Review and Analysis of over 2,147 financial product complaints in Iowa
| Company | Complaints |
|---|---|
| Wells Fargo | 207 |
| Citibank | 128 |
| Bank of America | 127 |
| Equifax | 125 |
| Experian | 125 |
| TransUnion | 92 |
| U.S. Bancorp | 91 |
| Capital One | 73 |
| JPMorgan Chase | 69 |
| Ocwen | 52 |
| GE Capital Retail | 37 |
| Navient | 33 |
| Discover | 32 |
| Ditech Financial LLC | 32 |
| Encore Capital Group | 31 |
| HSBC | 24 |
| Iowa Student Loan | 23 |
| Nationstar Mortgage | 23 |
| Wells Fargo & Company | 18 |
| TransUnion Intermediate Holdings, Inc. | 17 |
Harris & Harris, Ltd. Debt collection attempts to collect debt not owed debt is not yours February 9, 2019 - A message from Harris Debt collection at phone number -. No information of debt owed or address of Harris or answer of the call. I looked this blnumber and there are multiple complaints, and apparently no action to shut down this scam.... |
Wells Fargo & Company Credit card billing disputes April 6, 2017 - I transferred a balance that is supposed to be interest free for 15 months, I believe. I also make purchases with the same card I have the transfer balance on. Although I pay my purchase total in full each cycle, I am still being charged interest, when the only balance that is left is my transfer balance. When I called to ask how this can be, it was explained to me that basically my purchases made after I transferred my balance over falls behind the transfer balance amount, so in essence I will never pay off my " purchases '' until I pay off the transfer balance ( which is a substantial amount... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection problem with fraud alerts April 6, 2017 - I learned that I have been the victim of credit fraud this morning, -/-/2017. I have contacted my financial institution and the local police department. I then contacted the credit bureaus to report the fraud and get a security freeze. - and - went will. But I have been trying to find a way to get the security alert on Trans Union. The information I found leads me to their website at https : //freeze.transunion.com. As I go through the steps, I see there is no charge for security freeze to victim, but this website is trying to charge a $10.00. There is not options or links to get t... |
Freedom Mortgage Mortgage loan servicing, payments, escrow account April 5, 2017 - first thing my mortgage started eleven years ago, started through my bank was sold to - right away, i refinanced the mortgage went to -, then over a year ago it went to Freedom Mortgage. My loan hit the 80 % LTV with - long ago and asked they drop the PMI from my loan they said id need another appraisal and to get it down to 78 % so i paid the principal down to 78 % and asked it be removed again and - said no it would only automatically be removed when my scheduled payments reached 78 %, so i asked when is that and they said -/-/2017, then over a year ago Freedom Mortgage bought ... |
Mortgage Research Center, LLC Mortgage application, originator, mortgage broker March 15, 2017 - My ex-husband is in the process of obtaining a home loan with Veterans United Home Loans to finance the home mortgage in his name only since it is currently financed only in my name. His mortgage company has requested I sign a form in order to get the payoff on the mortgage, which I originally refused to sign. The form is a standard form which also includes an authorization to release credit information. I stated the loan he 's applying for is not in my name, and they do n't need me to sign this. However, after many attempts at sending another form my attorney drafted, giving my verbal authori... |
Bank of America Credit card apr or interest rate March 15, 2017 - I applied for a credit card in mid -/-/- with Bank of America. My wife recently applied for a card with them, got a good credit limit and decent interest rate, so I decided to apply for one as well. The balance transfer offer is what really got us, 21 months 0 %. I applied for the card and upon submitting my application I received an email saying it was under review. That was fine, understandable. I was approved the very end of -/-/-/beginning of -/-/-. I received my new card and terms of my new card on -/-/2017. I was very suprised to find that they gave me an interest rate o... |
Synchrony Financial Credit card closing/cancelling account March 14, 2017 - I made two payments using a check from another bank ( - ) to pay my balance down as - was offering me a 0 % transfer. I accurately submitted the checking ( from - ) information online into Synchrony 's web site. Unbeknownst to me Synchrony attempted to process the payment ( s ) as cash advances. - rejected the transfer as this was not the intended purpose. I continued to make payments with my normal checking account as I had recurring payments set up so despite the 2 rejected payments I never missed a payment or was late. From my conversation with - this was a clerical error on ... |
