Review and Analysis of over 18,752 financial product complaints in Illinois
| Company | Complaints |
|---|---|
| Bank of America | 1,621 |
| JPMorgan Chase | 1,372 |
| Citibank | 1,084 |
| Experian | 974 |
| Equifax | 944 |
| TransUnion | 875 |
| Wells Fargo | 789 |
| Ocwen | 604 |
| Capital One | 574 |
| U.S. Bancorp | 540 |
| PNC Bank | 434 |
| TCF National Bank | 402 |
| Nationstar Mortgage | 354 |
| Fifth Third Bank | 324 |
| Ditech Financial LLC | 319 |
| Navient | 294 |
| TransUnion Intermediate Holdings, Inc. | 289 |
| GE Capital Retail | 211 |
| BMO Harris | 203 |
| Discover | 195 |
Ability Recovery Services, LLC Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged December 16, 2019 - This alleged Debt appeared on my file on -/-/2019 in the amount of $760.00 not sure from whom but this is not my debt and i do not have a contract with ABILITY RECOVERY SERVICES and and this this account is fraudulent and needs to be removed before i take legal action and will not hesitate.... |
Convergent Resources, Inc. Debt collection communication tactics frequent or repeated calls October 9, 2019 - I actually spoke to the representative from this debt collector, and I wanted to know who to contact about 3 accounts that are saying they are from me when I never even had a - - account, an - - - account and the one of - - for - - that said it was from 2 years ago ... I have not lived in - - since 2014. None of these reports are me, so I think my identity has been taken and I need to know what to do for a dispute because it's really affecting my credit score!... |
Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt is not yours September 19, 2019 - looking over - credit report and their are two collection agencies thats trying to collection on the same account which I have to knowledge of and never contacted about this debt.... |
Ability Recovery Services, LLC Debt collection false statements or representation attempted to collect wrong amount June 21, 2019 - This company Ability recovery service continues to report false information on my credit report about me! I have no knowledge of the account or the amount they say I have to pay! Youre violating ( FCRA ) by reporting false information about me on my credit report and continue to do so on a weekly bases. I have no account thats open with them nor do I know where the account came from! I will file a civil lawsuit next!... |
National Credit Services, Inc. Debt collection communication tactics you told them to stop contacting you, but they keep trying June 6, 2019 - I had a missed call from National Credit Services at about - - on -/-/19. I returned the call and verified my date of birth but refused to give the last four of my social security number. I asked the rep who they represented and she kept giving me her company 's name. I asked for a supervisor the rep asked me to hold and then came back onto the line to ask me to continue holding. I advised her that wasn't necessary and to please just remove my telephone number. We ended the call. The next morning I received another call. I called back and again verified my date of birth and again refus... |
Merchants' Credit Guide Company Debt collection attempts to collect debt not owed debt is not yours April 18, 2019 - I requested a valid debt validation letter several times. i was written by mail and notified if they couldnt receive info in a timely manner the account will be closed and returned to original creditor... |
Merchants' Credit Guide Company Debt collection written notification about debt didn't receive notice of right to dispute October 11, 2018 - While viewing my credit report I seen Merchants Credit guide balance of $230.00 & $290.00 which I do not recall these two accounts or company.... |
The CMI Group, Inc. Debt collection written notification about debt didn't receive notice of right to dispute October 11, 2018 - While viewing my credit report I'd notice Credit Management Lp with a balance of $470.00 which I do not recall. I will like documents bearing my signature of this assumed account.... |
Arnold Scott Harris, P.C. Debt collection attempts to collect debt not owed debt is not yours July 1, 2018 - Each weekend on both Saturday and Sunday the law firm Arnold Scott & Harris bombard my phone with incessant calls attempting to speak with someone that doesn't live here. I have informed them of this on several different occasions but yet they continue to call.... |
Focus Holding Company Debt collection written notification about debt didn't receive notice of right to dispute January 4, 2018 - FOCUS FAILED TO FURNISH 30 DAY NOTICE, VALIDATION AND WENT ON CREDIT REPORT ANYWAY. IGNORED CEASE AND DESIST AND AND DO N'T CALL ORDERS CALLED MY FAMINLT 11 TIMES ON CELL ( GOT PROOF ).... |
Delta Management Associates, Inc. Debt collection attempts to collect debt not owed debt is not yours January 2, 2018 - This is a complaint about Delta Management Associates ' response to me in a prior complaint : -. The company Delta Management asked that my employer return their form. All options provided on the form imply that the person they are collecting on has or does work at my employer. In fact, a person with the SSN they are collecting on has never worked at my employer. The form they want my employer to fill out lacks any such response option.... |
