Review and analysis of over 4,006 Conventional Fixed Mortgage complaints against Ditech Financial LLC
Ditech Financial LLC consumers have reported over 4,006 official complaints related to Conventional fixed mortgage. Out of the 4,006 consumer complaints against Ditech Financial LLC, 21% were disputed by the consumer (i.e. the consumer was not happy with how Ditech Financial LLC responded to their complaint) and 100% were processed in a timely manner. 1% of consumer complaints against Ditech Financial LLC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 5% resulted in non-monetary compensation.
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Ditech Financial LLC Mortgage loan servicing, payments, escrow account April 6, 2017 - Despite having a mortgage with Ditech Financial for less than 20 % of my home 's value, they took it upon themselves, with no approval from me, to open up an escrow account for my property & school taxes. I have always paid these taxes though sometimes I pay them late and I was late at the moment Ditech decided to establish this unauthorized account on my behalf. I reject that Ditech has the right to open up a - account without my approval. This seems very similar to the highly publicized - incidents.... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account April 4, 2017 - Ditech is again creating false documentation to overcharge me to facilitate a hardship so that they can foreclose. Ditech should be reducing my monthly mortgage payment because my required escrow balance is an overpayment. Yet, Ditech has once again created false documentation raising my note to $1200.00 instead of lowering it to $1000.00. Ditech manufactured a shortfall that does not and will not exist. Ditech withheld projected balances and federal law regulating how low balances are calculated to hide that it owed me a refund of $790.00 and that my mortgage should be going down and ... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure April 1, 2017 - - - To : CFPB On -/-/- my father past away due to a - and my mother was the executive of his state. A few months later I was place on the loan for the mortgage and the deed was registered under my name and my mother 's name and also the house with was already - - dollars in late fees. I reach out to Green tree to start the loan modification because of financial hardship. A few months later Green Tree sold the loan to Ditech Financial - ACCT # -. Ditech sent me a packet witch, include a hardship form to fill out and send back to them. I sent all my financial informatio... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 31, 2017 - Extortion excess escrow ; with threatened Foreclosure for amounts not due ; attachments define the case with proofs ; opposing counsel states the Stipulated Injunctive order CASE - Document - Filed -/-/2015 as brought by FTC and CFPB are not enforceable between customers and Ditech Financial LLC , therefore they did no wrong that can be enforced, or the gist similar thereof ; Phone records and specific calls can be identified with key information, but implications are that the recording of such collections calls by Ditech as required to be kept at 90 % per the agreement, are not discov... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 30, 2017 - the lender is in violation of regulation 1024.39 ( a ) Early intervention requirements for certain borrowers. - A servicer shall establish or make good faith efforts to establish live contact with a delinquent borrower not later than the 36th day of the borrower 's delinquency and, promptly after establishing live contact, inform such borrower about the availability of loss mitigation options if appropriate. & 1024.39 ( b ) Notice required. Except as otherwise provided in this section, a servicer shall provide to a delinquent borrower a written notice with the information set forth in paragrap... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 28, 2017 - When I took out my loan I did not put down 20 % equity and had to add private mortgage insurance. I was advised once my loan hits 80 % loan-to-value ratio the private mortgage insurance would be dropped automatically, or I can request in writing that it be removed early if the equity in the home is above 20 %. I contacted Ditech because my realtor ran comparable pricing in the area and found my home had gained more than 20 % equity thus allowing me drop the private mortgage insurance. When I contacted Ditech they stated that they would have to have an appraisal done, which I would be charged f... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 24, 2017 - My complaint numbers are:- and -. We filed for a chapter - bankruptcy -/-/-. Our Bankruptcy was discharged on -/-/- ( enclosed ). Our mortgage was paid up to date at the time of filing and not included in the Chapter -. Our mortgage was with -, then Green Tree mortgage took it over and we continued making our monthly mortgage payments for the same amount, but only receiving an " informational statement '' ( enclosed ) that showed only the payments we made, no principal, interest or escrow balances, and to this date almost 4 years later we are still receiving those sam... