Bank of America Debt Collection Complaint

Bank of America Debt collection department,

Mortgage False statements or representation Attempted to collect wrong amount North Carolina

BANK OF AMERICA IS ATTEMPTING TO FALSELY FORECLOSING AS THE OWNER OF A NOTE THAT WAS SOLD TO ANOTHER ENTITY IN -/-/- BANK OF AMERICA N.A.WAS NOT THE TRUE SECURED CREDITOR TO WHOM ANY ALLEGED DEBT WAS OWED AT THE TIME THE FORECLOSURE NOTICE WAS FILED. : Pursuant to NCGS - - c ) ( - ) only the Secured Creditor can accelerate the maturity of the note. On -/-/-, - - - -, - as substitute Trustee commenced this action by mailing a Notice of Default to the - 's. Point 1 of this Notice states the following : The Creditor to whom the debt is owed is Bank of America , NA s/b/m to BAC Home Loans Servicing. '' Concealing the true creditor. - attached -plaintiff letter of default - The representatives for Bank of America submitted an affidavit further concealing the true owner and creditor. ( attached-affidavit of - - and expert report on affidavit of - - - A Response from a Qualified Written Request revealed that - -, not Bank of America , N.A . was the holder of the note on the date that the foreclosure was initiated. ( attached- letter from Bank of America confirming true creditor - - - This finding was also confirmed by - - - - - - confirmation ) - - did not initiate the Foreclosure as required by law and - - - -, -, Substitute Trustee, should have filed the action on behalf of - - as opposed to Bank of America , N.A .