Synchrony Financial Customer Service / Customer Relations Complaints

Review and analysis of over 64 complaints against Synchrony Financial

Synchrony Financial consumers have reported over 64 official complaints related to Customer service / Customer relations. Out of the 64 consumer complaints against Synchrony Financial, 8% were disputed by the consumer (i.e. the consumer was not happy with how Synchrony Financial responded to their complaint) and 100% were processed in a timely manner. 23% of consumer complaints against Synchrony Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 19% resulted in non-monetary compensation.

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New Customer Service / Customer Relations Consumer Complaints


Synchrony Financial Credit card customer service / customer relations

April 3, 2017 - In early -/-/2017, my Sam 's Club MasterCard was compromised. There was an unauthorized charge for the amount of $96.00. Synchrony Bank ( who services my Sams Club MasterCard ) failed to catch the fraudulent charge at the time but I alerted synchrony bank of it when my billing statement came. They assured me it would be investigated and I would hear back within 30 days. Some time later they sent me a letter stating the charges were valid. I called back in to assure them it was fraudulent. The case was reopened. I received another letter ambiguously stating the case was resolved. After play...

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Synchrony Financial Credit card customer service / customer relations

April 2, 2017 - After three different disputes that were unanswered I had to stop my Amazon.com credit card account. Since my complaint was regarding Amazon I can assume after many months of ignoring my disputes Amazon.com was being dismissive. They sent me papers asking for more information over and over again even though I had already sent the information in many times....

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Synchrony Financial Credit card customer service / customer relations

March 14, 2017 - Synchrony Bank issue - I paid my credit card bill early and the credit card company is listing my account as being late and sending harassing certified letters to my home. I have called once and was assured by a representative that it was solved. The next day yet again another certified letter for the same account and reason. I called the company and the only thing I get is we are sorry this is unacceptable business practice and borderline harassment from a creditor to a consumer that is paying their bill on time if not earlier than due....

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Synchrony Financial Credit card customer service / customer relations

March 12, 2017 - Lowes issued me a credit card last - 2016 and their customer service calls claim I am not current on my account. I recieve calls from Ohio and the - on SUNDAYS AND HOLIDAYS. i HAVE NEVER BEEN DELIQUENT ON MY ACCOUNT....

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Synchrony Financial Credit card customer service / customer relations

March 11, 2017 - I spoke with Lowes Credit - on -/-/-.2017 about raising my credit limit to $1000.00. I asked them to run a soft inquiry only because I am applying for a mortgage on Monday and do not want any hard inquiries to affect my credit score. I specifically asked for only A SOFT INQUIRY AND TOLD THEM NOT TO RUN A HARD INQUIRY. My - score was - as of -/-/2017. I check my reports everyday because I am meeting the mortgage officer this coming Monday to get a pre approval for a mortgage.. I wish I never ever spoke to Lowes. I never would ask for a hard inquiry knowing the depth of in...

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Synchrony Financial Credit card customer service / customer relations

March 10, 2017 - I tried to log into my account from the website. The website requires they send a secure code to my cell phone either text or phone call. I am - military - and do not have access to any phone service. I only have internet. I tried their online chat and they could not help me log into my account. I am now locked out of my account for the remainder of my - because I do not have a cell phone....

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Synchrony Financial Credit card customer service / customer relations

March 4, 2017 - I have a Care Credit account issued by Synchrony Bank. I just spoke with a manager named -, who is located in Arizona, and who claims that the CFPB " makes '' Synchrony issue its confusing monthly billing statements. When I pressed him on this, he said because that the CFPB has approved Synchrony 's billing statement plan, it is tantamount to " making '' Synchrony use the plan. When I said that approving a plan is completely different from " making '' the bank use the plan, he stated it was a " matter of verbiage. '' He became more and more " snotty '' as the phone call went on. I have -...

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Synchrony Financial Credit card customer service / customer relations

February 23, 2017 - On -/-/2017, Syncrony Bank submitted a documentation to THE UNITED STATES BANKRUPTCY COURT FOR THE - OF FLORIDA - DIVISION IN VIOLATION OF FCRA, FAIR DEBT COLLECTION PRACTICES ACT ( 15 USC 1692 ... ... 15 USC 1692g ... ). I do not have any liability or any debt with the banking institution mentioned about. If the CFPB want to refer this case to any other federal agency or agency 's....