Idaho Housing and Finance Association Mortgage loan servicing, payments, escrow account March 9, 2017 - Any time that I need to contact Home Loan Serv regarding my mortgage loan, I am never able to contact anyone. I am placed on hold for a timeframe around 5-8 minutes when I am forced to disconnect or leave a voicemail. I have never, not once, received a call back when a message is left. I have currently been attempting to contact to update my payment information as I have switched to a new account and my old account is no longer in use. I am unable to add a bank account via their webpage, and now I am unable to contact anyone on the phone. I have also noticed information regarding my payments b... |
Wells Fargo & Company Bank account or service problems caused by my funds being low March 9, 2017 - Wells Fargo has charged overdraft fees on debits against the account when there were still pending transactions on the account, meaning there were still technically funds available. The excuse I have been given is that the pending transactions are considered ( whether they actually post to the account or not ). I transferred funds into the account to ensure a - balance prior to the pending transactions posting to the account. I was still charged overdraft fees. Wells Fargo already has past issues with the way they structure their processing for debits ( - v. Wells Fargo Bank ; Case No. -... |
Professional Placement Services, LLC Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy March 6, 2017 - I received notification on -/-/- that my credit score had changed. I opened - up to research what has changed on my credit report. along with my credit score dropping - points. A collections account from Professional Placement Services was placed on all three of my credit reports. The original Creditor was -. The origination date was -/-/-. This account just appeared on my credit report this weekend. The trade on my - credit report states that this account last reported -/-/-, which is false. - shows that it just reported -/-/- for the first time. This accoun... |
Freedom Mortgage Mortgage loan servicing, payments, escrow account February 27, 2017 - I have contacted Freedom Mortgage Corporation on - separate occasions to remove my PMI insurance since we own more than - % of our home. I have submitted a written request to Freedom Mortgage to remove it. They then requested an appraisal, which I also submitted. However, since I did not use one of their vendors for the appraisal they denied my request. They are now contacting me to try and barrow me more money because they have an " updated '' value of our home. All I want is my PMI removed. The customer service has been terrible. Purchase price of home was $160000.00, principal as ... |
U.S. Bancorp Credit card rewards February 24, 2017 - I received a US Bank Business Edge Platinum card for each my wife and I with a $200.00 US Bank rewards card for spending $1000.00 during the first 90 days of opening the account. Upon doing so I called in twice and was told both times there was no $200.00 reward attached to this card. I informed her during the call on -/-/- to close the account if this was the case. I then filed a complaint with CFPB and was sent a letter stating there apologies for any confusion when I contacted them and that there was indeed a $200.00 reward attached to each card if $1000.00 was spent on eac... |
Citibank Mortgage application, originator, mortgage broker February 22, 2017 - We applied for a loan modification due to financial hardship/job loss for first and second mortgage from Citi. We got approved for the modification. Continuing to receive paperwork on almost a daily basis, we did n't want to mess up the modification and had paperwork demanding past due on the main mortgage we were able to send in a payment but it was n't part of the modification payment, our original loan specialist advised us to ignore that and stick to the modification to not jeopardize the trial period. Because of this, we were led to believe we should not pay on the second loan while in th... |
Experian Credit reporting incorrect information on credit report personal information February 18, 2017 - E-PERIAN IS REPORTING SOCIAL SECURITY NUMBERS THAT DO NOT BELONG TO ME AND I HAVE SUBMITTED SEVERAL TIMES MY SOCIAL SECURITY CARD AND PROOF OF IDENTITY AND THEY STILL HAVE NOT REMOVED THEM FROM MY CREDIT REPORT.... |
Experian Credit reporting incorrect information on credit report information is not mine February 18, 2017 - I HAVE SUBMITTED SEVERAL DISPUTES TO E-PERIANREGARDING ACCOUNTS THAT ARE NOT MINE AND REQUESTING THAT THEY PROVIDE ME WITH PHYSICAL PROOF THAT THE ACCOUNTS BELONG TO ME AND THEY HAVE FAILED TO DO SO SEVERAL TIMES AND THEREFORE I AM INTENDING TO SUE - FOR VIOLATION OF THE FAIR CREDIT REPORTING ACT AND PROVIDING ME WITH PHYSICAL PROOF THE ACCOUNTS ON MY CREDIT REPORT BELONG TO ME. THIS IS MY LAST AND FINAL ATTEMPT BEFORE I SUE E-PERIAN.... |
