Review and analysis of over 228 complaints against Bank of America
Bank of America consumers have reported over 228 official complaints related to Delinquent account. Out of the 228 consumer complaints against Bank of America, 23% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 99% were processed in a timely manner. 4% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 15% resulted in non-monetary compensation.
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Bank of America Credit card delinquent account March 3, 2017 - ( 1 ) Improper Notice In late -, I made a good faith effort to pay down the balance of my AAA Financial Service ( " AAA '' ) card, authorizing a payment of $3000.00, in part because they called me about my account being a month behind. This significantly lowered my outstanding balance and overall credit utilization, improving my credit score. Between that time and -/-/-, I used the card. However, in mid -, I learned to my surprise that charges exceeded my credit line by about $1000.00. HOW DOES ONE E-CEED THEIR CREDIT LINE BY $1000.00?!?! ARE THESE FEES?? WHY ARE N'T CHARGES ... |
Bank of America Credit card delinquent account March 1, 2017 - Account does not belong to me, I do not recognize this account at all, needs to be deleted... |
Bank of America Credit card delinquent account January 3, 2017 - While employed by - I used a company credit card for company business. I am no longer employed by them and have not been since - of 2016? Bank of America is calling me every day about the company debt. I have spoken with them on the phone and I have written to them explaining I am not responsible for this debt to no avail they continue to call at least once every day.... |
Bank of America Credit card delinquent account December 21, 2016 - I have a credit card with Bank of America, I have been paying my account on time via recurring payment or auto debit option with a fix amount of $50.00. -/-/2016 my minimum amount increased from $50.00 to $55.00 so the payment were less than amount due. Since I was enroll in auto debit option I was not paying attention to account statement. I found about this only when my account was reported delinquent to credit reported agencies. I never received a notification from the bank that I 'm paying less than amount due and when I called customer service the agent told me rudely that it is n... |
Bank of America Credit card delinquent account December 14, 2016 - I had a bank of america credit card that is being reported as derogatory on my credit reports for - and - past the - years allowed. It should have come off last month but is still there.... |
Bank of America Credit card delinquent account December 11, 2016 - I setup auto pay for the account. But unfortunately later on I find out it was not. When I get letter from the card service regarding late payment I contact them and pay the payment immediately. It was totally unintentional mistake and when I explain it to the card service they waive the late fee. In 2016 when I check my credit report I saw they put a 30 days delequint report on my credit report. I talk with card service and explain them that it 's an unintentional mistake and request them to remove the report from my credit report. But they denied my request by explaining that it a valid repo... |
Bank of America Credit card delinquent account November 22, 2016 - RE : Bank of America Credit Card Account # - 1. On - -, 2016, I received an adverse action from - Bank after applying for a credit card. The reason, in part, was that I had - delinquent credit cards on my credit report. 2. In early - 2016, I found - accounts on my credit report, that should be removed per - - - - which states that accounts with adverse information can not remain on a credit report by more than five years. For background, all - accounts had collections issues in the past, but all - collections issues with each lender were resolved. Each ... |
Bank of America Credit card delinquent account November 8, 2016 - I have had many problems with this bank. First my bank account, and now my credit cards. I have requested many times that they assist me in reducing my interest rate so I can pay off the accounts. They refused. I called one day and requested any assistance with a payment plan of some sort. The agent barely helped me and kept asking what I wanted, instead of telling me what I might be able to do to get help. He took my debt/income information and payments on the accounts and said I will get a letter about it in the mail. I finally, after weeks got a letter that says, " We are unable to assist y... |
Bank of America Credit card delinquent account October 19, 2016 - I lost my job during the Great Recession and stopped making payments on my credit cards so that I could continue paying my mortgage. - of my credit cards was with Bank of America. I stopped making payments in -, and in - B of A charged off the debt. In -, I received a - form from B of A showing the charge-off amount with interest and fees. I filed the - with my - federal tax return, claiming the charge-off as income. In - - ( which is 6 years and 11 months from the date of my last payment ), B of A changed the status of this charged off account to active/due, and add... |
