Bank of America Credit Card Protection / Debt Protection Complaints

Review and analysis of over 271 complaints against Bank of America

Bank of America consumers have reported over 271 official complaints related to Credit card protection / Debt protection. Out of the 271 consumer complaints against Bank of America, 28% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 94% were processed in a timely manner. 8% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 17% resulted in non-monetary compensation.

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New Credit Card Protection / Debt Protection Consumer Complaints


Bank of America Credit card credit card protection / debt protection

April 6, 2017 - i was charged by a plumber for a job he did not complete. it was a bait and switch scam. bank of american denied my claim against the charge because i did n't have another plumber do a inspection of the previous plumbers work. so i got stuck repairing the plumbing myself and the fraudulent charge....

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Bank of America Credit card credit card protection / debt protection

March 6, 2017 - A credit card was mailed to an address in - - I live in - and was never contacted about a new card bring issues Fraud happened about -/-/- and now totals over $7000.00...

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Bank of America Credit card credit card protection / debt protection

February 23, 2017 - My wallet was stolen in -/-/2015 on the subway in - around -. I realized I did not have possession of my wallet around - that day, and I immediately went to the closest Bank of America banking center to report the fraud totaling $370.00 and cancel my card. There were - fraudulent transaction, all within 2 hours - - BoA chose to recognize as fraud, and the - larger charges were denied. They stated that my PIN was entered at the time of purchase. Knowing this was false, as it was not me, i contacted the merchant and obtained copies of the receipts. Both receipts show the ...

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Bank of America Credit card credit card protection / debt protection

February 21, 2017 - On -/-/17, I made a payment to my Bank of America credit card. I was credited for this payment and I was able to make purchases yesterday, -/-/17. Today, my card was declined inexplicably. I contacted the bank and they said it was because of a " payment error ''. They claimed to be resolving it but did not get a definite date. They also would not clarify exactly why I can not use my card. The money has been removed from my account. I feel as if Bank of America has stolen my money and is giving me the runaround. I wasted over 2 hours on this issue just to get an authorization for cr...

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Bank of America Credit card credit card protection / debt protection

February 5, 2017 - On - 2016, - ( a computer online back-up service ) made charges to my account that were not approved. I made contact with Bank of America to file a fraudulent claim against the charges. Bank of America told me to make contact with - and try to resolve the charges before making an official fraud claim with them. I contacted - and told them that the charges that were made to my account were fraudulent and were not valid or approved. - used my Bank of America credit card number that was more than two years expired to make the charges for their services ( again which I never approve...

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Bank of America Credit card credit card protection / debt protection

February 5, 2017 - Hi, This is - -. I hold my Bank of America credit card since -/-/-. From the beginning to till - -, Bank of America reported wrongly my credit information to other person 's SSN. Due to this my credit score is heavily affected and I am in big loss....

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Bank of America Credit card credit card protection / debt protection

December 30, 2016 - Bank of America is declining legitimate charges because of fraud. I have tried to get them to stop claiming everything is fraud when it is not, but they refuse to assist me. I called it today and they wo n't help me ( after getting routed around repeatedly ). I have no problem with being protected against fraud, but this is not protection. Legitimate charges are being declined and it creates a significant headache and a lot of effort for me to fix, not to mention a lot of wasted time....

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Bank of America Credit card credit card protection / debt protection

December 23, 2016 - I have been a customer with Bank of America for over 16 years. I have a credit monitoring service that contacted me regarding possible Credit Card ( CC ) issues that will affect my credit rating. The card was issued by Bank of America ( BOA ) and according to them I was a co signer. According to them this was for my daughter and done -/-/-. The report to my - rating account was due to the card going overlimit ( Not for non payment ). I canceled the CC so further issues were not created, and requested they investigate the matter as I had no record of this. BOA sent me a Fraud applicatio...

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Bank of America Credit card credit card protection / debt protection

December 14, 2016 - Canceled a service due to false and inconsistent availability of service. Communicated this cancellation to credit card company prior to canceling so I will not incur the monthly charge. Credit Card Company decided four months later to honor their cancellation fee when I had established that the merchant had no right to charge my card. Credit Card company gathered information from the merchant and decided they would honor their request. Credit Card company advised me they received information and after thoroughly reviewing the case they could not assist me. Upon reading their case, I found the...