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Synchrony Financial Credit card customer service / customer relations

February 21, 2017 - There have been several occasions since I was issued a Sam 's Club Credit Card. Initially, I was to use a card with my membership number, then later on I was issued a card with an account. number. The problems were unexpected because I had been paying the the bills on time. After I spoke my cause to the company, I expected the problems to stop, however, they have become worse. The problems : -duplicate charge of over $200.00, -unaccountable charge of $47.00, -card was denied at the register, -I would receive calls telling me there was a fraud alert on the account and I would have to call...

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Synchrony Financial Credit card customer service / customer relations

February 9, 2017 - My name is - and I writing this letter to complain about Synchrony Bank. I have a Sam 's Club credit card issued by Synchrony Bank. I only used it a few times and carried a small balance on it. I never got a paper nor electronic bill but in -, I was able to log on and paid off that small balance. At the time, I was n't aware that the card had been deactivated but apparently, it had. Synchrony Bank informed me that they had deactivated the card because they had mailed me a new - with a chip which I never got. I found out about this when I tried to use the card at Sam ; s Club to pay fo...

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Synchrony Financial Credit card customer service / customer relations

January 30, 2017 - On -/-/2017 I returned - items to the Walmart store at - - - - -. The refunds were for $1.00 ( on my Visa card ) and - cents ( on Walmart mastercard ). The customer service clerk said the amounts would be returned to my Walmart mastercard and my Visa card. I have received my mastercard statement for the billing period ending -/-/2017 and there is no refund posted for - cents. I called Walmart mastercard and the csr - verified that is true. " - '' said the refund would be posted on my NE-T statement. Why should it take more than one month for me to ge...

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Synchrony Financial Credit card customer service / customer relations

January 24, 2017 - Synochrony Bank issued a - - - - in my name In -. I did n't receive the card until - and was not able to activate the card either by phone nor on their website so I did n't use it. I received a letter from them the middle of - where they stated they would send my card to collections if I did n't pay by the next due date which was - -. Again on the - I tried to activate my card both by phone and by their website but kept getting caught in a phone circle saying they could not find my information and asked me to input the information again. There was no option to ask...

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Synchrony Financial Credit card customer service / customer relations

January 23, 2017 - I signed up for a care credit account -/-/-. My first payment was due in -. I created an online account as well as paid for the application on my phone. I can never log in to make my payment, I 'm always locked out. I have tried multiple times by myself and with a customer service rep on the line to reset my security questions-which I do. When I go to log back in, it always asks for a security question that I DID NOT PICK. It does this every time even after I have reset the questions. Care Credit customer service line can not figure it out. I am stuck paying the $8.00 service fee for...

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Synchrony Financial Credit card customer service / customer relations

January 23, 2017 - On -/-/16 I purchased a $100.00 Walmart Gift Card at Walmart, -, NJ on my Walmart Credit Card. I mailed the Gift Card and receipt to a family member in Pennsylvania. They tried to use the giftcard on -/-/16 and was told they was " - '' on the card. It was investigated and found the giftcard was used on -/-/16 at another Walmart, -, NJ. I contacted Walmart - to ask for help. I asked the family member to return the giftcard and receipt. Corporate had me go back to the Walmart - NJ to speak to the store manager. After a 2 hour store investigation they said the...

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Synchrony Financial Credit card customer service / customer relations

January 19, 2017 - This card issuer is reporting that I had an account with them over seven years ago, that it long ago sold off the debt, that it has no information on the account. Then I wrote the creditor a letter asking for proof of what they were reporting and nothing was provided. Then I disputed the debt with all three credit reporting agencies to whom the card issuer reports and the card issuer stated that the information was reporting correctly. The creditor did not even mark the debt as 'disputed ' as required by the FCRA . It is a violation of California 's Rosenthal Act to verify something as correct...

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Synchrony Financial Credit card customer service / customer relations

January 16, 2017 - Synchrony Bank has suspended all charging on my accounts. They stated they needed to verify my income. They submitted a - to request my - transcripts. The letter stated it would take - days from the return of this form before I would hear back. The letter was returned over - days ago and to date I have not received any correspondence or able to get any answers to my phone inquiries. last phone inquiry was today -. - the customer service agent advised there was no update. Please note all of the accounts Synchrony Bank has suspended were approved via their automated system and ...

