit along with defamation of character against them. If they do ...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt not given enough info to verify debt

December 23, 2016 - ATG credit is on my credit report but they wont verify the debt, they claimed to have sent me something in the mail verifying the debt not once but TWICE and I have yet to receive anything....

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

November 30, 2016 - In addition to the disputes currently on record and filed with the FTC pertaining to the identity theft and the opening of accounts using my personal information. It was recently brought to my attention that there is a further account opened without my knowledge or authorization and i ask for information regarding the opening of this account and what details where used to verify the applicant because I have not applied for any loan ; education/student loans or financial assistance to return to school since 2009. Please see the attached affidavit pertaining to the ongoing report....

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

November 15, 2016 - I have medical debt that was incurred due to a car accident in -/-/2007. The medical providers agreed at the time to a lien, to wait until settlement with the insurance company of the person that hit me. They chose not to bill the health insurance I had at the time and the health insurance company would have rejected the claim anyhow since the treatments were accident-related. In -/-/-, my case went to a jury trial. I partially lost the case and the medical bills now in collection as of -/-/- were deemed to be unrelated to the accident. The medical providers broke the lien/contract...

Read more

ATG Credit, LLC Debt collection improper contact or sharing of info talked to a third party about my debt

November 9, 2016 - The collection agency sent an email to a 3rd party email address and disclosed the debt and all other information....

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

September 29, 2016 - I recieaved a letter from a company called ATG Credit , LLC stating I owed money to - in - 2016. I called - on - -, 2016 and told them I know nothing about this charge and wanted to dispute it. The person said OK they would put a dispute request in and send me documentation from -. In - of 2016 my credit report was now being reported as a collection agency for something that I still had no idea what it was for and had nothing from - showing what is was for. On - -, 2016 I was sent a ledger as proof from - which was now over 60 days later of me entering a disput...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt was paid

September 8, 2016 - I paid my balance in full to ATG credit since - but still they DO N'T want to remove the account in my credit report even i wrote them a letter....

Read more

ATG Credit, LLC Debt collection disclosure verification of debt right to dispute notice not received

August 15, 2016 - After pulling credit report to get pre-approved for a home mortgage i see there is a collections debt that has been on my report since 2013. after calling to see what it is for it was for a college fee. I have never once received any bills, letters or phone calls about this debt in collections. how i am to know about this or pay it when i have not been contacted one time, does not seem fair and has now destroyed my credit. called the collection agency and they were of no help and stated over and over i must pay and then finally said to me that we are getting no where and will report it to ther...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt not given enough info to verify debt

July 24, 2016 - I have know knowledge of this dispute for only - unbelieveable...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt was paid

July 14, 2016 - I went to College - in 2010 and I withdraw because I was going through medial problems at the time, I received financial aid which was paying for my education, they paid -, once I had withdrawn all the funds had already been released the only thing that was cancelled was $34.00 the rest went to -. Now they are stating I still owe them $200.00 and have put a collection on my credit report and I had already spoken with them and was told it was not a debt so why is now an issue and on my credit report with someone called ATG Credit collection...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt right to dispute notice not received

July 12, 2016 - I was checking my credit report last night and noticed it had dropped -points and there was a collection account listed. I looked at the collector 's name and called today. I informed them that I never received any type of communication regarding this debt. The man I spoke to who 's name is " - '' told me they sent out notices to an unknown address. I related to him that I live at a different address. He then told me there was nothing I could do but send dispute letters to the credit bureaus. I told him they have hurt my stellar credit rating and I am in the process of buying home. He th...

Read more

ATG Credit, LLC Student loan dealing with my lender or servicer don't agree with fees charged

June 28, 2016 - I took only - course and the balance was pay by my fed loan - and they said, my new balance is - and my account was move to collection agency. I do n't know how to disputed the new balance, they going to close the college on - 2016....

Read more

ATG Credit, LLC Debt collection false statements or representation attempted to collect wrong amount

June 9, 2016 - Describe what happened so we can understand the issue ... -/-/2015 I was contacted by ATG credit in reference to a Medical debt totaling - for numerous accounts. I was advised that it had not reported to the Credit Bureau as of yet and in order to hold the account from further action I needed to pay the balance. I agreed to a one time payment of - over the phone and advised that I would try to make a large payment the following month. On - - ATG withdrew - out of my checking account. I called them immediately and was advised they had me on record authorizing this amount. I to...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt not given enough info to verify debt

May 13, 2016 - -/-/2016 the company listed in the attached letter showed up with collection amount in my credit report. Since I had never had contact with the company I did n't know ( and I still do n't know ) the reason for the collection account. I called the company asking for a verification of the debt and instead I received a collection letter asking for payment but no validation of the debt. I sent the company a letter requesting verification of the debt. To this day they have not responded to my request. In addition, the company is not legally authorized to collect debts in North Carolina. ...

Read more

ATG Credit, LLC Student loan dealing with my lender or servicer don't agree with fees charged

February 24, 2016 - I previously filed a complaint against ATG Credit for not willing to get a corrected amount for a loan they were collecting on. They responded to the complaint that they would find the correct amount and bill me appropriately. It has been 4 months and they still have n't contacted me. When I try to call them, they look up my account number and put me on hold for over a half an hour each time and no one ever picks up. I have even emailed them and receive no response. They believe I am not aware that there are - separate loans but I am and have been paying towards them - for several years....