Synchrony Financial Credit card other February 15, 2017 - I need your support. I have - credit cards issued in my name from Synchrony Bank. I am regular payee of all my debts and there has been never late payment charged. However both my account has been closed without informed me and without giving any justified reason. When called up the bank they informed me it account has been closed because of security issue. However they informed me any security reason. Also there has been no mail communication for said reason. Because of this my credit score has been degreed and these inquiry remain 2 years in my credit score. This is a mental harassment fo... |
U.S. Bancorp Credit card rewards February 7, 2017 - I submitted an application for a credit card stating a $200.00 US Bank Rewards Visa Card would be issued after spending $1000.00 in the first 90 days. I spent over $1000.00 in the first 30 days and called in to see how to cash in on the $200.00 reward. I was told by - different employees during - separate phone calls that the card I was issued was not attached to any cash rewards. The picture of the card on the offer and the card that was mailed to me that I used look identical. It 's a US Bank - Visa Business Card. I had a credit of $18.00 from reward % of my spending, I to... |
Stonegate Mortgage Corporation Mortgage loan modification,collection,foreclosure February 6, 2017 - In -/-/- I requested the name of the foreclosure attorney and a reinstatement quote. I took more than - days to receive the reinstatement quote and I never received the name of the attorney. I faxed a - page loss mitigation package on -/-/- and I have a fax confirmation showing the transmission was successful. I called Stonegate on -/-/- and was advised they never received the information and they have no obligation to search their records to locate the documents.... |
Wells Fargo & Company Credit card customer service / customer relations February 2, 2017 - On -/-/2017 I was approved for a wells Fargo secured credit in which I used my checking account as collateral. The approval email stated the transfer of the funds can take 7-10 days and funds must be available. Two weeks past and I had n't received my card nor were the proceeds taken out of my account. I went into the local branch in - - - on -/-/2017 and inquired about the status of my card. I advised the personal banker that the credit card is reporting on my credit report but I have n't received the card nor have the funds been withdrawn. The personal banker was on the phone wi... |
Credit Protection Association, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine February 1, 2017 - I receiving letters from a collection company threatening that credit rating will be affected if equipment is not returned and service fee not paid.... |
Wells Fargo & Company Student loan dealing with my lender or servicer having problems with customer service January 24, 2017 - I have been going back and forth with Wells Fargo regarding reporting on my student loan, they agreed to remove two late payments from my CBR 's as they were mailing statements to an incorrect address that was provided to them by someone other than me. I have since updated the address on file and phone number with them. As they allowed changes to my account to be made by someone other than the primary account holder which caused statements to be mailed to the incorrect address I believe all the late marks should be removed from my CBR 's as the co-borrower was making payments, and I had no way... |
Wells Fargo & Company Credit card cash advance fee January 23, 2017 - Disputed both online and - number but both paths ran into errors on site and representative unable to process dispute. Online dispute stopped at step 1 with error a support evidenced attached. Representative attempted to defer and re-direct to a new department. That department was -. Requested an escalation but - - only was listening in the background and did not announce herself. Stayed on hold for 1/2 hour and was finally transferred from - to Supervisor - .also - deferred back to - to escalate and stayed on hold for 50 minutes on hold and still no escalation. Finally... |
Regions Financial Corporation Bank account or service account opening, closing, or management January 20, 2017 - Regions Bank had a public link that stated that by opening a - - Account and making a minimum number of debit transactions there would be a $400.00 bonus. I submitted my application for this checking about along with the promotional code. My application was accepted, I funded my account, and ordered my debit card. It was only afterwards when corresponding with Regions customer service did I find out the offer had expired. It is not the premature expiration of this offer which concerns me ( the public offer had language that this public promotional code was good until -/-/2017 ), ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result January 16, 2017 - I have repeatedly disputed a chapter - bankruptcy on my credit report with TransUnion. Each time they have responded back that they verified the information. I have repeatedly asked for evidence to support their claim and their procedure on how the investigated it. They have failed to provide me with a copy of any viable evidence submitted by Iowa Federal Court in - -, substantiating their claims. After verifying with the Iowa Federal Court in - - that they did not supply any information to TransUnion, nor has TransUnion requested the information, I called TransUnion and spoke w... |
