Ocwen Loan Modification,Collection,Foreclosure Complaints

Review and analysis of over 9,100 complaints against Ocwen

Ocwen consumers have reported over 9,100 official complaints related to Loan modification,collection,foreclosure. Out of the 9,100 consumer complaints against Ocwen, 24% were disputed by the consumer (i.e. the consumer was not happy with how Ocwen responded to their complaint) and 97% were processed in a timely manner. 0% of consumer complaints against Ocwen resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.

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New Loan Modification,Collection,Foreclosure Consumer Complaints


Ocwen Mortgage loan modification,collection,foreclosure

December 1, 2016 - Please help me to stop a foreclosure that is scheduled for - -. It would be unnecessary and unfair to foreclose while I am still waiting for a response to my appeal of Ocwen 's wrongful denial of my modification request. All I want is a chance to make a reasonable payment. I applied for a modification and sent in all the information that Ocwen asked for. Then I was wrongly denied based on Ocwen 's error. In a " non-approval notice '' letter dated - -, 2016 ( attached ) Ocwen said I was denied for a modification because my income was too low. The notice says that Ocwen verified ...

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Ocwen Mortgage loan modification,collection,foreclosure

December 1, 2016 - Ocwen Loan Servicing failed to keep a mitigation appointment with me by phone. I made an appointment to speak with my Relationship - and have waited several days to receive a call which was scheduled for today at - pm. No call came. Ocwen Loan Servicing is in violation of the CFPB settlement with CFPB. Ocwen Loan Servicing has no intention to attempt to mitigate....

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Ocwen Mortgage loan modification,collection,foreclosure

November 29, 2016 - Ocwen foreclosed on my home. Ruining both my credit and my life. Since then I 've only been able to rent hole-in-the-wall places. Recently I received a letter that ocwen had misdated letters. I went through the entire process and received $2000.00 " settlement ''. However, this does n't even come CLOSE to making up for what Ocwen did. My credit is now ruined by foreclosure. I think they should remove the negative information since THEIR misdated letters caused it. I 've been thousands to move into a new residence that I would not have had to pay had Ocwen not improperly foreclosed. And to to...

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Ocwen Mortgage loan modification,collection,foreclosure

June 4, 2016 - I 'm desperately asking for your help with my mortgage Servicing company Ocwen Loan Servicing & the investor of my mortgage loan - -. I have been living in my house since -/-/-. I bought my property at a very high value of $890000.00 at that time. Now my property is worth half of that. I 'm a struggling home owner, I have a daughter that is going through - at this time and It has been extremely difficult morally, financially and -. I do n't want to lose my home at this time when my daughter is going through this difficult time. We have nowhere to go. I have asked Ocwen Loan...

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Ocwen Mortgage loan modification,collection,foreclosure

June 3, 2016 - After filing a complaint with you in around - Ocwen handled me with kid gloves finaly I though I was getting help. They did modify my loan but only to send an increase before the official payment was made. They claim this is do to Escrow. I understand Escrow goes up however they had all the correct information prior and while doing the modification. I feel Ocwen did this to hurry up and get of your records in a timely fashion. Please look into this process I feel I am not the only -. I would like Ocwen to do a fair modification. I almost did n't write this but felt that if this is common...

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Ocwen Mortgage loan modification,collection,foreclosure

June 2, 2016 - Ocwen Loan Servicing , LLC, by assignment of servicing rights from - - - , -, caused homeowners mortgage loan to be foreclosed on by - - -, -. as Trustee for - - - Loan Trust -. - instructed the homeowners to stop paying their monthly mortgage payments and to apply for a loan modification, which - failed to properly process. - then declined the loan modification, but failed to explain why. - then offered the homeowners to sell their home for a compromised payoff amount ( short sale ). Eventhough the homeowners had a cash buyer, - failed to fin...

