Review and analysis of over 16 Installment Loan complaints against PayPal Holdings, Inc.
PayPal Holdings, Inc. consumers have reported over 16 official complaints related to Installment loan. Out of the 16 consumer complaints against PayPal Holdings, Inc., 25% were disputed by the consumer (i.e. the consumer was not happy with how PayPal Holdings, Inc. responded to their complaint) and 100% were processed in a timely manner. 38% of consumer complaints against PayPal Holdings, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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PayPal Holdings, Inc. Consumer Loan taking out the loan or lease May 23, 2016 - I have applied for a Paypal account many times over the last year. According to paypal Credit my information is confused with another individuals credit and thus they think I have an account. Their security department has not been able to resolve. I sent a letter to - - SVP, - asking his office to escalate and they replied they could n't extend credit at this time. I have received this response probably 10 times in the last year but no one ever tells me why. According to the security department its because the credit application never flows through the system. I have two concerns : ... |
PayPal Holdings, Inc. Consumer Loan problems when you are unable to pay May 9, 2016 - Paypal credit is asking for a high minimum payment in the amount of -, the account is past due and over limit currently, which I understand. However, they are asking for such a high amount as it exceeds my weekly paycheck. I requested the amount lowered, however, was denied saying the account is again over limit and past due. The account is past due because I have fallen behind on payments with the account as well as other credit accounts I currently hold. I take care of my mother and have been paying for her medication ( s )... |
PayPal Holdings, Inc. Consumer Loan managing the loan or lease May 3, 2016 - I payed my - bill Online through my PayPal account to my PayPal Credit as I always do, which it does n't give you a confirmation # direct from the site but does tell you that the payment 's pending. I logged off & went about my business, about a week later I got a letter from PayPal Credit stating my account was past due, since I 'd made the previous months payment I was confused and called them which was around - -. The CSR who helped me told me the payment did not post and she arranged for payment to be taken from the account I have linked to my PayPal within the next day and I also... |
PayPal Holdings, Inc. Consumer Loan shopping for a loan or lease April 23, 2016 - There seems to be an extraordinarily confusing relationship between three separate companies. They are PayPal, PayPal credit which was formerly Billmelater, and a third instrument which I now have which is Prepaid Paypal Mastercard. The point of primary confusion, I believe, is entirely intentional. As one jumps from webpage to webpage, sometimes the word " payment " is used in reference to what is owed to PayPal credit, and then immediately following payment refers to money being paid to the people from whom one is making a purchase. What happens, of course, is that the consumer assumes that ... |
PayPal Holdings, Inc. Consumer Loan taking out the loan or lease April 20, 2016 - This is a paypal line of credit that i was not aware of until today, -/-/-. Apparently the account was opened in -/-/-. When I opened my paypal app on my phone, it said I had a past due balance. I freaked out and immediately made a payment so that my credit was not impacted and then called Paypal to research. I was told by an agent and a supervisor that i opened the account and was accruing interest on charges made. I disputed and said this screams unfair/deceptive practices. All charges should have been posted to my - and not a line of credit that I did n't apply for. Now what re... |
PayPal Holdings, Inc. Consumer Loan managing the loan or lease April 13, 2016 - I attempted to purchase - $85.00 - gift cards with my credit card via Paypal 's website. For unexplained reasons, I was only able to purchase - of these as intended. For the last -, PayPal only gave me the option to purchase with PayPal Credit. I reluctantly did so. No disclosures were made to me as to the details of the transaction with them to the best of my knowledge, but I was generally aware that they offered 6 months interest free on the purchase. I monitored my account on at least a monthly basis, as I wanted to make sure and avoid the interest. Each " e-statement '' I w... |
PayPal Holdings, Inc. Consumer Loan taking out the loan or lease April 11, 2016 - Paypal.com in conjunction with a - online order opened a " Line of credit '' in my former name - - - billing me as Paypal Credit. The fees are high, as is the interest rate and as of -/-/- I owe over $100.00 on a purchase of $41.00 made -/-/-. The first customer service rep at Paypal told me that they do not have my SS # or birthday. Now a few days later, they say that they do. The advertising on the - website for the paypal card is deceptive. Your agency nailed paypal for doing this with credit cards in - - according to - Today. Now it appears t... |
