Ditech Financial LLC Mortgage Complaint

Ditech Financial LLC Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure Florida

On - -, 2017, Ditech denied the Home Affordable under the HAMP Program claiming that the 31 % is less or equal to 31 % of the gross income. Pursuant to the - servicing Guide published on - -, 2017, servicers are required to include the monthly payments for all Heloc. Thus, the housing debt ratio must included the following : Principal & interest Taxes & Insurance HOA dues The principal & interest, taxes and insurance included for the fist lien : 1. $660.00 Second lien ( HELOC 2. $580.00 HOA dues 3. $210.00 total Housing expense $ $1400.00 divided by monthly verified income $ - % The record reveals the the debt to income ratio exceeds the 31 %. Ditech failed to abide by the - servicing guide published - -, 2017. The records reveals i am eligible for the - Program.