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Bank of America Credit card credit card protection / debt protection

November 30, 2016 - My BOA debit card was lost/stolen. When I realized I called BOA who froze the card and issued a new -. The thief was using it around town. I disputed the charges but today BOA said no fraud occurred and I am liable for the charges. I am upset that the card I had was able to be used with out a PIN and that they do not believe me that the card as stolen....

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Bank of America Credit card credit card protection / debt protection

November 22, 2016 - I filed a dispute against Bank of America Credit Card unit because I took my car into a repair shop and they did not fix it and then they tried to change me additional fees to fix the original problem. I sent several documents to Bank of America by fax and they said they did not receive them and the deadline for my dispute was expired. I filed a compliant with your organization and keep in mind the car repair shop issued a letter stating they did not repair the part of the vehicle that I originally requested repaired. Bank of America has put a negative comment of my credit profile in retaliati...

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Bank of America Credit card credit card protection / debt protection

November 11, 2016 - I purchased an international product using my Bank of America ( BofA ) - card but the merchandise received was lower quality in workmanship and material than - prior suites purchases at a lower cost. I contacted BofA to raise my concerns and they informed me of the process to follow to resolve my dispute. Since the first call, BofA did not provide proper guidance for international disputes ( per - ), been unresponsive to my follow-ups ( - calls ), and, during my last phone call with the Credit Claims Department on -/-/2016, the BofA representatives asked me to forge a letter from...

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Bank of America Credit card credit card protection / debt protection

November 7, 2016 - I was moving to in - of 2016 - and on the way there I got a call saying my card was being used - where I used to live. I told them it was not me and to cancel the charges. come to find out the canceled them then put them back on my card with out telling me. - of my purchases on the way - was a Hotel room - a day before the first fraudulent transaction happened. I was clearly not any where near - when those purchases were being made and bank of america refuses to accept my claim....

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Bank of America Credit card credit card protection / debt protection

October 21, 2016 - On numerous occasions I have receive a new credit card because of a supposed data breach. Because I use these credit cards to automatically pay bills I must, once again, fill out new information pertaining to the new card. I called Bank of America and - attempting to find out what merchant, on line, in store, had the breach so as a consumer I can discontinue doing business with them with that merchant. After spending one hour speaking with Bank of America, - and then once again Bank of America I am informed that because this is an on going investigation no one has that information. Appar...

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Bank of America Credit card credit card protection / debt protection

October 20, 2016 - Bank of America has not recognized any of the fraud claims I have sent to them in the past 5 months and thus right now they owe me - dollars including the current fraud claim on my credit card. If they fail to recredit my credit card and pay me the total -, I will take this case to small claims court....

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Bank of America Credit card credit card protection / debt protection

October 12, 2016 - Bank of America needs to hold me harmless as their client. On -/-/2016 at approximately - PST - - from BofA fraud dept. contacted me to state that I was a victim of an employment SCAM & the fraudulent company - - ( - - - ) frauded me by stating they hired me as a Purchase Agent/Manager and I would be fronted money ( $15000.00. & $12000.00. on - ) to my Personal BofA Visa card from the Company Checking account that my name was added. The Money ( $ - ) was fronted to my personal VISA until I received my corporate Charge card in 2 weeks. In the meantime, in...

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Bank of America Credit card credit card protection / debt protection

October 11, 2016 - On -/-/16 I purchased a diamond and tanzanite necklace and ear rings from - - on the island of - and placed the charge on my Bank of America Visa Charge Card. When I returned to the - I had the necklace appraised and found that I had been cheated and defrauded. The diamonds were actually white sapphires. This is a very serious crime. I have all of the documents of the transaction, including - - 's description of the pieces as well as their formal appraisal of the jewelry. - - refuses to refund my money, even though I have emailed them all of the incriminating docu...

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Bank of America Credit card credit card protection / debt protection

October 3, 2016 - I have made settlement agreements with Credit Company & or Collation agents that have broken agreements within how they may report to any and all reporting company 's. As agreed on with each payment made to any & all Credit Company 's & or Collation agents term of cashing payments were sent with each payment in a written agreement of cashing any & all payments. All Companies are in " Breach of Terms of Reporting of Agreement of Payment '' ( Sent with Each Payment ) which is violating the Agreement of Payment. Terms of payment to " BE IN WRITING '' ( WITH THE FOLLOWING KEY TERMS OF ALL SETTLEME...