Allied Interstate LLC Debt collection communication tactics frequent or repeated calls November 3, 2017 - I owe no money. This company ( Allied ) - is trying collect on a debt by looking for information about an individual not known to me. They will not stop calling. I have blocked their number, but they call daily over the past month of -/-/- and now-/-/-. They call and receive no answer, but they continue to call. They called also inthe past several months ago. When you call them to complain, they do not seem to know what you are talking about. It is harassment for a debt that is not mine. This is not acceptable.... |
WELLS FARGO & COMPANY Mortgage trouble during payment process August 9, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 180 days past due as of -/-/- to -/-/- 90 days past due as of -/-/- 60 days past due as of-/-/- 30 days past due as of -/-/-, -/-/-,-/-/-I am not sure how this happened, I believe that I had made my payments to you when I received my statements. How can you report me late so many times when I have records of paying?... |
U.S. BANCORP Bank account or service account opening, closing, or management April 22, 2017 - Bank accounts ( CD & Money Markets ) w as opened by single account owner with - - . - - closed. The bank accounts wound up with - - , and now with U.S. Bank. Somehow during this time, an additional name was added to account, without original owner knowing or authorizatio n. U.S. Bank r efuses to correct error and refuses to produce the SIGNATURE CARDS. We have been trying to get cooperation fr om U.S. Bank for over six ( 6 ) months. We have contacted their Executive Offices and spoken to several persons in Fraud Department and Senior Banker a t ( - ... |
JPMORGAN CHASE & CO. Consumer Loan problems when you are unable to pay April 21, 2017 - I had/have a auto loan with Chase. In - I had difficulties making payments do to a loss of work after a - - - . Then the vehicle started having significant mechanical problems not covered by the warranty. In - , Per Chase, I owed $8600.00 total and they wrote/ charged off the account, I was never informed of this until recently and my understanding is this - should have been issued in - or - . I tried communicated with Chase at various points between now and then. I asked to communicate through email as it was easier because I worked nights at the time. I... |
Bank of America Mortgage loan servicing, payments, escrow account April 12, 2017 - - -, whom we do not and never have held a mortgage with, erroneously paid our -/-/- - County property taxes and is seeking reimbursement. I confirmed - - made the payments with the - County Treasurer 's Office. On -/-/-, a - - Claims Processing Representative explained our tax ID # is similar to one of - - 's customers ( differs by a digit ), thus, - - paid our property taxes in error. Based on internet research, - - has made many errors in regards to property tax payments. Initially, our mortgage ( a FHA loan ) was with Bank of America. Th... |
Convergent Resources, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 11, 2017 - An account that was in collections with a company called - for an old cell phone through - was re-aged on my credit report. I contacted - and they investigated the dates and basically they decided to remove the account from my credit report. Last week I get and alert on my credit monitoring that a new collection account has been listed on my credit report and the same account from - is now listed by a company called Convergent Outsourcing LLC and they have a date or account being opened as -/-/2017. I attempted to contact Convergent by phone and by email all last week. I never go... |
Medical Business Bureau Debt collection disclosure verification of debt right to dispute notice not received April 11, 2017 - This company ( Medical Business Bureau ) reported a collections account debt on my credit report ( - ). They did not send me any written letter regarding the existence of the debt. I have never done business with this company and the info posted to the credit bureau is false and a violation of my right under FCRA.... |
Experian Credit reporting incorrect information on credit report public record April 11, 2017 - According to recorder of deeds attached, the information should not be a part of my financial matters. They did not provide information therefore it should not be included on my credit report or anything to do with credit. Therefore judgement and lien should be removed from my credit reports through each bureau.... |
U.S. Bancorp Bank account or service account opening, closing, or management April 9, 2017 - On -/-/2017 deposit - - debit card checks each ( $2500.00 ) totaling $ - US bank Atm. Unable to access Acct on -/-/-. Called US bank customer service -/-/2017 and told my account closed due to fraudulent checks deposit made -/-/2017. I Obtained copies of checks in question from US bank and took to -, where checks originated. Informed by - that checks are valid. - contacted by phone, emailed this information to US bank with no call I to resolve this matter. I Called -, mgr at US bank - branch and told he spoke with someone over him. He informed me my account... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 9, 2017 - There is an address that appears on - my credit reports. - - - -, IL. I have no idea where this is or who lives there, and I have no relatives or associates who have ever lived at that address. I have no idea how that got on my report, but it needs to come off and I do not know how. I am realizing I have been the victim of identity theft. There is a debt of over $2000.00 to - on my acct, and I 've never had a - acct due to my age and credit history. I 've always used pre paid phones, but there 's no way I had anything to do with that - acct. Is there any way to find o... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 8, 2017 - Several of the accounts in dispute is where I was an authorized user. The primary is deceased and yet it still shows on my credit reports. Also several accounts are not mine.... |