Bank of America Credit card delinquent account October 18, 2016 - In - I called Bank of America to review my account that had become past due. At that time I had a long conversation that ended with me setting up a auto payment to be withdrawn from my checking account on the - of each month as well as have my payment due date changed from the - to the -. The payments have been with drawn from my checking account every month as well as extra payments made directly from me. I do not get a statement every month it goes to my checking account. I was checking my credit today and see that Bank of America has reported me as being late most of this year. ... |
Bank of America Credit card delinquent account October 10, 2016 - I went through severe financial hardship after losing my job in - of 2015. Through it all, I continued to pay my credit cards on time and keep up with my payments. In - of 2015, I was forced to move to NY for a new job and start all over again. I had to tap into my savings in order to make the move and keep myself afloat. I also had to financially support my parents at this time as they lost their jobs. To make matters worse, I also re-enrolled to attend school on a fulltime basis. My income was stretched beyond my means. In - of 2015 I contacted Bank Of America and asked them to pr... |
Bank of America Credit card delinquent account September 16, 2016 - Bank of America Card services. - : act # - and - I was recently served with the summons from - and - for collection on bank of america behalf for the account numbers state above. Back in - my family and I have experience financial hardship of which B of A were well aware of. I have received financial advice and was able to negotiate payments and interest rates with all of my other credit card merchant companies, but Bank of America cards services refused to offer or intended to help reduce interest rates or payments on these accounts state above. My monthly payments were ov... |
Bank of America Credit card delinquent account September 10, 2016 - I started receiving outrageous robocalls from Bank of America on -/-/- and continue there abusive and harassing conduct. CALL LOG -. - - -/-/- Cease and desist letter sent -/-/- -. - - -/-/- -. - - -/-/- -. - - -/-/- -. - - -/-/- -. - - -/-/- These are automated calls leaving repeated pre-recorded messages. -. - - - letter sent -/-/- Cease and desist letter sent -/-/- -. - - - sues me on -/-/-... |
Bank of America Credit card delinquent account September 9, 2016 - I paid my card down I got s credit for a late charge the infirmation you have as og - - th is not correct. My credit card thru bank of Americe was reported to you as of - - but is not updated on the - - - report it does not reflect correct balance and does not shown payments made or credit adjustments. Please call me at -... |
Bank of America Credit card delinquent account September 9, 2016 - The company failed to provide me with a right to dispute, which would have given me the opportunity to settle debt before the creditor reported to credit bureaus. I am requesting this is information to be deleted from all credit bureaus on the strength that company failed to provide me with the requested information.... |
Bank of America Credit card delinquent account August 18, 2016 - - Credit Bureau - Bank of America - Paperless client - Paid off the account in full, waited two weeks and looked again and still paid in full. Bank of America failed to notify me that I owed any pending accrued interest. They waited until my account was past due before they sent a letter. I paid off in full as soon as they told me. All accounts that have principal paid in full should notify the client with letter of any accrued interest coming due instead of waiting until delinquent to issue a letter of past due account. Why should anyone accept a paperless billing ( saving paper etc ) when... |
Bank of America Credit card delinquent account August 5, 2016 - I opened my first credit card about 6 years ago with Bank of America. I ended up closing my account 2 years after initially opening the account. There was a $30.00 annual fee with this credit card. Those fees were paid in full with zero balance. Now, I am trying to refinance my house, and I have a $18.00 balance that is long past due. I was never even notified about this past due balance. This is affecting my credit, and I need this $18.00 balance removed immediately. I feel this balance is an error, but I am willing to pay the balance. I greatly appreciate any assistance.... |
