Review and analysis of over 160 complaints against Wells Fargo & Company
Wells Fargo & Company consumers have reported over 160 official complaints related to Application, originator, mortgage broker. Out of the 160 consumer complaints against Wells Fargo & Company, 14% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo & Company responded to their complaint) and 100% were processed in a timely manner. 13% of consumer complaints against Wells Fargo & Company resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
Wells Fargo & Company Mortgage application, originator, mortgage broker April 10, 2017 - The mortgage originator that worked for Wells Fargo was a - and had personal financial issues. He knew my person issues - separating from a 30+ year relationship and all my financial history. He played me for which I am truly embarrassed. However, he would never have been able to do that unless he knew all of my personal information. He coerced me into a personal loan for $30000.00. Wells Fargo has no interest in filing a complaint against his - # for me nor do they have an interest in offering up a solution. This transaction was done while working on - mortgages for me and while wo... |
Wells Fargo & Company Mortgage application, originator, mortgage broker April 4, 2017 - During the refinance process in switching from Wells Fargo to - the lien release was not properly submitted or recorded by - County, PA. We are just now finding out that the satisfaction from Wells Fargo for their mortgage in the amount of $160000.00 consummated in -/-/2004 ( and that is the satisfaction that is missing from the Pennsylvania database ) was never completed. I am trying to re-finance my house through - and am unable to do so as their is a lien on the property. I have never received any sort of documentation over the past 13 years regarding this loan and as anyone wo... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 30, 2017 - About 10 years ago, I took out a $230000.00 home equity loan on a rental property located at -, -, CA. My interest for the loan for the first ten years was 4.24 %. I have now been informed that my new interest rate will be increase to 6 % without having been told of this fact when I signed up for the loan ten years ago. When I originally signed the loan, there was an 18 page document which I signed which was hidden and stated there is a 8 % margin on my loan after ten years which was never explained to me. I have contacted Wells Fargo over 20 times during the past ten years for a clari... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 27, 2017 - Rather than respond to the complaint ( s ) Case number - and - submitted to CFPB, Wells Fargo Bank has sent me a Notice of Right to Cure Default for a total of $2200.00, which includes $580.00 in " other charge/fee ''. Wells Fargo is allowed to make up any amount of charges and continue force homeowners to pay extortion payments or risk loosing their homes. Where is the help for consumers?... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 19, 2017 - Creditor closed the account without sending the principal to the creator.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 14, 2017 - I had a HELOC loan which Wells Fargo offered to refinance because the loan was coming due. The bank manager at the downtown - branch offered to do the loan and asked me to turn in my tax return for -/-/- and a - for -/-/-. Several days later I went back to the bank to find out what happened and he told me that they could not do the loan, however Wells is told me that I could no longer withdraw from that HELOC and would just go into a pay back the amount owed which is about $97000.00. In fact, they even increased the auto pay amount to just over $1100.00 per month without ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 14, 2017 - Please reference complaint - and the subsequent dispute that has gone nowhere. The details are outlined in the complaint. Wells Fargo responded with a lie that is a violation of consumer protection laws. At the time my mortgage was contracted they had a contractual relationship with - to manage the bi-monthly payments for my 15 year mortgage. I asked in my complaint that Wells Fargo provide the documentation that I signed in the application that explains that paying twice a month would only save me one year on the length of my mortgage as opposed to 4 years which is what I was told. W... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 8, 2017 - Since I filed a bankruptcy on my medical bills, Wells Fargo is not reporting on my credit report. I did not file anything that had to do with Wells Fargo in the bankruptcy. Plus, the bankruptcy was finalized in -/-/2012. Wells Fargo is stating that they will not report on me for the remainder of our loan, which is 28 years from now since we recently refinanced. I can not get approved for a loan because of this.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker March 7, 2017 - I was approached by - - at Wells Fargo ( - - - ) to refinance my mortgage in - of -. I agreed to terms, and we had a closing date of -/-/-. I made my traditional payment ( due the first of the month ) for - on -. Soon after, I was told that with my refinancing I would not have a - payment. I told - I had already made that payment, and asked what I should do. He directed me to customer service to get a refund. I called - on -/-/- at - and spoke with either - - or - - about getting a refund. I was told at first that the loan wo... |