Citibank Mortgage loan modification,collection,foreclosure January 13, 2017 - I am a - - - veteran who is facing foreclosure on my home that is secured with a VA loan. The servicer of this loan is Citi Mortgage, they have dragged out the process and failed to review my financial information in a timely manner once I engaged with them to attempt to resolve this issue. After supposedly working on this for months, they finally responded to me via letter and stated that the requested paperwork was received to close to the sale date - this seems to be an excuse to deny me access to the programs that I feel I qualify for. I bought my home in -. In - my emplo... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure December 31, 2016 - Wells Fargo is foreclosing on my home. They refuse to return calls, when I am trying to ask what my options are. They never sent me anything but acceleration letters. I 've reached out to their " executive group '' time and time again. Noone returns calls, no one sends out acknowledgement letters, or letters period. I am -, I have my - mother living with me, my son and his children. Please help!... |
JPMorgan Chase & Co. Credit card forbearance / workout plans December 27, 2016 - My husband, - was seriously injured in an accident on -/-/2016. He is still recuperating from the resulting below-the-knee amputation and other injuries and has been unable to work. We do not have the funds to make full payments on our accounts at this time. We are currently working with - ( - ), a non-profit agency in our home town. - is not charging us any fees. All our other creditors have been willing to work with them and we are making payments to keep those accounts current. Chase has refused to work with the -, saying they ( the - ) are a " - '', even though we 'v... |
JPMorgan Chase & Co. Credit card forbearance / workout plans December 27, 2016 - My husband, - was seriously injured in an accident on - -, 2016. He is still recuperating from the resulting - and other injuries and has been unable to work. We do not have the funds to make full payments on our accounts at this time. We are currently working with - - - -, a non-profit agency in our home town. - is not charging us any fees. All our other creditors have been willing to work with them and we are making payments to keep those accounts current. Chase has refused to work with the -, saying they ( the - ) are a " Debt Settlement Company '', even tho... |
JPMorgan Chase & Co. Credit card forbearance / workout plans December 27, 2016 - I ( - ) was seriously injured in an accident on -/-/2016. I 'm still recuperating from the resulting below-the-knee amputation and other injuries and have been unable to work. We do not have the funds to make full payments on our accounts at this time. We are currently working with - ( - ), a non-profit agency in our home town. - is not charging us any fees. All our other creditors have been willing to work with them and we are making payments to keep those accounts current. Chase has refused to work with the -, saying they ( the - ) are a " - '', even though we 've been... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay December 22, 2016 - I opened a loan with CNAC AKA JD BYRIDER in - IA - -, 2012. On multiple occasions CNAC charged a card that I did not authorize to be saved and without my consent. I filed a complaint with the card issuer and the funds were reversed. However my former wife and I then became divorced. As we were going thru separation they began to call her and probe into our personal matters. Between the fraud and over extension of their rights, and empty threats I decided to take the loss and allow them to repossess the car. Now years later I have cleaned up my credit tremendously. However, CNAC contin... |
Synchrony Financial Credit card billing disputes December 20, 2016 - -/-/2016 I already have filed a complainjt with you about Lowe 's Synchronjy Bank of -, - however, it seems things get more complicated as each day passes by. I have written this bank so many times, given them all the information to prove I paid all monthly statements on time still I get letters even today from them and one from undoubtedly their head office that made no sense whatsoever. I am going to send you copies of everything I have received from the credit card company 's bank since I purchased this washer for my brother -/-/2016. I had six month 's free interest or was suppos... |
Lobel Financial Corporation Consumer Loan problems when you are unable to pay December 13, 2016 - I purchased a vehicle from libel financial back in -/-/--/-/-. we since - the vehicle back since I lost my job and ended relocating to a different state. Since then Libel Financial has reported multiple different amounts ranging from - to -. Now most recently they doubled the amount to nearly - dollars. More then the original price of the loan. I believe these are frodulent charges in order to try an inact legalncharges More than 3 years after reposession and are falsely reporting amounts.... |
