Review and analysis of over 102 complaints against National Credit Systems,Inc.
National Credit Systems,Inc. consumers have reported over 102 official complaints related to Not given enough info to verify debt. Out of the 102 consumer complaints against National Credit Systems,Inc., 29% were disputed by the consumer (i.e. the consumer was not happy with how National Credit Systems,Inc. responded to their complaint) and 94% were processed in a timely manner. 0% of consumer complaints against National Credit Systems,Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt February 6, 2017 - Debt collecter did n't verify collections, no contract, no signature... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt February 6, 2017 - Debt was not verified by contract or signature. National Credit systems inc... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt February 5, 2017 - Received a letter from collection company regarding a debt- National Credit Systems , Inc. stating a $1900.00 debt was due. Sent certified letter asking for documents to validate debt. Instead of receiving information relating to the charges I received a letter in retaliation stating that they reported me to the credit bureaus for failure to make suitable arrangements and that they recommending the client proceed with additional collection remedies, garnishment of wages, Liens placed on property including, autos, real estate or other real property, seizure & auction of personal property, as ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt January 31, 2017 - Noticed debt listed on credit file, sent several letters requesting validation of debt over past 4 months. I have not received any communication from this collection agency. I never received a notice to dispute this debt. Under the FDCPA this is a clear violation of my consumer rights.... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt January 14, 2017 - Previous dispute : - This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you. By law this info requested is to be sent within 5 days notice is received via certified mail. At this time I will also inform you that if your offices have or continue to report invalidated information to any of the - major credit bureaus ( -, -, - ), this action might constit... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 21, 2016 - I recieved a letter from National credit in -/-/- to which i sent a certified letter back to them which was signed for. I had asked for validation of the debt that - - claimed i owed. I have not ever done business with this company. He sent me a - page copy of a lease that had no signatures on it and a agreement inspection report WITH NO DATES ON IT. this did not meet the required law for validation and has not been met to this date... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 16, 2016 - National Credit Systems is reporting - collection accounts on my credit report : $1500.00 & $620.00 respectively. I have contacted their office several times asking for an itemized summary of the charges that constitute these debts, but they will not supply me with this information.... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 26, 2016 - Hello, My name is - - - and my Fair Credit Report Act rights were violated. On - -, -. I was contacted by National Credit Systems on behave of - - -. The letter was to collect a debt of -. I have no knowledge of a balance with - - -. I moved out -/-/-. I was never contacted by the - - - saying a owed them money. So when I got the letter from National Credit Systems a year later, I was shocked and surprise. I then wrote a letter on - -, -. ( See Dispute letter attached ). I wanted them to validated the debt. On - -, -. I rec... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 2, 2016 - Due to the fact that my problem does n't have a best way to describe my issue above I have to explain myself. I sent a creditor 's validation letter to National Credit System. I had my Personal financial coach speak on my behalf. - - - spoke with National Credit System. This was an Apartment Lease from - - . and I sent the letter for them to validate the debt. Accordingly, to the Fair Debt Collection Practice Act a Debt Collection Company has 30 days to validate the debt. In my case my debt was never validated by National Credit System. In this case the debt should be removed fr... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 24, 2016 - I have asked National Credit System to validate a collection they are reporting on my credit reports on -/-/16 and -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 20, 2016 - First I received a notice in the mail but not until -/-/- I moved from there -/-/-.I immediately contacted them to dispute that this was mine and they had already sent it to collections and put it on my credit 2 months prior to me receiving the notice.I was very upset to say the least.An error had been mADE I explained to the lady on the phone and I could proove I immediately put the docements together and sent to them in return I wanted to see what proof they could provide and OF course it was nothing but hand written lies .I asked for photos since they were trying to charge me for ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 18, 2016 - I am requesting that this claim be removed from my credit report. The creditor 's claim was made on - 2010 ( over 6 years ago ) and I never received documentation on this claim. I have - debt collection agencies requiring payment for the same claim originally sold to them by - - - of Alabama. I have verified over the phone with both debt collection agencies that the claims are from - - - and for the SAME CLAIM made by - - -. In order to verify this in documentation I have pursued National Credit Systems seeking documentation on the claim. These are the steps I... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 10, 2016 - It is my contention that my rights under the FFDCA have been grossly violated for the following reasons : Upon contacting the - - Justice Court with regards to these matters I was informed that a Letter of Settlement had never been issues for case -, which was paid directly to a - at - - by money order. Upon contacting the attorney of record with regards to this, the office refused to send a settlement letter and instructed me to contact the creditor. Upon doing so I was referred to the collection agency who has no record of this. The attorney of record attempted to garnish... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt January 29, 2016 - Upon vacating a previous apartment complex the landlord had claimed damages to their carpet which we immediately disputed. The apartment complex did not provide an itemized list of damages as requested by tenant and within the 30 days as required per the lease and Massachusetts state law. National Credit Systems, who had then become the debt collector contacted us in regards to the disputed debt. We immediately told them the debt was in dispute. They claimed they would verify the debt and get back to us. Shortly after National Credit Systems stated the debt was valid and provided proof of th... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt January 11, 2016 - I have a debt with an apartment community and had called the agency listed on my credit report. They told me that the account had been transferred to an alleged law firm. I attempted to contact this law firm to resolve the issue and was immediately questioning whether or not they were legitimate. I performed research on them and had found legal action taken against them, multiple complaints on the - website, and many persons stating they were not legitimate. Thus, I contacted the firm about the issue and never received any real information on their practices or my debt. I asked them for a v... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 30, 2015 - The collection agency and the rep holding my account ( - ) refuse to disclose the verification of the debt. I reached out to the original creditor who confirmed that the information on file is incorrect. When I call, the operator says - is away from his desk and no one else can help me with my account. This has been going on since -/-/-. My initial contact was -/-/-. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 15, 2015 - Previous landlord at a apartment complex trying to charge cleaning fees for an apartment that I vacated in -/-/-. Landlord sent bill to a collection agency which is trying to contact me to collect charges. I am currently - via military services at - -, - and I have not received any proof of charges for my review in my present location as requested to collection agency 3 weeks ago. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 11, 2015 - We have been asking national credit systems for multiple years to send us verification of the charges that they are trying to collect. They always say they have the information and will mail it to us. It never comes so a few months later they call again. We have asked them to email or send the information certified mail to make sure we get it. They have told us that their company does not do that. I have disputed this account multiple times to get it off of my credit report and they will not remove it because National Credit Systems keeps reporting it as a delinquent account. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 13, 2015 - National credit systems has placed a negative on my credit reports, all - and also on my spouse 's credit reports. They are not the originator of the account, the date of origination on the credit reports is -, this is the date they bought the debt. I have requested debt validation many times, they ignore me and do not validate, I requested they remove it, they ignore me. Also the credit reporting agencies do the same. They have re aged the debt to when they bought it. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 5, 2015 - On -/-/15 I requested National Credit System provide validation for $160.00 debt being reported to credit bureaus. As of -/-/15 I have not received any response in relation to my request. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 18, 2015 - I have filed a previous complaint about this company.. I have made several attempts to get more information as to if they are a valid company to continue to take payments from me. This company called me out of the blue after I was taken to court by my apartments called - - in - Texas. The apartments went to court in -/-/- with informing me of the court date. They settled on an agreement and I was n't present. since this settlement I have paid a company called National - System almost - without even seeing the agreement that was made between them and my departments. I have r... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 16, 2015 - The debt collection company name National Credit Systems has failed to provide any proof that i lawfully owe the debt in question nor any letters in writting stating who they represent. I have requested in writting as well as verbally and through the - for such information. On each time that i have spoken to this company on their recorded calls i have stated i am willing to pay a debt i owe once i receive written documentation. Every time i have called they have said on multiple circumstances that they have already sent the requested documentation wereas since - i still have not received... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 23, 2015 - National credit systems never informed me of my right to dispute my debt. I found out I had a collection against me by recently pulling my credit. Our initial contact was -/-/2015. I have 30 days to dispute after our initial contact. I sent them certified mail which was signed by - - stating I need validation that they are liscensed to collect a debt in alabama, proof that they own the debt and the debt is mine .They then sent me a letter dated -/-/- that only stated I owe - sent by - -. The letter did not break down what I was being charged for nor did they include the o... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 17, 2015 - On or about -/-/2015 I contacted National Credit Systems Inc. and spoke with - - at - Ext. - concerning - or - debts of the same account that appeared on - public credit reports. I questioned the validity of the debts and the amounts owed. - - PROMISED to mail, to my home address which I provided during the conversation, an official document detailing the amounts owed, the original creditor and a statement guaranteeing that the debt amount would be updated on - credit reports if I paid in full. - - explained that this was an attempt to collect a debt a... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 10, 2015 - National Credit systems has not provided me with any copies of any contracts or agreements that have my signature on it that proves that i owe the amount of debt to them in which they are reporting to credit agencies electronically and according to credit agencies National credit systems do not have to provide the them with any documents supporting there claim ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 4, 2015 - This debt is not valid. This is for an apartment that i leased. After coming home to a break-in and all of my belongings ( electronics, jewelry, clothes ) were stolen, I communicated to the manager of the leasing office that i did not feel safe and wanted out of my lease. She agreed to let me out. However I was charged bogus fees which are now on my credit report in the form of a collection. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 26, 2015 - I wrote National Credit System in - disputing this and demanding legal validation. They ignored my request and are still reporting it to the credit bureaus. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 19, 2015 - We pulled a copy of our credit report and noticed a debt from National Credit Systems. It was a debt collection for an apartment we stayed at years previous. We sent - debt validation letters to them and have received partial responses back with little to no information accurately verifying the balance of the debt owe. Please assist because we are prepared to file a lawsuit against them. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 5, 2015 - There is a collection listed that I do not agree with and requested several times validation and disputed with no actual evidence of what is being collected for and proof the debt is mine ( signed contract ). Can your agency help? ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 7, 2015 - Company is knowingly reporting incorrect amount of balance owed. Supervisor of collections account has been told many times and shown proof of amount that is owed and refuses to update account and continues to increase amount of balance owed. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 6, 2015 - To whom this may concern, When i checked my credit report i seen where a debt was reported by national credit services. I filed - disputes with - and did n't receive any verification to prove debt was mines. I had an apartment with - in and had a - incident which resulted in me throwing away thousands of dollars worth of household furniture and my son being - and washing all of our clothes and shoes costing me hundreds of dollars, when i called the office about the incident they informed they would n't compensate for the furniture or the clothes but told me i could terminate the... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 4, 2015 - I am a resident of the state of Texas and sent National Credit Systems a Texas Debt Validation request in accordance with Texas Finance Code 392.202. This request was received and signed for on -/-/2015. I have not received validation of this debt. It has now been well past the 30 day period in which the agency must respond. I recently checked my credit reports and this debt still remains. I have attached a copy of the Texas Debt Validation Letter, Certified Mail Receipt, and Return Receipt. ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 9, 2015 - I received a letter from National Credit Services indicating they collecting on an old debt from a former apartment complex. I sent in writing a letter disputing the debt and the amount owed. The next communication I received from them was a letter stating I failed to setup and arrangement or respond and they were getting ready to report to the credit bureau ( dated - - ). After receiving the letter on - - I called to inquire about my dispute. The agent was very rude stating they verified with the apartment complex and it was valid. He told me a letter was sent - -. I told hi... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 17, 2015 - Dear Sir/Madam : The below collection agency has been calling me about a debt that I am disputing from an apartment that I moved out of at the end of my lease ( -/-/2014 ). The apartment is in New York - - - - - -. I left my apartment on legal terms as I was supposed to at end of lease and left my new mailing address. I never received any mail or contact from - - at my new address advising that I had a debt to pay for apartment damages. I only received notification directly from this debt collector almost five months later ( enclosed ). The only evidence they sent me ... |
National Credit Systems,Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 1, 2015 - -/-/-, I terminated my lease 2 months early with - - in -, T-. I followed all of the rules in the contracts, and addendum, regarding early termination. In -/-/- I received a letter from - - - that they were trying to collect a debt of $1300.00. - was charging me for a deposit due to early termination. I called and sent a letter requesting that they validate the debt. Their response was a copy of my lease with a letter that stated 'it was validated '. From there, I replied with a letter outlining the specifics of the lease and provided them with a copy of these ... |