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Synchrony Financial Credit card customer service / customer relations

January 10, 2017 - Synchrony Bank has - of the worst phone IVR systems that forces you to speak instead of inputting number options. This causes extreme frustration to a consumer by the time they speak to a human. I will be doing everything in my power to never give Synchrony - more penny of my money. After 15 minutes trying to navigate the system, you then can not even get account information for a card that I OWN and need a number for immediate payoff. There is a reason this company is at the bottom of the cesspool....

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Synchrony Financial Credit card customer service / customer relations

December 17, 2016 - Synchrony Bank responded to my prior request by sending me some account statements from an alleged account. The statements did not even add up to the alleged balance they are claiming. There was also no documentation of the supposed account terms, any proof of an agreement between myself and them nor ANY proof of this account being valid.This account remains unvalidated, and inaccurate. I asked for the full accounting history and all that was provided were statements starting in 2011 that already had a balance on it.There are also all kinds of blank fields and retracted blacked out items on th...

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Synchrony Financial Credit card customer service / customer relations

December 14, 2016 - Case Description : Brand New Customer and I 've had nothing but horrible customer service and still unable to use my card, ca n't seem to find anyone willing to help. I ordered a Wal-Mart Credit Card around -, and after having to have the card re-mailed 2 times, I finally received it on -. I ordered the card specifically to be able to get my children 's layaway out and for no other purpose. I received my card on -, called in and activated my card prior to heading up to Wal-Mart to pay off the layaway. My card never went through and so I had to get out of line to call in and figure ou...

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Synchrony Financial Credit card customer service / customer relations

December 13, 2016 - I am a PayPal Extras MasterCard ( Synchrony Bank ) cardholder. On - -, 2016, I made a payment of $53.00 on my PayPal Extras MC account. On - -, 2016, a second payment of $100.00, *unauthorized by me*, was made to the account, being automatically debited from my checking account. This transaction caused an overdraft, incurring $72.00 in overdraft fees and causing me a great deal of distress to sort the matter out. On - -, 2016, I called the PayPal EMC/Synchrony customer service department and explained the matter. The agent promised me that a refund of the $100.00...

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Synchrony Financial Credit card customer service / customer relations

December 5, 2016 - I opened a Care Credit account -/-/- and closed the account -/-/-. I still have an outstanding balance and will be continuing to make payments until balance paid off. My issue is that when I opened account when I was working at a - and put it in my name, - - and put my boyfriend at the time, - - -, as an authorized user. When I closed the account -/-/- they had told me that - was on the account as a joint user and that is not the way I intended to open the account. - has a Care Credit account of his own already. This account that I opened was just to be u...

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Synchrony Financial Credit card customer service / customer relations

December 5, 2016 - My BP Bisa/ Syncb credit card has been turned down numerous times none of which involved nonpayment or credit history. I called in today -/-/16 and gave them all of my information that they requested and they said they needed to send me an identity code to verify my identity and they needed a cell phone number. My cell was in my car and not with me so I secured it and called back. They sent a code to my cell and when they then said that they could n't verify it even though they had sent it to me. This same thing happened before with Sycrony Bank with my Sam 's club card. This bank ca n't...

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Synchrony Financial Credit card customer service / customer relations

December 1, 2016 - hhgregg / Synchrony bank / GE capital involved in predatory lending when they sold me home appliances. They labeled their lending as interest free. They never send me any paper statements showing that they were charging me interest. Lender asked me to provide my bank account number so they can setup automatic payments, and promised me that they will not charge any interest when I gave them my checking account number. they have charged me - in interest over last 3 years and I sill have half the outstanding balance. Lender used tricks in me thinking that I was not paying any interest by not ...

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Synchrony Financial Credit card customer service / customer relations

November 26, 2016 - I received a credit alert from my monitoring company on -/-/2016. According to -, Care Credit reported my account to the Credit Bureau after a purchase that put my card 200+ dollars over the limit. I was never notified by Care Credit that I was over the limit. I seldom use the card, and have never been late or defaulted on a payment. I do take advantage of the promotional period, however my account is always paid before the promotional period ends. As a result of Care Credit reporting the account to the bureau, my credit score may be negatively affected when I actually never defaulted not...