Freedom Mortgage Mortgage loan servicing, payments, escrow account December 12, 2016 - Hello. I recently contacted my mortgage company - Freedom Mortgage - regarding requesting removal of PMI from my mortgage. In the letter - SEE ATTACHMENT ), I advised that my current outstanding principal on my loan is $210000.00 ( As of -/-/-, the loan balance is : $210000.00 ) ( SEE ATTACHMENT ), and that the 2016 value of my residence, as determined by - office, and that which I pay taxes on, is $270000.00 ( SEE ATTACHMENT ). I provided the attachments as proof. I showed that $270000.00 x 80 % = $220000.00, and therefore I had over - % equity in my home, based upon ... |
Bank of America Mortgage loan modification,collection,foreclosure December 9, 2016 - We filed our Chapter - bankruptcy in Iowa in -, it was granted effective - -. It was discharged in -. Our mortgage company at that time, Bank of America, held - mortgages. Both were filed with the bankruptcy filings. We received paperwork on - mortgage, but not the other. I called BofA to inquire and they said only that no further money was due on the second mortgage. We proceeded with the filing, leaving the second mortgage amount listed. Although we did not discover this until much later, in - of - an " Insurance Company '' filed a lien on our property for the orig... |
BMO Harris Consumer Loan problems when you are unable to pay December 7, 2016 - As I anticipated, BMO Harris Bank added a late fee to my bill this month. My mother called on -/-/- to make payment for me and they were going to add a - charge for paying over the phone. There is also a charge to pay online. They told her the only way they would not charge was if she sent a check. So she did send a check that day for the payment amount. I kept checking online to see if the check had been applied to my account but it was taking longer than I thought. My mom said the money was still in her account as well. I kept trying to get in contact with BMO as I anticipated they w... |
Discover Credit card transaction issue December 7, 2016 - I was contacted by an unsolicited telemarketing phone call from a company called - that promised me a very profitable at home online business. I paid them $3000.00. It seemed very good to turn it down. They said they would train me on how to find drop shippers so I could sell on -, - and any website for that matter. They have done nothing to help me and I was unable to locate any dropshippers that would turn even the smallest profit. They provided no support whatsoever in order to help me. And when I requested my refund they turned me down and stopped answering my calls. I did not m... |
PayPal Holdings, Inc. Credit card transaction issue December 7, 2016 - I was contacted by an unsolicited telemarketing phone call from a company called - that promised me a very profitable at home online business. I paid them $1600.00 and they said I was going to make between $2000.00 - $3000.00 a month. It seemed very good to turn it down that opportunity. They said they would train me on how to put products for sale on Ebay. They would help me to find drop shippers so I could sell, all they have done was send me some videos to watch. I had no 1 on 1 training like they said was ever done. I could barely get in touch with anyone from - on the phone. V... |
Barclays PLC Credit card billing disputes December 5, 2016 - This complaint arises from a request to place a charge on my credit card issued by the respondent bank into dispute for failure by the merchant to issue a refund credit for the charge after they represented they would do so upon cancellation of the order for lack of inventory on their part. The dispute was made to the respondent bank on -/-/2016, at which time I provided all requested information through a very time-intensive interview. Upon completion, I was informed I would not receive a chargeback or even a provisional credit until investigation was completed, which could take up to 9... |
JPMorgan Chase & Co. Credit card apr or interest rate December 5, 2016 - I received my credit card statement in - and paid the amount in full, including interest charged. When I received my - statement I was being charged a " residual interest '' amount of $5.00. Nothing else is due, only $5.00. I reached out to Chase about this and they were the one 's that informed me about the " residual interest '' is from - not being paid in full, even though I paid in full my - statement. I do n't know if what they are doing is right or legal. I am submitting payment because I do n't have Chase to ruin my credit.... |
December 5, 2016 - I obtained a Best Buy Credit Card administered by Citibank. I signed up for paperless billing. I have faithfully made the payments on time. For the -/-/- statement I submitted payment and it was posted by Citibank on -/-/- in the amount of $110.00 which exceeded the minimum payment. It was received and posted by Citibank prior to the -/-/- payment due date. I proceeded to get multiple past due notices, dunning phone calls and in the end a past due charge. When I contacted the company, their position was that my payment was too prompt so it was not applied to my -/-/- stat... |