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Ocwen Mortgage loan modification,collection,foreclosure

May 31, 2016 - This all started back in 2013 my mortgage company lost two of my payments we submitted our bank statement when they bought our mortgage and said they never received them which put us behind then they started foreclosure they charged us $8400.00 to get out of foreclosure we are now still fighting them because they say we still have $3300.00 in foreclosure fees which it 's been 3 years now which has made us three payments behind again every time we make a payment we have new charges they 're trying to charge us $570.00 and late fee charges and certified mail charges which we have not recei...

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Ocwen Mortgage loan modification,collection,foreclosure

May 31, 2016 - Ocwen is servicing a paid off mortgage that is still on title for this property. We are attempting to short the - mortgages active on the property but can not continue due to the Ocwen serviced mortgage. Ocwen has refused to process a lien release because they received it from the previous servicer with a zero balance. Despite numerous verbal and written requests for the following information, Ocwen will not cooperate and provide answers to the questions below. 1. Current status of account 2. Date of service transfer 3. Identity of former servicer 4. Identity of former/current mortgage hol...

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Ocwen Mortgage loan modification,collection,foreclosure

May 31, 2016 - It started with IndyMac switching are mortgage to Ocwen without giving me any notice. I was in the process of modifying my mortgage with Indymac. I had to start over with the modification process with Ocwen and its going on 3 years due to a reduction in my income. I sent in all the required documents by fax and email. When time to discuss my information they always reply '' we do not have your documents ''. When I send my documents I send them repeatedly. I received a house evalution on my property which is not accurate causing me to continue to pay PMI. My LTV is more than - % and I should...

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Ocwen Mortgage loan modification,collection,foreclosure

May 28, 2016 - I purchased a home -/-/-. It went into foreclosure -/-/-. The home was originally purchased with cities residential. The the loan was sold to homeward. The eventually ocwen. At one point I had all - loans showing on my credit with out the " transferred '' note\status. Through multiple disputes with - and allow time to take place, - of the - loans were removed. The only loan that remains is ocwen. Ocwen is still reporting I think this is incorrect because of the time/duration that has passed since the loan inception from when the property was purchased -/-/- Or When t...

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Ocwen Mortgage loan modification,collection,foreclosure

May 27, 2016 - -/-/-, I began to have problems paying my mortgages. I own rental properties and many of them had loans where the payment was doubling. Additionally, a number of my tenants were having trouble paying their rent due to job issues. My rental property was my only income and I began to have serious financial issues. Consequently, -/-/-, I filed Chapter -. My reorganization plan was confirmed -/-/- and my Chapter - was closed -/-/-. As part of the Ch -, I gave back one of my properties to the bank. At the time my lender was - -. Then, - - sold my loan to Ocw...

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Ocwen Mortgage loan modification,collection,foreclosure

May 27, 2016 - On -/-/- at about - received a phone call on my cell from - - - of OCWEN, informing me that my modification payment was late as of -/-/-. I told her that I did not know that I had a modification since I had not heard from them since applying in - -. She said the modification had been approved and the terms were mailed out to me but had been returned by the USPS for the wrong address. ( I later found this to be incorrect USPS has not returned any of my mail ) .She stated that I was still responsible for the terms even though I did not know what they were. The...

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Ocwen Mortgage loan modification,collection,foreclosure

May 25, 2016 - I have been trying to get a modification from Ocwen Loan with no success. This has been going on for years. Now they told me they were giving me a modification. I did everything they asked me to do. Now they just denied me again for some bogus reason. They stated that my income is not enough. This is a - account. My mortgage was sold so many times without my knowledge. Many of my payments did not get reported. Now they created a balance that I do n't owe This is a NIGHTMARE. Ocwen said that the LENDER IS - Bank. - Bank is not on my PROMISARY NOTE!!! OCWEN IS NOT ON MY PROMISARY NOTE ...

