Resources for resolving common issues with Monterey Financial Services, Inc. products and services
You can reduce the number of unwanted calls from Monterey Financial Services, Inc. you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
Monterey Financial Services, Inc. Credit card billing disputes April 10, 2017 - This account is reported in to -, - and -. The account is being reported to have a derogatory rating which is very troubling to me! I am concerned about my credit because I was recently denied a loan and my existing credit accounts have increased my interest rates. This negative rating has caused me serious financial distress and will continue to cause me financial and emotional distress until this issue is resolved. In researching my legal rights, I have found several items that I understand I am entitled to. In order to rectify this situation and ensure my rights have not been vio... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 5, 2017 - I sent a letter of debt verification to Monterey Collections, -, CA - in -/-/2017. They sent me a letter stating that they will not send me verification of this debt.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft March 2, 2017 - I was a victim of identity theft in - and recently in - through -. I was notified by IRS -/-/- that I had been a victim of Identity theft which I was advised to check my credit report as well. When I checked my credit report I found two accounts that I did not recognize. They were - and Monterey Collections. Once I found this I contacted the credit reporting bureau to place a fraud alert and to dispute those items. I submitted police report, IRS affidavit as well as ID social security card and an insurance document to verify my identity. I sent it to - and - Credit Repor... |
Monterey Financial Services, Inc. Credit reporting incorrect information on credit report account status February 18, 2017 - Monterey financial services was the loan company that the loan for my wife 's ring was financed through when i purchased my wife 's ring on -/-/2011, they are refusing to take responsibility and i am in touch with an attorney to take proper legal steps to sue Monterey Financial services if they do n't want to fix the problem they have created. my wife 's ring cost $5000.00 with interest and loan charges i paid Monterey Financial Services about $7200.00 in total and i have bank statements to take to court if that is the route they want to take. i am again asking Monterey Financial Ser... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine February 12, 2017 - I was contacted by - several dozen times and I repeatedly told them that that they had the wrong person and I did not provide any thing from them. They said a laptop was purchased by mme and that is not true. I have never bought a laptop nor was a laptop delivered to me. I believe that someone may have stolen my personal information to make this purchase. I explained this to the representatives on the phone and they threatened me and called from -- somedays. I begged them to stop calling me and they continued to call and said they were going to file a lien on my home and my vehicle. ... |
Monterey Financial Services, Inc. Credit card unsolicited issuance of credit card February 3, 2017 - purchased a opal ring at - jewelry store. - days later returned it as it was white stone and had some sm stones around it ; was to big for my hand. - the store clerk asked if I wanted to look and I picked out a - ring w/necklace. Did n't want the necklace but it was a set and cost a few dollars more. She evened the purchase by putting the difference on my visa credit card ( approx. $ -. ). Got hm the set was very cheap and the opal a fake so I brought it back. it took her almost an hr. to process the return and again I used my visa to get a " credit '' back or the overage. Clerk... |
Monterey Financial Services, Inc. Debt collection communication tactics threatened to take legal action February 2, 2017 - When I spoke to agent on phone and told them I did n't have a job they said well that 's my problem and now they are going toctake legal actions against me. They wo n't stop calling my cell phone and refuse to stop harassing me. They have been calling even my mothers cell phone and work phone.... |
Monterey Financial Services, Inc. Consumer Loan managing the loan or lease January 25, 2017 - I do not have an account with Monterey Financial Services and therefore do not know why they are emailing as if I do. I got one bill from Monterey Financial Services and then - - transferred the bill back to their office and started sending me separate billing while they said they would credit my account and fix the amount owed since they never finished the work nor gave me financial credit in nearly a year. During this time I would receive a statements from - - thinking they will fix the tub which is not functional as the video on tv and internet said it would be. They advised tha... |
Monterey Financial Services, Inc. Consumer Loan managing the loan or lease January 24, 2017 - I took out a same-as-cash 12 month payment plan From a -. This was later transferred to Monterey Financial Services, LLC. My loan was paid in full in - 2017 ; however? Monterey continues to collect payment through the automatic debit I gave set-up. They do not respond to phone calls and website is completely bogus. I am Unable to log in to my account and unable to re-set password etc.... |
Monterey Financial Services, Inc. Consumer Loan taking out the loan or lease January 20, 2017 - The companies were using a finance company to sell a fraudulent product and I believe since the companies went out of business shortly after, the finance company knew of there scam and the fraud method used. Also numerous complaints on the internet and I 'm sure with the finance company.... |
Monterey Financial Services, Inc. Debt collection communication tactics threatened to take legal action January 19, 2017 - Received a call from Monterey debt collecting agency. spoke with - first day, very rude. when she asked about me paying debt in whole I told her no she responded with " then what are you calling for - - '' I began to respond but then got frustrated at the way she was talking to me and told her she was a rude - Today I received another phone call from her coworker - who was just as aggressive and rude. and when I told her I was not able to make that payment in full she did not offer me a payment plan. I had to ask. She said yes what could you pay I told her $5.00 dollars she sa... |