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Bank of America Credit card credit card protection / debt protection

September 13, 2016 - I disputed a credit card charge on my Bank of America Visa card. B of A sent me a letter stating what I needed to mail or fax them to substantiate the claim. I purchased a windshield for my boat - the part was too small and does not fit. Numerous attempts to get the merchant to return my calls so I could get a RA in order to return the part failed. They never called me back, so I disputed the charge. One paragraph in the letter is what my issue is. It stated that I had to get a signed second opinion from another qualified merchant on their letterhead! Who would do that??????????? And the qual...

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Bank of America Credit card credit card protection / debt protection

August 25, 2016 - On - - my wife - due to her " HIDDEN FROM ME '' massive charge card debt. I notified every one of the companies that were a victim of her forgery and fraudulent activities. She shredded every document in this house and gutted our P.C. She robbed the household of our retirement money and was possibly the one that orchestrated the robbery of our home in - of 2014. I found out about a Bank of America account as a result of trying to borrow enough money from my credit union for her funeral. Initially BOA had no information about me on record according to the branch bank I visited here...

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Bank of America Credit card credit card protection / debt protection

August 9, 2016 - A merchant, -, scammed me into seeking their services. Later, the merchant stated they would be ending there services yet still charged my card at a later point. The merchant was suppose to handle - separate cases fully, they did not and did not fulfill the contract. I had to hire - other firms to perform the service. In addition, after speaking to multiple ( similar merchant, third parties ) they all reported that the credit card company should protect me from the original merchants charges. As of today, Bank of America has given me the run around instead of fulfilling their promise ...

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Bank of America Credit card credit card protection / debt protection

August 9, 2016 - Bank of america credit card account, back in -, I had agreed with bank of america to be on a payment arrangement plan for 6 months, representative said $210.00 per month for 6 months and that will put me in a good standing, all negative report will be updated and corrected, so I made payments in good faith for 5 months, and noticed that my credit report were still showing negative report - days, then the 6th month they called stating representative made a error should have been - per month, they apologize for that error, and now I 'm in the rear of -, however if i make - payme...

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Bank of America Credit card credit card protection / debt protection

July 23, 2016 - I purchased a defective product from a company and Bank of America, my credit card company, requested unduly burdensome and impossible-to-obtain proof for me to prove my claim. They failed to protect me from a merchant who is deliberately not supporting their defective product, despite my never being late on a single payment in my 12 or so years as a cardholder....

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Bank of America Credit card credit card protection / debt protection

June 9, 2016 - I was provided a new replacement credit card by my financial institution because the account information had been compromised. However, to my shock, they are still permitting the existing vendors ( with my old credit card information ) to continue charging me. When I asked them how the vendor got my new credit card information, the financial institution said that they provided the new account information to the vendors to make it convenient for the existing vendors with recurring charges to continue charging me. I said, does n't it defeat the purpose of providing the new credit card? They sa...

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Bank of America Credit card credit card protection / debt protection

June 6, 2016 - In -, - I had a credit card balance with Bank of America ( " BoA '' ) of $1300.00. I paid the balance in full with a representative over the phone. Please see attachment - When I told the representative I wanted to pay the balance in full, I was not warned that I would incur interest or other charges from BoA again at a later date - I assumed that paying the balance in full meant that the balance was being paid in full and I did not use the card again after that. Unfortunately, in -, - BoA charged me interest on that the prior balance - I have since learned that it was incur...

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Bank of America Credit card credit card protection / debt protection

May 6, 2016 - -/-/-, I made a credit card payment to BOA. Then, my bank kept calling saying I had a negative balance and it involved paying BOA. I asked if BOA was finally paid. They said yes. I called BOA and confirmed this. BOA said yes, they were paid. Then, I went into my bank around -/-/-, when it was, again, confirmed that BOA was paid. Today, I tried to make my monthly payment, and BOA said I was overdue, and never made a payment. I told them I will not be paying them until this issue is resolved. Also, in the beginning of the month when this credit issue started, I called the police and to...

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Bank of America Credit card credit card protection / debt protection

April 24, 2016 - My name is - - I had a 5.9 % fixed interest rate on my credit card before Bank of America bought it out. The 5.9 % fixed rate carried over when Bank of America took over until recently they changed me to a higher and variable rate without my consent and for no other reason. I have great credit. PS When I first spoke to a representative about this he stated that my rate had changed due to Government rate changes. This is when I knew that I no longer had the fixed rate. I then asked if there were any one receiving a fixed rate and there are. Therefore I requested that my rate be changed b...

