Resources for resolving common issues with Bliksum, LLC products and services
You can reduce the number of unwanted calls from Bliksum, LLC you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Bliksum, LLC Payday loan charged fees or interest i didn't expect April 20, 2017 - Company name- - - Account balance starting back to - - , $2500.00 Payment amount monthly- $390.00 Balance as of this day including sending a check for $2500.00 - - , - for pay off includes an additional amount of $960.00. Have an email confirming additional amount squeezing me for more money.... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 3, 2016 - I pay - % interest on -. I knew about this but you do not have an OTHER so I can not tell you what most closely describes the problem. Here is that very problem : I 'm paying 118 % and did in-fact, STOP the auto payments from my bank account. Simple DEAUTHORIZE it. but, the problem is, I do NOT believe the - % FAIR and I wo n't be paying it off until -/-/-. That 's - and - style loans. The only difference is, you do n't " sleep with the fishes '' or " wear cement shoes ''. This is - and they DO NOT help rebuild your credit, they DESTROY your credit, hassle and harass... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 18, 2016 - these lender do n't care becuase all my payment just pay interest and dose not pay toward the princlbe... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect April 26, 2016 - 94 % interest rate since - I have paid $4400.00 in interest on a $6500.00 loan with a large origination fee with a payoff amount of $6900.00 ... |
Bliksum, LLC Consumer Loan problems when you are unable to pay April 20, 2016 - The company offering the Loan is LoanME inc. I entered into an agreement with them -/-/-, after making a payment in -/-/- I was unable to pay for the payment in -/-/- due to losing client business. I restructured the loan in -/-/- to lower payments and entered new terms. The company continues to report on the old terms to - but had marked payment in - - and In - - as current. I unfortunately missed another payment -/-/-, and had to renegotiate the terms again ( this company offers interest rate over 100 % for life of your loan and much higher if you ta... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect April 7, 2016 - On Loan me 's website it states get rates as low as 9.9 % APR 11.36 % but when I applied for a loan, I got the automatic deposit and my APR is 137 %!! I have made - monthly payments and my loan amount has increased. I tried talking to a loan me specialist and they act like they are too busy to take my call. I walked into their - location and the women I spoke with said she only works part time and can not help me. I have a photo of their online advertisement.... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 30, 2016 - I am very disapointed with Loan Me Inc.. this is company that instead of helping people is killing with their interest of 94 %. I got a loan with them On -/-/2016. in the amount of $6500.00 Just a t the begining they charge to my loan $750.00 dls for office documents. two weeks after they diduct from my account $280.00 and monthly payment was $500.00 interest only. when I went to my account to check how much was my principal balance. I was very surprise!!!!! ... .. that from the payment of $500.00. only - cents had went to the principal balance. Be Very Carefull With This Comp... |
Bliksum, LLC Consumer Loan shopping for a loan or lease March 25, 2016 - I contacted Loanme about a consolidated loan for $ - $20000.00. They qualified me, gave me a verbal commitment, quoted fees, and sent me information by email. When they asked me for personal account information I questioned them on the information they asked for. They would only talk over the phone so I would not have a record of the conversation. I provided them information when they told me they would do the loan. After I did they asked for more personal information. When I asked for a loan commitment they did not give me one. when they offered me a few thousand dollars, I told them I g... |
