Bank of America Debt Collection Complaint

Bank of America Debt collection department,

Mortgage Cont'd attempts collect debt not owed Debt is not mine Texas

On - -, -, Bank of America 's agent foreclosed on my house. After the completed foreclosure sale, the substitute trustee executed a trustee 's deed to the - - - - -. - filed an eviction suit and was awarded Judgment of Possession. On - -, -, I filed a lawsuit to stop a post-foreclosure wrongful eviction. This lawsuit - is currently pending in the - - - - - because the Defendants ( - and Bank of America ) was granted leave to file an answer to the complaint more than two years late. On - -, -, Bank of America and - filed a late answer to the lawsuit and included the following affirmative defense : -. Should Plaintiff be awarded any damages, Defendants are entitled to offset and recoupment in the amount the funds due and owing at the time of the


As per the aforementioned defense, - predecessor, Bank of America, is asking for rent after the foreclosure sale on - -, - in their answer. However, - contends I owe them more than $110000.00 for the same loan their predecessor foreclosed on. I have not executed any loan agreements to Bank of America or - since the foreclosure sale on - -, -. - is reporting this fraudulent, incorrect, and false information to a third party, the credit bureaus ( -. ) Bank of America is claiming the house was foreclosed and they are seeking rent post foreclosure. - is claiming I contractually owe them from - -. To add on, - is reporting to - that the loan is a contested foreclosure. - is reporting contradictory and false information to - the credit bureaus, and me. - has not been able to validate their debt collection activity. Bank of America and - are colluding and harassing me to collect a loan that was satisfied from foreclosure proceeds four years ago. I will be filing this complaint with the -, - - - - ; since my loan was - insured loan. I 've included the following documents to substantiate my claims : 1. The Defendants ' Late Answer excerpts - -. - ) 2. The most recent docket entry of the pending lawsuit, -. - ; Order Continuing Stay dated - -, - These are records that are documented in the Federal Court that are undisputed.