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Ocwen Mortgage loan modification,collection,foreclosure

May 25, 2016 - We had trouble paying our mortgage after our trial modification because of problems with getting paid through the commonwealth of Massachusetts. The my father got very sick and has since passed away do I could n't not work. So we applied for the making homes affordable tier -. Of course ocwen is dragging their feet and have put us into foreclosure. They keep requesting new paperwork. We received a bill stating that if we paid the $15000.00 in back payments we could be reinstated. We can do this when we get my fathers life insurance but that takes a month. Now we have real estate agents ca...

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Ocwen Mortgage loan modification,collection,foreclosure

May 24, 2016 - My loan was sold to Ocwen Loan Mortgage Servicing. When I fell behind in my payments, I told that I did n't qualify for - and yet I am now more upside-down than I was before they refinanced my loan. Now I owe about $ - more than it 's value and there is a balloon payment so I will never get out of the loan. I tried to give it back to them and rented another home for two years- they let it sit, knowing it was empty and the pipes froze and when I did return, there were - or - leaks in the pipes and walls/ceiling to fix. Now they call and tell me that the call is NOT an attempt to col...

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Ocwen Mortgage loan modification,collection,foreclosure

May 24, 2016 - The prior owner of my property, - - -, -, Ohio - has the cancelled note for the property and I subsequently purchased the property in - 2016. Ocwen identified that they had NO RECORD of an account still existing on the property. Regardless of this - is foreclosing on the property and all references refer back to Ocwen and account number -....

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Ocwen Mortgage loan modification,collection,foreclosure

May 24, 2016 - 6 years ago i am in a loan modification with ocwen loan servicing i have the documents for the first 5 years its 1 percent second 5 years 2 percent, i am in the second year in which i should pay - a month, i understand escrow goes up a little for insurance and taxes but mine went up - dollars for -/-/-, -, and -/-/- from - to - and now -/-/- is - what the heck is going on, you ca n't get a clear answer and they ca n't explain it now they want me to do a new modification so they can get more escrow. second they sent a letter stating i owe over a - dollars in ...

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Ocwen Mortgage loan modification,collection,foreclosure

May 20, 2016 - My property is in foreclosure due to a divorce. My Lender is OCWEN, I decided to sell my property to avoid having a foreclosure on my credit. I contacted OCWEN to let them know I was selling the property. I listed the property and have a approved buyer. A couple of weeks after that I received a notice that OCWEN had set a date to do a foreclosure sale on my property. My - - - and I contacted OCWEN to see if they would postpone the sale date to allow the sale escrow to close verses foreclosing. They requested I submit a request for Mortgage assistance package and all of my financial in...

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Ocwen Mortgage loan modification,collection,foreclosure

May 20, 2016 - Our clients submitted a loan modification to Ocwen and were given a single point of contact - -. During the process of loan modification, they were concerned about the pending foreclosure action that was ongoing and were fraudulently advised several times " not to worry about the foreclosure action of default because they were being reviewed for a loan moidification ''....

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Ocwen Mortgage loan modification,collection,foreclosure

May 20, 2016 - I received - calls at work on -/-/16 with messages left on my voicemail from a man with an accent saying his name was - - with Ocwen Loan Servicing. The caller ID showed up as Ocwen 's phone number -, but his call back number given he said was - which has a fast busy signal when I tried to call it back. He threatened that Ocwen would be placing legal action on me resulting in me losing my home. He gave my full name and my property address....

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Ocwen Mortgage loan modification,collection,foreclosure

May 18, 2016 - Im writing in regards to my father. He has since passed away. He sold his house to my husband and my self in -/-/- we have been having difficulty paying our mortgage. All the paperwork that comes in regards to this is also sent in his name. Why? I have a copy of the original mortgage that show we took out he mortgage. He has since passed away from - and we need to get this straightened out....

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Ocwen Mortgage loan modification,collection,foreclosure

May 17, 2016 - - a fradualant company called - - - manged BY - - claims to have rights to a heloc loan Residential capital that went bankrupt in -/-/-, residential capital servicing rights were bought buy Ocwen filed a false notice of default, his investor - claims to have bought the property at a trustee sale, and - - assigns the property to - BEFORE THE SALE, this was a - lien and we were current with first lien and was in the property for - years, when we landed in a unlawful detainer court stating we are now tenants and - is our landlord he never shows up in co...