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 23, 2017 - On - -, 2017, Ditech denied the Home Affordable under the HAMP Program claiming that the 31 % is less or equal to 31 % of the gross income. Pursuant to the - servicing Guide published on - -, 2017, servicers are required to include the monthly payments for all Heloc. Thus, the housing debt ratio must included the following : Principal & interest Taxes & Insurance HOA dues The principal & interest, taxes and insurance included for the fist lien : 1. $660.00 Second lien ( HELOC 2. $580.00 HOA dues 3. $210.00 total Housing expense $ $1400.00 divided by monthly verified inco... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 23, 2017 - My wife was laid of in - of - and we applied for a loan modification through our mortgage company, Ditech, in -. All documentation was received and cleared by them in - of -. We were instructed by Ditech that it would take approx. 60 days to review the information and get back to us with the decision. It is now -/-/- and I have called Ditech many times with no resolve. Each time I have called a representative states that it is still being reviewed by underwriters and to call back next week. This is until last week on Friday -. I have called 3 times and it does not connec... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 22, 2017 - Thank you for assisting with this issue. Each year, I receive a notice from my mortgage company stating that my escrow account has a shortage. I paid it one year and each year I receive the same notice. I 've already contacted the - county tax and assessment and was told nothing has changed far as property value and the home insurance has not increased. At this point, it is very frustrating and has caused a great amount of -. Also, I received a letter stating the my PMI will be terminated and to date I 'm still paying for that. I call the mortgage company and get placed on hold for long ... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 22, 2017 - Applied for a modification with Ditech at the beginning of -. Called repeatedly and was told they did not receive the package and ask for more documentation which I would fax and mail repeatedly. This went on for months and finally in - they indicated they had finally received everything. In - I received a letter from - - - of - - -, -. stating the mortgage was in default. I contacted Ditech and was told to disregard the letter and it would take 30 days for them to review the modification package. On -/-/- there was a foreclosure notice published on my pr... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 20, 2017 - My home flooded I paid for the repairs Insurance company put mortgage co on checks They refuse to release money so I ca n't pay my bills Mortgage They need to refund all late payment s and release my money... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 16, 2017 - My client paid off his loan on a mobile home trailer in -/-/2017. Ditech Financial, LLC claimed to have mailed the original to the property address, but inadvertently left off the trailer number. Therefore, the title had not been received. Ditech then sent copies, where were useless, since the Department of Motor Vehicles is requiring originals. When he called to request that a duplicate original be sent to his current address, he was informed that the title had been sent the original lien holder, -, located at -, -, LA -. THIS COMPANY IS NO LONGER IN BUSINESS. Subsequent request... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 15, 2017 - My wife and I short sold our home in -. The home officially was sold on -. Settlement was reached with GreenTree Servicing and account was closed in -/-/-. At some point since then Ditech Financial merged or assumed control of GreenTree Servicing. In -/-/- Ditech Financial reported to the the credit bureau that we were over 150 days late with payment. As stated before the account was closed in -. I have attempted to resolve this with Ditech repeatedly to no avail. They consistently promise to send me documentation indicating that the mark will be removed from my credit and s... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 14, 2017 - -, Pa- Tel:- Email : - -/-/- Dear sir madam : My final complaint : The mortgage " document is a fraud because the signature on the document the bank is claiming to be - signature is not that of my Ex-wife, - . Thus, I 'M kindly asking that the CFPB use the services of your good office to probe this concern. For now, I 'm awaiting the bank proving to the court that my Ex-wife lied under oath to the court. The signing is hers '. At this juncture, many thanks for the CFPB support to people like myself and those are and have been struggling to remedy financial predatory dif... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 13, 2017 - I 've had my mortgage since -/-/- and I 've never been late. I have automatic debit on my bank account from Ditech. On -/-/- the funds were n't available for some reason and I called them several times to charge my debit which they said they were going to do but apparently they never did. Since they do n't bank a physical bank in - I could n't do much and sent the payment because they never charge my bank account and I was going to be late. Anyways they said I was n't going to have a 30 days late they even returned my late fees and everything but on my credit report appears to be ... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 10, 2017 - Our original Mortgage was through -. They were picked up by -, then passed on to Greentree ( - ). They got into trouble and was picked up by Ditech. When Greentree acquired our mortgage I was at a - with my wife and out of the loop for over 60 days ( - to - ). I continued sending our payments to -, they in turn sent the payments on to Green tree. Greentree jumped our payments, stating our Escrow account was delinquent. It was not, but we sent the extra amount without question. At the end of the year they had to return the overage back to us, some $920.00 by federal law. ... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 10, 2017 - MY MOTHER PASSED AWAY ON -/-/- I AM THE ONLY CHILD AND HEIR TO HER ESTATE. IT TOOK ME OVER 9 MONTHS TO FIND HER WILL AND GET THE DEATH CERTIFICATE. I SENT DITECH FINANCIAL LLC ALL DOCUMENT REQUIRED BUY THE STATE OF KANSAS MY RIGHT TO THE MOBILE HOME THAT ME AND MY MOTHER LIVED IN. THEY KEPT ON COMMING UP WITH OTHER FORMS I WAS REQUIRED TO FILE AND WHEN I CHECKED WITH THAT STATE OF KANSAS ATTONEY GENERALS OFFICE I WAS NOT REQUIRED TO HAVE THIS FORM. DURING THIS TIME THE HOME WAS FOR CLOSED ON AND I HAD TO GET OUT OR LOSE MY OWN POSSESIONS. THIS WAS -/-/-. I DID GO TO COURT BUT IN THE ... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 8, 2017 - I had originally filed a complaint on -/-/-. [ Case number : - ]. Their response to me on -/-/- was as follows : " Ditech records reflect that you voluntarily applied for a modification review and, after completing the trial period plan, you were approved for a permanent modification. Once the modification is completed the account will be brought current. Ditech currently is waiting for the signed modification documents to be returned by you. If you have any questions regarding the loan modification process, please contact Ditech representative - at ( - ) - extension -... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 7, 2017 - My mortgage company keeps sending third parties to my house to do site inspections. I have contacted them via writing to let them know that we are currently living in the house. The company replied to me regarding my request to have them stop their site inspections. The letter dated -/-/2017 stated that " please note, inspections will continue as deemed necessary ''. The reason I asked them to stop is that our son suffers from chronic mental health conditions. When he sees strange people walking in our driveway and taking pictures it causes mental health distress for him. I also suffer from ... |
Ditech Financial LLC Mortgage credit decision / underwriting March 6, 2017 - I had to declare bankruptcy over five years ago. When I filed I told the attorneys to leave my house out because I was n't behind on mortgage payments. Much later I found out my house was included in the bankruptcy, even though I was n't behind on payments. Someone was awarded -. I called - - -, Green Tree and, ditech, they all denied receiving the money. The firm handling my bankruptcy would n't help me unless I paid them more money. When the bankruptcy was up I was one month ahead on payments, ditech sent my loan to collection. I refinanced my loan through -. ditech sent them ... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 3, 2017 - GreenTree sold our mortgage to ditech after my father passed away 10 years ago. They chane our payment rates, have us late every month, and refuse to transfer ownership via probate order. Now they are refusing to take any payment from us.... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 2, 2017 - I was faithfully paying my mortgage payment from the time, Ditech Financial took over and transfer our notes from -. No missed payment nor late payments as a proof, I can send all evidences of all my mortgage payments in the future. We kept on sending our mortgage checks to Ditect before the - of every month as stipulated from our Deed of Trust, unbeknownst after researching from our bank account 's that our last mortgage check was only cashed since -? We continued to send mortgage payments from - and - and Ditech never cash out anymore those mortgage payment checks we sent to t... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 1, 2017 - Complaint # - Ditech- Re-occurring Issue New Complaint My home loan was Originally with - then Greentree now being serviced by Ditech, .I believe - - thru today -. I have been expeirncing much difficulty with this company.. In the Months of - Thru - of - I have been seen discrepancies I am on a BI-Monthly payment which is every other Friday deducted out of my - bank account. I started to notice in -, - Late charges being applied to my account, when I called they said it was a computer err and would ask that the fee be removed, Again the following month another ... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 1, 2017 - My mortgage lender has misposted several of my mortgage payments over the past six months, crediting the payment to escrow instead of to principal and interest. I have contacted them at least 5 times to correct the error, yet they still show me as being in arrears in my payments despite assurances by their customer services personnel that the misposting will be corrected. Now they have reported me delinquent to the credit bureaus and my credit rating has dropped by - points or more.... |