BMO Harris Credit card late fee April 7, 2017 - I submitted a complaint back on -/-/- regarding the one 30 days late payment I had on this card which was accrued after the passing of my father. I was granted a removal of the late payment from my credit report via a letter from BMO Harris Bank. Fast forward to today, -/-/-, I open my - and the payment has been placed back on my report with no written notification to me which is a direct violation of consumer protection laws.... |
Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account April 7, 2017 - I have a 2nd mortgage with Specialized Loan Servicing and typically pay on the first Friday of the month. I noticed they are posting the payments on the following Monday which is causing extra interest to be charged on the loan. I called to check with them on this practice and they told me the only way I can get a payment to post on a specific date is to use their auto pay. I also checked my primary mortgage to see what date they are posting the payments because I use the same payment method and - is posting the payments with the correct date.... |
Shellpoint Partners, LLC Mortgage loan modification,collection,foreclosure April 7, 2017 - to whom it may concern ; i 'm writing this note because i 'm looking for some guidance in dealing with a situation which i 'm unfortunately stuck in and can not seem to extricate myself from. I started a mortgage modification process with - almost 2 years now. while going through the modification process, - apparently sold my mortgage to Shellpoint Mortgage Servicing with a P.O. in - MI. I was n't very comfortable with how the process was proceeding so I requested to resume my payments to avoid further delinquency while we get the modification finalized. they returned my payments st... |
Medical Business Bureau Debt collection cont'd attempts collect debt not owed debt was paid April 7, 2017 - This company is continuing to report this debt negatively. The account was paid to the original creditor by my insurance company. There has been no verification to me regarding this debt. They have not provided any documentation to reflect what the services are that they allege were not covered by my insurance. The only information they have provided is a balance and the creditor, I do n't have an account number for this creditor. I do not have an account with this creditor and I do not owe this debt.... |
Citibank Credit reporting incorrect information on credit report account status April 7, 2017 - CITI card company failed to delivery my credit card statement to my correct address and failed to send the statement alart to the correct email address. So I did not receive my statement and pay the bill on time. I have several cards with this company and the other cards all have my correct address and email address. I always paid other cards on time. And I had been the CITI cards holder for many years and had been always paid my bill on time. Instead of taking proper steps to reach me after the bill was due, this company sent this to the collection bureau and hurt my credit history. After I f... |
U.S. Bancorp Mortgage settlement process and costs April 6, 2017 - I am furious of the way US Bank has handle my - of credit. I was asked to provide prove from US Bank offering a settlement. I provided a letter stating US Bank was willing to settle with me if I pay them $19000.00. After I when to a US Bank branch and deposit the $19000.00 US Bank is denying me my settlement documents. Agent - disclose to me there is no record of the document I presented. This is a huge problem because I deposit US Bank the amount they were requesting to settle. This is prove US Bank is practicing fraudulent and deceptive practices in order to deny me any assistance.... |
Citibank Credit card closing/cancelling account April 6, 2017 - The credit card company in question ran my credit without my permission at a random time, then canceled my card even though I had good standing credit with them,. I was not late, delinquent or otherwise. My payments were current. I have never been so insuleted and appalled in my entire life! They did not have permission to run my credit and I did not ask for my account to be closed! Now my credit score has been altered due to an account being closed!... |
ATG Credit, LLC Debt collection cont'd attempts collect debt not owed debt is not mine April 6, 2017 - I filed an injury report with my employer in -/-/2011, resulting from improper working conditions, and was ordered to undergo an examination by the employer by the employer 's chosen doctor, -. Under Illinois law, the employer, - was required to pay for the examination. Later, after a workman 's compensation complaint was denied by my employer 's insurance, the employer refused to pay for the examination. - then demanded that I pay for the examination. I told them I did n't owe it. I told them to submit it to my medical insurance, -, if they insisted the debt was valid, but, ... |
