AmeriCollect Complaints

AmeriCollect consumers have reported over 131 official complaints. Out of the 131 consumer complaints against AmeriCollect, 24% were disputed by the consumer (i.e. the consumer was not happy with how AmeriCollect responded to their complaint) and 100% were processed in a timely manner. 1% of consumer complaints against AmeriCollect resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 4% resulted in non-monetary compensation.

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New AmeriCollect Consumer Complaints


AmeriCollect Debt collection communication tactics frequent or repeated calls

August 2, 2018 - Hey this is - from -- - I'm a debt collector. ID number - and this is an attempt to collect a debt. Any information obtained will be used for that purpose. You can reach me at - or you can chat with me -. I'm in the office Monday through Friday from - - to - - Central Standard Time and Saturday from - to -. Again I am a debt collector with America collect at -. If I have the wrong number. Please feel free to give me a call and let me know. Thanks and have a great day. PLEASE NOTE THAT MY CALLER ID INDICATES THAT THE NUMBER IS COMING FROM A - NUM...

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AmeriCollect Debt collection attempts to collect debt not owed debt is not yours

May 7, 2018 - Americollect has not reached out to me about this account I checked my credit report and it was on there this is not my account. I have no knowledge what server of this collection account....

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AmeriCollect Credit reporting incorrect information on credit report account terms

March 31, 2017 - I have disputed this account with the credit bureaus on several occasions as well as disputed with -. This company continues to report this unverifiable, inaccurate account on my reports. I requested debt validation in -/-/- and -/-/2016, to no avail. This company did not send me any documents I requested that substantiated a summary of all account activities, including all payments made, copies of charge slips, invoices or any other documents proving my indebtedness, nor did they send me copies of all documents sent to me regarding this account, copies of any papers that show I agre...

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AmeriCollect Debt collection disclosure verification of debt not given enough info to verify debt

March 20, 2017 - This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

March 11, 2017 - Medical debts should have been reported to my insurance...

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AmeriCollect Debt collection improper contact or sharing of info talked to a third party about my debt

March 10, 2017 - The collection agency ( Americollect ) was called and payment arrangements were made. 50 % now ( was back on -/-/- in the first call ), 50 % next payment. Collection agency agreed to send balance bill. The -/-/- payment made over the phone was not credited until -/-/- - 12 days to credit it. No balance bill EVER sent or received ( they agreed in a recorded call by them, that they never sent out the balance bill which was agreed ). Yesterday they filed " collection/derogatory '' on my credit reports. I found out today when I CALLED THEM to pay the balance. UNFAIR! The balance is...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

March 3, 2017 - my son had emergency room service on -/-/16. - agencies billied us, the hospital itself, and -. the hospital submitted a claim to - which was paid. - did not submit their billing to -. i have to buy a new car and saw that i had something on my credit report from Americollect. I called them and they let me know about the second creditor. i contacted - after this and they said that americollect would have to submit the bill to the insurance company. Americollect was not willing to do this and said i needed to set up a payment plan. This should have been done by the origin...

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AmeriCollect Debt collection disclosure verification of debt not given enough info to verify debt

February 28, 2017 - Americollect is not sending the information that I 'm requesting to Validate the debt they are not sending me a copy of my signature with the provider of service to release my medical information to them. That 's means the debt can not be validated....

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AmeriCollect Debt collection communication tactics used obscene/profane/abusive language

February 24, 2017 - The company will not work with me. I asked to work with them on a settlement. Company was extremely rude and inappropriate....

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AmeriCollect Debt collection disclosure verification of debt not given enough info to verify debt

February 24, 2017 - I have requested several times that this company send me formal debt validation. I am allowed under the Health Portability and Accountability Act ( HIPPA ) to protect my privacy and medical records from third party parties, I did n't give permission to any of my current or prior providers to release any medical information to this third party. Please also note that withholding that information that was received from any medical provider in an attempt to be HIPPA complaint can be a violation of the FDCPA....

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AmeriCollect Credit reporting credit reporting company's investigation problem with statement of dispute

February 19, 2017 - HI, I had been to the hospital on -/-/2016, i gave the insurance details to the hospital later and i didnt hear anything from the hospital and never got any news from hospital.Later by -/-/2016 i called the hospital and gave my change of address information to the hospital also ensured that the hospital has insurance details. After that they told they will contact insurance company and then get back to me but have not hear anything from them. I was waiting for bill, and now i see there is outstanding of $150.00, i am not sure why no one contacted me as i have provided everyone my change...