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Ocwen Mortgage loan modification,collection,foreclosure

May 17, 2016 - I have submitted a short sale with a purchase and sale with Ocwen Mortgage and they have lied to me and are taking way to long. I was told today that another BPO was requested and when I asked who is requiring a another BPO and I was told it was my mortgage insurance company. Which my reply was that 's not correct because I do n't have mortgage insurance on my current loan. The person keep repeating it was my mortgage insurance company. I then asked what is the name of the mortgage insurance company and I was told - ( which I had them spell it to make sure I was hearing the person correctly...

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Ocwen Mortgage loan modification,collection,foreclosure

May 16, 2016 - I Was going through a divorce in 2011 and almost resources at the time had to go to my son - - - at the time he was not doing to good at the time and my wife also commenced the divorce witch compounded his issues I had called GMAC LLC at the time and told theme I may be late on some payments they told me to stop making payments for 90 day so I could get a loan workout modification this went on for some time as they where soliciting me for a loan work out they where also conspiring to steal my home I also have evidence on there foreclosure documents they planted in the - - record...

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Ocwen Mortgage loan modification,collection,foreclosure

May 14, 2016 - I have an issue with Ocwen Loan Servicing. I lost my job -/-/- due to illness, and have been working as hard as possible to make the mortgage payment since. On - -, I filled out the paperwork for a loan modification. I called Ocwen -/-/- to find out what I needed to do. I received a letter stating that my profit / loss statement was invalid because it was not signed ( I own the business ) .The female I spoke with said I had been approved for a HAMP modification, which I knew nothing about. I told Ocwen I had not received any paperwork. She emailed me the information, which I re...

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Ocwen Mortgage loan modification,collection,foreclosure

May 13, 2016 - Hi my name is - - I have been trying to get a loan modification with my servicer Ocwen on my property - - - -, - CA - for over 3 years, they have refused to cooperative and they have been engaging in dual tracking and wrongful foreclosure. My property is now in foreclosure and i am facing the possibility of losing my home....

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Ocwen Mortgage loan modification,collection,foreclosure

May 13, 2016 - I have been seeking a loan modification with Ocwen Loan Servicing for months. On -/-/2016 they verbally agreed to a discount payoff agreement. On -/-/2016 they followed up the verbal agreement with a letter stating the terms of the agreement. I called Ocwen back on -/-/-@- EST to get clarification on some of the items in the agreement letter only for the Ocwen representative to inform me that we no longer have an agreement. That the loan has been referred to a third party. I was not able to get any information about this third party except a phone number for me to call. I ...

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Ocwen Mortgage loan modification,collection,foreclosure

May 12, 2016 - On - -, - I received two ( 2 ) separate letters from - - who represent Ocwen, regarding my complaint to the Attorney General 's Office regarding the loan servicer, Ocwen who wrongfully and illegally taking my property as real estate owned ( - ) since - -, -. There was a foreclosure sale cancellation order that was issued on - -, - [ E-HIBIT A ]. Therefore there was no legal conveyance ( transfer ) of property to have legally allowed Ocwen to have taken my property on - -, - as -. One letter was directed to - - - ( AG ) and I was copied ...

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Ocwen Mortgage loan modification,collection,foreclosure

May 12, 2016 - I am in foreclosure. I was offered a trial modification plan with the first payment due - -, 2016. I had a - and was in the hospital so I was not able to make the first payment on time. I called OCWEN loan servicing and was told that I could submit the payment on - -. On - -, 2016, I submitted both the - -, 2016 and - -, 2016 payment for the trial plan with the signed trial plan. I was then told by OCWEN that this will not work and they still plan on selling my home on - -, 2016....