Ditech Financial LLC Mortgage settlement process and costs March 1, 2017 - In mid-/-/- of last year, -/-/2016, I took a cash-out refinance with -. The title company was -. The closing disclosure contained a 'clerical error ' that was caught hours before the loan was to close and long after the signed and notarized documents were received by the Title and Lender. Having been informed at the last minute of this $1000.00 error, not in my favor, I was forced to sign a revised CD. Now, it turns out that my previous lender, Ditech, did not receive the full payoff amount from the title company. Unbeknownst to me until I pulled my credit report last week, dit... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 1, 2017 - Ditech Financial LLC who is my mortgage lender was mistakenly paying property taxes to a different parcel number or property with my escrow account for the year of -/-/-, this led to having delinquent taxes on my property, placing my property under tax lien. Because property taxes were n't getting to my property, it also caused an escrow shortage on my account. although the delinquent taxes has been settled recently after going back and forth with Ditech for couple of months and dealing with bad customer service, the escrow shortage is still in effect which made my new monthly payment inc... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account February 18, 2017 - Ditech switched over their computer system in - 2016, which caused account numbers to change and Ditech actually delayed cashing of checks used for mortgage payments. It took close to 5 months for Ditech to straighten this out. Ditech had my account ending in - ( I have - accounts ) as being paid more than 30 days late in - 2016, despite the fact that I actually send my payment on time every month. I have proof of this. In - 2016, Ditech was still trying to correct their error when they retroactively backed out my payment that was made 3 weeks earlier and put it in escrow, there... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account February 14, 2017 - On -/-/- Ditech Financial LLC opened a escrow account for our mortgage without our authorization and paid our Homeowners Insurance without our authorization. - -, our Homeowners Insurance, sent Ditech a proof of insurance form and Ditech paid for it without our authorization. Since -/-/- I 've been on the phone for hours with Ditech to get this resolved, to be sure - received our payment from Ditech on time before we got additional charges from - for late payments, we had to pay Ditech back for the homeowners insurance payment to close the unauthorized escrow account, and... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account February 10, 2017 - I am extremely frustrated with Ditech. We have been faithful on our home mortgage for over 10 years now. We have never been late. Ditech has misplaced our payments causing me to go through grueling straints to prove we paid the amount and for them to find the payment. They have ceaced applying my monthly payments to our account and are repeatidly sending me loss mitigation paperwork. But, I have never been late on our payment. At current it shows I am almost $9000.00 in the hole, yet when I contact them they state they have received my payments every month! They are not applying the payments... |
Ditech Financial LLC Mortgage settlement process and costs February 4, 2017 - I called - Mortgage ( - ) to obtain a - mortgage interest statement. - with I.D . # - stated that my loan had been sold to Green Tree on - -, - and gave me their phone number ( - ). When I called Green Tree at the number - provided, after providing my address and either partial or full social security number, heard a recording offering me a $100.00 - gift card and a $50.00 restaurant gift card. I was to press a key to accept, which I did not. Then a representative who said his name was - - came on the line, updated my address, etc. and said the comput... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure February 1, 2017 - DITECH, AND - ARE ATTEMPTING TO SALE MY HOUSE ON -/-/- ON THE COURTHOUSE STEPS. THE ASSIGNMENT THAT IS BEING USED IS ROBO SIGNED, THE ASSIGNMENT WAS CREATED AFTER THE CUT OFF DATE OF THE TRUST. THE ASSIGNMENT IS FRAUDULENT... |
Ditech Financial LLC Mortgage settlement process and costs February 1, 2017 - I am very devastated of the way Ditech has handle my loan. I submitted all documents needed to be review for a Deed in Lieu. However I have an active sale date for -/-/2017. I confirmed with the Ditech Foreclosing Attorneys " - '' and they have not received any request from Ditech to push my sale date BACK or to have it canceled until my Deed in Lieu is finish. I recently received a letter from Ditech dated -/-/2017, they have a complete packet and that they will respond within 30 days. However, I am - because my sale date is still active with the Foreclosing Attorneys. I am tired th... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 31, 2017 - We are disputing a complaint against Ditech Financial Services regarding two payments that were made -/-/- and -/-/2016 which they are reporting as 60 days late but they were made within 50 days of the due date. I have documentation to support when these payments were posted and all we are trying to do is to get them to update their records to reflect a 30 day late vs. 60 days so that we can close on a loan transaction. I sent this information to Ditech over two weeks ago requesting that they update their records and email me with a response so that I can provide it to our lender. We ca... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure January 24, 2017 - DITECH FINANCIAL LLC., and - are attempting to sale my home on the courthouse steps -/-/- with an assignment that was robo signed -/-/- by - an atty that was attempting to foreclosure a few year ago. the assignment was created after the cut off date of the of the -. According to section 201 of the pooling and service agreement had to be conveyed prior to this cutt of date of -/-/-. The assignment is fraudulent ATTY - was not the vice president of -. HE WAS THE FORECLOSING LAWYER. - signed a verified affidavit -/-/-, and it was filed in SUPERIOR COURT OF -... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure January 24, 2017 - I submitted a complete loan modification package and was foreclosed on well being reviewed Ditech claims I never submitted all paperwork yet I never received any notice and also a month after the sell of my home I received a letter saying I was reviewed for modification but was not approved due to no longer owning the home!! This is dual tracking! I also had a large payment misapplied and forced insurance to my loan when I was already paying for insurance!... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 19, 2017 - Our home was sold to the mortgage company Ditech. Right from the start we had problem with them, trying to set up automatic payments or even making a payment at all, but the real problems started when we sold our home. We were told when we closed on our home to expect a escrow refund check within 20 days of closing. Several days past the 20 day mark we still did not have a check. We called in and they told us to wait till next week. We finally got our check and put it in the bank. Our bank later called to let us know that Ditech cancelled the check and they had to charge us a fee. We called Di... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 19, 2017 - My mortgage loan with Ditech was paid off on -/-/2016. At that time, Ditech was notified by the lender that I refinanced with that we had paid our annual property taxes and the loan was paid in full per the loan balance payoff statement provided by Ditech. I had paid the property taxes in full -/-/-. I receive a short pay notice from Ditech for $2600.00 dated -/-/2016. The short pay resulted because Ditech had also paid the property taxes. The letter from Ditech indicated that I would need to pay them an unreasonable interest rate of - per day on $2600.00 shortage. I IMMEDIATEL... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 14, 2017 - I have a home mortgage loan with Ditech. My name is - -. My loan originated with - - - -/-/-. I purchased my home with over 30 % deposit and decide not to set up an an escrow account to impound property taxes. Several years ago - sold the loan to Greentree financial, then Ditech took over Greentree loan. I have never been delinquent in paying my mortgage ever. My spouse pays the mortgage automatically through his checking account electronically. I received a Call from a Ditech -/-/- debt collector indicating I needed to call them. They were stating they were debt -... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 13, 2017 - Ditech bought my home loan from -. Ditech did not pay my insurance or taxes like they were supposed to. Ditech finally paid my taxes but they are trying to slip my late fees into an HOA payment. I do not have an HOA and what they are doing is fraud. I have never missed a payment nor have I been late. They refused to take any responsibility for the late tax payment or making my homeowners insurance get cancelled.... |
Ditech Financial LLC Mortgage credit decision / underwriting January 12, 2017 - I submitted a partial payment of $1400.00 to be applied to my mortgage payment. The money was placed in a " Suspense Account ''. I qualified for a loan modification and after the modification was complete, the money in my " Suspense Account '' was robbed from my account and reclassified as " Eligible Servicing Fees ''. As I understand from the holder of my loan, - -, no fees should have been charged nor should my " Suspense Account '' have been depleted for such fees. - - and Ditech have both received the same documentation. Please review my claim and contact me if you need addit... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 6, 2017 - 19 years ago I took out a loan for the purchase of a mobile home which is my primary residence. Over the years the loan has been sold and was eventually acquired by GreenTree who later became merged with a company called Ditech that shared their parent company. For the last few years we had an automatic payment online set up electronically with our bank to make our monthly payments. Over the last year or so we have also been consistently making extra payments to pay down the balance quicker. For every payment sent, Ditech would show the ACH payment posted to the same day. On - -, 2016 I... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure January 5, 2017 - Several months ago I began pursuing a modification with DiTech Mortgage so I could keep my home. On -/-/- I spoke with - -. He told me the documents they had recently requested had been received and nothing else was needed. I asked him if there was any other info I needed, he said 'no '. On -/-/- I spoke with - - - - who told me there was a huge list of documents I needed as of -/-/-, the very day I was told they had everything they needed. He also told me I had a sale date on my home for -/-/-. I asked when the sale had been scheduled but ... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure January 5, 2017 - I only want Ditech to modify the loan to mortgage only with auto pay. I was told in the last call that they ca n't change the terms on a service contract. ( It 's not a service contract since it has been sold three times to banks before they got it. ) But in the next mailing, they sent me a modification contract to go from 30 to 40 years for me to sign. Why would I sign that? I have sent 6 copies of the same letter asking for the mortgage only change on three different platforms ( fax, mail and website ). They have responded to none.I will not answer their calls because the verbal abuse you ge... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 4, 2017 - I closed on my first house on - - of 2016 and my mortage company Ditech has not paid my property taxes for 2016. They have had the bill since - of 2016 and I have been getting the run around over the phone with them. I am about to have a lein on my property... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure January 4, 2017 - My house was placed into foreclosure status with a sale date of - -, -. I have been working closely with DiTech to modify the mortgage and avoid losing my home. I submitted ALL required documents via fax in - -. DiTech agents went back and forth with me for weeks requesting duplicate information. On - -, - a DiTech agent advised me that all documents were in and would be forwarded to loss mitigation and the sale date would be postponed. To date I have been unsuccessful reaching anyone to confirm the status of my application ; no one answers or returns my calls. I contac... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure January 3, 2017 - I 'm in default on my mortgage since -. - commenced foreclosure action on behalf the Note/mortgage holder but did not produce the necessary documents to get final judgment to foreclose. Prior to foreclosure hearing in - - bank lawyers falsified mortgage assignment using former - employees acting as - vice presidents, filled another foreclosure complaint on my house under different Docket number ( dual foreclosure in another court, different town, different judge ) and had only copies of the Note and Mortgage. The servicer had no standing in court and had no authority to sue o... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 3, 2017 - On -/-/2016 I paid a mortgage in full that was serviced by DiTech Financial LLC. I subsequently received a letter from them acknowledging the payoff and advising me that Georgia statute 44-14-3 requires a lender to file a satisfaction of debt document with the county in which the mortgage was recorded within 60 days of payment. Violation of this statute gives the borrower the right to demand payment of $500.00 in writing from the lender. On -/-/2016, I received a satisfaction of debt document that was recorded in the WRONG county, thus the property records of the county where the proper... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 2, 2017 - - erroneously reported that I was - days past due on my mortgage when I paid on -/-/- over the phone and payment was credited the same day. They are crooks and should be fined and I am demanding that they immediately correct my credit report. DITECH FINANCIAL LLC has flagged your account as - Days Past Due. -/-/- Alert Date - Source E-PERIAN - DITECH FINANCIAL LLC Payment Status - Days Past Due Status Date -/-/2016 Balance $180000.00 Balance Date - Address - -, MN -... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 2, 2017 - i was concerned for my taxes this year on my home i called ditech financial whom is my mortgage lender and they had told me that it would be over - dollars for my mortgage if i was to add my taxes so i said no thanks i would pay them out of pocket and now i was to find out that ditech paid my taxes even though i gave them no written or verbal consent to do so,, when i called to ask why my mortgage had exploded to over - dollars this month they told me that they had paid my house taxes for the city of -, ,but i had already paid them out of my pocket for the year which was - dollars,... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure January 2, 2017 - I fell behind on my mortgage payment due to lose of employment and was unable to catch up with late payments and I have attempted to get help from mortgage company but my loan switched banks several times and have n't been able to get the assistance in was hoping to get, now am employed full time and able to continue with my mortgage payment and keep my apartment... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account January 1, 2017 - Ditech took over my home mortgage from Greentree. They kept trying to force me into an Escrow account with them - increasing ( escalating ) my monthly payment by over $700.00, even though I repeatedly told them that I did not want it and that I had already paid my own taxes. They kept lying about me having not paid my real estate taxes ( even when my county tax office kept telling them that I was paid up in full through - 2016 ). Finally after no less than - calls and faxes, they relented. I solved the problem by getting a refinance elsewhere.... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure December 31, 2016 - After working with Ditech Financial LLC for several years to get a settlement, they approved the settlement, but left only a few hours for the settlement amount to be submitted, and then denied the settlement for being late with the amount of settlement. As well, I was charged for insurance from their provider, at the same time paying for insurance from my personal provider, and receiving collection calls at all hours of the day and night. Please investigate this matter. Thank you so much.... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account December 31, 2016 - I filed Chapter - Bankruptcy over 3 years ago, but chose to keep my home and continue to pay my mortgage. I have been making my payments on time, hoping to quickly reestablish my credit after the bankruptcy. Unfortunately, my mortgage companies ( I have a 1st and 2nd mortgage ) have not reported my payment history to the credit bureaus, so my credit score continues to suffer. I requested that they report the history, but both say they wo n't report because the mortgages were part of a bankruptcy. Neither mortgage balance was discharged during the bankruptcy and I continued to make payments ... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account December 27, 2016 - We refinanced our mortgage in - of 2016, utilizing Ditech 's option of having payments automatically deducted on our checking account bi-weekly. In addition, we added an additional - dollars over our minimum monthly payment. Ditech pulls out - every two weeks. We have had nothing but trouble with ditech. We receive late notices every other month, along with late payment fees of - for each month they determine our loan is " late ''. We call ditech each time to express our frustration, and they refund the late fee, but the problem still continues. Despite requesting ditech pay for ou... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure December 27, 2016 - I contacted Ditech back in - to request assistance as I had lost my job and was in the process of starting a new one as a - - - which was -. I had lost my job in - and had been paying my mortgage out of savings but after paying - I would not have the money to continue until I earned income as a -. I informed Ditech that I would not likely receive any income until 6 months from my start date. I then proceeded to provide them financial information for myself, my husband ( who is not on the loan ), and my parents who live with me. Initially the information was submitted th... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account December 26, 2016 - I continue to have problems with Ditech. I made a payment for my mortgage that was due - -, -. I sent the payment with the statement for this due date on - -, -. It was received by Ditech according to their own records on - -, -. Instead of being applied to - 's statement, it was applied to the principal of my loan. When I failed to receive a statement to make the - -, - payment, I went to my account online on - -, -. It was then that I realized that Ditech had misapplied my payment from - and had assessed a late fee because it indicated that ... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account December 25, 2016 - On - 2016 I made full payment for home owners insurance for my property - - - - Pa -. The cost of the new policy was significantly less than the previous policy. From - 2016 until present date Ditech has continued to escrow funds in excess of the total amount due divided by twelve months. The total amount of mortgage -principal, interest, real-estate and home insurance has not been assessed so that the correct amount of funds are credited as additional principal that I that I pay each month. The homeowners insurance was paid in full so there it should not have been include... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account December 22, 2016 - When Ditech bought my mortgage from -, trouble started.Many calls and lots of frustration about incorrectly posted payments, escrow record problems and etc. Customer reps seem indifferent and do n't resolve the problem. I would refinance but my house is paid for in a couple of years.Possibly the worst company I have dealt with in my life. My loan was sold from - to Ditech soon after a death in the family ( my ex-husbands suicide ). I have sent death certificates ... divorce settlement papers ... every document needed to get my deceased ex-husbands name off the loan and yet they continu... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure December 22, 2016 - My Servicer Ditech Financial ( my servicer ) initiated a non-judicial foreclosure with - and stated that the - was the owner of the loan. Back in - I was in direct contact with an executive at the - and stated that they did not own the loan or the property. Now 2 years later they are advertised as owning the loan Also per Georgia - is suppose to advertise the sale for 4 consecutive weeks PRIOR to the sale date. They started advertising the sale on -/-/- and the sale is scheduled for -/-/- ILLEGAL ACTIVITY nor did they allow me the time to dispute the debt prior to the ... |