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Bank of America Credit card credit card protection / debt protection

April 18, 2016 - I purchased - custom made wedding gowns from an online retailer, this retailer not only did not make the gowns to the date promised they made them in the wrong size ( making it impossible for me to wear to my wedding but also lied to my bank so that I would lose my claim. I provided over - pages of proof to my bank was still denied. I bought the - gowns months apart but never saw them because they were being custom made. I paid with - different cards and - of them already sided with me because it is so obvious that the company is fraud. Bank of America however sided with me firs...

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Bank of America Credit card credit card protection / debt protection

April 11, 2016 - sheriff of - county shows up at my door saying I have a judgement against me, from 2012, i had received paperwork in the mail and called the law firm in 2012. he asks me if i can pay, -, i say, no, do you have anything i can sell, like what, no. i call the law firm again, I sent paperwork to them 4 yrs ago, info on my income ssd, - per month, yet the harassment continues. I 'm worried about my husband 's bank account, because Sherriff says they can get into. what can they do to me???? ...

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Bank of America Credit card credit card protection / debt protection

April 8, 2016 - I own - - Bank of America - and - of them got charge with $59.00 annual fee. Contacted the Bank to have the charge removed and to close the account. No sense on having - accounts. The Bank gave me several excuses which did not make sense and finally escalated the case ( # -, tel no. - ). The escalation resulted in the Bank telling me that only Spirit can remove the charge. Contacted Spirit and I got redirected back to the Bank. Find attached e-mail from Spirit. I am between these - institutions a no one wants to remove the charge. This is a charge for next year servic...

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Bank of America Credit card credit card protection / debt protection

March 11, 2016 - On - -, 2016, - notified Bank of America, my credit card issuer, that my account was compromised. It took 6 days until - -, 2016, for Bank of America to notify me. I asked where and when the compromise took place. Bank of America refused to provide me with that information. I asked why it took 6 days for Bank of America to notify me of the compromise. Bank of America refused to provide me with that information. ...

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Bank of America Credit card credit card protection / debt protection

February 29, 2016 - Recently, Bank of America lowered my credit limits on - cards without basis. When I questioned them they told me it was due to - reporting my account overdue - -which was reversed after I filed a lawsuit against them. They dropped me $6000.00 from - cards causing me to have to drop out of school. When I researched it with - -, I saw that though Bank of America promised to remove a hard inquiry that was done without my permission, it was still on my credit report. I called and spoke with - -, who told me that though the president 's office told me they would have it remo...

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Bank of America Credit card credit card protection / debt protection

February 7, 2016 - Over the past 18 months we have been victimized by identity theft. We reported the crime to the - County Sheriff 's Department, -. Our credit cards, which we have had with Bank of America without incident, have bee used to fraudulently charge - of dollars. While most institutions have worked with us to remove these charges from our account, BofA refuses to remove - from the -, - statement. I am a - year old retiree and my wife suffers from -. My wife is the principle cardholder, and been unable to use a computer for the past 3 years. As the frauds were occurring, BofA ...

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Bank of America Credit card credit card protection / debt protection

January 12, 2016 - - - - has required that I get a new credit card number for American Express and - approximately once a year ( sometimes more frequently ) without verifying a reasonable need to undergo the hardship that changing credit card numbers presents. Many Americans have the majority of their payments to businesses on automatic or recurring payments. When the credit card number changes, it is a very time consuming venture to change this number with all of these businesses. If one forgets to change the number with a business or the number does not successfully get changed, this can lead to la...

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Bank of America Credit card credit card protection / debt protection

December 14, 2015 - I have bogus charges from -. These charges are illegal. They are not even allowed to do business in the United States or with any U.S. citizen. They 've asked me for a fraud statement and I sent it in TWICE! They claimed they never received it and recharged my account $11000.00 in bogus charges. I 've given them all the info they requested. I am not paying for these charges. ...