Wells Fargo & Company Mortgage application, originator, mortgage broker February 16, 2017 - -, - and - will not update my VA Loan with Wells Fargo. They have no data and has caused a - to - point loss in my credit score.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker February 14, 2017 - I applied to Wells Fargo - branch to re-finance a second mortgage - also called a line of credit. I lifted a freeze from all - credit reporting agencies before doing so. I called Wells Fargo because I understood from another mortgage company that only a few banks will re-finance a second mortgage. It is a small second, $15000.00. I spoke to loan officer named - - at length in -. Wells has a minimum of $25000.00 but - said it was do-able as long as my house appraised at $110000.00 which is no problem in the -, Fla. neighborhood where I live. It already hit $110000.0... |
Wells Fargo & Company Mortgage application, originator, mortgage broker January 21, 2017 - On -/-/-, I contacted - to apply for a refinance mortgage because it was advertised in TV that - encouraged all veterans to apply for the - loan. My husband and I are both - veterans. We served during the - era, and wanted to apply for the loan. I talked to - -, licensed - specialist, and he ask me information about our condo, mortgage payments, insurance, and incomes. I provided him all the required information for the loan application. Apparently, he informed me that he needed to do a credit report in order to check whether we qualified for the - loan. Unfortu... |
Wells Fargo & Company Mortgage application, originator, mortgage broker January 9, 2017 - My loan was with Wells Fargo and I was going to do an assumption loan to get my ex wife off of the loan. Wells Fargo said they my loan could be assumed by me with no appraisal and everything would stay the same as long as I was credit worthy. The total cost was going to be around $1000.00 plus Florida fees. In my divorce decree, it said I had to get my ex off the loan within five years. Five years is this - My house is upside down so there is no way I can do a regular refi on my home. I called Wells Fargo to tell them I want to do their assumable program and they said that my loan had bee... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 25, 2016 - - -, I am disputing the issue of my $35000.00 as per the below federal disclosure laws. On - -, 2010, the President signed the Dodd-Frank Wall Street Reform and Consumer Protection Act ( the " Dodd-Frank Act '' ), enacting numerous provisions intended to reform the mortgage lending industry with an eye towards consumer protection. Many of these provisions are contained within Title -IV of the Dodd-Frank Act, the Mortgage Reform and Anti-Predatory Lending Act ( the " Mortgage Act '' or the " Act '' ) Subtitle E ( Mortgage Services ) of the Act reforms mortgage servicing practice... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 23, 2016 - This is my dispute of the Wells Fargo Response. Tried to fill out the actual dispute form but system is not working properly right now. I will re-submit. An official FHA application is a " good faith estimate ''? It Is stated on the FHA application that if the lender is Knowingly providing false information it is punishable by a fine or imprisonment. - - do you expect anybody to believe that an ethical big bank would chance sending a GFE on an official U.S Goverment application Document. - - would like us to believe that the FHA would approve a GFE application. The information on ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 22, 2016 - I would like clarification regarding a letter from my - loan - indicating that Wells Fargo is offering mortgage assistance. The terms of the assisatnce are not in said letter. I found it strange that Wells Fargo did n't offer Government mortgage assistance from the start. Instead they opted for immediate foreclosure and/or a lump sum payment of $25000.00 that would go toward the money advanced on behalf of Wells Fargo for outstanding property taxes and some homeowner 's insurance and this years taxes would be paid. Keep in mind that Wells Fargo sales reps are required by law to look o... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 21, 2016 - -/-/16 Consumer Financial Protection Bureau, This is in response to a previous complaint filed with the Consumer Financial Protection Bureau ( Case Number : - ) In this complaint I explained that I was told at the origination of my mortgage that if I paid twice a month it would reduce the number of years that I had to pay from - to -. You can refer to the original complaint noted above for the details. I would like to register my extreme dissatisfaction with my response from Wells Fargo as follows : They were required to respond within two weeks. They extended this five times ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 19, 2016 - I would like Wells Fargo to provide an explanation of the role that FHA INSURANCE plays from the collection of data, to