Review and analysis of over 20 complaints against Synchrony Financial
Synchrony Financial consumers have reported over 20 official complaints related to Incorrect information on credit report. Out of the 20 consumer complaints against Synchrony Financial, 0% were disputed by the consumer (i.e. the consumer was not happy with how Synchrony Financial responded to their complaint) and 100% were processed in a timely manner. 5% of consumer complaints against Synchrony Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 40% resulted in non-monetary compensation.
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Synchrony Financial Credit reporting incorrect information on credit report information is not mine April 8, 2017 - I WAS A VICTIM OF IDENTITY FRAUD/THEFT. I SENT - AND SYNCHRONY FINANCIAL LETTERS AND FTC ID THEFT AFFIDAVIT AND BOTH OF THOSE BANK 'S REFUSE TO DELETE THEIR INQUIRIES THAT THEY SAY ARE CORRECT EVEN WHEN THEY HAD THE AFFIDAVIT I SENT THEM AND THE COPIES OF THE CREDIT REPORTS I SENT THEM. THEY BOTH ACT LIKE IT 'S NOT THEIR PROBLEM. I HAVE LETTERS FROM THEM STATING THEY WILL NOT/REFUSE TO DELETE THE INQUIRIES.... |
Synchrony Financial Credit reporting incorrect information on credit report account status April 6, 2017 - Telephones Synchrony Bank to Payoff my Account with a Representative -/-/2017. They were given the Account Number including my check routing # to Representative however when Representative processed these 2 payments, it came back to Synchrony Unable to Process. I learned of this being Posted to All - Credit Bureaus, Seeing the Account in Closed Accounts area with the Remarks " Account closed by Credit Grantor ''. I immediately telephoned on -/-/2017 to Discuss the Problem about my Account being closed. At this time I was informed about the Two Payments did n't Process. I inquired why ... |
Synchrony Financial Credit reporting incorrect information on credit report account status April 5, 2017 - I have call - three time to correct the information about Belk. I have - account - of those account that they have is over 7 years since it was report and it the account should have been take out. I could not get the foreign representatives to understand that. The information is on there two long.... |
Synchrony Financial Credit reporting incorrect information on credit report account status March 7, 2017 - I have several accounts on my credit in which I have asked the creditors to " validate '' their information. Validate if I was ever late, details when, validate if a debt was mine- I just keep on getting same response : nothing. my rights under FCRA have been seriously violated. law says if a creditor can not validate/prove in 30 days of my dispute, they must remove. I am writing to you about -, -, -, -, synchrony amazon, synchrony care and -. I will give account numbers upon request.... |
Synchrony Financial Credit reporting incorrect information on credit report account status March 4, 2017 - The original creditor sold this debt to a collection agency, they also wrote off this debt on their taxes which wrote off my obligation to pay but I paid anyway. This contract was cancelled which means NO CONTRACT.... |
Synchrony Financial Credit reporting incorrect information on credit report account terms March 4, 2017 - On my credit report the creditors that are reporting late payments have been submitted under the freedom debt relief program. The companies are continuing to report negatively when they know they have been contacted by this company for a debt settlement. If you would look at my credit report before the program which I started in -/-/-, my credit for paying bills on time was 99 %. The creditors have also been contacted not to call me and but they continue to do so anyway. So my problem is very difficult for me when I have always paid on time but to see my credit score drop drastically as l... |
Synchrony Financial Credit reporting incorrect information on credit report account status March 1, 2017 - In summary : I have an issue with a JCPenney transaction from -/-/- that has negatively affected my credit. It is a valid transaction but I never received a bill. I am requesting that it be expunged from all - creidt bureaus. I purchased an item in -/-/- for about $35.00 at JCPenney but did not have my JCP credit card. They looked it up and posted it on an old JCP card that we no longer had, instead of the current one. Since we had n't used it for over 6 years and two household moves, we never received the bill nor any follow-on statements. I first I discovered the transaction ... |
Synchrony Financial Credit reporting incorrect information on credit report account status February 12, 2017 - I have completely paid off a retail account that was for a piano with Synchrony Bank -/-/2016. However Synchrony continues to report this bill as 90 days late with a balance remaining of $1000.00. This account has been paid down and off from an original balance of $20000.00. I have even received the paid off retail contract from Synchrony and release of lien on the - Piano, but Synchrony is not reporting this to any of the credit bureaus.... |
Synchrony Financial Credit reporting incorrect information on credit report information is not mine February 6, 2017 - In the past year or so I have received hard inquiries on my credit report for attempts to open accounts via this bank. Various sub companies under this back ( lowes, and american eagle ) have had repetitive attempts. I have placed the proper freezes on my credit, however attempts to open accounts continue. I do not feel that this bank makes any effort whatsoever to help rectify identify theft incidents regarding their institution. - - - - -, FL - ( - ) -... |