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Ocwen Mortgage loan modification,collection,foreclosure

May 11, 2016 - THIS BANK IS NOT THE INVESTOR - per their own statement and per statements stating would be Impossible to be INVESTOR - yet for this same reason - - - has caused havoc on my entire life for the past 10 years. This firm has allowed misrepresentations to cause massive harassment on a daily BASIS TO A BORROWER THAT HAD INTENTIONS THAT WERE GOOD AND MET WITH DECEPTIVE PRACTICES BY that of a servicer claiming can not be reasonable due to - stating would NOT ALLOW any of the 10 years of waiting for a good outcome. Instead abuse on every - Investor guidelines for complete package for 7...

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Ocwen Mortgage loan modification,collection,foreclosure

May 10, 2016 - I have a - and a - mortgage with Ocwen Loan Servicing. These mortgages are upside down. I have applied TWICE for a loan modification on interest-only loans with very high interest rates ( The second mortgage interest rate is 12.75 % ) I am unable to make the mortgage payments since I lost my job in - 2015. I am now on a fixed income and attempting to get a loan modification through HAMP ( Tier 1 ) Meanwhile, Ocwen Loan Servicing has received millions of dollars from the U.S. Treasury to help lenders ( taxpayers ) with circumstances such as mine. Yet, Ocwen refuses to follow the HAMP g...

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Ocwen Mortgage loan modification,collection,foreclosure

May 10, 2016 - Due to health concerns I was not able to work my - as strong as possible and due to reduced income I became delinquent on my Ocwen serviced mortgage. In -/-/2015 I continued to work with Ocwen providing them enough documents for a complete package. Recently, underwriting Ocwen declared that my loan modification request would be denied because of too many loans in a certain " investor pool '' having already received a loan modification and therefore they are closing out my case and giving me a denial. Upon conversations with mortgage professionals and visiting a HUD approved housing counse...

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Ocwen Mortgage loan modification,collection,foreclosure

May 10, 2016 - we have been trying to refiance since last -.we sent in everything that they requested from us, now today I get a letter stating that since I have not been late with my payment of which is - every month at - interest rate that I do n't gualify we liveon a fixed income of pension from my husband and social security for - us besides we have - mortgage the second is - so I pay every month - every month besides our every month bills all I want is to reduce our interest so we can survive a little better we ca n't get help from harp and - act of which I do n't understand why ...

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Ocwen Mortgage loan modification,collection,foreclosure

May 10, 2016 - - -, 2016 - - - - - MI - -- - - - REFERENCE Ocwen Response to CFPB On Friday, - -, 2016 - - , Consumer Financial Protection Bureau -- wrote : The company has provided a partial response to your complaint number - describing the steps taken so far to address your issue. They stated they are still working on your issue, and you should hear from them again within 60 days. Case number : - Status In progress Response Ocwen is currently researching the matter and will provide a response within the allotted timeframe. Case number :...

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Ocwen Mortgage loan modification,collection,foreclosure

May 6, 2016 - I have applied for mortgage relief under the - program since - under - and since - with OCWEN Loan Servicing. Each time I have been denied or the bank took to long to review documents. I was approved for a short-sell earlier this month after 4 months of waiting and the buyer pulled out due to the amount of time taken. I am again applying for a Deed-In-Lieu as I am - and this is going to affect my security clearance. I am E-TREMLY unhappy with the service I had received and would never recommend this company as a loan servicer. They have extremely bad customer service and shady b...

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Ocwen Mortgage loan modification,collection,foreclosure

May 6, 2016 - Hello I would like to file a formal complaint against my loan servicer in regards to my mortgage. On several occasions over the past 3 years Ocwen has continuously ignored my complaints to prove or show cause that they have a legal right to seek any results based on my mortgage. I have sent several request for QWR 's, complaints, dispute of debts and validation of debt letters as well as TILA request. All of which have gone ignored as Ocwen can not prove the validity of the debt or there compliance in this matter. Ocwen has failed to meet any of the " QWR '' under 12 USC 2605 or " RESPA '' req...