Bliksum, LLC Consumer Loan problems when you are unable to pay March 14, 2016 - I am now out of work due to a - and can not make the payments. The lender is unwilling to work with me and I 'm worried about what will happen next. ... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 13, 2016 - Offered - loan, after paying - over a four month period was told I had contributed - dollars to the principal and now I owe over -. Loanme.com I was told the finance charges accumulate every day and that the payments alternate one month you only pay interest one month you pay interest plus a dollar towards the principal amount the interest is about 95 %. ... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 26, 2016 - I was in need of money to make my rent payment and was referred to the attached web address : - As you note. Apr was advertised as 11.36 % Apr on web page attached and used to solicit my borrowing at zero percent interest for 7 days. With receipt of funds I am now being told that my APR is in nearly 140 %, I bevel this predatory lending is illegal and believe that it is in violation of the Consumer protection laws recently passed. See attached Notice and settlement information I am now receiving from this lender. - - The web page in now way describes this loan and appears to be ... |
Bliksum, LLC Payday loan charged bank acct wrong day or amt charged bank acct wrong day or amt January 19, 2016 - LoanMe is reporting erroneous late payments on my credit file and I would like them to update their information accordingly. I made payment arrangements for the end of -, 2015, however there was a miscommunication and my bank account was not charged until 8 days later, on - -, LoanMe made an unauthorized charge to my bank account for twice the amount we had agreed to pay. It appears that LoanMe is penalizing me with late payments being reported to the credit reporting agencies every time I made a payment arrangement with them. Had they communicated to me that a payment arrangement wou... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 6, 2016 - -/-/- I applied for a loan with loanme.com. Under distress I got this loan yet not fully understanding how the interest rate and payment would go. After making payments for a loan of $2500.00 I was told in -/-/- that I owed over $6000.00. It would take over 2 years to pay off. I do n't have that kind of money nor knowledge of how this would work. anyway the calls of been a lot. as of -/-/- I received a bogus threatening email stating I was taken to court in -. I called the - court and they have nothing. ... |
Bliksum, LLC Consumer Loan managing the loan or lease January 1, 2016 - The company sends out reminder emails staring my payment is on a specific day but the payment is taken prior to the date mentioned in the reminder email. This causes payments to bounce and overdraft fees in my account. ... |
Bliksum, LLC Consumer Loan taking out the loan or lease December 15, 2015 - I WAS QUOTED 35% FOR A LOAN. FROM LOAN ME. ONCE I GOT THE LOAN I RECEIVED LETTER STATING I WAS GOING TO BE CHARGED 85% BECAUSE OF MY CREDIT HISTORY. MY PAYMENT WAS DEFERRED UNTIL -/-/-. TO CHARGE ME INTEREST AT 85% ON THE FULL AMOUNT. IS TH IS LEGAL? IF I PAY THE LOAN OFF ACCORDING TO SCHEDULE I WILL PAY -/-/- ON A -/-/- LOAN.... |
Bliksum, LLC Consumer Loan problems when you are unable to pay December 10, 2015 - I was frauded by a man named - - who went to the -. He was supposedly robbed and his daughter had a - -. I paid for the surgery for her. Then I had to take out - loans because he passed a false check that cost me around $2000.00. So I consolidated my loans with a good company named -. One company " Loan Me '' hassled me about payments even though they knew I was consolidating the loans. They called me at - in the morning and left me several messages about - times last Sunday. They threatened me with the Credit Bureau and laughed at me on the phone. They also said t... |
Bliksum, LLC Debt collection improper contact or sharing of info talked to a third party about my debt November 25, 2015 - This lender has called members of my family and friends in an attempt to contact me to collect a debt. This is illegal. I can not be reached by phone but can be reached via email and conventional postal delivery. Furthermore, they say that I have them listed as an " emergency contact '' so my friends and family immediately think something has happened to me. ... |
Bliksum, LLC Consumer Loan shopping for a loan or lease shopping for a loan or lease November 14, 2015 - Loanme.com solicited me for a business loan.I sent them bank statements and personal info as well as business info.I asked to borrow -.They came back with an interst rate of 132 %. Not sure that is even legal.I specified that I was looking for a legit offer and not something predatory.I did not want to submit info if it was a waste of time.If I accepted the terms I would have to pay back -.Really? What kind of outfit is doing business here? ... |
Bliksum, LLC Payday loan can't contact lender can't contact lender November 6, 2015 - I took out a loan with Loanme in -, the payments were coming out of my bank account automatically. I stopped that process in - because i was experiencing hardship. The company agreed to me paying - dollars for 3 months, which is -. I continued making payments to the company, but they started harassing me, calling my phone 5 days a week, - time a day for all types of reasons. I asked over again for them to stop calling, but to no avail. i even had a customer representative tell me she was not going to stop calling. This behavior of the company has caused me a lot of stress. ... |