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Bank of America Credit card credit card protection / debt protection

November 30, 2015 - Upon asking Bank of America in 2012 why they stopped sending me a monthly invoice they informed me it 's due to the fact that both of my credit cards had been moved to a Chapter - Bankruptcy folder. The problems with this are, - of the cards was found to be fraudulent. Which Bank of America took care of. The other is, I 've never filed bankruptcy. After bringing this to their attention I was told that all card accounts would be frozen until an internal investigation could be completed. I was to do nothing until I heard back from them. A lengthy amount of time passed and I did not hear ba...

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Bank of America Credit card credit card protection / debt protection

November 12, 2015 - Bank of America is attempting to collect a debt that does not belong to me. I was forwarded statements with an account number that does not belong to me. As per my credit report I have outstanding debt on this account. ...

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Bank of America Credit card credit card protection / debt protection

November 2, 2015 - On - - a fradulent amount of $35000.00 was charged to my Bank of America credit card and transferred to a bank by the name of - bank by a criminal. I called by credit card company to report this fradulent activity. I fear that my bank account information and identity has been compromised this is the second time this month some theif has goe into - separate account of mine and my wifes. Can someone please investigate this incident. My statement from Bank of American showed that $35000.00 dollars had been transferred to someone 's bank account at - Bank, I called - bank and...

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Bank of America Credit card credit card protection / debt protection

October 29, 2015 - I deposited $2000.00 dollars with - on -/-/2015 My account manager never had me fill out a Form DCF ( Document Confirmation Form ) which is part of - Complaince Departments Protocol. My money was never used for trading and on - - was sent to - - 's address in -.. I received a phone call from - a few weeks later from a - -, Senior Supervisor for -. His phone number is - - - -. He told me my money was embezzled by - - and I should Contact my Bank Concerning this issue. My deposit was never used for trading and - never told the Complia...

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Bank of America Credit card credit card protection / debt protection

October 23, 2015 - Bank of America has an option on their Automatic Payment web page that says in essence if my bill is over $1000.00 - do n't pay it. '' So you think you are setting up an automatic payment, when in reality you are actually telling the site to automatically not pay your bill. Then, when your bill is not paid, Bank of America charges you a $25.00 late fee. This seems like a deceptive business practice designed to trick people into missing payments in order to generate income for Bank of America. ...

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Bank of America Credit card credit card protection / debt protection

October 16, 2015 - I asked for a Bank of America Credit Card account be closed. I was assured that it was closed. A recurring charge was set up from a vendor. I do n't intend to continue with service from that vendor. Bank of America reopened my account without my permission and processed a charge. I never gave them permission to do so. ...

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Bank of America Credit card credit card protection / debt protection

October 6, 2015 - I have rented a car - and paid the rental amount with my credit card. After that, i have received almost $1500.00 bill from the same car rental company for damages to the car which i was not agreed. The rental car company had forged my signature on a paper to charge my credit card and bank of america has denied my dispute even thought the signature for forged ... ...

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Bank of America Credit card credit card protection / debt protection

October 2, 2015 - You Bank of America are grossly misinterpreting the order of - -, 2014, signed by - -, Director of the Consumer Financial Protection Bureau ( CFPB ), File Number -, regarding Bank of America 's ( BofA ) Credit Protection Plan that I was enrolled in to protect my credit ''. The CFPB is making all customers like me whole again. This means all fees and interests accrued as a result of BofA 's mishandling of these accounts are to be deleted from the credit reports. That is what I am requesting. I am stating exactly what the language is in Paragraph - of File Number -, and I q...

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Bank of America Credit card credit card protection / debt protection

September 20, 2015 - My credit card information was stolen and my credit card was used without my knowledge in - 2015. I notified - - - about the fraud. Credit card company agreed to waive my payment for unauthorized purchases in - 2015. On - -, the company sent me letters and charged me total of $430.00 without any explanation. ...

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Bank of America Credit card credit card protection / debt protection

September 10, 2015 - I am a - who most of my life worked either as a -, a military -, or a -. I accidentally learned through my Internet searches of the class action suit against Bank of America ( BOFA ) and its Credit Plus Protection Plan which ended with a settlement approved by U. S. Judge - -, which, in my opinion now, did not fully free the class members from having to pay the fees and interests incurred. I began my Internet searches after a year of communicating through letters and telephone calls with BOFA and they refused to stop reporting the credit card in question to the Credit Reporti...