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Synchrony Financial Credit card customer service / customer relations

November 19, 2016 - Synchrony Bank informed Lowes, Belks , - - credit card companys that I was deceased They had them close my accounts and ability to pay online. I am very much alive. I understand no one thats not a power of att. or have a death certificate can close an account. This has caused me late payments and embaressment. Late charges also applied. I have to pay online as I do not drive anymore....

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Synchrony Financial Credit card customer service / customer relations

October 23, 2016 - Card issuer is sending duplicate cards without justification, sending false e-mails of fraudulent charges...

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Synchrony Financial Credit card customer service / customer relations

October 11, 2016 - Walmart refused to take my order online, when even though I had a balance of credit to use it kept saying the card was not able to take the payment. I was transferred multiple times and ignored. They refused to take my payment over the phone and hung up on me repeatedly....

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Synchrony Financial Credit card customer service / customer relations

October 5, 2016 - Hi, I 'm submitting a complaint against Care Credit/Synchrony Bank due to being misinformed about billing payment options for my account. I talked with a chat representative whose name is - - on -/-/16 at - Eastern time, Reference # -. The inquiry was, if I can pay my bill with a credit card? His response was credit card payments are n't excepted but that I can ask my credit card company if they have a bill pay option ( which they do n't ) or I can use - -. The problem is the - - information he gave me is incorrect and/or is unrecognizable by -. The - repres...

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Synchrony Financial Credit card customer service / customer relations

October 4, 2016 - I decided to purchase a riding lawn mower during the summer. After shopping around my wife suggested that we purchase from Lowes. Against my better judgement of going to The - I gave in to purchase from Lowe 's. Having the Lawn Mower a little more than 30 days the pulley broke. I sent it out for repair after going through hoops with the repair cost because the salesman told me the 3 year protection plan would cover the cost of any repair of the mower and if anything ever happen to it we could bring it back and get another one is how he explained the protection coverage at the time. After pa...

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Synchrony Financial Credit card customer service / customer relations

September 23, 2016 - I have several credit cards with Synchrony Bank and they recently restricted my accounts. This restriction denies me online access to my accounts. This is a problem because all of my accounts are signed up for autopay and I am to able to make any changes to this during this time....

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Synchrony Financial Credit card customer service / customer relations

September 15, 2016 - On -/-/2016 I purchased a necklace from JC Penny 's, I also purchased the care plan with it and I was told by the sales coordinator that it would be insured if any thing happened to it. I wore it one day and the stone came off the chain, when I went back to the store with my receipt and the chain I was told that not only do they not replace lost pieces, but that it was a one of a kind stone and it could never be replaced. The store manager got involved and he told me he was sorry for the confusion and that I could purchase anything else I wanted and he would give me 50 % off. I told him ...

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Synchrony Financial Credit card customer service / customer relations

September 9, 2016 - I applied for a bp - credit card in - 2016 and gotten approved and the company reported to all - credit bureaus, but they refused to send the credit card. I have not received my credit card for a month. Which is not fair for only a - limit...

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Synchrony Financial Credit card customer service / customer relations

September 9, 2016 - I emailed my Walmart credit card bank " sychrony bank '' requesting my due date be moved back from - of month to - of month. I get a reply that they could not do this and I would need to call them. I Did, could not connect and did not ring. My request to them was due to me being retired military my payday is - of month however if - is on Sat or a Fri holiday pay does n't post till - so I set up my bill withdrawal dates for the -. However this month the - fell on a Sunday and of course the - was a holiday so my bank did not post payment until the - which is my due dat...

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Synchrony Financial Credit card customer service / customer relations

September 2, 2016 - Today I checked my balance on my Walmart Mastercard by calling the toll free number -. I 've been a customer for more than 2 years and I 've never paid late and have always paid my balance by the due date. When I call the account services number I usually get a message that my account has been matched with my social and it asks me to enter the last - digits. This saves a lot of time. Recently I made a complaint to Synchrony bank, the servicer of the Walmart Mastercard, about walmart.com charging me for a toaster that I ordered online - -, 2016 at Walmart.com and then canceled the s...