Monterey Financial Services, Inc. Consumer Loan problems when you are unable to pay December 20, 2016 - I changed banks and forgot to set up an automatic payment out of the new bank. I paid my payment when I realized the error, but the institution charged me a late fee. The next month I sent - payments to make sure I was current but they started calling about the $20.00 late fee obsessively. I paid the late fee and gave them a confirmation number and a date they will be getting the payment. The calls will not cease. They have been calling 3 times a day, 3 to 4 days a week since -/-/2016. I have called them 4 times and each time they assure me I am off of the call list. I also get massi... |
Monterey Financial Services, Inc. Consumer Loan taking out the loan or lease December 16, 2016 - I was told by the auto repair company that I was getting a line of credit with the actually repair company not a lending service, and then when they repaired my vehicle, they cracked my windshield, put no transmission fluid in my vehicle nor oil, weeks later my entire truck broke down. I informed that that I would not be paying for those services until my vehicle was repaired. My vehicle was never repaired causing me to have to junk it and now me and my - kids are without transportation.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid December 16, 2016 - In order to have the debt/collection removed from my credit report, the debt was paid -/-/16. I was informed verbally and in writing that the debt would be removed and as of today it is still present.... |
Monterey Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount December 15, 2016 - When signing up for a loan through - I was told that I had one year to pay off a loan before the amount double. However, my account was transferred to Monterary Financial collection Services. I called Moneterey to settle the collection for the amount I was quoted $1300.00, however they said I owe double the initial price after only 3months. I would like to settle by dept before the 12month anniversary day comes.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 15, 2016 - Monterey collections agency attempted to collect $2400.00 from me, stating I owed - this debt, dating back to 2011. I emailed them requesting proof and the contract came with the information of the person, with only our names being similar ; first name was n't spelled the same, DOB was 7 yrs apart. I called Monterey collections and the agent stated the problem will be corrected, but it might take 6 weeks. I had a similar incident with them about 3 years ago.... |
Monterey Financial Services, Inc. Consumer Loan managing the loan or lease December 14, 2016 - Bill for services provided by - ; toal of -, apid -. Third party lender ( Monterey Financial Services ) financed a remaining balance of - on bill. After 4 payments of - ( total of - ) paid so far, called for payoff amount and was told it was -! Nearly 200 % profit on a 14 month loan.... |
Monterey Financial Services, Inc. Consumer Loan managing the loan or lease December 9, 2016 - I bought an educational package from - in 2014 and got enrolled into a payment plan which was to continue for a period of 12 months, the educational service was to continue for 12 months. I was making the payments on time but decided to stop making payments due to the violation of Contract by -. Part of the services which was weekly support call and were deemed an important part of the services by - and - who was the individual who signed up. Those services were not delivered and due to the lack of delivery of the important part of the program and services which were mentioned whi... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft November 16, 2016 - I was a victim of identity theft and noticed a collection from MONTEREY COLLECTION / MONTEREY FINANCIAL SERVICES I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against MONTEREY COLLECTION / MONTEREY FINANCIAL SERVICES in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you... |
Monterey Financial Services, Inc. Debt collection communication tactics threatened to take legal action August 23, 2016 - My vacation club account went into collection as I have had financial difficulty and have not been able to pay. I contacted my original creditor - and they said they transferred/sold the account to Monterey Financial. Monterey Financial told me that I need to pay the full balance, OR that I would be sued, and lawyers will file claim for more legal action and my credit will be severely tarnished. I explained I do not have the ability to pay, and - said I was stalling and lying. He stated several times that I am in breech of contract and that I need to pay the full balance, and there w... |
Monterey Financial Services, Inc. Debt collection communication tactics frequent or repeated calls August 20, 2016 - The call my phone 100 times a day. My boyfriend and I went through a financial hardship at the beginning of the year and we are trying to take the proper steps to resolve this debt. They continuously call and say we need a payment today card or routing number. I tell everyone that we 'll pay on line there is no need to call. They talk over me and continue to ask for payment. I tell them when we have the money it will be paid. The say they 're sending it to collections I tell them okay send it. I rather talk to them not you guys.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy August 16, 2016 - - - - - - -, OH - - -, - Complaint Department Monterey Collections - -, CA - I am writing to dispute the following information that your company provided to -, -, and -. I have circled the items I dispute on the attached copy of the credit report I received. This item regarding the said debt owed for $370.00 is inaccurate because this debt was filed in my Chapter - Bankruptcy Case No. - - - - bk - - and discharged -/-/-. I am requesting that Monterey Collections have the item ( s ) removed to correct the information. En... |
