Ditech Financial LLC Mortgage Complaint

Ditech Financial LLC Mortgage department,

Conventional fixed mortgage Loan servicing, payments, escrow account Pennsylvania

On - 2016 I made full payment for home owners insurance for my property - - - - Pa -. The cost of the new policy was significantly less than the previous policy. From - 2016 until present date Ditech has continued to escrow funds in excess of the total amount due divided by twelve months. The total amount of mortgage -principal, interest, real-estate and home insurance has not been assessed so that the correct amount of funds are credited as additional principal that I that I pay each month. The homeowners insurance was paid in full so there it should not have been included in the escrow balance. The total amount due for the mortgage should have been decreased or I should have received a refund of overage paid to my account. My home new home owners policy cost less than the previous one. I paid it in full. Yet Ditech continues to take funds from my payments and place them in escrow for the homeowners insurance.


Ditech owes me for overage paid to my escrow, but a recent statement sent to me states that I have a deficiency of -. This is not accurate. Also what are the rules that govern collecting a cushion for escrow Ditech is planning to collect & $360.00 as a cushion escrow. Why is there a escrow cushion be calculated into mortgage if payment for the homeowners is paid in full. The escrow account disclosure is inaccurate and appears to be a deliberate effort to not reflect what was actually paid and what is actually owed. I want an independent assessment of my account. I want excess monies paid into my escrow refunded and I want all future additional monies paid to be credited as additional principle. - - Account number -