Bank of America Credit Card Complaint

Bank of America Credit card department,

Delinquent account Virginia

When our daughter went away to college in -/-/-, I co-signed for a - with a low limit for expenses. This was done through our private banking at -. Since that time ( - years ago ), I never received a statement or any notification of any kind as she was the primary user. Nor was my name ever removed as it was shifted to a Bank of America card. A few weeks ago when my credit report was checked by my current bank - - - - - of -, notice of a delinquent account appeared first reported -/-/- as a serious delinquency in the amount of over $20000.00 from a credit card that was closed in -/-/- by our daughter and her husband. I have yet to receive any notification from Bank of America or any statement or account information of any kind. My credit rating has always been " outstanding '' or " excellent '' and to date I have not received any satisfactory explanation from Bank of America after filing a complaint to their victims department. I find this an unethical and undoubtedly illegal business practice that has adversely affected my credit rating on all three major credit reports. All other items appearing on the reports are satisfactory and have been for over 30 years.