Review and analysis of over 347 Mortgage complaints against Bank of America
Bank of America consumers have reported over 347 official complaints related to Mortgage. Out of the 347 consumer complaints against Bank of America, 25% were disputed by the consumer (i.e. the consumer was not happy with how Bank of America responded to their complaint) and 99% were processed in a timely manner. 0% of consumer complaints against Bank of America resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 12% resulted in non-monetary compensation.
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Bank of America Debt collection disclosure verification of debt right to dispute notice not received February 27, 2017 - This company used my social to look at my credit report. I did not give them permission, nor did I ever inquire with their services. I believe they are doing fraud.... |
Bank of America Debt collection taking/threatening an illegal action seized/attempted to seize property January 9, 2017 - -/-/- - We got a $ - loan with Countrywide for our primary residence valued, then, at $ -. Made our payments to - for the next few years w/o issue. Then in -, Real Estate bubble burst. -/-/- We missed our first Mortgage payment. - - We were " served '' an official letter from Countrywide demanding payment in full of the >= $1,000,000 loan. I called and spoke to, " - - '' who was absolutely horrible and said if we did n't pay the loan off, they could have us " out of our home by - '' We had a new baby girl and - - - boy/girl twins ( -/-... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt December 14, 2016 - DUE - due refusal to disclosed - AS TRUSTEE ADDRESS on Account # -, Property : - - - -, - Fl -. - falsely claiming to be Attorney in Law of supposed investors, base in fraudulent, suspicious, purported assignment mortgage, recorded on -, is requiere under Section 6, The Real Estate Settlement Procedures Act ( RESPA ) to furnished investors information and principal office : To Servicing Bank : - -, UT - Ref. : - - - Acc # - Property : - - - - - Fl - NOTICE TO DISCLOSE - AS TRUSTEE HEADQUARTER ADDRESS AND ITS CEO OR AGEN... |
Bank of America Debt collection improper contact or sharing of info contacted me after i asked not to July 15, 2016 - Bank of America has repeatedly contacted me regarding my mortgage that is due on the - of each month with a grace period that is due on the -. I spoke with a representative Wednesday, - - and she stated she submitted sometime of cease and xx. I have received 3 call from BOA and it sickens me to my stomach, and I 'm being harassed during a 15 day grace period.... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 20, 2016 - I have vehemently contested the wrongful foreclosure of my home by Bank of America since - 2012. Notwithstanding, the lawsuit I filed on - -, 2012 is currently pending in the - - - - -. I have filed complaints with the CFPB, HUD Inspector General, and the Courts. However, while the lawsuit is pending, Bank of America has transferred the servicing of a - balance loan to - to collect. Bank of America has never tried to collect any debt from me after the foreclosure sale of the property on - -, 2012. I 've attached documents to substantiate my claims.... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 20, 2016 - On - -, -, Bank of America 's agent foreclosed on my house. After the completed foreclosure sale, the substitute trustee executed a trustee 's deed to the - - - - -. - filed an eviction suit and was awarded Judgment of Possession. On - -, -, I filed a lawsuit to stop a post-foreclosure wrongful eviction. This lawsuit - is currently pending in the - - - - - because the Defendants ( - and Bank of America ) was granted leave to file an answer to the complaint more than two years late. On - -, -, Bank of America and - filed a... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine June 14, 2016 - Bank of america home loan servicing assigned a - balanced loan to -. After transfer, to date - claims more than $110000.00 is due. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 10, 2016 - I received a collection letter from - -, - Attorneys at Law attempting to collect on Loan Number - with Bank of America, dated - -, -. This mortgage debt was discharged in bankruptcy case number - on - -, -. - - - and - - - were both included in the Certificate of Service, Certificate of Mailing and the final order discharging the debt. On - -, -, - Filed Case No. - for foreclosure of the loan -. On - -, -, Order - foreclosure was granted. On - -, -, - - - - - - - - filed cas... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 6, 2016 - - -, debt collector, sent me an " ABANDONMENT OF ACCELERATION '' on - -, -. However, Bank of America 's agent foreclosed on the property on - -, -. On - -, -, Instrument - was recored and executed in the - County Real Property records. CAN ACCELERATION BE ABANDONED AFTER THE FORECLOSURE SALE IS COMPLETED? ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid June 5, 2016 - - continues to pursue debt collection activity on a debt without validation and reporting false and incorrect information to all three credit bureaus. - has responded to multiple complaints referencing I have filed a suit against their predecessor and them. However, - highlights they were granted a No-evidence motion for summary judgment and a pending lawsuit against their predecessor, Bank of America, validates their debt collection activity. - claims they ca n't verify or validate their debt collection activity until the lawsuit against their predecessor is adjudicated. Bank ... |
