Review and analysis of over 938 complaints against TransUnion Intermediate Holdings, Inc.
TransUnion Intermediate Holdings, Inc. consumers have reported over 938 official complaints related to Credit reporting company's investigation. Out of the 938 consumer complaints against TransUnion Intermediate Holdings, Inc., 15% were disputed by the consumer (i.e. the consumer was not happy with how TransUnion Intermediate Holdings, Inc. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against TransUnion Intermediate Holdings, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 23% resulted in non-monetary compensation.
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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 13, 2017 - no contract with - as this account was sold to action financial services. I contacted the bureau and they responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a home. I 've spoken to several reps without assistance... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - Transunion has an item on my credit report that was not verified. - it was updated -/-/2016 the company address is - WA - I have never had an account with - I requested verification from TransUnion and it was supposed to be sent within 15 days according to FCRA it was never sent and I want this item removed immediately Legal Counsel has been notified.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - I sent in a multiple inquiry removal letter on -/-/2017 in regards to - hard inquires that are being reported on my credit report, they received the letter ( certified ) on -/-/2017 and they completed the request on -/-/2017. The - hard inquires are not factual and I received the same response for ALL inquires, which was " Inquires are a factual record of file access. If you believe this was unauthorized, please contact creditor. According to FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states, that any information can be disputed and MUST be investigated. The fact that... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - is reported on my credit report. Once again within a few days it comes back as verified however I have never had an account or contract with this company. According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certified... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - is reported on my credit report. Once again within a few days it comes back as verified however I have never had an account or contract with this company. According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certified... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - - is reported on my credit report. Once again within a few days it comes back as verified. However I never had an account or contract with this company .According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certifie... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 9, 2017 - I sent a 609 letter to TransUnion asking that reach out to who is reporting this information and provide me proof of verification that this account belongs to me which. All they responded with was account verified and I know by law they have to send me something in writing that proves it is me. So they updated my report with false information.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 9, 2017 - Dear Sir or Ma'am, I mailed in a Multiple Inquiry Removal Letter on - 2017 by certified mail in order to dispute information in regards to - hard inquiries that were being reported on my TransUnion credit report. They received the letter at - on - 2017 and they completed the request on -, 2017 ( 2 days ). The request that I submitted included - Hard Inquiries that were not factual and I received the same response for ALL inquiries, which was " Inquiries are a record of companies that obtained your credit information '' etc .... " If you believe this was unauthorized, please... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/- in regards how - Mortgage is reported on my credit report. Once again within a few days it comes back as verified. - is reportinb me to be anywhere from 30 to 90 says late and being over 100,000 behind. They only purchased my mortgage in - from another servicer. In - I obtained a government modification which at that time my acct was at a - past due and my new payment became - a month. It does not add up. I am given the run around when it comes to verification. According to the ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 7, 2017 - The account is a pay day loan from 6 years ago. I never paid this account late, it was automatically taken from my account. The company refuses to admit the information is not correct however, I have sent Transunion the information from my account which can still be accessed online, I will attach this information. There are two issues with what is being reported, first if - - gave me - pay day loans at the same time, they violated the law. Second, they even report the account was paid and never late, which means they are reporting false information. Yes I was young and dumb getting th... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long April 7, 2017 - Updated case number -. I have been writting letters to Trans unin credit reporting agency to remove inaccurate information from my credit file from company named - with account number of -. My request for removal has not been honored as a result negative information continues in my credit file. My request for deletion is based off of my rights under the Fair Credit Act, due to creditor not complying with written notification to validate claimed debt. I have requested that Transunion validate alleged debt by notice of original signed contract as stated I entered into binding me to obli... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone April 6, 2017 - I am a victim of identity theft. I contacted the Federal Trade Commission andIi learned that the best way to recover is to file an identity theft affidavit and a police report. I did this well ovr 60 days ago. Transunion slowed around for over 60 days in violation of the FCRA laws. They did not remove the bankruptcies and they stated that they verified them. When in fact, I have documentation from the bankruptcy court stating that they did not verify this information. I sent the letters to Transunion and they lied like they never received the documents. When after a long time I finally got a s... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 6, 2017 - Transunion in their closure of - negligently and willfully fabricated a date of -/-/2017 when the factual date of initiation was -/-/2017.Proof of this is evidenced in - attachments.Giving the CFPB this false date would obfuscate their 30 day FCRA rule violation if it were true.I have reported Transunion to my state 's Attorney General and BBB.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I disputed a collection account ( - ) reporting to Transunion and I asked them for validation of the account ( original document with my signature ) and they said that the account was verified. I also asked the collection agency for validation and they sent me what appears to be a screenshot of a bill that does not belong to me. Transition has not provided to me any proof of validation of this account, only saying that it was verified which is unsatisfactory.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I sent Transunion a dispute about unauthorized inquiries on my credit report and I asked them to provide verification that the inquiries were authorized and they responded they were verified but did not show me proof. I filed a complaint with the BBB and TransUnion responded with the same response. I am asking that you force Transunion to provide their investigation documents verifying they indeed investigated this dispute. The inquiries in question are : - -/-/2017 - -/-/2017 - -/-/2017 - -/-/2017 - -/-/2017 - -/-/2017 - -/-/2017... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - Trans union states this was verified, really by who? The court told me they do not verify or validate this. So they are telln a fib. Therefore now I ask Trans-union to cease n desist their in-accurate reporting of this information. They know full well courts do not validate nor verify this information.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 5, 2017 - I submitted investigation request to look into wrongly reported Student loans on my credit profiles with -, Transunion, and -. I discovered the error on my personal credit during the application process for employment. Multiple agencies had declined to hire because of credit score and the amount of student loans listed multiple times as defaulted. I reached out to each credit reporting agency and asked for documentation and to investigate in order to clear up the misunderstanding. My student loans are all with - and are under deferment and are not in default. During the investigatio... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 5, 2017 - I have an illegal online lender reporting a several year old charge off on my TransUnion report. I have disputed the validity of this item as many as 10 times in the past two years and each time I never receive any information from TRU except " Account Verified ''. I have asked repeatedly for the means of verification and the details that were verified only to be told that this is TRU internal information only and can not be shared. With each dispute, I have received a letter from the information furnisher acknowledging the request for debt validation, but never anything actually validating it... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 5, 2017 - I sent in a dispute to TransUnion regarding a federal tax lien that was an error. I sent the documents that clearly showed an error had happened and I had to get my congressional representative to force the IRS to correct this. TransUnion did not delete this from my credit record but changed it to a paid tax lien. This is not correct and I want this record deleted from my credit records as the other credit reporting agency has done. ( - ).... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 5, 2017 - The complain is filed to TransUnion that it did not conduct dispute investigation as a credit agency is expected to do - verify claim evidence for its legitimacy. A creditor made a fraud claim of debt to my account in TransUnion by providing a set of fraud delivery evidences, showing the delivery address not my address, the recipient signature neither my signature nor in my name. At my request, the creditor had provided me the same set of delivery evidences so I know exactly the story. When I saw this claim on my TransUnion credit report, I filed first dispute with TransUnion in -/-/-, a... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - I had a credit score of - in -/-/- then all of a sudden it dropped in the - due to a tax lien from -/-/- of $170.00 which shows paid. I never received anything about a tax lien from anyone. My taxes and insurance were being paid by my mortgage company. If this happened in -/-/- why all of a sudden is it on my report? I would like it taken off my report immediately. Thank you for your assistance... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - I sent in Information to Dispute 2 creditors listed below : - acct # - - acct # - And did n't receive any information nor documentation that the Items were verified, but a letter from Transunion stating that the creditors will remain ion my report. I sent the same letter to - and these Items were removed from my report. attached is a copy of my report.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long April 4, 2017 - Transunion has been delaying disputes investigation. I initially have submitted a dispute to Transunion in -/-/-. I have attempted to gather my score and report it is denying me. This is dealing with delay funding for my new business. Transunion is holding goals that can help myself and my family. I still have disputes on Transunion without proper notification or results of each investigation. The investigations started since -/-/-.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long April 4, 2017 - Transunion began an investigation of -., account # - on -/-/2017 but did n't complete until -/-/2017 beyond the 30 day time period allowed by FCRA... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 4, 2017 - I wrote to TransUnion in -/-/- to dispute an item on my credit report related to - -. I specifically asked them to investigate because the item appears inaccurate. They continued to report the item without sending me validation. I have followed up in -/-/- and they still have not validated or removed the item. I provided information to them that shows the item is reported in duplicate. The collection agency has dropped the item from the report, but the original creditor is still reporting an item that is no longer theirs. It affects my creditworthiness because it makes the item... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 4, 2017 - I have disputed the inaccuracy reporting by the credit agency and have asked them to provide information of they results as well as the reporting individuals name, address, phone number and other identifying information. The credit bureau responded that the information was verified to be correct. They advised the reporting company was the - Bankruptcy Court. I mailed a letter certified to the whom they advised reported the inaccurate information. The - court advised that they do not report to credit agencies and could not locate any records that belong to me.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 3, 2017 - I had disputed with Transunion to remove a paid New York State tax lien from my credit report. I had cited a tort under New York General Business Law, Fair Credit Reporting Act Article 25 Section 380-j ( b ) ( 3 ) ( f ) ( 1 ) ( iv ) : ( f ) ( 1 ). I had written to transunion a certified letter along with proof of payment and gave them 30 days to remove it from my record. I received no response from Trans Union via mail and had no help when calling on the phone. I was promised call backs etc with no proof being provided to me of investigation etc.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 2, 2017 - I sent Transunion a letter on -/-/17 to investigate - # -, a collection agency because I know for a fact that this account should not be on my reports for many reasons, plus, I never done any business with that company. I received a result letter from Transunion stating that the account was verifed. On -/-/2017, I responded to their letter asking them for method of verification since I personally contacted that company reporting that account on my report on -/-/17 and received a response from them on -/-/17 stating that they do not own this alleged debt therefore ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long April 1, 2017 - I am in the process of buying a home. I have contacted Transunion several times to remove my disputes so that my credit report can process in my lenders under writer system. This has been going on since - of last year when I originally tried to purchase a property. This is effecting my ability to close and qualify for the first time home buyer program. I have called several times over the last year.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 1, 2017 - I called Transunion because they once removed the fraudulent debt off of my file and then put it back on there again. Now all - are reporting it again. I told them per the FCRA, they are supposed to investigate and if there is no proof or response, they are supposed to remove it. I called them and they told me to contact the creditor. I told them that I already contacted them and they have done nothing and they basically said it was my problem and it is between me and the creditor. Transunion does not follow the Federal Credit reporting act guidelines. - is reported twice once again on m... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I disputed an inaccurate item on my TransUnion credit report and requested that they do an investigation on the account. A few weeks later, I was informed by Transunion that the account was verified as correct so I contacted the alleged creditor ( - ) myself. I spoke with a representative at - and was told that I was no longer responsible for the debt, which was discharged via - filing. I immediately contacted Transunion and requested the name of the representative at - that they contacted and any documentation that - provided to verify that I owed them a debt. TransUnion sent m... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 31, 2017 - I have disputed several inquiries with TransUnion Credit Reporting Agency and unfortunately their customer service would not help and take care of the negative inquiries reporting to your credit report. Please see the below inquiries that I sent in to be investigated and deleted from my credit file : - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/-... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I have disputed - several times. I provided - and Transunion with proof that the company did not provide any proof I owe the debt. They continue to come saying it belongs to me with no proof.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long March 31, 2017 - Transunion completed an investigation of - # -, -. # -, AND - # - ON -/-/2017 ON-LINE. THESE INVESTIGATIONS WERE INITIATED ON -/-/2017 ON-LINE.THE FCRA allows 30 days to verify or delete etc ... ..only - of the accounts of the - above has been deleted.PROOF IS ATTACHED BELOW... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 31, 2017 - I have been disputing several accounts with Transunion for quite some time. Every time I receive the results by mail, the item comes back as " verified '' with absolutely no proof of verification. No proof of contract or any signed documents at all. In my letters to the CRA I request physical proof of verification, while providing proof of my identity. Not a bill but something with my signature attached. According to section 609 of the FCRA, the credit reporting agencies are REQUIRED to provide proof of verification, proof that the accounts belongs to me. If they are not able to provide this t... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I have asked via certified letter to validate accounts with -, - and - to no avail. My response was " account verified ''. However, I specifically requested documents with all details pertaining to said accounts, with balances, payments, contract, etc and I received nothing other than the response from the bureau that according to the creditor, the account was verified. None of these accounts were legally validated.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I disputed some accounts on my credit report with this agency. they said that the accounts were verified but have yet to send proof I know by law they to send me proof that the accounts in question verified in a lawful manner have yet to receive anything... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I disputed some accounts on my credit report with this agency. they said that the accounts were verified but have yet to send proof I know by law they to send me proof that the accounts in question verified in a lawful manner have yet to receive anything... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 30, 2017 - As a victim of identity theft, I disputed various items on my credit report in -, including -. The investigation returned with no changes. I contacted - regarding the account on my credit report, and was sent documentation verifying the account was a - balance, and closed since - 2016 by having been sold to -. I had opened the - account right before leaving to serve my mission for my grandmother to always have money for groceries and food ; the information on the account was stolen or changed as well - including my name and the address I had on the account. The initial dis... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 30, 2017 - Greetings. I was summoned to court by an attorney firm - regarding -, a debt collector. The debt was paid in full but not updated in the - County court system nor on my credit reports. I sent a certified letter to - to remove the incorrect debt information and public record but it was returned. A certified letter was sent to the attorney firm - who updated the court record ( - ) but ignored the request to remove inaccurate information from my credit reports. I then sent a certified letter to Transunion requesting that the debt and public record listed on my credit report be r... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 30, 2017 - I filed a dispute with all - of the credit bureaus about inquiries that were on my report from multiple car lenders. The problem is I never tried to get a car. I have been disputing this for months even to the point of the bureaus telling me to contact the companies and ask for a delete letter. However that is impossible because I do not have an account with them nor do they show that I applied for a car or a loan.They said that there was no way they can offer me a letter of such statue. After contacting the companies I called each bureau yet again to dispute, even by sending letters. I als... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 29, 2017 - I sent a letter disputing many inquiries on my credit report to Transunion -/-/-. I never received a response. I then sent a follow up letter in -/-/- to inform them it was greater then the 30 days and that the inquiries never were investigated and therefor needed to be removed. I spoke with them -/-/- and they advised they do n't have to investigate the injuries.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 29, 2017 - Under the fcra section 611 i am allowed to request and receive documents that was received in determining that a debt is in fact valid. I contacted - and was denied what was requested. I was told by a rep that they send somethi g to the agency reporting this debt and in return they say yes or no this is or isnt valid. I asked on several occasions to be sent MOV [ method of validation ] and i was denied. Their response is they have no idea if the debt is actually valid because everything is automated and they dont require them to send anything to validate the debts. There are collections and... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 29, 2017 - Please be advised that all Responses can or will be use in a Federal Court. 1. Dispute all unauthorized accounts. 2. Asked TransUnion for all the documents they use to determine that all accounts were verified the still refuse. 3. If they are going to Discredited my name I need physical verification with my wet ink pen Signature. 4. This is my last are I will be seeking ligation.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 29, 2017 - I was disputing information on my Transunion credit report. I sent 3 letters requesting that the company provide proof that the accounts that are listed on my account was mine. The first time I received a letter saying accounts verified. I responded with another dispute letter this time asking for proof from the company that reported debt to credit bureau and not just a simple statement saying verified. I received another letter stating verified without any proof. I sent this document requesting information regarding their investigation. I have n't received any proof and still get a reply of v... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 28, 2017 - In my first letter dated -/-/- I asked Transunion to remove a - mortgage loan because the balance is - the account opened -/-/- has had no payments since -/-/-. This is over 7 years and must be deleted from my Transunion credit report. They responded by not removing the item and not giving me any reasons. In my second letter I asked eight specific questions, and to date have not received any answers. Three months is too long a time to not received any answers. Please ask them to removed this from my credit report.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 28, 2017 - I, - - sent dispute to TRANSUNION to discontinue reporting false info on my credit file hurting my creditworthiness. An investigation was done and the credit bureau says the debt is verified by the collection agency. The collection agency received my dispute and concluded that they donot have any info in their office pertaining to - - or the SS # associated with - -.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 28, 2017 - My credit report showed a credit inquiry by your company that I do not recall authorizing I understand that you should not be allowed to put an inquiry on my file unless I have authorized it Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit This account is paid I have sent this letter because I need your prompt response to this issue Please be so kind as to forward me documentation that you have had the unauthorized inquiry removed If you find that I am wrong and you did have my authorization to inquire into my credit report th... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 27, 2017 - I received us mail from Transunion Over the weekend claiming that they had verified the late payments for - and the account was reporting correctly, Transunion did not verify anything. On - 2014 Transunion is reporting a 30 day late Here is a copy of my bank statement indicating that I made a $100.00 payment to - Transunion enough with your - and games remove these late payments IMMEDIATLEY... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 27, 2017 - After noticing fraudulent accounts and inquires on my credit reports, I filed an id theft report with the FTC after which I proceeded to call the companies individually and in some cases received help through this very site which I am E-TREMELY GRATEFUL for.Then, I called TRANSUNION and informed them i was a victim of identity theft and provided them with the FTC identity report number and also asked them to remove the fraudulent items immediately since they are ruining my credit.I also called and faxed supporting documents after which they informed me that they will remove all of the fraudule... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 26, 2017 - Account -/- Account # - was closed on -/-/- because of non payment from prior marriage. The company claims last payment to be -/-/- which I believe is date sold to collection company not my last payment date. My last paid date was prior to -/-/- and should not be on credit report because statute of limitations. I have disputed this with all - bureaus and Transunion is the last to not remove this derogatory. I would like the proof from -/- as to there claim of a -/-/- payment which I assure is incorrect and not a generic response from Transunion. This derog... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 25, 2017 - All the major credit reporting agencies, Transunion, - and - -, " rate shopping does n't always affect your credit score in the case of rate shopping for an auto loan, if shopping was done within a 14-45 day period of time ''. Then turn right around and use that rate shopping as a " credit factor '' on your report. Example : with Transunion they show my shopping with ( 3 ) different companies, all on the same date, as a " credit factor '' on my report, - shows ( 2 ) of those same ( 3 ) as a " credit factor '' while - shows again all ( 3 ). They then " lower '' your credit score ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long March 24, 2017 - I sent transunion a dispute with copies of verification of items being removed and re-inserted on the same day, on -/-/2017. Today I called them and told them I have not received anything from them and asked for status as it has been over 30 days. I spoke with -. When I disputed back in -, which -, confirmed over the phone, I did n't receive a written status update or update credit report from Transunion. So today I asked them to remove the accounts I disputed on -/-/2017 because they have not responded in the time allotted by law and was told that it was previously ( - - r... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 24, 2017 - Transunion score is lower than the other - reporting agencies. The same stupid answer. Each company uses a different model. They do everything to keep your score low so that you are forced to pay a higher interest on everything. They want to sell you a product to track your score. I had the man on the phone check my report and I have no late or missing payments. I have a - - - bankruptcy. It takes 10 years to get if off. How can you do any kind of transactions without getting an inquire that lowers you score for two years.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 24, 2017 - I submitted a disputed in reference to -. I never applied for a loan with this company and I wanted it removed from my credit report. Trans Union went through their 30 day process and came back with nothing. They stated they included new information on my credit report, the new information was they lowered my credit score because they are a main resourse for -.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 23, 2017 - I have sent ( 6 ) disputes to Transunion requesting the Method of Validation/Verification used to validate an account on my credit report.. The account in question is - # - ( dba - ). Disputes were dated -/-/-, -, -/-/- and -/-/- and the only response I keep getting is a new credit report that states " verified, no change ''. I have asked them repeatedly to show me how ALL my requests come back verified, who have they spoke with-if they spoke with anyone give me their info, the means of communication because the - system is not always accurate. I have ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 23, 2017 - I called Transunion Credit reporting agency and talk to a representative regarding unauthorized inquiries and the rep was very rude and just would not cooperate and understand my sense of urgency regarding this unauthorized inquiries. Please find below a list of the inquiries : - -/-/- - -/-/- - -/-/- - -/-/- - - -/-/- - -/-/- - -/-/- - -/-/- - - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long March 23, 2017 - Ive initiated several disputes with transunion over the last year for erroneous accounts that are not mine. I '' ve followed every step they 've outlines and that your site has told me to do. Still having issues with some accounts because Iguess they want to collect more money from these creditors because they get paid to report negative. It 's hurting my family. below are some documents i sent to them on several occasions. It really seems they keep accounts/collections on credit reports because the credit bureau will make more money the longer it 's there. Company - & unknown medical colle... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 23, 2017 - I have been disputed - with Transunion for a while now. They sent me the results stating that it came back verified. I requested that they provide me with a copy of their method of verification, they have not been able to do so. I contacted the alleged company myself and they did not receive any investigation request from Transunion. So how were they able to verify this alleged account?... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 22, 2017 - I wrote letters to - - and - asking them to investigate and REMOVE the inquires form my credit reports from - BUREAUS because they were hard inquires and there was no basis for the inquires. I did not apply for anything with - -. It has already been investigated and the still want 60-90 days for this to be removed but it should not have been there in the first place. I have attached supporting documents.... |