Read more

ATG Credit, LLC Debt collection disclosure verification of debt right to dispute notice not received

January 26, 2016 - We have never received notification from this agency regarding a medical bill. The only way we found out about this debt was through a derogatory collection mark placed on the credit bureau report. We want to pay the debt, but feel the item should be removed from the CBR because we did not receive notification of the debt. The agency will not remove the item, says the can update. Claims they have validation we knew about debt. This is not true. The numbers they gave and stated they were contacting us were not even our phone numbers. We just updated them with the correct number when we submitte...

Read more

ATG Credit, LLC Consumer Loan problems when you are unable to pay

January 20, 2016 - NONE of the above ... It 's not our credit issue. We have been repeatedly receiving phone calls for someone we have never heard of. The message left on our machine is absurd that it says to hang up if you are not the person ... .how does an answering machine hang-up if someone is talking? The company then goes on to talk about collecting the debt. I happened to be home & actually pushed '1 ' today & the system hung up so I called the number given -. And the person was a smart aleck and hung up on me. I called back & no one said anything other than to identify the company as ATG Credit. I to...

Read more

ATG Credit, LLC Student loan dealing with my lender or servicer don't agree with fees charged

January 10, 2016 - I am - and all my school loans were paid off by the - discharge in - 2015. A few weeks ago I started to receive calls from a bill collection company names ATG LLC asking me to pay my bills. I told the - who is the debt holder for - - that i have confirmation that the debt was paid. - and his company ATG LLC continues to harass me with letter and calls. - and ATG LLC went as far as adding the debt back to my credit. Its not my fault that - - got paid for my student loans and did n't communicate with ATG LLC. I have the proof that all debt was paid and I should n't ...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt right to dispute notice not received

December 10, 2015 - I contracted - services in my residence through - - back in -. For installation services, they claim they sent me an invoice for - $49.00 by mail. I never received such invoice. I receive several bills by mail and never failed in promptly paying any bill I received. As a customer of -, I requested, in at least - occasion, support services from - during the period I had - in my apartment. Support services were provided normally and no debt was ever mentioned. If I was in debt with the company and they had that in their system, why is it that I requested a service an...

Read more

ATG Credit, LLC Credit reporting credit reporting company's investigation problem with statement of dispute

December 6, 2015 - I had a hospital visit where I saw several specialists. All medical providers billed me properly to the correct address. The - company who did not, - -, sent communication to the wrong addresses and never reached out to me otherwise ; the company has documentation of using the incorrect address, none of which are addresses my insurance provider, the hospital, nor myself have ever used. - - seems to have several addresses mixed up into - which created the communication error. They did however have my phone number and never used it to contact me and instead sent me to collectio...

Read more

ATG Credit, LLC Debt collection communication tactics called after sent written cease of comm

November 24, 2015 - This is the third complaint regarding ATG. Yesterday I received in the mail a collection letter after - - - sent a cease and deist letter. What part of cease and deist is n't understood? ...

Read more

ATG Credit, LLC Debt collection communication tactics called after sent written cease of comm

November 9, 2015 - I already submitted a complaint against ATG on - -, # -. ATG collection received debt that I owe. I contacted a credit consolidation service ( - - - ) to negotiate with ATG for this debt. They are in the process of doing so. ATG keeps calling my work phone and sending me letters after - - - sent them a cease and desist letter. Again, they called my work phone # on - -, 2015 at -. This harassment has to stop. ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

November 6, 2015 - ATG Credit calls my office weekly for a person unknown to me - - - - last name may be misspelled -. It 's a disruption to my business. I spoken with a representative to advise them they are calling a wrong number. They were inconsiderate and continue to place these calls. I have records of the calls and saved voice mails. ...

Read more

ATG Credit, LLC Debt collection communication tactics frequent or repeated calls

October 28, 2015 - A man called me I asked who it was he refused to tell me so I refused to identify my self. He said I have to I 'd myself. I told him if he did not I 'd himself to stop calling my phone. The man said they will keep calling no matter what I say or do. I hung up and looked the number up online it 's a company called agt. This is a debt collection company. ...

Read more

ATG Credit, LLC Debt collection communication tactics called after sent written cease of comm

October 27, 2015 - ATG - received debt that I owe. I contacted a credit consolidation service - - - - - to negotiate with ATG for this debt. They are in the process of doing so. ATG keeps calling my work phone and sending me letters after - - - sent them a cease and desist letter. ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

October 23, 2015 - ATG is reporting a debt under my SSN that does n't belong to me, they atempting to collect for - - - - ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

October 22, 2015 - Based on the detailed facts below and attached documents, I am concerned that I am a victim of some type of attempted financial fraud by a collection agency or an alleged collection agency. On - -, 2015, I began receiving several alerts at the same time, from my credit monitoring service related to various companies who claim that I owe them a debt. The majority of what I could glean from the credit alert was that the alleged debts were related to medical collections although a few of the alerts did not state any circumstances regarding the debts. In the case of - - - - and -...