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AmeriCollect Credit reporting incorrect information on credit report information is not mine

February 18, 2017 - I do not recognize this collection i was a victim of identity theft its not mines and there are multiple charges...

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AmeriCollect Debt collection disclosure verification of debt not given enough info to verify debt

February 4, 2017 - Medical bill is over 6 years old and was already paid. Collection company requesting payment for medical bill without disclosing the date of service for medical bill. Appears to be one that was already paid in the past. Need correct date of service and age of this bill to prove they were already paid for three years ago.....

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 19, 2017 - I was a victim of identity theft and noticed a collection from AMERICOLLECT I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against AMERICOLLECT in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

January 12, 2017 - - paid the debt....

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 8, 2017 - I was a victim of identity theft and noticed a collection from AMERICOLLECT I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against AMERICOLLECT in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 6, 2017 - I CONTACT AMERICOLLECT - ON -/-/2017 AND SPOKED TO - - LETTING HER KNOW THIS IS A FRAUDULENT ACCOUNT SHE ADVISED ME THAT THIS ACCOUNT IS IN SOMEONE ELSES NAME. THE VIOLATION IS WHEN I TOLD HER THIS IS A FRAUDULENT ACCOUNT SHE STATED WE WILL NOT REMOVE FROM CREDIT BUREAUS KNOWING ITS FRAUD. THAT IS NOT RIGHT TO TELL ANY CONSUMER...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

December 16, 2016 - Contract does not exist between myself and debt collection company. Debt is not mine....

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

November 27, 2016 - I received a bill from Americollect on - -, - for $250.00 for the services of - - of Nevada. The issue with this bill is that my insurance provider at the time, Nevada - -, is in Permanent Receivership. Had my insurance provider not been in Receivership I would have had a zero co-pay for - services. This was communicated to - - of Nevada and they are well aware that under the Permanent Receivership, " The - will focus initial efforts on two parallel goals : ( 1 ) avoiding disruption in the delivery of health care to the Enrollees for the period that they are ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

November 16, 2016 - I was sent by my doctors to receive an - after my -. I was covered my medicaid and - at this time. However, my plan had changed from " - woman '' to " - mother. '' This did not affect my coverage. Simply the number of my policy. The hospital tried billing my old policy number and was informed that i was not covered in that plan anymore and billed me. I provided the new information, and was told IN -, that this debt had been paid for and cleared. However, the calls have not stopped....

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

November 1, 2016 - I have summited many letters and conference calls with my insurance - - employee and my insurance and I have submitted many letters indicating that they have till -/-/2016 to billed so they could paid. my insurance company paid a full amount of - I received an correction and billed me again for $15.00. which i send the check already. but I serousley beleive that this need to be investigated a hospital so big and part of University - have to use a - do n't sound correct. pre approved for 6 days in - Hospital and paid in full, I have many times gone to the Hospital to ...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

October 24, 2016 - I received a bill from Americollect on - -, - for $50.00 for services by - - of Nevada. The issue with this bill is that my insurance provider at the time, Nevada - -, is in Receivership. Had my insurance provider not been in Receivership I would have had a zero co-pay for radiology services. This was communicated to - - of Nevada and they are well aware that under the Permanent Receivership, " The - will focus initial efforts on two parallel goals : ( 1 ) avoiding disruption in the delivery of health care to the Enrollees for the period that they are entitled t...

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AmeriCollect Debt collection disclosure verification of debt right to dispute notice not received

October 18, 2016 - I am showing - collection accounts on my credit from Americollect. It states they are collecting for - -. I have a few issues with this collection agency. The first is I never received a notice from this collection agency to dispute or validate the debt. I had to call - - to find out what this was, who stated they sent a - balance to Americollect. The last statement I received from them was - 2015. Only recently I checked my credit to find Americredit reporting not - account for - but - accounts for -. It seems to have been opened with them around -/-/2015. N...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

October 16, 2016 - A negative item appeared on my credit report stating an uncollected debt. I have no prior knowledge of the debt, and was never sent a bill or collection letter, EVER, for this debt. My credit score has declined as a result....