USAA Savings Bank account or service using a debit or atm card April 5, 2017 - -/-/2017 -, IL - ( - ) - - USAA Federal Savings Bank -, T- - ( - ) - RE : Consumer Complaint, Joint Teen Checking Account MAJOR PARTIES INVOLVED : USAA FSB Representatives I spoke with : - ( -/-/2017 ), - ( -/-/2017 ), --Advocacy Specialist/Office of CEO Member Relations ( multiple days beginning -/-/2017 ), --Advocacy Specialist/Office of CEO Member Relations ( multiple days beginning -/-/2017 ), - Fraud Department ( multiple days beginning -/-/--/-/2017 ), --Supervisor Fraud Department ( -/-/--/-/2017 ), - ( -/-/2017... |
LoanDepot Mortgage application, originator, mortgage broker April 5, 2017 - I had - hard inquiries from imortgage company ( - ) on my credit report on -/-/2017 and -/-/2017 making it - times in 8 days. I called both - and - who reported this inquiry and I was advised to ask for a letter of deletion from the loan company to take it off my credit report. My loan officer denied making the inquiry on the -/-/2017 and has refused to give me a letter of deletion for the hard inquiry on my report.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status April 5, 2017 - This past -/-/- I had - accounts from - and they were removed from my credit report. As I was looking at my credit report I noticed that when the accounts were removed from all - bureaus and my credit score was only updated from - and - not with TransUnion. When I contacted TransUnion on -/-/-, to find out why my credit score had not been updated due to the changes in my credit report all they could tell me is that they do n't know? I know TransUnion has been in the news for doing for not reporting accurate information on people 's credit report and now I 'm going thro... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 5, 2017 - I am a victim of Transunion credit inquiries issue ; I spoke with a Transunion representative multiple times, offered to send a copy of my - credit report for the past 6 months. The following credit inquiries are not mine : - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - - - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-... |
Citibank Bank account or service account opening, closing, or management April 5, 2017 - I signed up for a Citibank checking account promotion back in -/-/- for $400.00 promotional credit if you deposited $ - and kept it in for 30 days and waited another 90 for payout. It has been more than 4 months since I deposited - no payout was processed yet.I have been calling Citi bank on -/-/-, -/-/- and -/-/- I every time I was told that I have to wait 90 days to receive a bonus. Then I called on Saturday -/-/- to the Citi Bank and I at that time customer service rep opened a dispute. Two days later I received a letter stating that I did n't meet bank 's r... |
TH Professional & Medical Collections LTD Debt collection communication tactics threatened to take legal action April 4, 2017 - Called my work number. When I told them that they were not to call the main number of work or call me at work, they told me that they could call anytime to verify employment because they were going to file a suit against me for -. I asked them why they were filing a suit if I was giving them my hsa card information for payment. They said I had given them my debit card and it did n't go through, and I told them it got eaten by the ATM, which it did and I was waiting for a new card. Then she proceeded to say she had to have the - by -/-/- but then " spoke to her supervisor '' and coul... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc April 4, 2017 - A criminal entity posing as " - '' made inquiry to my TransUnion credit file on -/-/- and was given access to my full report. Within the next 30 days, my identity was stolen. I confirmed the fraudulent nature of the fake " - '' credit inquiry with the actual National Coordinator of " - '' on -/-/-. On -/-/-, I sent a Certified Letter to TransUnion informing them of the Fraudulent Inquiry and provided them with relevant details of the fraud. I also alerted TransUnion to the fact that continuing to provide Subscriber Services and Access to the Fraudulent " - '' entity ... |
A.R.M. Solutions, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 3, 2017 - I paid $20.00 as a donation to a veterans fund to receive a 3 month subscription of - - -. They failed to deliver the newspaper for the allotted time period and tried to charge me for additional funds even after they failed to send me my subscription. I received a notice From A.R.M Solutions ( dept collector ) requesting $31.00 on -/-/2017. I paid them $10.00 dollars as a compromise to make the debt go away despite not owing any debt. I am worried that their mistake will now place a negative record on my credit and I want A.R.M and - - to ensure a negative report on my... |
Synchrony Financial Credit card customer service / customer relations April 2, 2017 - After three different disputes that were unanswered I had to stop my Amazon.com credit card account. Since my complaint was regarding Amazon I can assume after many months of ignoring my disputes Amazon.com was being dismissive. They sent me papers asking for more information over and over again even though I had already sent the information in many times.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 2, 2017 - I recently submitted a complaint with cfpb reguarding this I am not asking for reinvestigation from Transunion, - or -, only thing that will do is have them send me a letter saying we verified these accounts belonging to me if you verified these accounts as mine then please send me proof or delete off my report due to I have been a victim of identity theft and i sent proof of this to all - Transunion, - and - only for them to respond acconts will remain as we verified these a belonging to you no proof or assistance to show me how.... |