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Synchrony Financial Credit card customer service / customer relations

September 1, 2016 - I am filing a complaint with this credit card issuer in regards to - of my accounts with them which are as follows : JCPenney, -, - - -, - -, - - -, Walmart Store Card, - MasterCard. All of these accounts were frozen by this credit card company. After I called in to see what was goin on, they told me that their " Fraud Department '' wanted to verify my identity and would be sending me some forms but would NOT tell me which kind. Being a good citizen and honored veteran, this situation made me feel nervous so I wrote a letter and emailed it to the CEO 's office ...

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Synchrony Financial Credit card customer service / customer relations

August 20, 2016 - On -/-/2016 at Sam 's Club in -, DE, Sam 's Club Master Card issued by Synchrony Bank declined credit on my intended purchase although for years I and my husband paid our bills on full and in time....

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Synchrony Financial Credit card customer service / customer relations

August 11, 2016 - I sent out a payment via mail in a check form because the website was down and the phone number provided to pay my bill was not accurate. I wrote the check clearly out for the due date which was not for another two weeks, knowing it takes a healthy amount of time to get to the bank I was sending it to. The company ran the check before the date wrote, overdrawing my bank account because the funds were not there. They would not refund the check and would not cancel the payment....

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Synchrony Financial Credit card customer service / customer relations

August 11, 2016 - Since Synchronicity bank replace - -/-/2015 I have had nothing but problems in trying to pay my bill. The phone tree made it near impossible to reach automated payment service. The web site gave incomplete billing information, showing only payment and previous balance. That was then changed so that a customer now only gets the balance for any certain month. To review statements, additional registration is required. All of this is frustrating making it more difficult to pay the monthly charges. They punished me for making a large payments to reduce my balance. A payment was made on their...

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Synchrony Financial Credit card customer service / customer relations

August 5, 2016 - WE made a payment on our cc on -. the conformation # -. In the online payment instructions it states that payments are posted to the account within 48 hours. I called them and was on hold for about 30 min. i was told the funds would post to my account on -! The funds were taken out of our bank account on -. We believe that customer service is not a priority with this bank. They exhibit traits that lead us to believe that their financial profits are their only concern. ie ... long phone hold times and when payments are made the www instructions on the payment page are what consumers...

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Synchrony Financial Credit card customer service / customer relations

July 1, 2016 - I was sent a refund of overpayment on my Walmart card that was mailed on -/-/-. I lost that mail in my car and I found it on -/-/-. I tried to cash it at Walmart, and was told it was not honored because it was over six months old. I have been trying to get a replacement check since - -, -. Synchrony Bank has strung me along every month since then, telling me to wait for one reason or another. I called today and spoke to -, who said they called me on - -, - telling me that they would not honor the check because it was over two years old. That was not true. I have ...

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Synchrony Financial Credit card customer service / customer relations

June 17, 2016 - Account # - - - Care Credit Synchrony Bank GE I entered into a debt management plan with - - - - - - which set up a program with Care Credit GE Synchrony Bank on my behalf. Prior to setting up the - plan I cancelled a plan with another firm called - ( due to service and fees ). Care Credit cancelled my - account in error. I have made over 15 calls to Care Credit to speak with Care Credit - with no access to their department and thus no response. No one at Care Credit would help addressing this mistake. - has made - calls on my behalf. Recently - ...

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Synchrony Financial Credit card customer service / customer relations

June 1, 2016 - Infomed Synchrony bank of my travel plans outside of the country and to other states within the US prior to travel. These notices have been given to Synchrony two weeks prior to travel and again the day before my travel. Every time Synchrony bank shuts down my cards claiming fraud when they knew I was traveling. I 've spent hours on the phone with Synchrony to correct these issues to no avail. I 've asked for a direct phone number to correct these problems from supervisors and the only answer I ever receive is I 'll send your complaint to upper management. ...

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Synchrony Financial Credit card customer service / customer relations

May 23, 2016 - I applied for a Value City Furniture card about a year ago as I was about ready to purchase a house. Some complication arose and I had to postpone my buy till next month. Now I contacted Synchrony twice to inquire when they would shut down the card due to inactivity. I spoke to - csr on two separate occasions and was told 2 years and 18 months. Well about a year after the card was open, I get a credit alert that my card has been closed this weekend, and it has been nowhere near 2 years or even 18 months. I am infuriated as I thought I took measures for this not to happen, but due to - cs...