the approval of said data, and subsequent usage of facts obtained from the data provided within the FHA application. I do know that I pay a MIP ( Monthly Insurance Premium ) as well as other servicing fees. I believe that I have been paying Insurance premiums based on a fraudulent lender FHA Insurance. I believe that I was approved for the HECM scam due largely in part to the fraudulent - Application. The fraudulent application from Con-Man Wells sales rep, - - - ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 18, 2016 - For the sake of having my questions deemed 'Too Broad ', I would like to request the exact amount of loan to property value ratio that was used by Wells Fargo Reverse Mortgage Underwriters prior to loan origination. Using the very same FHA guidelines in terms of deciding just how much equity can be converted to cash, was there enough equity to convert to cash aka a 'Traditional Reverse Mortgage '? With an appraisal of $300000.00 and as Wells Fargo states $180000.00 in prior MORTGAGES and LIENS, is a Reverse Mortgage really the way to go? Let 's not forget the additonal $34000.00 that I w... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 17, 2016 - Wells Fargo website advertising Streamlined Refinance Considerations You must be an existing Wells Fargo Home Mortgage customer. You can not do a cash-out refinance or a refinance requiring a title change through the streamlined refinance program. I have Adjustble 30 year mortgage, nohwere on wedsite including small print indicated what type of loan is qualified for streamline refinace at now cost, I was rejected becouse my loan was not qualified. This is False advetising by Wells Fargo to attract phone calls for W.F mortgage depatment... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 16, 2016 - I am in the process of refinancing my USDA guaranteed rural housing mortgage, currently held by Wells Fargo, through a new bank, -. We have encountered a problem with Wells Fargo. The payoff statement that Wells Fargo issued to - classifies my mortgage as a conventional mortgage instead of a USDA guaranteed mortgage. My closing documents from -, the mortgage company that issued the original loan in 2011, shows my loan as a USDA rural housing loan. However, the mortgage was sold to Wells Fargo who has classified it as a conventional loan, despite all documentations showing that it is i... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 15, 2016 - Wells Fargo provide a brand new full documented loan over the telephone ( - v. Wells Fargo, - ) we requested a modification to our existing mortgage with Wells Fargo we believe they colluded and coursed us into a full loan which removed us from qualifying for a Government HAMP loan as the date is now outside of the guideline for approval. Question is why did Wells Fargo not provide us what we asked, a simple modification. Wells Fargo not only requested but demanded over the phone we sign the new fully documented loan or there as nothing they could to help us. This eventually forced us in... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 14, 2016 - I was evaluating Wells Fargo Home Mortgage to determine if I would like to utilize them as a provider of my mortgage for a home purchase. The Home Mortgage Consultant told me that a Conventional Loan was cheaper than a FHA Loan, saying that the PMI was " way higher '' on a FHA Loan. I asked him to show me the math via an Amortization Schedule for a Conventional Loan and a FHA Loan. Other mortgage companies were able to send me a document for each loan type generated from a system they utilized. This Home Mortgage Consultant sent me - links to pre-populated variables at -, - for a Conv... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 13, 2016 - In - 2007 my wife and I took a 30 year mortgage against our home from Wells Fargo Bank the loan was originated in an " off site '' office location. My credit was very poor my wife 's credit was very strong the agent advised us to use my income as my wife 's income we questioned this, he said we would be fine it 's done all the time. The interest rate is 7.95 % APR we are struggling financially. We were told by an attorney to reach out to the CFPB for support as he felt he falsified loan application at an offsite location may be something that needs to be addressed... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 13, 2016 - I would like Wells Fargo to explain my ALLEGED request for information concerning my intent to purchase an annuity as part of my Reverse Mortgage Transaction. The Truth in Lending Act requires that we ( the lender ) provide Total Annual Loan Cost Rate disclosures in reverse mortgage transactions. These disclosures include a " good faith projection '' of the total cost of credit, reflecting all costs and charges to me, including the costs of any annuity I purchase as part of the loan transaction. The old Reverse Mortgage Products Scam certainly was part of the overall FRAUD perpetrated by Wel... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 13, 2016 - This is an ongoing complaint against Wells Fargo Bank NA.this will be my last complaint to expose them on how they do business and take advantage of a situation to suit there needs and manipulate the rules to there satisfactions.