Aargon Agency, Inc. Complaints

Aargon Agency, Inc. consumers have reported over 176 official complaints. Out of the 176 consumer complaints against Aargon Agency, Inc., 26% were disputed by the consumer (i.e. the consumer was not happy with how Aargon Agency, Inc. responded to their complaint) and 80% were processed in a timely manner. 0% of consumer complaints against Aargon Agency, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Aargon Agency, Inc. Consumer Complaints


Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

October 7, 2018 - AARGON is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA....

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Aargon Agency, Inc. Debt collection attempts to collect debt not owed debt is not yours

July 9, 2018 - After calling these people twice and getting nowhere I disputed these charges on my credit report with all 3 of the credit bureaus. This company can not tell me why I am being charged for this debt and told me " I'm not gon na do your job for you '' when I inquired about it. This company has removed the debt from my - and - credit report ( I'm assuming because they realized they made a mistake ) but is reporting it - as valid debt. The most recent attempt to remove it and the last time I spoke with someone was on -/-/18.This needs to be removed from my - credit report this compa...

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Aargon Agency, Inc. Debt collection attempts to collect debt not owed debt is not yours

January 2, 2018 - I received a call at a phone number ( - ) that is new to me. I 've had this phone number for less than one month. As soon as I received this phone number it was placed on the 'do not call ' list. On - -, - at around - - I received a call from -. A message was left not indicating who they were attempting to contact. The message indicated it was from Argon Agency that was attempting to collect a debt ( again not indicating who they wanted to contact, just that wanted money ) and to call back at - and reference file # -. There are no debtors at our number. There in no ...

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

July 18, 2017 - This Company, which I have no contract with nor have I received service from, reported a collection account against my SSN in the amount of - with - , - , and - credit reporting agencies. I requested verification and they false recorded me in terms of agreeing with this debt and or me making payments for their satisfactory to keep attaching this debt to me. I requested to obtain written agreement verifying I personally agreed upon this debt and account however Aargon Collection Agency failed to provide adequate to No information at all regarding proof of being my consensual a...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 5, 2017 - I am being harassed to pay a debt that is not mine...

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Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received

April 4, 2017 - Aargon agency is saying I owe - debts for hospital bills that I never received. After calling - that they claimed I owe, the hospital told me I need to contact them and GET the account numbers from them because thats not the balance they show for me. I have low income so if I owed a balance I would have tried to get a small payment plan before they applied it on my credit report. This debt is now hindering from obtaining credit from different companies....

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Aargon Agency, Inc. Debt collection communication tactics called outside of 8am-9pm

April 1, 2017 - Aargon Agency Inc. is calling me at -. Per Aargon 's records, they know that I moved out of - and now live in - as I am the one who updated that information with them....

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Aargon Agency, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

March 30, 2017 - I am disputing this alleged debt that is on my credit report. I have no knowledge of having a contract with this company. The credit bureau send dates but no signed copies of contracts or anything. Which is clearly not validation. In accordance with my rights under the Fair Debt Collection Practices Act I am hereby requesting that this collection agency provide formal validation of the alleged debt that they are reporting to the major credit reporting agencies on my behalf. In which I am not requesting a simple account summary....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 27, 2017 - On -/-/2017, received a letter from - stating it was representing Aargon Agency Inc in the collection of $190.00 owed to -. Business has never been conducted with any of the named entities....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 16, 2017 - AARGON AGENCY INC has yet to validate this alleged debt as belonging to me. I have sent certified mail asking AARGON to provide me with proof. I have not received any correspondence from them validating this debt they claim to be mine. I sent a certified letter - and was delivered - and still no proof of debt or signature belonging to me....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

March 10, 2017 - I have checked my credit report be I notice there is a collection that I have been disputing for a while now and I have not got validation or verify documents that I requested it seems try been ignoring my request under law they are required to vetoed if not deleted from my credit report under section - they need to verified who and when they verified the document...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

February 28, 2017 - I received a letter that I owe money to a utility company and Aargon Agency has now reported this to the credit bureau. I called and emailed them and as of yet no response at all. I lost a credit card because of this. I do not owe any money to - utilities....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 17, 2017 - I was involved in a car accident in - of 2013. I was not at fault and the other driver 's insurance was to pay all medical expenses. The insurance company was - and all expenses were paid in full. The collection angency has been in contact with me multiple times and each time I inform that that I am not responsible for this debt and they should contact -. I am then told that it is my job to contact - to collect the debt. I did not handle any of the paying of the other medical bills as all bills were paid directly paid by the insurance company. I then offered to pay the balance in o...