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AmeriCollect Debt collection communication tactics frequent or repeated calls

October 16, 2016 - Some one call on phone a lot my phone number and from variety phone numbers and give message on my answer machine and person want me know debt collect and give me website www.americacollectpay.com. I call on phone this phone number and from person I tell in here and - - and ring and later nothing on phone...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

October 14, 2016 - AMERICOLLECT INC ACCOUNT NUMBERs : - -/-/- - - - -, -, - - Phone : - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Re...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

October 12, 2016 - AMERICOLLECT INC ACCOUNT NUMBERs : - -/-/- - - - -, -, WI - Phone : - ATTENTION TO DISPUTE DEPARTMENT : Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name this debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Repo...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

September 27, 2016 - Company provided services for a medical procedure that they claimed after the fact I owed money that the insurance company did not pay. I did not agree, nor was I aware before receipt of the bill in the mail that this amount was owed....

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 21, 2016 - Company repeatedly reports this fraudulent debt on my credit report....

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AmeriCollect Debt collection improper contact or sharing of info contacted me after i asked not to

September 21, 2016 - On Monday -/-/- a very rude lady called me and refused to identify herself or the company from which she was calling from. I told her that since she refused to identify herself then she was to cease and desist from calling forever. She then hung up on me. Later that evening another lady called ( - - ) to which I asked to speak to her manager. She went on to blurt out information about a debt she claims I owe with out confirming I was the person she was looking for. I demanded to talk to a manager. I got - # - who refused her full name. I told her that I requested no more c...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

September 20, 2016 - I had a - -/-/-. Prior to my - I met the family deductible and paid my outstanding deductible in full to - Hospital. Approximately 3-4 months after my - I received a letter from Americollect stating my account with - was past due and they were trying to collect. I explained that this was a surprise since I never received a statement from - since I had my -. Nor did they call us to try and reach out. We were n't expecting any statements from - since I was paid in full for the year. The hospital apparently misapplied a payment that we made in -/-/- to my wife 's...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 16, 2016 - I had some one that has use my name...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

September 15, 2016 - My real complaint is regarding communication but no correct option to check as there was NO communication at all from either - - or Americollect. The only way I found out about the debt collection was an email from my credit monitor once I was already in collection. I participate in a - - program that posts statements online and allows - to communicate directly with me without mail or phone but - provided no communication. Although - received - payments since -, 2016, - was the last statement posted online so I could not see payments applied and - accepted paym...

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AmeriCollect Debt collection disclosure verification of debt right to dispute notice not received

September 10, 2016 - None of the options listed above describe the situation I had. My issue with Americollect is that I have never heard ANYTHING from them. I went to apply for an apartment and this was not a big enough deal for me to not get the apartment but they have had outstanding debt that they have never tried to contact me about for two years now and it seems to have tripled in size because of the delinquency. I am happily going to pay the debt as soon as their office is open, I am just extremely upset about the lack of an attempt to contact me in what seems like a blatant attempt to grow the size of the ...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

August 30, 2016 - The original creditor can not find the accounts. - of nevada can not find same accounts as americollect....

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AmeriCollect Debt collection communication tactics called after sent written cease of comm

August 20, 2016 - Calling leaving messages asking can i pay this debt, i honestly thought my insurance covered this matter i was supposed to have insurance through the marketplace - but they said my insurance did n't go through. I was paying my insurance but they said my information was n't complete....

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AmeriCollect Debt collection disclosure verification of debt right to dispute notice not received

July 19, 2016 - A debt validation letter sent certified -/-/16 signed for on -/-/16. Americollect sent return ltr on -/-/16 of a name acct # and a balance # and a statement that does not match alleged creditor name or any doc bearing my signature. Americollect did not mark any credit reports disputed within 30 days of signed receipt of my dispute. I sent a - registered ltr to Americollect on -/-/16 and they signed on -/-/16. They responded with a letter stating they, verified, and validated my dispute and my letter now is deemed frivolous or irrelevant and will not be looked i...