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 12, 2016 - I will be addressing Fraudulent Note - and Fraudulent Note - Federal Truth-In-Lending Disclosure Statement Tax/Insurance Payment Notice - Addendum-No. - to uniform Fraudulent Residential loan application The Borrower 's Certificate The Lender 's Certificate - - - Wells Fargo Authorization to disburse the net proceeds from the re-finance of the premises according to the fraudulent ( - ) Title Insurance for Title No : - Notice of Owner 's Title Insurance The Lump Sum Disbursement Certification ( For Borrowers requesting at least 25 % of the Net Principle Limit as an IN... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 12, 2016 - I would like to clarify the federal government disclosure that reads At the bottom of page - it states " - fully understand that it is a federal crime punishable by fine or imprisonment, or both, to unknowingly make any false statements concerning any of the above FACTS as applicable under the provisions of title -, United States -, - -, et seq. '' Below the federal crime warning is a box for the - 's signature. " - fully understand that it is a federal crime punishable by fine or imprisonment, or both to KNOWINGLY MAKE ANY FALSE STATEMENTS CONCERNING ANY OF THE ABOVE... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 12, 2016 - I would like to begin on page - of Fannie Mae ( FHA ) application Case No. - - - - - - - - is listed as $0.00 As I have previously noted, most loans and/or non real estate debts are huge factors that bring your credit score down and prove to the lender that you are " not creditworthy. '' In the case of a reverse mortgage, the lender wants to see the reverse of a creditworthy applicant to gauge the borrowers inability to maintain the property, pay homeowner 's insurance, and PAY THE PROPERTY TA-ES. Wells Fargo ran my credit to ensure that I was a great risk of NOT h... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 11, 2016 - On page 3 of 7 ( - ) Fraudulent application Were you required to bring money to the closing? If yes, did you borrow the money? Both boxes clearly indicate that the lender has checked off the NO box. The entire application is fraudulent. Reverse Mortgages must be applied to homes with significant equity. So, as - statement that the loan was used to pay off existing mortgages is questionable. The home was appraised for $300000.00. Plaese refer to the Wells Fargo financial statements found in the attachment provided to the CFPB in response to my prior accusations. Page 4 VII. Acknowl... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 11, 2016 - Fraudulent FHA application indicating that I did not bring any money to the closing and if I did, was it borrowed? Note : FHA insures reverse mortgages for one-to-four family units under the various provisons of section 255 of the National Housing Act ( Title 12, United States Code, Section 1715z-20 et.seq ).... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 7, 2016 - I am livid of the way Well Fargo has handle my loan. I summited a complete modification packet since -/-/2016. I when trough the re-entry team and when over my financials. Once I completed the review I was told my file will be summited to the under witer for review.. However Wells Fargo has stop the process recently becasue now they want all my documents to be notorized. Wells Fargo is not giving me an explanation or the reasons why?. Therefore I need to know what are the intentions Wells Fargo has. I am willing to work directly with my processor but I feel they are not willing to work with ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 7, 2016 - I would like to issue a complaint that Wells Fargo violated several acts of Mortgage Fraud and Predatory Lending. Should I seek legal counseling, he/she will contact the appropriate parties. The term " mortgage fraud '' is typically used to describe fraudulent practices by borrowers in order to secure loans they can not afford to repay or to secure loans that exceed the value of the home or homes in question. Because they do not involve defrauding the government, these cases have nothing to do with the False Claims Act. However, fraudulent lending in cases where mortgages are guaranteed or i... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 7, 2016 - I went under contract for a home in - 2016 with a certain lender. By the time very thing was gathered for my FHA - renovation loan, the lender told me they would need an additional 30 days to close, making the total close process 90 days. Wells told me they could close me in 30 days, so I switched to them with the hopes of getting to the closing table sooner and possibly asking for a 2 week extension, max. Wells switched me to a conventional loan, though I was initially set up for FHA. When I asked about the switch, I was told I was a conventional customer and the loan would be a better ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 2, 2016 - I am disputing - - explanation of the benefits of a Reverse Mortgage. She states that the loan served to pay off previous mortgages. The - document - is designed to be completed by the applicant with the LENDER 'S assistance. According to the document, the Mortgage Applied for was an FHA Traditional HECM. The FHA case -. - - states the loan payment plan as a " LINE OF CREDIT. '' The lender case -. - indicates that the purpose of the loan was for " ADDITIONAL INCOME. '' - - should be made aware that bringing $35000.00 asserts the opposite of any associated ben... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 2, 2016 - WE APPLIED IN -.- LOAN OFFICER AT WELLS FARGO.WE HAD TO STRAITEN OUT SOME JUDGEMENTS TO - - WHICH WE DID AND THAT BROUGT OUR CREDIT SCORE TO GOOD /E-CELLENT.SO SHE BEGAN PROCES ON THE LOAN STATING,- POINT WOULD BE OF IF WE TOOK CREDIT CLASS WHICH NEVER HAPPENED SHE SAID WOULD ONLY NEED - DOLLARS WHICH IN THE END TURNED OUT TO BE - TO CLOSE SO I E-CEPTED IT BECAUSE I HAD NO CHOICE.THE ADDRESS IS - - - - , - -, NEVADA.I DID EVERYTHING THEY ASKED FOR WITHOUT HESITATION, - KEPT REQUESTING DIFFERENT ITEM ONE AT A TIME OVER MONTHS.WE PAID - FOR APPRAISAL,... |
Wells Fargo & Company Mortgage application, originator, mortgage broker December 2, 2016 - I would clarification the - Residential Loan Application for Reverse Mortgages. As per the - it is stated that the Mortgage applied for was FHA Traditional HECM. The FHA Case No. - - and states the loan payment plan is a line of credit. The monthly statments clearly state the loan is a LUMP SUM. The Lender Cas No. : - states that the purpose of the the loan was for ADDITIONAL INCOME. - questions-when did I receive additonal income? I brought additonal income for this Reverse Mortgage. Now I will skip over to the Final Loan Terms Document lists the initial interest rate at 4.9... |
Wells Fargo & Company Mortgage application, originator, mortgage broker November 30, 2016 - I bought a new construction in the - and at first we used builder 's in house lender. But we found the rate is not attractive so we switched to Wells Fargo who assured us a better rate. However, at the time when we are almost closing. Wells Fargo told us that it 's impossible to do this with us. Since the they can not meet the builder 's timeline. What should we do? Can we sue Wells Fargo for not being professional?... |
Wells Fargo & Company Mortgage application, originator, mortgage broker November 30, 2016 - I started by contacting my existing mortgage holder in an attempt to refinance my mortgage. As I currently had an FHA loan paying mortgage insurance for the life of the loan, I was interested in refinancing to eliminate that interest and I knew that the interest rate environment was favorable to me at the time. I began this process no later than - - of -, which I was conditionally approved for a 3.00 % 15 year loan pending review of my financial documentation. I was careful to review my Debt/Income information with the representative at the start of the process because I feared having... |
Wells Fargo & Company Mortgage application, originator, mortgage broker November 30, 2016 - I took out a mortgage with - Bank -/-/-. In -/-/- I started calling the bank asking for help. They told me they could n't help because I was not behind on my payments. I kept hearing things on the news that there was help for people who 's homes lost value in the crash. I call my lender back several times and was told the same thing we cant help you unless you stop making your payments. So in -/-/- I stopped making the payment on my home and was told I could do a loan modification were I submitted everything they ask for. They told me someone would get back to me. Months went... |
Wells Fargo & Company Mortgage application, originator, mortgage broker November 29, 2016 - I would like Wells Fargo to disclose the following information as per the Truth in Lending Act. Wells Fargo continues to defy all the consumer protection laws. Although quite lengthy, I would like an explanation according to ( See Attachment ) AARMR/CSBS REVERSE MORTGAGE E-AMINATION GUIDELINES ( RMEGs ) FINAL - INTRODUCTION AND PURPOSE OF REVERSE MORTGAGE E-AMINATION GUIDELINES I would also like a detailed explanation of the variable TALC rate from loan origination through 2016. What is the TALC? And Why Should I Care? When you apply for a reverse mortgage, among all the pages of disclo... |
Wells Fargo & Company Mortgage application, originator, mortgage broker November 29, 2016 - I applied for a VA loan through Wells Fargo -/-/2016. I submitted all my necessary information, met the criteria for the credit report, met the income to debt ratio, submitted all documentation, obtain a termite inspection, paid and completed an appraisal. ( all submitted within 6 weeks ). Wells fargo wanted different items, which were then provided, then they requested more which was provided. They told me to not do the water test, and three weeks prior to the lock rate expiring, they said I needed a water test. Water test completed, extension filed, then all previous documents starting to ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker November 10, 2016 - I am disputing the results of the Wells Fargo internal investigation pertaining to my claims of Mortgage Fraud and several other illegal tactics used by - -. It is yet another example of following the same pattern of fraud and deceptive lending practices in which Wells Fargo has claimed no longer exist.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker November 1, 2016 - I am a victim of Predatory lending. I was given a pick-a-payment loan in 2006 and Wells Fargo said that they could only help me modify if the loan was in default and advised me to stop making payments and then they would modify the loan. They said they were participating in the Help for Homeowners program. They also said because of my age and the fact that I was an unmarried single woman that women are considered a high risk. I eventually went into foreclosure because they would not work with me and now I am in Bankruptcy court. I filed a modification and had - meditations. In the first med... |