Bliksum, LLC Consumer Loan managing the loan or lease managing the loan or lease October 26, 2015 - Loan me sent a post card to my address with a 7.4 apr when I actually was approved for the loan the APR went up to 137.70 % and 135 % for the Interest. I am a struggling single the parent and can not afford to give LoanMe $12000.00 for a $3000.00 loan. I received this loan in - of 2014 and have been paying consistently for the last year. Please look into this company because the percentage rate for their loans is illegal. ... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 21, 2015 - I have had a debt consolidation company issue a Cease & Desist and the Lender keeps calling my place of business. ... |
Bliksum, LLC Debt collection cont'd attempts collect debt not owed debt was paid October 8, 2015 - LoanMe contacts me - times daily from varying phone number area codes all day long. I have a receipt that states Debt paid in full ''. This company contacts me after I have already emailed - cease and assist emails. Additionally, this company continues to write emails and call me 24 hours a day. ... |
Bliksum, LLC Consumer Loan managing the loan or lease managing the loan or lease October 7, 2015 - I took out a loan with Loan Me.Com. at the time I took out the loan the payments were set for 4 years at $350.00 per month automatic deduction from my bank account. When I called them to find out the payoff balance, the amount I was told was greater than the amount I originally borrowed. I have been paying on this loan for a year and have paid a total of $3800.00. They told me the payoff would be - the interest rate is 135 %. I am wondering if companies can do this legally and what options do I have. ... |
Bliksum, LLC Consumer loan problems when you are unable to pay October 4, 2015 - -/-/- I took out an installment loan with LoanMe, which I discovered through a commercial over the radio. At the time I had - of my - minor children in the - after going through - 3 months prior and needed the money - I did unfortunately take the loan out based on the terms that the were expressed to me by the employee of LoanMe and due to the stress and emotions of the timing did not thoroughly read through the paperwork. I was given a loan at 138.28 %. I am a married man with a family of - with a part time only job and when I could not make the payments that were not i... |
Bliksum, LLC Consumer loan taking out the loan or lease September 29, 2015 - I 've received an unsolicited loan offer with an annual interest rate ranging from 99.75 % to 184.36 % from a company called LoanMe, Inc. based in -, CA. ( License # - ) ... |
Bliksum, LLC Payday loan can't stop charges to bank account September 4, 2015 - I took out a loan from this company, just after I took out this loan I was displaced from my job of 6 years, I was trying to do the right thing and notify this company of my displacement. I told them would like to set up payment plan until I get back to work I also told them I had to close my checking account the money wo n't be there do not debit my account they debited my account anywaysThen charged me - on my account, the rep or supervisor refused to work with me telling me I had to pay the regular payment told them I do not have the money or resources at this time they told me nothing t... |
Bliksum, LLC Payday loan can't stop charges to bank account July 28, 2015 - I am unable to make a payment this month because I have unexpected major car repairs. I contacted the lender and they have called more than ten times daily to threaten me with major collection actions '' if I do n't borrow the money, pawn something or take another payday loan to make my payment. I am afraid of what will happen next. ... |
Bliksum, LLC Consumer loan managing the loan or lease July 25, 2015 - I thought I could trust LoanMe, so I did n't think twice about their rate of 99 %. But now I 'm paying $800.00 on a $10000.00 loan each month and it will take 3 or 4 years to pay it back. It jarred me when I found out from another loan shopper guy that 35 % is considered very high among thousands of lenders and that LoanMe 's 99 % is unheard of. Is n't this usury? Should n't consumers be protected? ... |