Bank of America Credit card delinquent account June 23, 2016 - Following up on an already disputed issue, one which my last inquiry got no response, I am amazed to find that I somehow have a credit card with Bank of America even though it was not usable after my accounts were closed. I had a small amount of credit and attempted to use it and it declined for the smallest of purchase after correspondence stating closure. I called the bank repeatedly and was hung up on several times and disconnected the other few. I am so tired of having to deal with this, I apologize for blaming this bank for not using due diligence in regards to the information I gave to t... |
Bank of America Credit card delinquent account June 14, 2016 - I originally had a credit card with them and paying around $230.00 a month. I had sent - check -/-/2012 and was told that neither were received. When checking my bank statement to verify if that were the case I noticed they were deducting $650.00 a month for a life insurance policy. I never agreed to nor signed any type of documents for a policy or authorizing $650.00 to be drafted from my account. I requested proof of the authorization or even a signed document for this policy and they indicated they did not have to provide because there were Bank of America. I then obtained an att... |
Bank of America Credit card delinquent account June 12, 2016 - While making dinner on - - 2016, I received a call from BOA reguarding a credit card in my husbands name that we owe on. However when I told the young man that I did not have a job and that my husband was - currently, he kept trying to get me to make a payment after no avail of trying to be able to call back when i found a job and could make a payment I decided to hang up. Then this young man called me back after I hung up on him. First call was at - and lasted around 8.5 mins. The young man called me back again at -, I had raw meat on my hands at this time and could not answer ... |
Bank of America Credit card delinquent account May 25, 2016 - I am filing a formal complaint against FIA Card Services. I enrolled into their - Program in - -, - and completed it on - -. Upon enrollment, I was advised that this negative account would be deleted from my credit report upon completion of their program. The creditor did not uphold their verbal agreement. It should read for the - - my credit limit was $11000.00 and the word high balance should be omitted. On my credit report, it clearly states that on - -, my balance : $4500.00. The - program was $210.00 a month. The creditor merged with Bank of America ... |
Bank of America Credit card delinquent account May 9, 2016 - When our daughter went away to college in -/-/-, I co-signed for a - with a low limit for expenses. This was done through our private banking at -. Since that time ( - years ago ), I never received a statement or any notification of any kind as she was the primary user. Nor was my name ever removed as it was shifted to a Bank of America card. A few weeks ago when my credit report was checked by my current bank - - - - - of -, notice of a delinquent account appeared first reported -/-/- as a serious delinquency in the amount of over $20000.00 from a credit c... |
Bank of America Credit card delinquent account April 5, 2016 - Constant calls concerning credit account which is a debt resolution program. Phone nmber calling from - - - - ... |
Bank of America Credit card delinquent account April 2, 2016 - In -, Bank of America errouneously debited our checking account prior to the due date, and cause our accounts to overdraft, and they ended up charging us off for a MISSED PAYMENT. BOA messed up. BOA REFUNDED overdraft fees that incurred in our personal checking. BOA was supposed to refund payment. BOA only refunded payment AFTER the payment DUE DATE of -/-/-. BOA then continued to take AUTOMATIC DEBIT withdrawls on the last day of the month until the account was paid in full. However, they also charged us off due to the missed - - payment, which BOA refunded AFTER the due dat... |
Bank of America Credit card delinquent account April 1, 2016 - In - and - I went through - - hardship due to my spouce lossing her job and while I wait for a decision on -. I have been unable to work full time since 2012. I was - payment behind of my Bank of America credit Card. I recived a letter stateing they wanted to help me catch up so I called ( this was at the end of - ) I signed up for a program allowing me to pay - dollers a month which would have been very reachable for me while I wait for a answer. I was told they would not review my information for the program untill I made a payment so they set a payment to be taken ou... |
Bank of America Credit card delinquent account March 15, 2016 - I have contacted Bank of America collections department multiple times regarding a collection of an account. My account went to collections due to loosing my job and going back to school. My total outstanding balances when account was closed was $600.00 dollars. Some how Bank of America shows that I owe them $820.00, which they are willing to settle for - % of what I owe but I only owed $600.00. Those junk fees that has accumulated on my account are unfair fees added by Bank of America do to circumstance that I am in as well as trying to have a bigger write off. The bigger the write o... |