Barclays PLC Credit card identity theft / fraud / embezzlement April 1, 2017 - I am a victim of counterfeit fraud on my credit card. Barclay notified me of the suspicious transaction on -/-/- the day it happened. I contacted them as soon as i could and confirmed the charge in question was indeed fraud. After wait more than 2 weeks for the fraud charges to be credited to my account, I sent them an email questioning the status of account ( see copy of email in attachment ), and they responded that my issue has been escalated and will be diligently working to resolve it. After waiting another 3+ weeks, and nothing happened I contacted them for a 3rd time, this time by ... |
AmeriCollect Credit reporting incorrect information on credit report account terms March 31, 2017 - I have disputed this account with the credit bureaus on several occasions as well as disputed with -. This company continues to report this unverifiable, inaccurate account on my reports. I requested debt validation in -/-/- and -/-/2016, to no avail. This company did not send me any documents I requested that substantiated a summary of all account activities, including all payments made, copies of charge slips, invoices or any other documents proving my indebtedness, nor did they send me copies of all documents sent to me regarding this account, copies of any papers that show I agre... |
Alliance Collection Agencies, Inc. Credit reporting incorrect information on credit report account terms March 31, 2017 - I have disputed this account with the credit bureaus on several occasions as well as disputed with Alliance. This company continues to report this unverifiable, inaccurate account on my reports. I requested debt validation in -/-/- and -/-/2016, to no avail. This company did not send me any documents I requested that substantiated a summary of all account activities, including all payments made, copies of charge slips, invoices or any other documents proving my indebtedness, nor did they send me copies of all documents sent to me regarding this account, copies of any papers that show I ... |
Experian Credit reporting incorrect information on credit report information is not mine March 31, 2017 - There have been unauthorized inquiries put on my credit report and after contacting both the bureau and the companies have not been removed. - - -/-/- - - -/-/- - -/-/- - - - -/-/- - -/-/-... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine March 31, 2017 - In regards to Case number:- Please remove the following unauthorized inquiries : - -/-/- - -/-/- - -/-/- - -/-/- - - - -/-/- - -/-/- - - - -/-/- - - - - -/-/- - - - -/-/- - - - - - -/-/- - - - -/-/- - -/-/- - -/-/- - -/-/-... |
Synchrony Financial Credit card other March 31, 2017 - I had fraud on my account and I contacted the company to make them aware of it. They closed down my card but the fraud is on my current account and making my monthly minimum payment higher, my card is over the limit due to the fraud. The fraud was transferred to the new account.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I disputed an inaccurate item on my TransUnion credit report and requested that they do an investigation on the account. A few weeks later, I was informed by Transunion that the account was verified as correct so I contacted the alleged creditor ( - ) myself. I spoke with a representative at - and was told that I was no longer responsible for the debt, which was discharged via - filing. I immediately contacted Transunion and requested the name of the representative at - that they contacted and any documentation that - provided to verify that I owed them a debt. TransUnion sent m... |
Barclays PLC Credit card payoff process March 31, 2017 - This has been a headache since I obtained the card. Making a payment is a big inconvenience and has resulted in unnecessary fees. Now I am trying to reach someone at the company to discuss pay off options and I keep getting the run around. I have spoken with several representatives and NOONE has aided me on my nightmare. After 4 hours of begging for information on how to reach someone I was told they were closed and to call back. I just want to settle my debt and move on but the company 's customer service reps are making this impossible. Tgere is no corporate number or email either for contac... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - The courts are reporting a Bankruptcy with my name. The US Bankruptcy Court told me that they do not report or verify that information to the Credit Bureaus. That information was pulled by a Third Party and they reported it. After disputing it with Trans Union they claimed it was verified by the US Bankruptcy court which is a blatant Lie, therefore this must be deleted from my report immediately.... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 30, 2017 - -/-/- To CFPB File chapter - bankruptcy on -/-/-. Repayment plan confirmed on -/-/-. During confirmation, the lender, -, was holding a junior lien on my residence. Plan confirmed that Junior Lien will be stripped off because the value of the real estate is much less than the amount owed by the first mortgage. Chapter - discharge order was submitted on -/-/- and sent to the lender. Recently, trying to refinance my first mortgage for better terms, the closing agency found a lien still open against my property from the lender in question. I am being calling the l... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info March 30, 2017 - There were - - student loan accounts that were removed from my credit reports and reinserted without proper notification. This is violation with the FCRA under 15 U.S. Code 1681i. ( B ) Requirements Relating to Reinsertion of Previously Deleted Material ( ii ) Notice to consumer. If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than 5 business days after the reinsertion or, if authorized by the consumer for that purpose... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record March 30, 2017 - Transunion has reported - public records on my credit report. - Chapter - bankruptcies and - judgement. I have verified with the - Court and the - court that they do not report to the - major credit bureaus. Transunion has pulled this information from a 3rd party and therefore must be deleted.... |
TCF National Bank Bank account or service deposits and withdrawals March 29, 2017 - This is a complaint for Tcf Bank I have never met a group of unorganized individuals. I feel like they are trying to get over on me. I had a debt with them from -/-/- I paid the debt off in full in -/-/- and in exchange I was promised that they would removed the fraud alert from my name in - and to this day they have not removed it yet. I call them everyday I call the Tcf Bank in - Illinois and they told me to call back I call them back and get told to call back again. This is the worst experience ever. I just want this fraud alert to be removed from name so that I can acquire ... |
Bank of America Bank account or service deposits and withdrawals March 29, 2017 - This is my second complaint towards Bank of America because still to this day they still have not removed the Fraud Alert from -. So basically to sum things up I was scammed in -/-/2015 and we all know being scammed is the worst feeling in the world and top it all off I lost out on a car and my bank account and to make it all worse Bank of America place a fraud alert on my social in -. I just feel like they should have been a little bit more understanding towards the situation. I never withdrawed any money from the account so they didnt take a lost. After submitting this complaint I am... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - There is a bankruptcy on my transunion credit report in which transunion indicates they pulled the information from a 3rd party reporting agency. The courts have verified with me that they Do Not report to credit bureaus and therefore this item must be deleted from my report.... |
U.S. Bancorp Mortgage loan servicing, payments, escrow account March 29, 2017 - My loan was signed by - at -. I was given an " Application & Disclosure Package '' PDF that includes " Notice Concerning Private Mortgage Insurance Initial Disclosure - Fixed Rate Mortgages '' that states I 'm eligible to have PMI removed on " The date the principal balance actually reaches 80 % of the original value of the property ''. This was a 30 year fixed rate conventional mortgage. I occupy the property. It 's a - unit property. After reaching 79 % LTOV I called US Bank, my loan servicer, to start the process of removing PMI. The original phone guy I spoke to verified I was... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - This credit bureau is improperly reporting a bankruptcy under Public Records on my credit, causing significant damage. Per the Courts, they do not report to credit bureaus and/or share 3rd party information. The credit bureau improperly pulled and/or purchased information from a third-party agency. Therefore, it MUST be deleted.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 29, 2017 - I was disputing information on my Transunion credit report. I sent 3 letters requesting that the company provide proof that the accounts that are listed on my account was mine. The first time I received a letter saying accounts verified. I responded with another dispute letter this time asking for proof from the company that reported debt to credit bureau and not just a simple statement saying verified. I received another letter stating verified without any proof. I sent this document requesting information regarding their investigation. I have n't received any proof and still get a reply of v... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure March 28, 2017 - We are a non profit counseling agency in -, we submitted a a loan modification package to Ditech Financial on -/-/2017, Ditech 's representative stated that the loan modification was under review and it will take them 5 days to complete the review. I called on -/-/2017 and I was told that they needed another 5 days to complete their review. Today -/-/2017 I was told that there was no update from underwriter or representative working on the case. The client received a court notice ( to appear in court -/-/2017 ). The lender even told me that they will continue the foreclosure process... |
March 28, 2017 - On or about -/-/2017, I signed up for autopay on my Citi double cash card. The payment did not go through, and I received a late payment charge, which was automatically credited back to my account without my requesting. I subsequently re-enrolled in autopay on or about -/-/2017 since the previous registration apparently did not work. When I called on -/-/2017 and spoke to an employee who would only identify herself as " -, '' she told me that there were no finance charges applied to my account. However, my statement showed a charge of $22.00 on -/-/2017, and when I pointed this ... |