Bliksum, LLC Debt collection communication tactics frequent or repeated calls July 24, 2015 - I am approximately 1 week late on a loan from Loan Me and they have consistently called me at least 6 to 8 times per day since - - from various phone numbers. I have emailed their representative advising him that I lost my job and need some time to contact them by the end if next week to make a payment arrangement. These collection calls are very aggressive and predatory. I do not know how to stop them from calling my phone all day and night!! ... |
Bliksum, LLC Consumer loan problems when you are unable to pay July 22, 2015 - I 've had a loan from LoanMe since - 2015 ( formerly - that was wither shut down or on the verge of being so ). $5000.00 at over 100 %. That 's not my complaint as I knew the rate was high. My issue is my personal bank account linked for monthly payments was hacked into. Due to this, My - - payment is a bit late here ( - days as of today ) as my checking account was closed by the banks fraud department The calls from LoanMe started - - and are relentless. Over and over on my cell and at work. As of today I am up to - calls from them in - days! Yes, I can prove it w... |
Bliksum, LLC Debt collection improper contact or sharing of info contacted me after i asked not to July 2, 2015 - This company calls me 20 times a day from different numbers throughout the ALL US States, NOT just CA. I was hospitalized and they were told not to call, yet continued to call daily. They record ALL conversations without notifying the caller, and in CA that is not legal. They call before -, and after -. This is all harassment and they do not care. ... |
Bliksum, LLC Consumer loan managing the loan or lease May 13, 2015 - I took out a loan of $3100.00 from Loan Me. Everything was fully explained to me and the loan was funded on - -. I later that day called Loan Me customer service. I just wanted to receive my account number. I was told that they wanted to give me a welcome call for being a new customer. I informed the customer service person I was in a hurry and just wanted my new Loan Me account number so I could electronically submit my own loan payments. I was told they needed to re verify all of my personal information first to validate it was indeed me calling. I was good with all questions asked u... |
Bliksum, LLC Consumer loan problems when you are unable to pay May 12, 2015 - i took a loan out from -. i became unemployed we agreed to make - installments bi-weekly. they than came back and offered me a - installment with deferred until -/-/2015. i agreed but could not open the file to e-sign. i sent an email agreeing to the terms. and they took my - but loan.me said because i did not sign they were going to take another - out of my checking account. i ran down to the bank closed my accounts and reopened. this was a verbal agreement which was followed up by an email agreement. this agreement became binding at the point they took my 300.00 dollars.... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect April 15, 2015 - Heads up. Your current crackdown of - has forced them to move into another entity called -. Its the exact same company, with a new name and legal jurisdiction. But, if you look at the websites side by side, they look identical. Even their FONT is the same. Same high interest rates, same predatory lending. People down on their luck are still being solicited by these people offering quick money with the fine print of 135 % APR. However, at first glance they look legit. - rating is still an A. Hopefully the CFPB will catch these guys early before they do the same amount of damage that th... |
Bliksum, LLC Consumer loan problems when you are unable to pay April 14, 2015 - Loan Me continues to harass me via phone before - almost on a daily basis. They call from various phone numbers and they have also started contacting my ex husband for information. I never allowed them to contact him or even contact me at my job. They call from - and - usually before -. They continue to harass me almost - times in a day. I have tried to communicate with them via email and phone, trying to work out other payment options and they will not help me. They also served paperwork to my job regarding a potential judgement againest me and it was not sent in a privacy enve... |
Bliksum, LLC Consumer loan managing the loan or lease April 8, 2015 - I have an installment loan with high interest rate ( 95 % ) with LoanMe. I have no problem with the interest per se, but with the manner in which they allot the payments to principal. For example, the with the - payment of $670.00, nothing was credited towards principle. With the - payment of $840.00, only $1.00 went towards the principle. This trend continues until the - payment $770.00 goes towards the principle. Is this legal. At this rate, I accrue about $ -/mo on interest. Can you help me? Is the legal? This topic is very difficult to research. Their NMLS # is - or ... |