PayPal Holdings, Inc. Consumer Loan managing the loan or lease April 8, 2016 - - - 2016 I am filing this Complaint because Paypal 's response to my earlier Complaint ( - ) made no attempt to resolve the matter in question, namely a $250.00 refund issued from - to Paypal. Paypal 's response was nothing more than a reiteration of the conversations I have had with them over the past several months. The - item Paypal requested in their complaint - the email from - indicating the transfer to them of the $250.00 - was faxed to them on - - 2016, to the fax number they provided ( - ) in their response. The Transaction # - in this email was fur... |
PayPal Holdings, Inc. Consumer Loan taking out the loan or lease March 18, 2016 - My name is - -. A few years ago PayPal opened a credit account under my name without authorization, at some point a purchased was pushed to that account. At the time I was unaware of this until PayPal insisted I make a payment on the account or risk my credit report ranking. After some wrangling back and forth I paid the dept and PayPal assured me they would close the account and would ensure it would not happen again. A few weeks ago I got another demand letter from PayPal with regards to yet another " open case '' regarding my PayPal credit account, demanding payment and notifying me t... |
PayPal Holdings, Inc. Consumer Loan managing the loan or lease February 11, 2016 - I have a complaint about PayPal credit services because I did n't ask to get sign up for the credit account and I find out after that they attempt to get a pre-approval credit loan on my account. I thought that they pulled money from my credit card or linked bank account. I never get any statements from them and now I see a lot of debt incurring. I do n't think that they have updated the refunds or accurately post them in my account balance! I feel like I 've been cheated because I did n't sign up for this and the high interest rate. ... |
PayPal Holdings, Inc. Consumer Loan taking out the loan or lease January 21, 2016 - I made an on line purchase of a class ring in - 2015. The vendor used PayPal as a method of payment. Having purchased several items using PayPal who has my credit card on file there was no problem. After several weeks of not having received the item, I gave the vendor a deadline to have the item delivered or the purchase would be cancelled. The item was not received and there were no charges on my credit card so I assumed to purchase was cancelled. Sometime in -/-/- or -/-/- I received a bill from Bill Me Later/PayPal for the item. I contacted PayPal and - - and advised them... |
PayPal Holdings, Inc. Consumer Loan managing the loan or lease January 17, 2016 - I made a purchase using PayPal. They claim to have protections against fraud committed by the merchant. After trying to go through their dispute process they told me too bad you have to pay for it plus interest. The company I made the purchase from had a stated return policy which I tried to follow. They refused to answer any phone or email. Sticking me with the product. PayPal claims to protect consumer from bad merchant behavior. They lie as bad as the merchant. ... |
PayPal Holdings, Inc. Consumer Loan taking out the loan or lease January 5, 2016 - I never signed up for a Paypal loan. I did n't give paypal permission to start an account with a $750.00 credit limit. ... |
PayPal Holdings, Inc. Consumer Loan problems when you are unable to pay January 3, 2016 - I signed up for Fan Dual awhile back and choose to pay with pay pal not pay pal credit, which i never knew existed, and the next thing u know it was being paid through Pay Pal Credit ... i did not not choose this type of pay knowing that u have to hit my credit. I have a paypal acct on ebay and it is not a credit acct.Then u can not pay this credit acct thru online pay pal it has to be a bank acct.. this is - .. They said they would let me slide this one time and pay over the phone ... Does this not send up a flag!!! U let me know bacause i will be discontinuing there services!!! ... |
PayPal Holdings, Inc. Consumer Loan managing the loan or lease December 31, 2015 - Paypal-i signed up and logged my credit card for a purchase. Only when I began receiving calls and mail from collectors and hours on the phone did I discover I had opened a line of credit and used it without ever knowing. I had to pay fees larger than the original amount and it impacted my credit score. ... |
PayPal Holdings, Inc. Consumer Loan managing the loan or lease December 30, 2015 - I have been a customer of the Paypal credit ( previously Bill Me Later ) for some time now. While reviewing the CFPB website I saw a determination of some practices that I believe I was a victim of. Abusively charged consumers deferred interest : The ability to repay the items that were being deferred was not easily apparent, and as such caused undue fees to be applied instead of paying items that cause additional interest. Made consumers use PayPal Credit for purchases instead of their preferred payment method : Merchant websites utilize whatever payment option is chosen with paypal, and ... |