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Aargon Agency, Inc. Debt collection improper contact or sharing of info contacted me instead of my attorney

January 17, 2017 - AARGON VIOLATED THE " DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT. SEVERAL UNFAIR, DECEPTIVE AND ABUSIVE PRACTICES, VIOLATING THE F.C.R.A. F.D.CP.A. AND - COUNTS OF THE T.C.P.A. IN THE COMMISSION ODF COLLECTING CONSUMER DEBT.CALL US 2 TIMES AFTER CEASE AND DESIST AND FAILED TO CALL MY LAWYER. called - on cell number. SEE ATTACHED...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 14, 2017 - All I know is this is on my credit...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 13, 2017 - I noticed a hit on my credit monitoring site from Aargon Collection Agency. The original debt was from -, which I visited in -/-/2015 for an emergency repair. I paid at the time of service. I called - asking for information about the bill. They refused to provide me with an itemized bill, and told me to contact the collection agency. - did attempt to confirm my contact information. The wrong address and phone number ( not even close - in another state ) was on the bill. I expressed concern that I did n't think the bill was mine. They refused to discuss it and told me to call the col...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

January 12, 2017 - The original debtor - claims that I owe on a past electric bill while living in - back in -/-/2012. I explained to the original creditor as well as the current debt collector that I have not ever lived in -, and to provide me proof that I owe a debt. That is, to show me, any past checks, and/or receipts paid to this account. I have not received anything from neither creditor, yet they are claiming I owe $250.00. This is not my debt. Furthermore, the company named in this complaint has had several complaints filed against them for unethical business practices....

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

January 10, 2017 - AARGON is reporting a medical collection on my credit report that they have re-aged in an effort to do damage to my credit and thus force me to pay them when I am in dispute. It is a medical bill that my insurance company was billed and they paid. I do not understand why they feel their is still a balance. I have asked for an itemized accounting of the bill many times but never have received it. They have not validated the debt yet they are reporting it, re-aging it, and it is a duplicate. They are also reporting it under " - '' on my report as opening -/-/-. So to summarize they have ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 27, 2016 - This is not the dentist I go to I have been going to the same dentist for the last 10 years....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

December 21, 2016 - I had a hospital visit a few years back and I did not pay it. The account went into collections and in 2016 I settled the debt and paid - services and the account was removed. A month ago, - collection agency reported an account from - - - - from the same date of the original visit with a similar amount. I have contacted Aargon and requested a proof of debt and i have not received this yet, I aslo provided them with the confirmation of account satisfaction and they have yet to remove this account....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 13, 2016 - I have had my my personal information stolen a few years back and accounts are in my name that I did authorize or was aware of of....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

November 21, 2016 - - - - WAS PAID AND SETTLED ACCOUNT IN -, - ACCOUNT -, SOLD DEBT TO AARGON IN - WHERE THEY WENT ONTO CREDIT REPORTS W/O VALIDATING INVALID DEBT. FCRA, FDCPA AND TCPA VIOLATORS....

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Aargon Agency, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

October 27, 2016 - I am not aware of this company. I just saw that they are requesting a debit from me after starting to clean my credit. I have disputed numourus times. I even called them to get information and they had no documentation....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 10, 2016 - I get repeated calls on my new - - number. Most are recorded so when I answer I ca n't speak with the caller....

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

June 29, 2016 - I sent letter to debt collector/creditor to verify debt I received no response and/or documents. I mailed letter on - - and have proof from post office verifying this. I have complied with all credit reporting laws and have given the appropriate time to respond and would like this matter resolved and deleted from all credit bureaus....

