Ocwen Mortgage Complaint

Ocwen Mortgage department,

Conventional fixed mortgage Loan modification,collection,foreclosure North Carolina

I strongly feel that my mortgage is consider to be " underwater ''. I have been min iiinn my in my home for 22yrs now. When I first purchased my home it listed for $78000.00. I just got approved for a balloon loan modification through the HAMP program. This loan was modified with a new principal balance of $120000.00 with a 2 % interest rate for 20yrs and at the end of the 20yr loan period I will owe a remaining balance of $55000.00 that will be due in -/-/-. I am complainting because I do not know why I still owe this large this large amount of money on my home after 22 years of payments. I want to know where has all my money gone in the last 22 years because I feel like I am starting all over with this new balloon loan modification and no one seems to have the answers to my questions. In fact, I should just about be finish paying for this single family home in 8 more years. I first brought this home -/-/-. Please help me understand my total situation.