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Ocwen Mortgage loan modification,collection,foreclosure

May 5, 2016 - failure to stop foreclosure proceedings even after mandated to - - ...

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Ocwen Mortgage loan modification,collection,foreclosure

May 4, 2016 - I strongly feel that my mortgage is consider to be " underwater ''. I have been min iiinn my in my home for 22yrs now. When I first purchased my home it listed for $78000.00. I just got approved for a balloon loan modification through the HAMP program. This loan was modified with a new principal balance of $120000.00 with a 2 % interest rate for 20yrs and at the end of the 20yr loan period I will owe a remaining balance of $55000.00 that will be due in -/-/-. I am complainting because I do not know why I still owe this large this large amount of money on my home after 22 years of pa...

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Ocwen Mortgage loan modification,collection,foreclosure

May 4, 2016 - On -/-/- myself, and my mother, purchased a home as my primary residence.I had moved back to the U.S after living abroad and had no credit history, my mother was the only person on the note, the property is deeded to both of us.The loan, issuedby -, was a - Arm interest only at 6.375 % based on the 6 month libor plus 2.75 %, and due to adjust in -/-/-.The 6 month libor in - - was 0.395 %. The new adjusted rate would have been 3.5 % .The loan amount was $ -.In - - OCWEN, the new servicer of the loan, made contact with my mother offering a loan modification, ne...

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Ocwen Mortgage loan modification,collection,foreclosure

May 4, 2016 - I received a notice to vacate from Attorney - - - stating that the owner - - - - - is seeking to recover possession of the property. After contacting - Bank, I received an email ( attached ) stating that - owned the property that - Bank is the trustee not the owner, but after research - - - - - - - stating that the property was Service Released to Ocwen and - Bank is still the Trustee not the owner. Attorney -, under the motion filed in court by Another law Firm states that the property was sold to - Bank by - on - -, 2014...

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Ocwen Mortgage loan modification,collection,foreclosure

May 3, 2016 - In - - Ocwen paid my taxes and homeowners insurance when I was not behind on the payments, increasing my payments to an unaffordable payment. I struggled to make my payments and got behind. Ocwen had me apply home modifications to help make my payments affordable, three times, but they knew I would not qualify for a modification as I had a previous modification done in -. My loan is only allowed one modification per the lifetime of the loan. I have been going through this for several months now. Now, they are saying my PITI payment is $2000.00 with a breakdown of $950.00 P & I and...

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Ocwen Mortgage loan modification,collection,foreclosure

May 2, 2016 - I filed for a loan modification in -. It was never processed. They restarted a foreclosure action in - of that year and claimed they mailed a back-dated letter that I never received. I never had the ability to appeal nor was given any information about how I did not qualify. The servicer is currently barred from foreclosing, as of the -, from the -, and is proceeding anyway and nothing has been done to correct this error from - nor from the same situation in late -. ...

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Ocwen Mortgage loan modification,collection,foreclosure

May 1, 2016 - - -, I contacted the Ocwen Consumer Ombudsman Department regarding the date of last payment for - accounts - and - and requested full statements for these accounts. Ocwen sent me the requested information which reflected a last payment in -, -. I immediately forwarded these documents to the - major CRA 's for deletion due to the 7 year statue of limitations ( -, - and - ). The credit reporting agencies could not accept these due to these documents passed through a 3rd party ( me ) and the possibility of omission or alteration, which I can understand. I contacte...

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Ocwen Mortgage loan modification,collection,foreclosure

April 30, 2016 - I have applied for loan modification with Ocwen Loan Servicing back In - of last year ( - ). Throughout this process, they kept losing my documents and kept asking me to resend everything to them over and over again. They would make appointments for my relationship manager to call back and often they were either late or someone else who did not know much about my situation would call back. Every time I would submit whatever they have asked for I would get emails asking for the same stuff over again. Finally after taking over 6 months to process everything they told me everything has exp...