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 18, 2016 - LETTER WRITTEN TO AARGON AGENCY INC., I was previously placed in your office by - -. I had set up a payment plan -/-/-, for bi-weekly payments. I called on -/-/- at - - PST to have the payment for this date not withdrawn. The representative assured me that this would not be withdrawn. On -/-/-, the payment was withdrawn. I then called again and spoke with -, to have this refunded as well as all my payments. I never received a call so I assumed my refund was in place. I advised - that this was an FDCPA violation if fraud on my account. Firstly, the repre...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

May 13, 2016 - A few years ago, I lived at an apartment in -, NJ and used - - - as electric/gas service provider. Upon leaving that apartment in - 2014, I paid the balance owed on my account. A full year later, I received a call from a collection agency stating I had a balance owed which I immediately disputed and requested proof of debt. They never provided me this information and ultimately lifted the collection from my credit report. Now another year later, I noticed a new collection account had been added to my report for the same balance in question to which I disputed with the credit bur...

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Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received

January 2, 2016 - Aargon Collection Agency reported a debt to my credit report without ever contacting me about the debt. The original Creditor is Missouri - and it has been over five years since I have lived in Missouri. This company never sent me verification of the debt or allowed me to dispute it. ...

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Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received

December 31, 2015 - Your firm is in violation of the federal authority on health information privacy arises from the Health Insurance Portability and Accountability Act of 1996 ( HIPAA ), Standards for Privacy of Individually Identifiable Health Information ( 45 CFR Parts 160 and 164 ). California has several laws on health information privacy, including the Confidentiality of Medical Records Act ( Civil Code 56 et seq. ), the Patient Access to Health Records Act ( Health & Safety Code 123110 et seq. ), the Insurance Information and Privacy Protection Act ( Insurance Code 791 et seq. ), and the Information Practi...

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

December 25, 2015 - Was told by hospital that I would only need to pay my co-pay ( $200.00 ) and that my insurance would pay the balance and/or the hospital would write off the balance in agreement with my insurance company contract - The hospital did not do that and they in fact turned it over illegally to a collection agency who then posted it on my CBR 's! ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

December 14, 2015 - Aargon Collection Agency ( ACA ), is an unlicensed ( per state of The State of Georgia - ) debt collector who has illegally accessed my credit report without my express consent, authorized signature or by court order. They have attempted to collect a debt without stating the amount, used unfair unconscionable means to collect or attempt to collect the alleged debt, used false representation or deceptive means to collect a debt or obtain information about a consumer. Please assist me with this debt collector with unscrupulous behavior. ...

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Aargon Agency, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

December 7, 2015 - I had requested an official verification of debt under the FDCPA and Hawaii FDCPA from a collection agency, named Argon Agency located -, - Hawaii. The legal definition of " verification '' means to affirm by oath or affidavit. Unfortunately, the alleged debt collector failed to do this even though I had requested it in writing several times. They have consistently defamed me to the consumer reporting agencies fraudulently without verification or acknowledge my dispute as a disputed debt, blatantly misrepresenting the debt. These acts have caused great injury and irreparable damages ...

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Aargon Agency, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

November 28, 2015 - Violation HIPPA, PHI and California 's Medical Privacy StatuesIn reference to -Please be advised that under Federal Statutes the Fair Credit Reporting Act, ( 15 U.S.C. 1681 et seq ) and California 's Consumer Credit Statutes, you may be held liable for the following actions ( a ) Duty of furnishers of information to provide accurate information. ( 1 ) Prohibition. ( A ) Reporting information with actual knowledge of errors. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or consciously avoids knowing that the informa...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 27, 2015 - I checked my credit report and there is information about a debt in the amount of $670.00 that is not mine. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 19, 2015 - I purchased membership tickets online. When I arrived - in - T-. I was informed by - employeesthat they would not honor the membership since I purchased itto attend the - - T- location. I explained I was notinformed of this and that I thought I could use my membershipany where. The employee stated I only could utilize themembership after I go the designated location of themembership. Therefore, I just paid to get in the park. Thefollowing day attempted to utilize the membership at - - - in - T-. I discovered even if the membershiphad the correct location that is not ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