Freedom Mortgage Mortgage credit decision / underwriting December 2, 2016 - I have been trying to get a " stringline '' mortgage done with - since -/-/- of this year. I have finally ended my relationship with them due to concerns over private information sharing and their practices are concerning.... |
BMO Harris Consumer Loan managing the loan or lease December 1, 2016 - The bank continues to ignore my requests to access my loan and make timely payments. They will not call or email me back although I have requested it several times. I need to be able to access my loan information and make payments before late fees are accumulated.... |
BMO Harris Consumer Loan managing the loan or lease November 29, 2016 - The bank is making it nearly impossible to pay my auto loan. I have called almost 100 times and still can not get through to make a payment. My mother waited on the phone for an hour and got through to someone only to find out that they charge $15.00 for making a payment over the phone. I need online access to make charge free payments and they will not grant it to me. I have charges that I do not understand and need to be explained except I can not reach anyone to do so.... |
Automated Accounts Management Services Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 22, 2016 - - was my aunt she stole allmy identity stuff. .id birth certificate social security card everything..i caught her n pressed fraud on her for falsely impersonate me to get dentures ... Please my mom destroyed my credit i was rebuilding n now she doing tbis my aunt... |
Stellar Recovery Inc. Debt collection false statements or representation attempted to collect wrong amount November 22, 2016 - I discontinued service with - and they pressured me into holding onto their equipment for no-charge. I told them I 'd consider service again at some point, but I was already under contract with -. They called me constantly about their " deals ''. I repeated numerous times that I would consider their service again once I was out of contract with - and they stated they would n't charge me anything for the equipment. I told them I would immediately send the equipment back if I would be charged any kind of fees. This went on for months without a problem. They assured me that I would n't b... |
JPMorgan Chase & Co. Credit card closing/cancelling account November 21, 2016 - I applied for - cards from Chase, - and Amazon, - cards were approved. I used my Amazon card to make a purchase the account number was loaded into my Amazon card. About a week later I called to activate my card and was told that the account was closed. I called customer service they stated that I needed to speak with the lending department. This morning I spoke with lending who stated that they closed my accounts due to the number of accounts that have been opened within the last 12 months. I explained to the female that I have some accounts that belong to my father that some how got ... |
BMO Harris Consumer Loan managing the loan or lease November 21, 2016 - My auto loan bank, BMO Harris, is not allowing me to access my loan information online and is making it extremely difficult to access loan information by phone. I just got caught up on my loan payments as I got behind when I got laid off from my job. When I was in default, the bank said I would not be able to set up an online account to look at my information and make payments. I understood, but then I got caught up on my payments so I owed $- as of -/-/2016. I called to set up online banking but they told me I could not set up online banking because I was once in default and now can ne... |
Portfolio Recovery Associates, Inc. Credit card identity theft / fraud / embezzlement November 20, 2016 - Portfolio Recovery Associates , LLC ( PRA, LLC ) is attempting to collect on an alleged debt in the amount of $1.00, - that is not mine. They are threatening reporting action to the IRS as if the alleged debt was extra income, if I do n't pay them $600.00. The debt is not mine and I will not be held responsible for paying for an alleged debt that is not mine.... |
PHH Mortgage Mortgage loan servicing, payments, escrow account November 20, 2016 - I paid off my mortgage loan in - - with PHH Mortgage Services and can not get them to release the loan. In - I took out a mortgage with my husband. This loan was paid off in - when we divorced. I took out a new mortgage ONLY IN MY NAME to close out the joint loan with my husband. The joint loan should have been released in -, but PHH sent me this release earlier this year. What I have been trying to get PHH to do is to release the mortgage that was only in my name. I called PHH on - -, -, - -, -, and - -, -. They kept telling me that they were working ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine November 17, 2016 - I have been disputing accounts of my Trans Union credit file for over 6 months, and still get the same generic answer when the results are furnished. I want these accounts removed as they are not my accounts.... |