Synchrony Financial Credit reporting incorrect information on credit report information is not mine February 1, 2017 - An Amazon.com Store Card was successfully opened without my knowledge or consent. A - Amazon.com Visa Signature Credit card was attempted to be opened in my name ; however, was declined due to " obligations too high relative to income. ''... |
Synchrony Financial Credit reporting incorrect information on credit report account status January 29, 2017 - Jcpenny has reported with negative remarks and deliquency and I would like it removed as it 's reporting to the - credit bureaus and negatively affecting me. This account was noted as 30 days reported on -/-/-. During -/-/- -/-/- I was -. Throughout my - ( -/-/- ) I had a -. I am still currently going through - in result of having having my -. During this time i attempted to make payment arrangements, using the credit card insurance to submit a claim to cover my account. Walmart passed me onto the credit card insurance company to submit a claim. I was not... |
Synchrony Financial Credit reporting incorrect information on credit report information is not mine January 27, 2017 - Customer service would not help and take care of the negative inquiries reported to my credit report. My employer provided me with a letter stating that someone had filed unemployment under my name and social security. At that time i checked my credit report and I seen a lot negative inquiries that I do not know anything about, and would like removed.... |
Synchrony Financial Credit reporting incorrect information on credit report information is not mine January 24, 2017 - fraud inquiry on my credit report from synchrony bank ( Walmart credit card ) I 've tried a number of times to contact Walmart and synchrony bank to only here 45 days and it should be removed it has been well over a year.... |
Synchrony Financial Credit reporting incorrect information on credit report information is not mine January 6, 2017 - Credit history request- never authorized, company not recognized... |
Synchrony Financial Credit reporting incorrect information on credit report information is not mine September 20, 2016 - DISPUTED TO CREDIT REPORTS AND THEY ANSWERED THIS WAS FACTUAL. THIS IS NOT MY INQUIRY. IT IS SHOWING AND IS FALSE INFORMATION AS I HAVE NOT APPLIED FOR CREDIT WITH THIS COMPANY.... |
Synchrony Financial Credit reporting incorrect information on credit report account status April 20, 2016 - This account was my - - that was financed and I paid if off in full - 2016 they will not take it off they keep telling me that the information is accurate. It was paid along with court cost. It was a judgment so they updated the judgement as satisfied but not the original account. Also, it was a joint account and it was taken off my wife 's account.I want this deleted. ... |
Synchrony Financial Credit reporting incorrect information on credit report account terms April 6, 2016 - Synchrony Bank/JCP, are stating that I have not been sending in my payments when I have been mailing through my bank checking account every - Wednesday of the month since I have had the card. But in the last 3/4 months I have been getting statements saying I have not paid on my account. I originally owed $330.00, in which I have been sending a payment of $30.00 each month ( I do have the bank records to show this ) but Synchrony have been sending statements that they have not received this money and adding on ridiculous fees & charges bringing my account to the $420.00. I 'm a - on... |
Synchrony Financial Credit reporting incorrect information on credit report account status March 7, 2016 - I paid my bill and in full this is the second time with this company Sychrony Bank keep saying my check is returned when in fact they withdrew the payment and never recieve credit on any of my accounts the only way we finally figured out was thru phone payment .i sent the info proving my payments and was sent texts saying they have me credit and then recieve a new bill thats almost double what it was previously. im spending so much time trying to fight the company its caused many other conflicts in my life to the point im ready to get a lawyer and sue because they dont do anything to resolve a... |
Synchrony Financial Credit reporting incorrect information on credit report reinserted previously deleted info January 4, 2016 - I have a Value City Furniture Synchrony credit card I make all my payments on time in pay more then what the minimum is, the month of - 2015 I checked my credit reports in notice that Value City Furniture/SYNCB was not report my credit info correctly for the last 3 months so I disputed with the credit bureau that the balance is incorrect but Value City Furniture/SYNCB never respond to the bureaus so all - of the credit bureaus deleted Value City Furniture / SYNCB which has impacted my credit score. ... |
Synchrony Financial Credit reporting incorrect information on credit report account terms January 1, 2016 - Syncrhony bank payment history of false penalty of 30 day late notice : 1 ) Paid $30.00 dollar payment on -/-/15 2 ) Late fees charged on -/-/15 equals $35.00 3 ) Interest charged on -/-/15 equals $2.00 4 ) Payment due on -/-/15 equals $44.00 5 ) Paid full balance on -/-/15 of $140.00 Synchrony on -/-/15 put a negative 30 day non-payment on my - credit report. Total time between -/-/15 and -/-/15 equals 12 days, not exceeding the 30 days late period. I see many negative reports regarding the business practice of this company in reg... |