Synchrony Financial Credit Card Complaint

Customer service / Customer relations

Synchrony Financial Credit card department,

Customer service / Customer relations Tennessee

I am a PayPal Extras MasterCard ( Synchrony Bank ) cardholder. On - -, 2016, I made a payment of $53.00 on my PayPal Extras MC account. On - -, 2016, a second payment of $100.00, *unauthorized by me*, was made to the account, being automatically debited from my checking account. This transaction caused an overdraft, incurring $72.00 in overdraft fees and causing me a great deal of distress to sort the matter out. On - -, 2016, I called the PayPal EMC/Synchrony customer service department and explained the matter. The agent promised me that a refund of the $100.00 unauthorized payment had been requested and would be processed and sent to me by check within 2-3 weeks.


during our call ( again ) and reassured me the refund would arrive by check within 2-3 weeks ( again ). Having been a PayPal Extras MasterCard cardholder for a number of years ( since before Synchrony Bank was involved ), I am profoundly disappointed. The current course of events is not acceptable. I am doing my utmost to make payments on this account, given my circumstances - I am - and can not work due to -, and in possession of very limited funds - and I feel I 'm being met by incompetence and indifference. This matter should have already been settled.

Synchrony Financial customer in Tennessee
Dec 13, 2016

* Source: CFPB Complaint Database

Synchrony Financial response to complaint:
Closed with explanation

Created with Highcharts 4.2.3Synchrony FinancialComplaint HistoryComplaints1/20162/20163/20164/20165/20166/20167/20168/20169/201610/201611/201612/20161/20172/20173/20174/201702.557.51012.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Synchrony FinancialCustomer service / Customer relations1.6%56.3%23.4%18.8%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCustomer service / Customer relations0.0%11.4%3.4%2.1%0.7%18.4%63.6%0.4%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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