Experian Credit reporting incorrect information on credit report information is not mine November 17, 2016 - I have been disputed wrong information on my credit file for over 6 months, and still Experian has yet to properly conduct the investigation and send the results as I want them. As a consumer, I know my rights, and I know what is suppose to be sent when disputing accounts on a file that do not belong on there.... |
Bank of America Credit card transaction issue November 15, 2016 - I was contacted by an unsolicited telemarketing phone call, sometime in - by a company called -. They offered me a profitable at home business, they would submit my keywords to increase my overall ranking. I paid them $4300.00 and I signed up with them. Within a few days -, the technician, contacted me with some keywords and also asked if I had keywords I wanted used which I gave some suggestions. In - I was again contacted and - wanted to start my social media and a - video. I paid them $2500.00 on my Bank of America business card, this is one of the charges that I would... |
Capital One Credit card transaction issue November 15, 2016 - I was contacted by an unsolicited telemarketing phone call, sometime in - by a company called -. They offered me a profitable at home business, they would submit my keywords to increase my overall ranking. I paid them $4300.00 and I signed up with them. Within a few days -, the technician, contacted me with some keywords and also asked if I had keywords I wanted used which I gave some suggestions. In - I was again contacted and - wanted to start my social media and a - video. I paid them $2500.00 again. They contacted me the next day saying that if they could optimize mor... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 13, 2016 - I took out a $1000.00 loan from Big Picture Loans and was initially told I would pay $400.00 in a finance charge, but instead they took out $500.00. They said I could pay them more on top of the $500.00 to reduce the principal by a $100.00, but the next payment would be $500.00 another finance charge for the 2nd month. I ca n't afford this outrageous amount.... |
Freedom Mortgage Mortgage loan servicing, payments, escrow account November 10, 2016 - I have a FHA loan through Freedom Mortgage. - - Cooperate office is - - - -, - - The office I am dealing with : Freedom Mortgage - - - -, - - Work : - ext. - Fax : - Freedom Mortgage is hounding me on my F.H.A. loan. Starting -/-/- the letters and phone calls became two and three times a week to refinance. - of - was a particularly pushy call ; I went around with this man explaining to him that -/-/- the PMI would drop off my loan as I fell under the lock time for a permanent payment of the PMI. Since this call the letters ... |
JPMorgan Chase & Co. Credit card identity theft / fraud / embezzlement November 9, 2016 - We were contacted by a former neighbor of ours telling us that the current owner of the house we sold to him in -/-/- had received a credit card in his mailbox with my name on it. I drove over to my former address and retrieved the credit card. The card was a Chase Signature Visa Amazon rewards card. I had not applied for this card, and was shocked that it was sent to an address I had not lived at for 3 and a half years. I called Chase Bank and a customer service representative told me that they had received an online application for the credit card on -/-/-. Again, I did not submit ... |
Synchrony Financial Credit card apr or interest rate November 9, 2016 - - - - Credit Card : has a paragragh in fine print that entices a seemingly innocent plan. In the fine print : [ **Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promotional purchase amount in full within 6, 12 or 18 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to no... |
Wells Fargo & Company Student loan dealing with my lender or servicer trouble with how payments are handled November 7, 2016 - My brother has assumed responsibility for paying this account, and he has made late payments. I have no way of being notified that late payments are due or that they are going to be past due and my credit score is suffering, as they are reporting - lates as of right now.... |
Equifax Credit reporting incorrect information on credit report information is not mine November 6, 2016 - Case numbers : Equifax - - & - - - - - - - Have been disputing accounts that do not belong to me for many months now, and all the bureaus keep doing is verifying the information without sending me information that has been asked. As a consumer it is my right to have all information verified, and to have that verification furnished to me within a 30 day time period. It has now surpassed that 30 day time frame 5 times over.... |
Google Inc. Money transfers other transaction issues November 2, 2016 - I paid someone through Google Wallet for my monthly parking spot. They rejected my payment ; told me my account was closed and then took my $320.00 and did not refund the transaction or send the money to the recipient.... |