Improper use of my credit report report improperly shared by crc
Experian Credit reporting department,
Improper use of my credit report Report improperly shared by CRC Colorado
I have contacted Experian regarding the following inquiries on my credit report that are adversely impacting my score. I have asked them to show me 1. permissible purpose. 2. Show me written authorization that I gave permission for the following companies to pull my credit and 3. Show physical proof that I initiated the inquiry and Experian is refusing to comply with my request. Instead they simply send me a letter stating that all inquiries must be reported as they show factual proof. I am sorry but without the above 3 components they UNDER LAW are to remove the inquiries from my credit report. The following inquiries do not meet the 3 components under the FCRA and - is in essence breaking the law and I am requesting that they either show me all 3 pieces of proof that I have asked for and I am entitled to or I am asking that a FULL INVESTIGATION be brought against them for illegally sharing my credit information and breaking the law under section 604 of the FCRA. If they do not remove these immediately I will be forced to hire an attorney and sue them for damaging my credit intentionally by
1. - on -/-/- **I called this company and they find nothing to support a permissible request*** 2. - on -/-/- **I called this company and they find nothing to support a permissible request*** 3.- on -/-/- **I called this company and they find no evidence to support a permissible request*** 4. - on -/-/- **I called them and they find no evidence to support a permissible request and no credit line was granted to me and I do not have sprint service*** 5. - Date of inquiry was -/-/- **I called and they find no evidence to support permissible purpose on this date listed**** 6 - On -/-/- ***I called them and no permissible purpose was found*** 7. - on -/-/- and also on -/-/- ***Called them and no permissible purpose was found and no auto loan was granted*** 8. - on -/-/- ***Called them and no permissible purpose was found*** 9. - on -/-/- ***Called them and No permissible purpose was found*** All - ILLEGAL inquires are to be removed IMMEDIATELY as they are not following the letter of the law in section 604 of the FCRA. The law needs to be enforced here or they will continue to do damage to myself and others. If they want to keep these inquiries on my credit report and state that they have to because of factual truth then support your position and send me the 3 pieces of proof listed above. If not you are intentionally trying to hurt my credit worthiness and this must stop immediately.
Experian customer in Colorado
Mar 16, 2017
* Source: CFPB Complaint Database
Experian response to complaint:
Closed with explanation
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