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Synchrony Financial Credit card customer service / customer relations

May 5, 2016 - Synchrony Bank/ Care credit is continuing to report incorrectly with equifax and experian after agreeing in writing to remove incorrect information. My original dispute in - 2016 resulted in an agreement to remove from my file a 30 day late pay. - months later this information is still being reported. It is absolutely ridiculous how unresponsive and difficult it is to navigate their dysfunctional system. I also intend to file complaints against equifax and experian because they are not reinvestigating because if they were the agreement in -/-/- would be discovered, the item in quest...

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Synchrony Financial Credit card customer service / customer relations

April 12, 2016 - I have a Care Credit Card. I have called the company several different times since 2012. I had a - and was late on some of my payments. I called them to find out what options I had to get back on track since I was off work going back and forth to doctors to see what exactly was wrong with me. It took a year to find out that I had actually had - strokes. In this time frame, I was not using the card for my doctor bills because I have insurance. But to make a long story short, I have paid all my promotional balances off according to my online statement. Today I called them and the represent...

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Synchrony Financial Credit card customer service / customer relations

April 7, 2016 - From - - till - - I had an account with a limit of $2500.00, soon raised to $2700.00 dollars.The highest I ever had the account was just over $500.00. I was never late with a payment and in good faith made twice the payments needed, most well over the minimum asked for. Of those - payments - bank drew from the wrong account, the one I had closed. The moment I was made aware I corrected it and resent a payment from the correct bank, - -. Never ever, even with - screwups, was I late on a payment. Yet because of - screwups my account was abruptly closed, and wi...

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Synchrony Financial Credit card customer service / customer relations

April 3, 2016 - I signed up for the credit card through a promotional period where if you purchase things over $1000.00 you get 12 months 0 % interest financing. The deal also had a 5 % credit back on all amazon purchases. I purchased a laptop for around $13000.00 which would have built up interest that would be charged to me if I did n't pay it back by 12 months. Since the 5 % credit is nice for purchases made off Amazon, I purchased a few things and then submitted payments to cover them thinking they would be applied to the purchases I made that would have immediate interest charged. I was wrong, the pa...

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Synchrony Financial Credit card customer service / customer relations

March 28, 2016 - My lawyer is trying to charge my credit card and the card can not be charged. ...

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Synchrony Financial Credit card customer service / customer relations

March 24, 2016 - ON -/-/2015 I RESPONDED TO AN OFFER AT - THAT SAID APPLY FOR THEIR CREDIT CARD AND SUBMIT AN ORDER TOTALLING - AT THE SAME TIME AND RECEIVE A - CREDIT ON A FUTURE - BANK IN QUESTION WAS SYNCHRONY BANK AND THE CREDIT CARD WAS A MASTER CARD.AT THE SAME TIME AS THE CC APPLICATION WAS SUBMITTED AN ORDER, NO:- WAS PLACED WITH WALMART.COM TOTALLING - ORDER WAS PAID FOR BY A- SINCE I DID NOT HAVE THE NEW WALMART MASTERCARD WHICH ARRIVED ON -/-/2015.IN ADDITION TO THE ABOVE ORDER I HAVE PLACED - ADDITIONAL ORDERS TO DATE USING THE - CREDIT CARD. TO DATE I HAVE NOT RECEIVED ...

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Synchrony Financial Credit card customer service / customer relations

March 24, 2016 - Synchrony Bank, an institution with whom we have a line of credit, has several times called our cell phones stating that there is a payment due when a payment has been made the previous week. Also we are getting robo-calls to our cell phones from this bank which are intended for other account holders of this bank. This seems to be a violation of both the FDCPA as well as the TCPA. ...

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Synchrony Financial Credit card customer service / customer relations

March 16, 2016 - On Tuesday, - -, 2016, I was on the phone with Synchrony Bank, for more than half an hour, addressing a concern to my Walmart 's Card and I also made a payment to my account. However, this morning, Wednesday, - -, 2016, I received a call from Synchrony Bank, at - -., which I did n't answer. However, within an hour, I did contact them, to get the nature of the call. Upon contacting them, I was informed that my account was overdue and I was told that I needed to make a payment to bring the account current. After I explained to the customer service representative that I had al...