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Ocwen Mortgage loan modification,collection,foreclosure

April 29, 2016 - - -, - - - -, - We filed a complaint of discrimination/Race [ - ], against OCWEN Loan Servicing LLC, - -, -. We filed for mortgage loan relief - -, -. That 's when we discovered OCWEN was indicating they had control of the note. During the same time period, on - -, -, the Department of Justice announced the Federal Government and State Attorneys General Reach an - Agreement with the - Largest Mortgage Servicers to Address Mortgage Loan Servicing and Foreclosure Abuses, in which OCWEN was a named co-defendant [ see OCWEN attachment ]. OCWE...

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Ocwen Mortgage loan modification,collection,foreclosure

April 29, 2016 - Good Afternoon, Loan # - My name is - - - and my mortgage company is Ocwen Loan Servicing , LLC . I am in the process of short sale on my property, - - -, -, MD -. My mortgage company scheduled a foreclosure date on - -, 2016, after my documents were forwarded. All literature that was forwarded indicates that there is a thirty day time frame allotted for the short sale process. They have a short sale scheduled for - -, 2016 but the documentation deadline was - -, 2016. I faxed my documentation prior to - -, 2016, therefore, the turn around ti...

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Ocwen Mortgage loan modification,collection,foreclosure

April 28, 2016 - Ocwen misdated a foreclosure letter causing me to miss out ona deal to repair my fire damaged house. They also demolished a freestanding garage after foreclosure that was in very good condition, my insurance man valued it at $20000.00. This eliminated any equity in the sale. They also listed and scheduled demolision of buildings on a separate lot that I owned free and clear. $5000.00 worth of tools were taken from an outbuilding on this lot. ...

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Ocwen Mortgage loan modification,collection,foreclosure

April 28, 2016 - Ocwen has not properly reviewed as my loan modification. The form was filled out - -, 2016 and my Attorney or myself has had no response from Ocwen ...

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Ocwen Mortgage loan modification,collection,foreclosure

April 28, 2016 - Ocwen is reporting an old large balance for years and it needs to be fixed or deleted. ...

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Ocwen Mortgage loan modification,collection,foreclosure

April 28, 2016 - Since -, we have been asking American Home Mortgage Servicing , Inc, now known as Homeward Residential ( servicer prior to Ocwen ), to provide evidence that - - Bank, - as trustee for Option One Mortgage Loan Trust - was the owner of the note. Each time they sent us a copy of the note, it never included an allonge. But in -, AHMSI presented an allonge that was blank and a later allonge that was stamped. Once Ocwen became our servicer, we asked Ocwen to validate the debt. In a response from Ocwen, Ocwen states that they " would not be able to provide us with the original wet i...

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Ocwen Mortgage loan modification,collection,foreclosure

April 28, 2016 - -/-/- - Contacted my mortgage company for information on how to apply for a - - - - - - -. Was informed that the process can be applied for on-line and would take approximately 30 days. -/-/- - Applied for - on-line. To sum up what was told should take approximately 30 days took almost 2 years. - In excess of more than 40 telephone calls regarding status of my HAMP application - Having to submit documents more than 6 times - Receiving - different " Forbearance Agreements ''. I sent my 1st payment for a Forbearance Agreement. It was returned. I wa...

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Ocwen Mortgage loan modification,collection,foreclosure

April 28, 2016 - Ocwen took over my - mortgage from GMAC ( for reasons unknown to me ). When they did, my payments went from $160.00 to $940.00. When I tried to get information on why this happened, Ocwen refused to explain and told me to " pay my bill ''. I have been struggling with communication with this company. I know that according the the California Homeowner 's Bill of Rights I have the right to a single point of contact that has decision-making authority of my account. Although they have technically appointed me a " relationship manager '', this person is never available when I call. I get tran...