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Bank of America Credit card credit card protection / debt protection

August 15, 2015 - I have been paying for an insurance policy with Bank of America credit card in case I was hospitalized or lost my job the amount owed would be dismissed. I lost me job and unemployment was not enough to pay all of my bills including rent. I filled out all of the necessary paper work and submitted them. The policy was not honored at all. I have received threatening calls and they have called everyone that I know, church, friends, neighbors and relatives harassing them as well. ...

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Bank of America Credit card credit card protection / debt protection

August 12, 2015 - I opened a Checking/Savings with Bank of America in -/-/-. To begin the process of creating good credit history, I opened a credit card with BoA in -/-/-. Recently, I made the decision to leave the US for an extended period, while studying in the -, and therefore, opted to close each of these accounts, with the help of the banking center clerk at the - - -, NY branch. Having been previously advised on this matter by another clerk at this location, I explained my situation, and requested the precise amount of money first be transferred to pay off my last remaining credit c...

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Bank of America Credit card credit card protection / debt protection

August 10, 2015 - I received an email from Bank of America notifying me that my credit card information has been compromised. They alerted me that a new card was in the mail. I then received a call from Bank of America 's fraud protection department. I asked which store or vendor had compromised my account information. They informed me that they can not tell me this information due to an on-going investigation. They then informed me that even after the investigation, I would not be able to find out who or which vendor compromised my credit card information. This information secrecy is atrocious and unacceptable...

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Bank of America Credit card credit card protection / debt protection

July 17, 2015 - This claim is to be directed to FIA Card Services which I understand to be a subsidiary of FidelityBasis of Claim : A woman presenting herself as a representative of an - - - ( - - - '', aka : - '' ) has used a significant crack in the process flows of - major financial institutions ( Fidelity and - - ) to coordinate a theft of money from me ( AKA : Purchasing Manager '' ). As of the writing of this document, the losses incurred are approximately $5700.00 and there are also - outstanding transactions remaining which would potentially allow the amount of th...

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Bank of America Credit card credit card protection / debt protection

July 13, 2015 - We had CC protection on a CC from BofA so if I lost my job it would continue to be paid. It was an insurance policy. All of my other CC 's froze the account and payments where made from the insurance to keep my credit good while I was unemployed. BofA decided to immediately move the interest rate from 7 % to 29 % for no reason other than they could see I was unemployed. The insurance kicked in and instead of the payments making a dent into the principal it all went to their interest since it was now so high. We called and they said they could do this since I was unemployed yet we never missed ...

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Bank of America Credit card credit card protection / debt protection

May 7, 2015 - Every few months or so, my credit card is compromised, and I am forced to change cards, and all my auto payments that are made using it, need to be changed with all companies that I do business with. If that is n't bad enough, I can not find out who / what company it is being compromised by ... so I can opt to pay cash at that company in the future. This is a waste of my time and energy - having to change everything all the time. I deserve to know what is going on with my card if I call and ask. ...

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Bank of America Credit card credit card protection / debt protection

May 6, 2015 - About six months ago, I submitted a complaint regarding my Bank of America credit card ( submission number - ). With your help, I was able to resolve the issue within a few weeks ( thank you ). Now, I am in the process of buying a house and my rate is being negatively impacted because Bank of America is saying I had an overdue payment with them. I resolved this issue - I think it it wrong that I am now being penalized for standing up to Bank of America when they had improperly charged me. ...

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Bank of America Credit card credit card protection / debt protection

May 1, 2015 - I have been banking with Bank of America for more than - years and had no issues with them until recently. Several years ago, they enticed me into signing up for a preferred debit card. They explained to me that this card could be used as a credit and debit. When I would use the card to purchase items, some stores would swipe it as a credit card and I did not have to enter my PIN as they say they were not equipped to use it as debit. I thought that I had no other credit card with the Bank as it was a part of the - card. In -/-/- when - - through - of its subsidiary, - wa...

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Bank of America Credit card credit card protection / debt protection

April 7, 2015 - I have been battling with Bank of America/Credit Protection Plus for years and have had enough. I have been passed from person to person without any hint of a resolution and the ordeal has ruined my credit and been an incredible burden on me. While I was in college I racked up my credit card bill close to it 's upper limit of $8000.00. Not wanting to carry a balance or gain interest, I paid off the balance of my credit card ( all at once ) with the exception of the $ 1000+ I had been charged in Credit Protection Plus against my permission ( and had asked repeatedly to be removed from ). I tr...

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