November 12, 2015 - Received a collection letter on - -, 2015 for a delinquent account for - - Membership. My identity and debit card was stolen earlier this year. I was not aware that the person signed up for membership with - - nor have I ever enrolled for membership with - -. This collection company is threatening to put this information on my credit reports and attempting to collect $210.00 for an account I never authorized. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

November 6, 2015 - AARGON Collection Agency - is now continuing to harass me via my cell phone for a $150.00 debt that was paid to another agency, - - - - on -/-/2015 through their - - - - - payment website. The original debtor is - - Hospital -. I have already filed a complaint against both - - - and - - Hospital in - 2015 for this very same problem. Please refer to the following CFPB case number : -. Either - & - and/or - - Hospital has now sold this note to AARGON instead of acknowledging the fact that they have been paid as of -...

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Aargon Agency, Inc. Credit reporting incorrect information on credit report account status

October 14, 2015 - The AARGON AGNCY has been paid and closed...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

October 14, 2015 - I was injury at work - - this bill was to be paid by the state of Florida Division of Risk Management. I have gave the company all the information on this case and they still keep holding me accountable for it. This the information that I have gave to them for this bill they need. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 30, 2015 - I recently checked my credit report and discovered that this company reported that I owe them but I have never received prior notice that I owed them. My right to validation was not afforded to me under the FDCPA before they reported it to the CRA ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 17, 2015 - I submitted a 30 day notice for moving out of an apartment. The office manager claimed I did not and tried to charge me another months rent and expenses. I submitted a written 30 day notice with my rent check as I was told to do. I verbally told them about 30 day notice, as well. The rent check was cashed, so I assume they got the written notice, too. I had the apartment professionally cleaned upon departure ( much, much cleaner than when I moved into the apartment ), I was completely out of the apartment days before the 30 days were up. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

September 9, 2015 - - collection agency put this on my credit. I told them it was not mine and to remove it and they did. They sold to a - collection agency who put it back on my credit, who is telling me that I have to dispute with credit bureaus. The debt is my wife 's and hers alone. They said she had - ss numbers and that 's how it went on my credit. ...

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Aargon Agency, Inc. Debt collection communication tactics frequent or repeated calls

August 11, 2015 - repeated unwanted phone calls ...

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Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received

August 5, 2015 - I have never received any communication from Aargon Collection Agency about reporting any negative information on my credit report. I found out about this negative item on my credit report as I am in the process of buying a house and this item came up on my report. This debt has not being verified as I have asked and this agency is in clear violation of federal laws. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 25, 2015 - We received a recorded call that can only be partially heard because the recording starts before the tone indicated by our answering device for starting a message. However, we did hear them identify themselves as this is a debt collector ... .etc. '' We are a health services office and do not have any outstanding debts. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 18, 2015 - I receive calls for a - - or - - on phone number I have had since 1970 's. I do not know and have never known anybody by this name. I have contacted - of the debt collectors and requested they remove me from their contact list. This works for a few months, then they are calling again. No notifications come to my address from these collectors, nor does this appear to be identity theft. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 14, 2015 - This is a debt that resulted from a ride in an ambulance from a hit and run that I did n't authorize. I was grazed by a car but was fine. The ambulance drivers, instead of just checking me out on the scene, handcuffed me to the ambulance and drove me to the hospital where I was checked out and released an hour later with nothing wrong with me. This is how the over - in collections have occurred on my credit report which has jeopardized my ability to get a home loan at the best rate. i have even offered to pay half and share the expense ( even though I should not owe anything ) and was denie...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

July 10, 2015 - AARGON Agency , Inc will not reach out to research this account not consider any of my documents from an ID theft I experienced while living in a - -/-/-. I have sent them my insurance card for services rendered in - - and a police report for the ID theft on the - - services while living at the shelter that is also attached to the dispute on my credit report - AARGON said they will NOT look at those documents ... It is real frustrating how these collection agencies can easily attach an unconfirmed account, especially since the new debt collection laws have taken place in th...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

July 6, 2015 - Argon credit Collections and - have both told me several times this is not my account and I am not responsible for this accounts that they do not show me as respondib left party. My - year old son is responsible for these that dental work was done on him.neither will remove me saying they do not have any info on me. The dental office tells me they informed argon on - -. NOON ONE WILL REMOVE THESE COLLECTIONS EMBEDDED AFTER TELLING ME THAT THIS WAS A MISTAKE ON THERE PART AND WAS A EMERGEMCY CONTACT NOT A RESPONSIBL PARTY. BUT THEY SAY THEY CAN NOT REMOVE THEM NOW BECAUSE THEY HAVEE...