Bank of America Credit card delinquent account March 14, 2016 - I 've had a credit card with Bank of America for 8 years. In the last few months I was having trouble making my payments. I called in and requested assistance and was told the assistance offered to me would make my payment hire. I then spoke with an associate about a settlement and decided that would be something I would like to do. After agreeing to the settlement, I did more research on the topic to make the best decision for myself then decided I would rather pay the loan in full and keep the card and acct. I called in to cancel the settlement and to advise I would like to pay in full. The ... |
Bank of America Credit card delinquent account February 29, 2016 - Bank of America has an old debt of mine that they charged off. They will not allow me to settle this debt at this point because they wrote it off as a loss but they are continually, on a monthly basis, reporting this debt to the credit bureaus as a " late payment '' every single month. Their lack of regard for consumer credit reporting laws is stopping me from cleaning up the wreckage of my past and even more worrisome is making it impossible to get a home loan. ... |
Bank of America Credit card delinquent account January 31, 2016 - I settled a debt with Bank of America/- - -. At the time of settlement they created a new account number for the debt, stating in their letter that it was for internal purposes only. After settling the debt it still shows up on my credit report as " charged off '' rather than " settled. '' In my understanding this single debt ( regardless of if it is tracked under - account numbers ) must be listed as " settled '' or " legally paid in full for less than the full amount '' to be fully FCRA compliant. ... |
Bank of America Credit card delinquent account January 30, 2016 - In - - Bank of America discontinued sending me statements and bills for a credit card I had with them. I had closed the account and was paying off the balance. Since I had many accounts at that time I really did not notice I was n't getting statements. I never received a single letter, phone call, or other notice that the account was delinquent. In - of - I discovered that they had charged off the debt and it was a huge blemish on my credit. I immediately contacted them, and requested copies of past statements and notices, as well as notifying them Imwanted to pay the debt. I never... |
Bank of America Credit card delinquent account January 18, 2016 - I made a large sum to pay off my credit card account with bank of America. I was assured that since i have paid the full amount and closed my account I had no more payments. A month or more later i found out that they had sent a payment that was charged a couple of days after i had made a payment, to the credit bureua as past due. I immediately called them and and requested information on a payment i was told i would not have, they explained that this interest charge was due to the fact tht i did not completly pay off the account. After the reviewed the account better they saw that i had indee... |
Bank of America Credit card delinquent account January 13, 2016 - I had a credit card with Bank of America. After my divorce, I did my best to keep up with payments on the account. I asked several times for any programs as I was struggling as a single parent and working less than full time. I was told there was no help. I made my last payment -/-/2013. I received judgment paperwork a few months ago and called the firm handling the collection. They proposed a payment that was completely unrealistic. I contacted them a second time and they told me to pay the whole thing and there were no other options. I am now being served paperwork at work for a garnishmen... |
Bank of America Credit card delinquent account December 20, 2015 - In 2014 I reported to Bank of America that I had lost my job and sources of income hence encounter financial hardship and could not meet my minimum payments and needed to enroll in their financial hardship program/card protection. I was told by the agent at the time that because I did not have a job i could not enroll in the hardship program and they would be reporting the negative information to the credit bureaus. I then told them that due to my circumstances it would be impossible for me to continue making payments without some sort of arrangement to no avail. Once I began working again I c... |