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AmeriCollect Debt collection disclosure verification of debt not given enough info to verify debt

July 2, 2016 - After contacting and interrogating an individual with -, the collection agent abruptly discontinued the call by hanging up. This left the callee worried and confused about his status. He then felt he needed to involve a number of relatives to investigate and attempt to remedy the situation on his behalf. AmeriCollect, of -, WI was ultimately identified as the caller. We found that they had quickly determined that they had contacted the wrong individual. My complaint relates to their ultimate disposition of their call. When they decided they had the wrong person they should have made that...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

June 20, 2016 - I am filing this complain against AMERICOLLECT INC and - - - for unfair business/collection practices. I received a collection notice -/-/- regarding an unpaid medical bill that I was not aware of. When I called the collection agency, they only wanted my information and immediate payment. Frustrated, I told them that I was not aware of this bill and they should not be collecting it therefore, I will not be providing any further information to them. right thereafter, I called my doctor 's office to voice my surprise and frustration regarding the situation. I was told that there ...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

June 10, 2016 - Americollect has been contacted by me and by the - regarding debts owed to them. They continue to answer in a manner that just gives a run around. No real solution. I had set up an automatic payment to pay on a debt they say I did n't pay. They stopped taking out of my checking after the payment was made on -. The debt listed of $60.00 should have been paid off. They claim I still owe it, they say that the last payment made was -, but I proved to them that they took out another payment on -, but they claim they applied to another account. They are not applying it correctly and re...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

January 28, 2016 - I underwent a - in - 2015. The hospital in question accepted my initial condition and took care of me. However, I rejected additional -, and against my will they billed me for services that were not rendered ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

January 28, 2016 - - 2014 I went to the hospital with full healthcare coverage. I paid my copay and received medical service. I paid the appropriate healthcare bill and have had my account sent to Americollect. ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

January 18, 2016 - I never had any agreement with - - - ; I have reported this to - with no resolve. ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

January 18, 2016 - I never had any agreement with - - - ; I have reported this to - with no resolve. ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

December 28, 2015 - - - for debt validation I have had my rights as a Texas consumer violated and ignored. I sent Americollect Collection Agencya debt validation letter to confirm this debt is mine and they ignored my request. Under the current law,30 days should be enough time to validate such requests. I mailed the above named company I letter on -/-/15, they received and signed for the letter on -/-/15. They violated my request in 2 ways. 1, for ignoring my request, and 2, for continued attempt to collect on this debt by actively reporting to the - major Credit Bureaus -. There is plent...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

December 17, 2015 - Under Texas - - - for debt validation I have had my rights as a Texas consumer violated and ignored. I sent Americollect Collection Agencya debt validation letter to confirm this debt is mine and they ignored my request. Under the current law,30 days should be enough time to validate such requests. I mailed the above named company - letter on -/-/15, they received and signed for the letter on -/-/15. They violated my request in 2 ways. 1, for ignoring my request, and 2, for continued attempt to collect on this debt by actively reporting to the - major Credit Bureaus ...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

December 6, 2015 - Trying to split the bill multiple times to collect - debt. Plus I had insurance at the time trying to get them to pay their part ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

November 3, 2015 - I have a bill from - for an xray done on my son that has been paid in full ( proof of payment attached ). They referred me to a collection agency : Americollect Collections. I disputed the debt within thirty days of getting the collection notice and sent proof of payment to the collection agency. I have received no further written communication from the collection agency. I have called them and they indicate that I still owe the debt per -. The bill was paid in full on -/-/2015 and they are still engaged in collection activities as of -/-/2015. ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

October 6, 2015 - I was in a car accident -/-/2013. The bills were to be paid by the insurance company. My attorney and I have contacted the companies at least 10 times with no response. The bills should NEVER have been placed on my credit reports and should be removed ASAP from all three credit bureaus. There are - bills from the same company that were placed on my credit reports. ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

September 22, 2015 - - - - - sent a bill that was not supposed to go to collections to Americollect. I informed Americollect via FA-, email, and paper mail that 1 ) I am disputing the fact that the bill had gone to collections with - - - -, 2 ) I wanted debt validation, and 3 ) I wanted them to cease any attempts to collect this debt. Americollect failed to respond to any of these requests. Furthermore, - of their agents attempted to collect a debt by contacting me at my personal cell phone number at -. I filed a complaint with - and - about this issue and Americollect sent the ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