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Ocwen Mortgage loan modification,collection,foreclosure

April 28, 2016 - An assignment of deed of trust was filed in - County land records office in - -. The document was signed by - - as Assistant Secretary of - - -, formally known as Option One Mortgage Corporation. Since -/-/-, we have been asking American Home Mortgage Servicing - Inc, now known as Homeward Residential, to provide evidence that - - -, NA as trustee for Option One Mortgage Loan Trust - was the owner of the note. Each time they sent us a copy of the note, it never included an allonge. But in -, AHMSI presented an allonge that was blank and a later al...

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Ocwen Mortgage loan modification,collection,foreclosure

April 26, 2016 - Ocwen has been a two year nightmare and is progressing from horrendous to worse. ( roughly reverse chronological order ) a. Ocwen asked me my race for the first time in 2 years after taking loan workout information over phone due to multiple Loan Workout Package submission fails by Ocwen. Today I received a foreclosure notice. This really ca n't get any worse b. ( Ocwen has finally updated technology and now uses esignature - unfortunately, they do not know how to use esignature as forms require dual signature and esignature was set up for single signature. The process confirms the signature a...

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Ocwen Mortgage loan modification,collection,foreclosure

April 24, 2016 - According to Ocwen employee with Employee ID # -, Ocwen has initiated foreclosure proceedings against our property. Ocwen entered into a National Service Agreement with the CFPB and with attorneys general and state banking regulators in - states, and -. The consent order addresses Ocwen 's misconduct during the mortgage servicing process. It also covers - companies previously purchased by Ocwen, Litton Loan Servicing LP ( " Litton '' ) and Homeward Residential Holdings LLC ( previously known as American Home Mortgage Servicing, Inc. or AHMSI ). AHMSI was our previous servicer prior...

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Ocwen Mortgage loan modification,collection,foreclosure

April 23, 2016 - i believe Ocwen has not been forthright with dealing with my mortgage and one example is they foreclosed on my house and did not obey the judge 's order to give me a total on what i owed them during bankruptcy.My mortgage went from - to - and was but on loan modification that to me wasnt one because the payments where irregular and never offered me any relief.i am not an accountant but i believe i have been mistreated.my score has changed and the delinquency i has been taken off - scores seem to be up to date. ...

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Ocwen Mortgage loan modification,collection,foreclosure

April 22, 2016 - This property has been in and out of foreclosure since 2010. Because of this, the owners refuse to pay any of their HOA dues and/or maintain the property - citing that its the banks problem. They still live there and owe over $ -. There are now holes in the side of the home and the property is a complete eyesore. ...

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Ocwen Mortgage loan modification,collection,foreclosure

April 22, 2016 - I had hardship due to divorce and becoming a displaced worker. I contacted OCWEN prior to my last day of work t start modification process in -. The home is underwater and I have exhausted my savings during this stressful process. OCWEN sent me an informal appraisal dated -/-/16 and sent me a copy of the underwater values I have provided everything they have requested. They have lost information effecting correct NVP, missed phone appointments - I have only spoken to my relationship manager on inital call. -/-/16 in the 7 calls following I have a different Agent ID #. I was t...

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Ocwen Mortgage loan modification,collection,foreclosure

April 22, 2016 - I also want you the cfpb to know that I did a deposition for a lawyer out of texas, he is defending - whistle blowers that use to work for ocwen and I came across some very interesting emails from ocwen laughing and joking at our situation.. a lady named - - and another lady lol with smiley faces one asking the other to get us a mod and the other one saying like that will ever happen lol with a smiley face at the end ... but since you guys have let them do this to my family since 2011 you probably think its funny too ... thas fine and now the have - to foreclose on us right after o...

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Ocwen Mortgage loan modification,collection,foreclosure

April 21, 2016 - We are writing to dispute the decision Ocwen/- has made repeatedly denying us a modification on our loan and we are challenging the decision as to the reason of our modification being denied as well as our appeal to the reasoning of their decision on the reason for Ocwen 's denial of the modification. It was determined by Ocwen/- denying us a modification because Ocwen/- does not allow more than one modification per loan within a 2 year period. We contacted Ocwen and spoke with - - ( ID # - ) and - ( ID # - ) on - - and - - as well as several other represent...

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