Other (i.e. phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt
National Credit Systems,Inc. Debt collection department,
Other (i.e. phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt North Carolina
I am requesting that this claim be removed from my credit report. The creditor 's claim was made on - 2010 ( over 6 years ago ) and I never received documentation on this claim. I have - debt collection agencies requiring payment for the same claim originally sold to them by - - - of Alabama. I have verified over the phone with both debt collection agencies that the claims are from - - - and for the SAME CLAIM made by - - -. In order to verify this in documentation I have pursued National Credit Systems seeking documentation on the claim. These are the steps I have taken with National Credit Systems : 1. I have never received any documentation on the claim from National Credit Systems, they are required to send me documentation of the details of the claim made.
3. I sent a letter ( attached below ) requesting documentation of claim - within 30 days requiring they remove the claim from my credit report if not received. No documentation was sent to me. 4. After 30 days of the first letter I sent a second letter ( attached below ) again requesting documentation or claim - or to remove the claim from my report. No documentation was sent to me. 5. I contacted National Credit Systems over the phone and spoke to a representative requesting documentation, I also informed them that another debt collection agency was seeking payment for the same claim and they needed to be contacted. Again no documentation of claim - was ever sent to me. The original claim made by - - - in 2010 was that I had not given them proper notice to end my lease ( 60 days ). I gave them a 30 day notice before my lease agreement ended for job transfer to another state. I forfeited my deposit to them for this reason and they still attempted to require of me moneys even though the deposit would cover the extra 30 days rent. I never agreed to their pursuit of extra rent money and thus they sold the claim to - different collection agencies. The original claim made by - - was erroneous and National Credit Systems was required to send me documentation of this claim and never did so. Please remove this claim from my report. Thank you
National Credit Systems,Inc. customer in North Carolina
May 18, 2016
* Source: CFPB Complaint Database
National Credit Systems,Inc. response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.nationalcreditsystems.com/ |
Phone | 800-367-1050 |
[email protected] | |
Address | P.O. Box 312125 Atlanta GA 31131 |
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