Bank of America Credit card delinquent account December 5, 2015 - My husband passed away in -/-/-. I just learned that there was a credit card in my name and he it closed in -/-/- or -. I never received any information that this card was past due, or that I owed anything on it. We lost our business, he was ill and passed away in -/-/-. We were waiting for the VA to help out and he never received a -. I had to sell my house at a huge loss after he passed away and manage to pay off the mortgage and other debt. Now I am trying to get a small mortgage and there is a - write off on my credit report. I called them and they said they wrote i... |
Bank of America Credit card delinquent account December 4, 2015 - I had - different accounts with Bank of America ; credit cards, a mortgage, etc. Many were paid off and closed naturally. - of the cards were placed in a payment plan as part of a settlement. The settlement was paid off and the accounts were closed. Bank of America was supposed to mark those accounts closed and paid. They only did this with - card. After several disputes with them, they finally fixed it. I have been constantly contacting them as well as via the bureaus to correct the other card which was part of the settlement and they up until now have refused and continue reporting ... |
Bank of America Credit card delinquent account November 24, 2015 - I paid off my credit card in - of this year, at which time my balance online was $0.00. I then received a new card in the mail a few months later. When I activated the card, I was told I had an overdue balance. Apparently, when I paid the card off, the billing cycle had not closed and $16.00 of interest hit the account. I was never notified that the balance was overdue. When I called to complain and resolve this issue, I was told all customers who are overdue receive courtesy calls. When I asked the agent to give me the date and time of said call, he said placed me on hold to look it up... |
Bank of America Credit card delinquent account November 11, 2015 - above points are not applicable. Bk. of America issued me a new CC because my No. was misused. I had for years minimum automatic payment set up. When the next payment was due, I did nothing because I trusted the min. autom. payment agreement with BoA. The following month I did the same. The total amount was just arround $20.00 which is the min. payment amount . The result of this was : BoA reported me for not paying my CC. When I complained, they told me : By law they are obliged to report me etc.. And itwas all my fault etc.. IT WAS MY DUTY TO RENEW THE MIN. AUTOM. PAYMENTWHEN MY CC WAS... |
Bank of America Credit card delinquent account November 10, 2015 - My brother has a Bank of America credit card he quit paying on a few years ago when he lost his job. He - is a U.S. Army retiree with -, -, - and physical injuries -. He has an - and needs another -. He had - - about 2 years ago, he has spent months in - to no avail, he has had to call - three times in the last few months as he has no memory and takes too much - forgetting he alredy took it. He can - and can not manage his affairs. He lives on about $1400.00 per month and Bank of America is trying to garnish his bank account where his - social securi... |
Bank of America Credit card delinquent account November 10, 2015 - I had in 2013 a secured credit card from Bank of America. I had to put - to open it. Two months after I opened the credit card account I moved but I called them and told the new address, they never somehow put that information on their system. As I had never used so much of my credit card and had everything else sent to my new address, I did n't notice that their bill never came to my new address. Months later I received a call from a collection company saying that I had a debit with Bank of America of - and something. I paid but they put a negative report in my credit even know that the... |
Bank of America Credit card delinquent account November 10, 2015 - My credit was hurt significantly due to an error by Bank Of America which they are not recognizing after several attempts to contact them. My account was opened in -/-/-, which i discontinued using in -/-/- due to better rates and points with another credit card. I stopped all reoccurring charges from auto pay going into this card ; however - account with - - membership was missed and a charge for $100.00 annual membership was processed on -/-/-. As i stopped monitoring this account i did not notice this charge. Account than was reported delinquent for 90 days and Ban... |
Bank of America Credit card delinquent account October 25, 2015 - On my credit report, I fail into delinquent standings with Bank of America credit card that I had 10 years ago. I was - years old at the time and I was in a hardship. I was unable to recover from losing my job -/-/-. I believe that this account has reflected negatively on credit. I know the account has been charge off as of -/-/-. This account has been charged off. It is now -/-/-, I have a Bank of America cards which I do business with. ... |