Bank of America Debt collection taking/threatening an illegal action seized/attempted to seize property June 2, 2016 - This Affidavit and Notice Complaint is being filed with the Consumer Financial Protection Bureau for a more transparent investigation. - - - - - - -.and attorneys - - - - - ) and - - - - - ), [ hereinafter " debt collector '' ] believes that after an Assignment and Sheriff Deed on Mortgage Sale was executed as being valid, they were authorized as debt collectors to defend against federal court proceedings and has denied the consumer remedy to a complete and accurate investigation - : to the alleged transfer to the named trust - - Asse... |
Bank of America Debt collection taking/threatening an illegal action seized/attempted to seize property June 2, 2016 - This Affidavit and Notice Complaint is being filed with the Consumer Financial Protection Bureau for a more transparent investigation. - - - - - -. and attorney - - -, ( - ), [ hereinafter " debt collector '' ] who believes that after an Assignment was executed they were authorized to execute a Sheriff Deed on Mortgage Sale that is valid and has denied the consumer remedy to a complete and accurate investigation re : to the alleged transfer to the named trust - - Asset-Backed Certificates Series -, which caused a void or voidable lien to attach to propert... |
Bank of America Debt collection taking/threatening an illegal action seized/attempted to seize property June 2, 2016 - This Affidavit and Notice of Complaint is being filed with the Consumer Financial Protection Bureau for a more transparent investigation. - - - -. and attorney - - - - - ) known herein after as the " debt collector '', have ( robo-signed ) enforced an illegally forged and void assignment and denies the consumer remedy to a complete and accurate investigation in regards to the alleged transfer to the named trust - - Asset-Backed Certificates Series - by way of the Assignment of Mortgage executed on -/-/2009 and recorded on -/-/09 [ Instrument # -... |
Bank of America Debt collection false statements or representation impersonated an attorney or official June 2, 2016 - This Affidavit and Notice Complaint is being filed on behalf of the consumer with the Consumer Financial Protection Bureau for a more transparent investigation. The debt collector - - - has used the consumer 's promissory note in a fraudulent manner in association with the disputed CFPB [ Case No. - ] and this has become an issue where the debt collector has independently provided as verification false statements and representation ( please disregard the option used impersonating attorney etc., as this was the best option ) of a fraudulently endorsed promissory note during an inves... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 2, 2016 - - is attempting to collect a debt that has a - balance. They are misrepresenting this debt on my credit reports. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 31, 2016 - - is reporting false and misrepresenting a loan they 're servicing that was transferred from Bank of America Home Loan servicing. On - -, -, Bank of America responded to an - reinvestigation and has indicated Loan number - has - balances, paid in full, no historical data past - and closed on - -. - Mortgage information should reflect the same data as Bank of America 's to start. There has been no activity on the account since the transfer to - ( ie no payments, no agreements ). ... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt May 30, 2016 - - claims they are collecting a debt and or servicing a debt for - as a result of transfer from Bank of America. - has not provided a servicing agreement between them and the alleged noteholder. On - -, -, - 's counsel sent an abandonment of Acceleration referencing acceleration of - -, - that was accelerated by their predecessor. Bank of America 's acceleration is irrevocable for the following reasons : 1. Bank of America exercised the remedy to foreclose on the propoerty on - -, -. 2. BOA 's agent executed a foreclosure deed on -. 3. - was awarde... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 29, 2016 - - is reporting and collecting to collect wrong amounts on Loan - that was loan - transferred from Bank of America for servicing. The loan amount that was due at transfer was -. - needs to delete the credit line from my credit report because there should be no collection activity on a loan that was closed on -/-/- be the predecessor, Bank of America, and reflects a - balance. I 've attached the most recent update from Bank of America referencing loan number on - -, 2016. The - updates the aforementioned loan 's status. - need to correct the -, -,... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 29, 2016 - - - claims Bank of America transferred servicing of loan number - to them. Loan number had a - balance when Bank of America transferred it. However, - indicated the loan was greater than $80000.00 past due when transferred. On -/-/-, - Bank of America 's Loan - reinvestigation indicates the loan balances are -, date closed -/-/-. Notwithstanding, the loan history does n't show any delinquencies after -/-/-. Therefore, -/-/-, the loan balance was - as well. There was no balance due when the loan was transferred to -. At the very least,... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount May 27, 2016 - On - -, 2016, - updated loan - status to BANK ADJUSTMENT/DEED IN LIEU//BANK LIQUIDATION. This credit line should be deleted, the aforementioned update does not delete it. I have not been apprised of any change to validate this change ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 25, 2016 - 1. Bank of America need to my mortgage loan history back on my report. 2. - needs to remove the credit line they are reporting. As per the credit report, the last date Bank of America reported data to the credit report was - -. On - -, -, Bank of America 's agent foreclosed on the property. From - - through - -, there has been no data reported on Loan -. On - -, - began to report adverse and incorrect information referencing loan -. I have never executed any loan agreements after the foreclosure sale on - -, -. Bank of America and ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine May 25, 2016 - - has been pursuing debt collection activity that they alleged was transferred from Bank of America, Loan -. The loan - transferred from Bank of America had a zero balance. On - -, -, - indicated the loan was past due and in default of $80000.00. On - -, -, - 's statement indicated the loan is $100000.00. Here 's a timeline of the controverting issues on the Loan - - is pursuing debt collection activity : 1. On - -, - Defaulted loan in the amount of $80000.00, past due since - - 2. On - -, -, - sent me a letter s... |
Bank of America Debt collection taking/threatening an illegal action seized/attempted to seize property May 13, 2016 - We are sick and tired when our true and lawful Attorney-in-Fact - OVERSEER AND SUCCESORS, A CORPORATION SOLE ( hereinafter " - '' ) contacts BANK OF AMERICA , NATIONAL ASSOCIATION ( hereinafter " BANA '' ), and COUNTRYWIDE HOME LOANS, INC. D/B/A BANK OF AMERICA HOME LOANS ( hereinafter " CWHL '' ) at ( - ) - or ( - ) - about BANA and/or CWHL not complying with Federal Law when BANA and/or CWHL has never properly sent or shipped any " NOTICE OF ASSIGNMENT, SALE, OR TRANSFER OF OWNERSHIP OF MORTGAGE LOAN '' ( hereinafter " NOTICE '' ) ( open " First Attachment '' ), dated - ... |
Bank of America Debt collection communication tactics frequent or repeated calls January 27, 2016 - Just today the Bank has called my number 4 times and it is only -. I always make the monthly payment. One call is plenty. Bank of America. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine January 9, 2016 - -/-/- To Whom It May Concern : In -/-/-, I obtain an -/- mortgage loan with Countrywide, secured by -. My loan was then sold to Bank of America. I lost my job in -/-/- due to the economic recession and was forced to do cash for keys in -/-/-, returning my home back to -. Bank of America has sold my loan to a collection agency, - - - to collect on the home equity portion of my loan, which was also secured by -. They continue to call me weekly asking for payment. ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount November 21, 2015 - I am the owner of a property in - where I am not on the loan. The borrower did not want the property after his divorce and he quit claimed the property to my - in -/-/-. Countrywide Home Loans approved of the - taking over payments on the loan and I made payments for a few years. The borrower moved to the mainland with his kids shortly thereafter. Then the market crashed and the value went to half of what is was financed at, which was -. - went out of biz -/-/-. BOA took over servicing the loan. After news spread of - and fraud in securitization trusts, I made BOA v... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid November 14, 2015 - these is a follow complain from complain - filed - after - - - transfer the loan to -, I 'm still disputing the amount of the debt and try to get the servicer compliance with california code 2923.5. I hire - - attorney on -/-/2014 he file bankruptcy because -, send me to foreclosure without validating the debt, did not consider me for modification I been ask every trustee for full accounting on these debt, but these people its hire just to sale the property they do n't know a true from. a factual matter.another problem its the county records aloud this fraud to con... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy November 4, 2015 - - - purchased discharged mortgage from bank of america and now activated the loan and has destroyed my credit. this loan was chapter - discharged on -/-/2011. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine October 12, 2015 - In -, 2010 I purchased a foreclosed home from Bank of America - BofA -. BofA still thinks that it owns the home and is mailing me debt collection notices and sending debt collectors to my house. ... |
Bank of America Debt collection taking/threatening an illegal action seized/attempted to seize property October 7, 2015 - I have recently found information that - - -, - - -, - - - and - - as individuals and Representative ( s ) or Agent ( s ) of - - - have submitting false evidence under the penalty of perjury into the Circuit Court of - - County. - - - has foreclosed on the subject property in -/-/- using the name of the original - and a license number that expired in -/-/-.- - - of - under the penalty of perjury affirmed that the purchase of the subject property was fairly sold and bought at a fair price. The subject property was... |
Bank of America Debt collection false statements or representation impersonated an attorney or official September 25, 2015 - I have no contract with this 3rd party debt collector. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt is not mine September 8, 2015 - We have been receiving debt collection call from Bank of America Home Loans and related third party vendors for well over - 7 - months for a debt, which is not ours. We have called the BOA Home Retention Division, as instructed on the collection calls, at - on - ( - ) separate occasions requesting that the calls be stopped including calls on - -, 2015, - -, 2015, and - -, 2015. On - -, 2015, we faxed and mailed a letter to BOA Home Retention Division as instructed - BOA Home Retention Division supervisor, at facsimile - and mailing address - -... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 18, 2015 - I became - by illness -/-/-. All my reserves were spent on medical costs. Missed a payment on my mortgage -/-/-. Rec 'd notice of intent to foreclose from Countrywide -/-/-. Vacated the house, in anticipation of foreclosure. Filed bankruptcy -/-/-, discharged -/-/-. Bank of America completely disregarded the bankruptcy and continued to try to persuade me to pay the mortgage, until -/-/-, when they sold the mortgage to -. - continued to send me statements on a nonexistent mortgage. Both companies applied homeowners insurance to the property and told me I w... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount July 28, 2015 - BANK OF AMERICA IS ATTEMPTING TO FALSELY FORECLOSING AS THE OWNER OF A NOTE THAT WAS SOLD TO ANOTHER ENTITY IN -/-/- BANK OF AMERICA N.A.WAS NOT THE TRUE SECURED CREDITOR TO WHOM ANY ALLEGED DEBT WAS OWED AT THE TIME THE FORECLOSURE NOTICE WAS FILED. : Pursuant to NCGS - - c ) ( - ) only the Secured Creditor can accelerate the maturity of the note. On -/-/-, - - - -, - as substitute Trustee commenced this action by mailing a Notice of Default to the - 's. Point 1 of this Notice states the following : The Creditor to whom the debt is owed is Bank of America... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 16, 2015 - After reviewing my credit report, I discovered that - was reporting a mortgage that was once owned by Bank of America in which a Deed in Lieu dated -/-/- was submitted and excepted by Bank of America. A 1692g request was received by Representative ( s ) and Agent ( s ) of - on -/-/-. ( See Attachment A ) - responded with proper validation of a debt owed per 15 USC 1692g, however the company does not have proper information Deed in Lieu ''. ( See Attachment B ) A notice to cure was forced to be sent to - containing the Deed in Lieu and my credit report to show that the al... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount July 6, 2015 - - -, - bac - - - -, - GA -The parties above, Has all committed Fraud and not allowed me to apply for short sale by home and by NOTgiving me the correct notice of service '' to foreclose my home at - - -, # -, -, GA -The parties above, Has committed Fraud by not giving to me the correct notice '' that B of A is not the mortgage servicing agent to pay the monthly payment for my home at - - -, # -, -, GA -The parties above, Have all committed Fraud by their refusal to permit me to apply for HARP to lower my home loan payment to avoi... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 4, 2015 - I DID NOT SIGN ANY LOAN DOCUMENT OR A PIECE OF PAPER FOR REPAYMENT IN RELATION TO ACCOUNT ENDING NUMBER : -SINCE -/-/- I PAID OUT MY HOME LOAN WITH INTEREST 4.875 % ALMOST - TO THE DIFFERENT BANKS UNTIL IN -/-/- I REQUESTED IN REFINANCING MY HIGH INTEREST RATES FROM HELOC UNDER $180000.00 TO LOWER OR CUT DOWN AND WE DID NOT RECEIVE ANY NOTICE OR CLOSING STATEMENTS OVER 90 DAYS AND BANK CONSTRUCTED A BAIT AND SWITCH LOAN AS PREDATORY WITH UNCLEAN HANDS AND WE PAID ALMOST $200000.00 INCLUDING WITH ALL KIND OF FEES AND BANK STATED THAT I STILL OWES THAT OVER $300000.00 IN AD... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid July 3, 2015 - I am forced to reach out to you for assistance as a last resort. It 's been well over 3 years ago that I closed my short sale successfully and cleared '' my debt with Bank of America ( loan # s : - & - ), But for some reason I am still being harrassed by debt collectors from - ( # - ) trying to collect on a debt that was settled on the shortsale transaction with Bank of America ( # - ) on -/-/2012. They are also falsely reporting this debt to the credit bureau. ... |
Bank of America Debt collection communication tactics threatened to take legal action June 27, 2015 - to much to tell bottom line I gave my ex wife marital home threw divorse - years later I filed bankruptcy my ex let the home go back to bank they hurrase me with filing loss with my old homeowners ins in my name documents keep coming a lot more need help and to file a federal suite against bac home loans ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount June 2, 2015 - - Mortgage - is violating the California Homeowner Bill of Rights by not modifying a loan and offering a TPP that is just a reinstatement of the loan with an upfront payment. ... |
Bank of America Debt collection communication tactics called after sent written cease of comm May 31, 2015 - Sent notice to cease and dismiss collecting Written Off debt that is over the Statute of Limitations to sue, along with all communications with us or any member of our family. This was to include but not limited to telephone calls, letters and personal interviews. They also responded by letter using fraudulent documents along with misrepresentation and deceit. ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 29, 2015 - Bank Of America was paid the full amount of the note - on -/-/- by HUD. On -/-/- Bank Of America sold the note to - - and on -/-/- sold the note to - and my complaint is that - - is now trying to collect on a note that has been paid since -/-/-. I have also been informed that they are not a licensed debt collector ... |
Bank of America Debt collection cont'd attempts collect debt not owed debt was paid May 26, 2015 - Beginning in -/-/-, a mortgage servicer, acting as a debt collector, contacted me - years after a foreclosure was conducted on a property I owned in Massachusetts. I had no prior knowledge of this mortgage servicer/debt collector, - prior to this contact. I had a - and - mortgage on the property at the time of foreclosure. Both mortgages were serviced by the same company : initially Countrywide and later Bank of America. BofA conducted the foreclosure in -/-/-. 1 ) According to MA state law, a mortgagee or mortgage servicer needs a deficiency judgement to collect remainin... |
Bank of America Debt collection disclosure verification of debt right to dispute notice not received April 17, 2015 - Bank of America Home Loans sold my mortgage loan to - - -. The initial date of non payment was -. - companies are reporting incorrect date as well as incorrect monthly payment. Thus it has raged the debt ... |
Bank of America Debt collection false statements or representation attempted to collect wrong amount April 17, 2015 - This complaint is against Bank of America , N.A . as successor by merger to Bank of America , Home Loan Servicing, LP, as successor in interest to Countrywide Home Loans Servicing, LP ( Bank of America '' ) for numerous violations of 15 USC 1692. Bank of America has violated the Fair Debt Collections Practices Act ( FDCPA '' ) by among other things, its unlawful collection of debt when it had no contractual authority to do so while falsely purporting itself as Servicer '' of the Mortgage loan ending in -. Additionally, at least as early as -/-/-, the Note and Mortgage the subject of... |
Bank of America Debt collection disclosure verification of debt not given enough info to verify debt March 20, 2015 - 1. - is competent to state the matters set forth herein. 2. - has first hand knowledge of the facts stated herein. 3. All the facts herein are true, correct and complete, admissible as evidence, and if called upon as a witness, - will testify to their veracity. Plain Statement of FactsDefinitionAlleged Lender now is Bank of America N.A . 4. There is no evidence that I/we have any outstanding liabilities or obligations with ALLEGED LENDER under the doctrine of ultra vires. By doctrine of ultra vires, a contract made by a corporation beyond the scope of its corporate powers is unlawful.... |