Wells Fargo & Company Mortgage application, originator, mortgage broker October 31, 2016 - I applied for a Home Equity Loan from Wells Fargo. The loan was to pay for my Mother 's care for -. I was the trustee for the property ( Mom 's house ), and there was about $900000.00 in equity in the home. After several conversations and quite a bit of paperwork Wells Fargo told me the loan should be no problem, I had passed the first application and the rest of the process would more or less be a formality. Then out of the blue they sent me a note that I was not getting the loan for two reasons, one of which was that they " did n't offer that type of credit ''. Huh?... |
Wells Fargo & Company Mortgage application, originator, mortgage broker October 8, 2016 - Wells Fargo entered a contract with my husband and I to refinance our current mortgage with Wells Fargo ( WF ). We had a cash-out mortgage two years ago and have since paid off half the mortgage ; we wished to refinance the balance with - arm at 3 %. We locked into this agreement with WF on - - with the intent to close early -. After repeated phone calls and emails to - - at WF regarding closing dates with no response I contacted his boss, - -. The next day I received a call - - from - saying the could not do the loan because only a fixed term loan is possibly ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker October 7, 2016 - I obtained all - of my credit reports and my - credit report shows a 90 day late payment, dated - of -. This is - - so this information is 7 years and two months old. As per the Fair Credit Reporting Act, my rights as a consumer are that a consumer reporting agency may not report negative information that is seven years old. I was denied for a conventional home mortgage due this piece of information that is not even supposed to exist on my credit report, as of 2 months ago. I need to have this remedied and appreciate your help. Thank you, - - --... |
Wells Fargo & Company Mortgage application, originator, mortgage broker October 6, 2016 - I have had a first mortgage and second mortgage with Wells Fargo for quite a few years. I have never missed a payment. Recently, I applied for a new first mortgage that combined - my first and second present mortgages. I was turned down due to " Excessive obligations in relation to income, Income insufficient for amount of credit requested, Value or type of collateral not sufficient. '' Then I added an additional -/month by increasing my monthly payment from -. I did not need this extra money, or even the $1000.00 original payment so I put about $3000.00 in my money market account... |
Wells Fargo & Company Mortgage application, originator, mortgage broker October 5, 2016 - My husband and I tried to do a simple refinance in - 2016 with Wells Fargo bank. We have been long time customers of the bank with outstanding credit ( over - score for each of us ). We were asked to submit documents multiple times for the refinance and sometimes the 'online portal ' was not working correctly, so we were encouraged to 'just email ' it to our team of refinance people ( - - , - - , and the underwriter ). As we all know, email is notoriously unsafe for the transmittal of sensitive documents. Prior to my husband and I completely pulling out of the refinance proce... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 30, 2016 - On - - 2002, I applied for a loan and was approved for a loan with Wells Fargo Financial, but i decided to decline the loan.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 29, 2016 - Applied for refinance on home with Wells Fargo. After two months and $600.00 later on my closing date, I was told I did not meet the requirements for a HARP loan. They knew this within the first five minutes of the first call to them. My credit score was - points to low to even be considered for a HARP refinance loan. Yet, the had me faxing, running up to the bank, copying and sending, emailing etc. for two months leading me to think I would be approved. I feel I was taken advantage of and scammed of my $600.00 thru unethical practices they have going on.... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 27, 2016 - I finally after 10 years of fighting got approved for my modification with Wells Fargo, however they approved me for a modification of $290000.00 the amount my house was appraised for. The payments are $1500.00 at 2 % then they go to 3 % after 7year and are fixed. When I made my trial payments of the $1500.00 they sent me the modification mortgage to sign and the principle balance is now $640000.00! My home is not even worth $640000.00! I want this investigated. They are committing fraud. I thought this would be over and I would finally get my new modification. Then they send out -... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 27, 2016 - I applied for a home equity loan in - 2016. I was pre approved in -. Wells fargo ordered a full appraisal of the home. when i received the appraisal back it was clear the to appraisal company did not calculate the square footage of the home correctly underestimating the square footage by over - square feet. I brought this to the attention of Wells Fargo and they agreed an error had taken place. They escalated the complaint ultimately to the executive resolution specialist who after months of delays of supposed 'research ' sent me a form letter that home values are subjective and they ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 26, 2016 - I am very upset for the reason I have tried to work directly with my new mortgage company Wells Fargo.However they do not want to review my loan for a modification, I provided my income and my sons contribution for proof of income. However ; Wells Fargo executive office did not helped me they just turn me down. At this point I am doing all I can to safe my home, my home is severely under water. With the income I have I am confident I can keep up with an affordable mortgage payment. But Wells Fargo is just prolonging my loan making me fall behind more, the executive department advice me that ev... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 26, 2016 - I was scammed by a predatory HECM loan executed by Wells Fargo on -/-/2010. I do not feel comfortable attaching the good faith documents or any other documents relating to the fraudulent predatory loan. I do not trust this agency or any other based on your complete favoritism shown toward Wells Fargo. Also, you say that you 've tried to contact me several times? How difficult is it to call - and either speak to me or leave a message? Or even better, how about e-mail --. Your investigation was completely one sided. Same as the job you 're doing with the latest of the Wells Fargo ... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 25, 2016 - I was told by a Wells Fargo mortgage rep that I was pre-approved for a mortgage to purchase a house in -, NY. I put down $10000.00 for an earnest money deposit. Had an appraisal done and an inspection. Then I was told to be finally approved for the amount I was seeking I had to pay off my existing mortgage on my condo in -, NY. My only income is - social security and a - pension from the USPS. I wanted the house and decided to listen to my mortgage rep and pay off the existing mortgage so I could move to - where the cost of living is cheaper. My savings was already allotted to... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 23, 2016 - I had applied for a home mortgage at wells Fargo bank and got a appraisal thru them to start the process, half way thru the home mortgage loan it was declined. my next move was to look for a new mortgage broker and lender so i did find -. My new home mortgage loan is about 95 % complete and the only thing holding us back from closing on the property is an appraisal transfer from wells Fargo. my lender, mortgage broker and i have requested to wells Fargo to transfer the appraisal but they have refused this request. My issue is wells Fargo not providing the appraisal transfer to my new lender... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 22, 2016 - I contacted Wells fargo because they have a property that has been on the auction for almost three years now. I contacted the executives and got a response from a - - -. He told me that the bank would not accept any offer lower than the reserve price which was - under any circumstances and if the house did not sell after the date of the end of auction. The house would be giving to HUD. Two days later I check Auctions.com and the house is back on listing and - - dollars cheaper. I contacted - - and have n't gotten a respose yet... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 21, 2016 - I have been residing at my home for at lease 10 or 11 years and never file an insurance Claim welsfargo is my home mortgage Loan Bank I 've made an insurance claim due to Hail Damage on Roof -/-/2016 I received a Check from - - - - made out to me and Welsfargo For the replacement of Roof and other damages I personally went to the Bank to have check endorsed to me and was told that they could n't cuz I was behind on my mortgage payments And wants me to contact A Roofing company so that they can endorse the Check to them!! I am a - and if I got behind on my mortgage was cuz of P... |
Wells Fargo & Company Mortgage application, originator, mortgage broker September 21, 2016 - Wells Fargo continues to report false bankruptcy information to - and - -. I received my disputed report back in the mail from - around -/-/2016 and the information is still plainly there and simply states consumer still disputes after investigation. I have called Wells Fargo and they simply refuse to correct this erroneous information and I have been turned down for a mortgage loan from - because of their negligent reporting.... |