Bank of America Credit card delinquent account October 12, 2015 - In - of 2013, I reported to Bank of America unauthorized and fraudulent uses of my credit card. I filled out paperwork ( I have copies of everything ) and they credited my account for the initial amount. I told them to close my account. They did not. Subsequent month, charges of $5000.00 from the same source were charged to my account. Given the report of fraudulent uses, they should not have allowed those charges. They are now pursuing collection of these amounts in small claims court. ... |
Bank of America Credit card delinquent account September 28, 2015 - FIA is incorrectly reporting a late payment of $12.00 that is affecting my credit. This is an FCRA violation. The company erroneously removed my autopayment option from their system. When I contacted them to advise of this, they had no explanation for how my autopay option could have been removed, other than the company went through a system upgrade in -/-/- which could have removed this. The representatives I spoke with stated they could submit a courtesy adjustment to remove from burueaus, but it would need to be approved first, and then it could take 30-90 days. This is an unacceptab... |
Bank of America Credit card delinquent account September 24, 2015 - I have been reported as dead ... |
Bank of America Credit card delinquent account September 16, 2015 - The bank did not validate this debt based on the FCRA. I do not owe the alleged debt. ... |
Bank of America Credit card delinquent account September 16, 2015 - I was late on a payment once in the 3 years i had this credit card. I did not realize i had not paid a payment. I am currently trying to purchase my - home, which has been my dream forever, and due to this - late payment showing on the credit reports it is decreasing my score and hindering my chances of purchasing a home. Again, I dont want sympathy i know i have screwed up but i had the card 3 years and -/-/- when I realized I had not paid the -/-/- bill I paid the card totally off leaving a - balance. I just want this taken off of my credit report. I have worked hard at re... |
Bank of America Credit card delinquent account September 9, 2015 - bank of America called me at a time inconvenient to me ( post - evenings ) about a - visa debt I owe. - ending in - and - ending in -. I only have - debt with bank of America after a few minutes of the representative trying to collect on both debts I said to her I did n't have - debts and she asked me to hold and came back and apologized and said I only owe the - debt and she was sorry about the mistake. I do n't believe according to the fdcpa that a - party can attempt to collect a debt that does n't exist. I asked for a supervisor as I was not comfortable with t... |
Bank of America Credit card delinquent account August 14, 2015 - I had a business credit card account with Bank of America. The payment was late. They took money out of my personal checking account without my authorization. When I called Bank of America they refused to investigate the charge. If they had a judgement I can see how taking money out of my account would be fine, but they do n't. My personal checking account is not linked to the business account ( for a reason ) and there was n't enough in the business account for them to siphen money from, so they took it out of a personal account instead. When I called to dispute the charge I was told that I '... |
Bank of America Credit card delinquent account August 5, 2015 - I, - -, am writing to bring to the CFPB 's attention regarding Bank of America 's violation of the FCRA act. They reported wrong information to my credit report abou an account 30 day past due '' due to the bank 's error. -Statements of Fact-I have - credit cards with Bank of America ( BofA '' ). I made a payment of $250.00 to my - Signature Visa card on - 2015, and BofA applied the payment to the wrong account, which had a - balance, and it resulted in a credit balance of $250.00. The bank then reported my account as 30 day past due '' to all - major credit reporti... |
Bank of America Credit card delinquent account July 20, 2015 - Had a credit Card with Bank of America that went delinquent In 2006. But it is still appearing on my credit report ad it has been more than seven years now. For some reason the File keeps getting sold to collections and they keep opening it. ... |
Bank of America Credit card delinquent account July 8, 2015 - I 've had this Bank of America credit card since -. This is the ONLY card that my wife and I have that does not have the ability to setup payments online to pay the minimum payment each month automatically. Instead, it requires that you declare a payment amount to make automatically each month. Since we did n't use this card often, years ago, I set it to pay $50.00 per month believing that it would easily cover the minimum payment and then some if we did decide to use it. For literally years that assumption held true. This -, purchases were made that resulted in the minimum payment bei... |