Read more

ATG Credit, LLC Debt collection false statements or representation attempted to collect wrong amount

October 14, 2015 - Atg collection agency has re-aged a debt. The original account is set to fall off my credit reports by -. Atg has the removal date as -. They have filed a date of first delinquency as nearly a year later than the actual date. I have filed - disputes with - and each time they falsely verified the information. ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt was paid

October 7, 2015 - Debt was paid today and within - minutes creditor negatively reported it to the credit bureaus. When I called back to ask for an explanation, she continued to be aggressive and act as she either did it on purpose or was covering for her colleague. ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

September 28, 2015 - A telephone call came in from a collection agency stating I owed $400.00 for a magazine subscription. I asked what magazine company is it and why have I not been receiving monthly bill if thiswas the case. They would not answer my questions and raised their voice at me. Since then I have received mail/bill from them. They said that the credit companies would be notified. ...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt not given enough info to verify debt

September 21, 2015 - I initiated a phone call the ATG credit to resolve a debt. They explained to me on - occasions that they would be recording the phone calls. I expressed to them that I too was recording the phone call for my purposes. They immediately got angered and told me that according to the FDCPA I was NOT allowed to record them. I tried to explain to them that the Federal law states that one-party phone calls are authorized by federal law and they hung up on me. I have also just filed a complaint with the - minutes before this complaint. If they wo n't communicate with me and they will not send me...

Read more

ATG Credit, LLC Debt collection communication tactics threatened to take legal action

August 11, 2015 - They are trying to force me to post date checks and use a debit cards on my account knowing that I do not have the money. They keep saying I am refusing to pay when I am not I said I am willing to pay with a money order or - - money with --payments before they refused the - and wanted - or higher. They hang up on me saying I am refusing to pay when I am not. ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

July 13, 2015 - ATG Credit ( - ) is trying to collect a debt they claim I owe from a company - - - for $79.00. They say its for an apartment that I moved out of in - 2012 called - - '' at - - - -, - -, - -, FL. I closed my accounts then with - and -. I never had an account with - - - and I ca n't even contact them. - shows my account is closed with $0.00 balance. The - management has assured me that they never send anyone to collections. - - - is submitting this claim FRAUDULENTLY and no one is willing to help me. ATG Credit is in...

Read more

ATG Credit, LLC Debt collection communication tactics frequent or repeated calls

July 9, 2015 - This company named ATG Credit has been calling me, they also put some information on my credit report. The person i spoke to yesterday was very rude, and she asked me why was i calling this company. She said the company had been calling me since -. so i knew the reason. I asked her why did the company put some information my credit report before they knew if they had the right person. I asked her to send me some information on this bill, because i have no information, and i do not know anything about this company. She said she was going to put down that i refused to make any payment, and hu...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

June 26, 2015 - I was notified by my staff - that a debt appeared on my - credit report. After investigating the item, it was determined that ATG Credit of - was the organization that reported the fraudulent debt of $160.00. I have never been late on any account and further, my accounting team has never received a late notice for any of our accounts. ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

June 24, 2015 - I only became aware of a debt that was placed on my credit file because of a security clearance for my job. I contacted phone number -, which was shown to be the number for the collection agency, not sure of the name, as the credit report shows -, but when I contacted this number the recording states, office of - or - I spoke with a rep. by the name of - who informed me that this debt was from the creditor - from -. I explained to the rep. I have no idea what this debt is and why it 's on my report and why I am just hearing about from -. I informed - I am disputing t...

Read more

ATG Credit, LLC Student loan dealing with my lender or servicer

June 8, 2015 - In -/-/- I studied - in -, - via a program through - University while I was attending - College - in -, IL as an - student. I was awarded a certain amount of student loans to make this trip possible, in particular a federal grant ( not a loan ) that amounted between $ 5,500- $5600.00. Because I was not attending - College for the -/-/- - due to my study - program, these monies were applied to my study - trip. I was later toldby the financial aid office at - three months before my -/-/- completion date that the grant to the amount of $550...

Read more

ATG Credit, LLC Debt collection improper contact or sharing of info contacted employer after asked not to

May 20, 2015 - I continue to get automated calls about at my place of employment which is an automatic dialer from a company called ATG out of - Il to my work land line giving information on my behalf with my name. ...

Read more

ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

April 21, 2015 - I have received - phone messages from this number, ATG credit, -, threatening me with taking action against me for a debt that I do not owe. I think this is a scam and I am reporting it. ...

Read more

ATG Credit, LLC Debt collection disclosure verification of debt not given enough info to verify debt

April 20, 2015 - a collection company by the name of ATG is collecting for a loan that was charged to my name. I explained that the loan was changed by the company in error because I never took the on line classes and was to be cancelled but they did not cancel the loan at all. Original loan was last paid in -/-/- but this collection company wants to keep it on my report from the date it was put into collection from the original debtor not the time it was last paid. I explained that I read that bad charge offs come out after 7 years from last payment, but they want to put it from last date of transferred ...

Read more