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Aargon Agency, Inc. Debt collection communication tactics called after sent written cease of comm

June 29, 2015 - AARGON KEEPS CALLING MY NO. IN VIOLATION OF T.C.P.A. THE PHONE CALLS ARE FOR A 3RD PARTY, - - - ...

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Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received

June 28, 2015 - Have no idea what this debt is for, never heard from this company. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

June 28, 2015 - - - - - inserted a bad debt on my -, On - -, 2015 DEBT RECOVERY SOLUTIONS also reinserted the same bad debt after previously being told its from Identity theft and removing it. There is no way both of those debt collectors can have a legal right to pursue - bill at the same time. AARGON AGENCY INC also has the same debt listed in my -, they last reported on - -. I 'm not facing double jeopardy I 'm facing triple jeopardy with - debt Collectors listing the same debt & - of them listing it 15 days apart in the same month.. - - - - - both have...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

June 24, 2015 - This company was reporting debts on my credit report that were unfamiliar to me. After seeking legal council I was advised to exercise my right to request validation of the accounts pursuant to the Fair Debt Collection Practices Act. In correspondence dated -/-/2015, the company received my demand for validation. This company simply ignored my request and did not bother to respond to me, concurrently they verified the accounts with the credit bureau following my dispute with the credit bureau. ...

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Aargon Agency, Inc. Debt collection disclosure verification of debt not given enough info to verify debt

June 12, 2015 - In 2013 - try to over charge me for - tickets. I sign up for a 7 month membership program for $350.00. But after the 7 month - was still trying to take money out of my - account. I had to get - to block them. And I had to get a reversal on - payments because they tried to over charge me. In 2013 they had Arrgon - Collection contact me about this matter by phone and I explian to them that I paid for the tickets in full already and - try to take extra money. And I also told them I could not get in touch with anyone from the - membership department to resolve this iss...

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Aargon Agency, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt

June 9, 2015 - AARGON ORDERED E-PERIAN TO COMMIT CREDIT COLLECTION AND REPORTING FRAUD AND REFUSES TO REMOVE SAID ACCOUNT AFTER PROVING THAT THE ORIGINAL CREDITOR IS ACCEPTING PAYMENTS IN VIOLATION OF FDCPA, FCRA ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

June 7, 2015 - I have never had any medical bills ...

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Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received

May 12, 2015 - I was not notified at any time of these debts that I am being charged for by - - - - on -. I sent a certified letter which I had tracked to see that it was delivered to the original creditor asking to get information regarding the - accounts on -/-/-/-/2015, and never got a response from them. I also filed a dispute with - to have these items removed off of my credit report because I do not owe these bills. ...

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Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received

April 24, 2015 - I did receive notification of debt, however, I was not given my full - days to dispute. I called the day I received the validation letter -/-/15. I asked what this was for as I had never received anything other then this letter, they said a - item could n't tell me what it was for. I advised them I would contact my insurance company and said if this is a sling I will dispute the charges. I contacted ins. They tried to reach out to the original client about what the item was because they themselves had denied the claim but she did n't know why either. They were unable to reach out t...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt was paid

April 21, 2015 - I owed money to - - - and paid it in - 2015. Now I am getting letters from AARGON Collection Agency, - months after I paid, that I owe this debt collector. I have the cancelled check showing payment. ...

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Aargon Agency, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine

April 20, 2015 - There are - collections that have recently been put on my credit report by a collection company and they have no record of the collection. I have tried to dispute the items with the bureau and they have come back as verified and not going to be deleted according to -. I do n't know where else to turn to help as this item is severely damaging my credit. ...

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