September 11, 2015 - This $130.00 to - - was to be paid by my insurance I have never paid for a - in my life. - has it on my credit report. I have several working to get this removed.Thank You ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

September 8, 2015 - I called Americollect in - and asked how much I owed to pay off accounts in full. They offered me a settlement amount of $790.00. The original balance was $990.00 - but the they have consistently quoted me different balance amounts each time I called -. The - - - - sent a check in for the amount of the settlement of $790.00 on - -, 2015. That check was cashed by Americollect on - - or -. I requested a receipt be mailed to me to show I had paid all debts. I was told I would receive it within 3 weeks and I did n't receive anything. Then I called on - ...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

August 27, 2015 - Contacted Americollect on -/-/2015 via certified mail requesting the information on the alleged debt. Americollect responded back on -/-/2015 with the information has requested. We have continually been making payments on this medical debt for the past year, as the amount of the original debt was too much for us to pay all at one time. Americollect has reported this medical debt on both my wife 's and my credit report and I have asked them to remove it, as payments are continually being made, and they refused. In addition, they have multiple negative reports on each of our credit reports f...

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AmeriCollect Debt collection communication tactics called outside of 8am-9pm

August 25, 2015 - - - - - never sent me a bill for a ER visit that occurred on -. Yesterday, out of the blue, I received a letter from Americollect for $78.00 that went to collections from -. Yesterday, immediately after receiving a collections notice, I faxed and emailed both Americollect and - - - - requesting for debt validation. I have also filed a complaint with the - and the Louisiana General Attorney for - practices. Today, at -, I received a phone call and voicemail from Americollect . I know that it is illegal for collections agencies to call outside certain hou...

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AmeriCollect Debt collection communication tactics frequent or repeated calls

August 21, 2015 - Medical bill sent to collection agency, Americollect in - WI. Total owed $810.00. Received notification from collection agency, called made arrangements to pay $ - monthly until paid in full. Balance owed $210.00 which I will pay off this month. Every month they call me asking for a payment even though I have made it. Last evening they called me asking for the balance. ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

July 21, 2015 - I have received - voicemails from Americollect, '' phone # -, claiming they are trying to collect a debt from me, but giving no info. I responded using this email address, but gave no personal info, and asked what debt and for whom? I received an email response which gave no answers but appears to be a fishing expedition. I do n't know of any outstanding debt. ...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

July 21, 2015 - Medical debt from - - PA, $25.00. Was paid by customer in - receipt # -. Then in -/-/- debt was sold to collections and placed on credit report as collections showing past due amount of $25.00. Debt was disputed through - and was not deleted as requested. But was marked as account information disputed by consumer. Debt was paid in -, and was brought to the attention of original creditor again on -/-/- and was informed that they were working on the issue and that it would be corrected. Credit report was viewed again on -/-/- and is still showing past due $2...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt is not mine

July 8, 2015 - I recently reviewed my credit reports and discovered that there are - ( - ) accounts in collection on my credit report from a company named AMERICOLLECTS Inc. of -, Wi. Looking further at these - items they are collecting for their client - - -. Neither myself nor my wife - - have used the services of this - -. I am not a guarantor for any bills except my wifes. All of my - children are adults and I am not responsible for their bills either. I have received no correspondence of any type from either - - - or AMERICOLLECTS Inc. They just decided to re...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

June 5, 2015 - I had a debit from my doctor and i couldnt pay it so they forward it to AMERICOLLECT, this bad company didnt just place the collection for the amount, they split it into - collections to harm my credit and force me to pay it, i called them and i asked to pay each one separately as they posted on claims, i would pay - and they would remove it i said, they refused and they wanted me to pay for the whole thing. i do n't know whats going on and how they are able to twist the law like this, for - claim they separate it into - and refuse to settle each - separated as they posted, i be...

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AmeriCollect Debt collection cont'd attempts collect debt not owed debt was paid

June 4, 2015 - The original creditor submitted bills to a wrong address in my name. Upon finally receiving the bills from the addressee in error ( a resident on my street ), I contacted Americollect through letter explaining that The billing address was incorrect and I 'd submitted payment to the creditor, - - -. This collection still shows current on my credit report. ...

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