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Synchrony Financial Credit card customer service / customer relations

March 7, 2016 - My identity was stolen and I request to all my credit card to send me paper invoices after many fraudulent charges on different acts I receive charges from Synchrony Bank, for Walmart, BP gas, Sam 's Club, Chevron the Bank in mention just partial statements and if do n't pay the amount request they will report me to the credit bureau and finally they did I told the bank that Walmart was an overcharge almost $500.00 but paid $890.00 BP I pay amount request now they gave me credit for over $250.00 Sam 's Club they send a paper invoice $420.00 and late charges & interest I request invoice...

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Synchrony Financial Credit card customer service / customer relations

March 1, 2016 - I would like to file a complaint about a representative I spoke with while trying to get help during a financial hardship. I was nervous to call because I am behind on payments. I explained my situation. I told the rep " I went through a messy divorce this past year and I 'm trying to get back on top of my bills. '' The representative seemed sympathetic at first but then said, I do n't know if I should congratulate you. What type of response is that? This made me extremely emotional and I could barely speak to get through the rest of the call. No, I do n't want a congratulations. I am left bro...

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Synchrony Financial Credit card customer service / customer relations

February 28, 2016 - Amazon credit card company was transferring companies, and I was unable to reach them for months when I actually had the money to pay off my balance. When they were acquired by a new company, I refused to pay since I had been unable to reach them. My debt was transferred to -. ...

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Synchrony Financial Credit card customer service / customer relations

February 27, 2016 - I have a number of accounts with Synchrony Bank. I have opened complaints before concerning this same issue but it has evidently not been resolved by the bank. First- when they call they call as " UNKNOWN ''. I do not answer unknown calls. Secondly when I call back or call them they ask for an account number? WHAT account number I have a minimum of - opened by retailers who use the same source which I do NOT like. I owe it all to - company. Next their automated system does not work, rarely works and almost always forces me to switch to a live person who supposedly speaks English but CAN ...

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Synchrony Financial Credit card customer service / customer relations

February 22, 2016 - This complaint is regarding SYNCHRONY FINANCIAL BANK or as stated on my credit report SYNCB/WALMART.I have made a report against them before but the actions taken after are just ridiculous. I had a credit card with this bank, which I did not pay due to financial hardship.As soon as I had the money to pay my debt I started trying to find a contact number to reach them out. I had lost my apartment and lost a lot of my personal mail, So I had no way of contacting them until I got a copy of my report.I called the number on my report, I called and was told this debt showed as paid on their system, ...

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Synchrony Financial Credit card customer service / customer relations

February 19, 2016 - I have had trouble with my Sams Club Mastercard, through Synchrony Bank, since Sams Club switched to it -/-/-. I have used it at my local Walmart -/-/-, and it was denied, I have tried using it when I traveled for work -/-/- in - it was denied, even though I contacted them through email to notify them of my travels. I filed a complaint with your office -/-/-. I used it in -/-/-, on a trip to Florida, after having notified them of my travels. I used it in a grocery store and was told of " suspicious '' activity, and they froze my account. This was the last straw...

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Synchrony Financial Credit card customer service / customer relations

February 18, 2016 - Use of Gap Visa card issued by GE Capital Retail Bank was declined on -/-/-. Card has expiration of -/-/- and has a credit balance. Customer Service says card cancelled because issuing new one with chip. Other card companies keep card valid until new card activated. A declined card is embarrassing. This practice is poor customer service and relations. ...

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Synchrony Financial Credit card customer service / customer relations

February 17, 2016 - - - Customer Srvice - - - - -, - - And - - -. - - - -. -, - - On - -, 2015, I was approved for a - - credit Card. I made a purchase of $2300.00. the items were deliver but the coffee table was damage. I called Marlo to have this item repair or replace. They refused. I contacted the Bank that I am disputing the charge for the coffee table ( $90.00 ). The bank is saying that they are unable to resolve the issue because Marlo furniture has done nothing wrong. I am not asking for a free item but all I have been asking for is...

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Synchrony Financial Credit card customer service / customer relations

February 8, 2016 - I am behind on my Care Credit Synchrony Bank payments, I have explained this to representatives of the Bank by phone and also by e-mail last week that I and my wife are both Senior Citizens and both on Social Security and a fixed income. I had the company take $230.00 from our checking account on - -, 2016, and told them I would send more money at the end of the month, when we have additional checks coming. But this was not enough, they are threatening to send the account to a collection agency and they call and leave messages several times a day. I am - years old, and this is very ...

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