Bank of America Credit card delinquent account June 30, 2015 - Company continues to report incorrect and incomplete information despite multiple notifications of error. Company lists account as a charge-off, closed by credit grantor, with a balance owed, although debt was discharged via bankruptcy in - 2014. Have contacted Consumer Reporting Agencies following instructions on their websites, - via certified mail, and supplied supporting documentation. Also contacted this creditor directly via certified mail. Requesting company to immediately report account correctly as discharged in bankruptcy, with no balance due, and recall monthly reports of char... |
Bank of America Credit card delinquent account June 5, 2015 - I have disputed this before with the agencies, most recently a year ago, got a letter creditor said information was accurate '', totally impossible. Years ago I got a call from BOA, so I asked proof of debt/payment. I searched my bank for the dates they gave me on the phone and more recently on my credit report, couldnt find any payments for those dates, let alone month within 7 years, I never got confirmation from them. I 've lived in the same house for 9 years, and have bank records computerized, going back 11 years and just to be safe searched quicken as well as the electronic statements f... |
Bank of America Credit card delinquent account May 26, 2015 - I originally opened up a - Credit Card offered through my bank - - - - - ''. This account was opened in -/-/- through - - - - - as a member of the credit union. At some time thereafter, - - - - - discontinued their offering of this - Credit Card. In -/-/-, I was notified by - - - , - representing Bank of America requesting payment that was owed to Bank of America. I had never been notified that my - Credit Card was transferred or bought by Bank of America as I was notified by our bank - - - - - that the... |
Bank of America Credit card delinquent account May 1, 2015 - Information that is - years old is still on my credit report. I have filed a dispute with the -, but the information is still there. ... |
Bank of America Credit card delinquent account April 28, 2015 - Bank of America gave me an incorrect payoff amount. Then, after I missed payments, they are refusing to amend my credit report, even with the amount paid. Then, they sent me a refund notice stating that I was overbilled -, so that amount showing on my credit report is incorrect. ... |
Bank of America Credit card delinquent account April 21, 2015 - Bank of America had a credit card for me years ago. They set me up on a payment plan and advised me that my account would report paid as agreed. I had several people from their service line talk to me assuring me it would n't hurt my credit, but now they 're reporting it 150 days past due at some point. It 's been paid off for years in full. My credit scores are all over - with all accounts paid as agreed. I feel they misled me and said whatever was required to get me on the payment plan. It was deceptive. I 've since asked them for records of the calls and past statements. They said they c... |
Bank of America Credit card delinquent account April 21, 2015 - THIS IS NOT A CHARGE DISPUTE. IT IS ABOUT TAKING THE CHARGE OFF FROM MY CREDIT HISTORY. I held a Bank of America Credit card. My credit card was stolen around -/-/- and there were fraudulent charges on my card. I noticed this when I received the statement and launched a complaint with Bank of America ( BOFA ) and disputed the transactions. BOFA froze my online credit card account and reversed the fraudulent. As a result I was unable to see any outstanding bills on my account. There was a genuine $40.00 - clipper card fee that was outstanding on the bill. As my account was -, I was... |
Bank of America Credit card delinquent account April 20, 2015 - I called Bank of America to determine how I could get current on my account since I have been principally unemployed since -/-/2014. I was told I needed to pay approximately $3000.00 or agree to a debt consolidation agreement with an outside agency. I explained that I only remain delinquent on this account, which was a joint account that somehow was transferred solely to me. I asked about any other program and I was told no and this was my only option. I was then hung up on. The agent was unaware of the effects a debt consolidation and account closing has on credit and FICO scores. Ban... |
Bank of America Credit card delinquent account April 6, 2015 - I had a Bank of America credit card for about 10 years. The account is now closed and the balance is -. The credit reporting agencies are reporting different information about the account. - reports a 30-day late payment in - 2011 but on time payment in -. - reports a 30-day late payment in - 2011, but an on-time payment in - 2011. I have written to BOA - times to try and resolve this, have submitted inquiries to - and -. No results. Somebody has it wrong - I want BOA to stop reporting the account altogether since they ca n't get their records straight. ... |