Monterey Financial Services, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt August 12, 2016 - Outcome : I have a debt in my business name. All of the collection letters have been sent to my business. The collection company reported the debt to the - reporting bureaus while I was refinancing my mortgage. My credit score dropped from - to -, costing me an additional $10000.00 to close the loan. Details : I disputed the information with the - credit bureaus. After a reported investigation, the credit bureaus notified me that information reported was validated by the collection agency. I closed on my loan and received a written letter from the collection agency that " they... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect August 12, 2016 - I was extremely surprised and upset when I checked my credit report in - 2016. There is a mark by Monterey Financial Services - - -, -, California -. It is in regards to a disputed contract with - - over a misrepresented vacation package. I disputed the mark with - and the collection mark remains and does note that it has been disputed. The problem is Monterey NEVER notified me in writing that I was going into collections. I NEVER had a chance to dispute the collection attempt until AFTER it was already on my report. I did notify Monterey in - and they ignored my ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid August 11, 2016 - I purchased a timeshare and cancelled it according to the 5 day grace period. I sent a cancellation through email, fax and mail. However they said I did n't send it through register mail. I tried to work with company, but they would n't accept my cancellation. I did pay for almost 2 years but could n't pay anymore due to loss of wages. This debt was sent to a collection agency. They are not willing to close the case, even when I have sent them paperwork showing that the proper cancellation paperwork was filed.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid July 29, 2016 - I talked to someone on the phone named - and was promised that they would remove the debt if the amount of $340.00 was paid. I paid that amount and it 's still on my credit report.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 15, 2016 - - had corporate policy that the patient would never have out of pocket expense they would only bill the insurance company. - submitted a charge to my insurance company the insurance company then requested some records from - to verify coverage but never received them and never paid the claim. ( - is no longer in business ) I was contacted by Monterey Collections - - CA. - - - - claiming I owed them for the service. I replied within 30 days of receiving their notification requesting validation of the debt and other questions. After receiving the request they have n... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 15, 2016 - The original transaction was with - as evidenced in the enclosed documents. - funded the transaction and the debt was owed to - -. However, upon completion of the transaction and subsequent attempts to contact -, I discovered - had ceased operations and had been indicted for fraud by the Federal Trade Commission. The debt has now passed the statute of limitations for reporting and for legal pursuit of collection in my home state of Texas. I demand removal of the record of this debt from my consumer credit report and cessation of collection activities by Monterey Collection ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 27, 2016 - I had - -/-/- and the -, -, -, though agreeing to take Medicare insurance, has sent an invoice dated -/-/- for collection. I have repeatedly asked the collection agency for certain information and explained the insurance and included a letter from the Doctor detailing - contractural obligation and repeated abuse by -. I have not received answers to my specific questions to the collection agency.... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 14, 2016 - Multiple issues with Monterrey Collections : 1. An alleged debt was not billed to me by original creditor ( a medical lab ). 2 ) Original creditor ( -, - lab 's CEO ) represented only if an insurance payment was sent directly to a patient would collection attempts be made. 3 ) Alleged debt awareness was first made by collection agency - no communication by original creditor - - years later than alleged debt. 4 ) Collection agency refused to disclose verification or documentation of alleged debt. 5 ) Alleged debt was reported to credit agencies ( - ) before I was able to respond w... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy June 14, 2016 - The company Monterey Financial has continued with attempts to collect a debt that was included in bankruptcy as - -2016. They have gone as far as reporting this debt in different amounts twice on my - credit report on - -, 2016 after the filing date of - - which violates the FCRA along with repeated phone calls violating the automatic stay from the bankruptcy filing. They have also verified that this account still has a balance and is not included in bankruptcy on all - credit reporting agencies which is another violation. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 7, 2016 - I received a letter from Monterey Collections stating that I had an outstanding bill for Medical services in the amount of -. I have called them three different times left messages and no calls returned. I have now received From Protect My ID account that this company has now added a Negative Rating on my Credit for a bill which I knew nothing about. Doing some research I found out that they bought receivables from a company named - , - which is being investigated for fraud by the Federal Government. I have contacted both - and - and disputed this charge. I have never been late ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 6, 2016 - I was recently contacted by Monterey Collections via US mail requesting payment on a debt that I do not believe that I owe. I have responded to them with a letter of dispute and request for cease and desist in their pursuit of collection. Monterey Collections is seeking to collect on behalf of - - - ( - ), - for - that was performed on -/-/2014. As explained by my physician at the time, and clearly printed on the company brochure, " if it turns out your insurance company does not cover a specific test, -, - assumes all the risk ''. I have sent, via certified mai... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 6, 2016 - I was recently contacted by Monterey Collections via US Mail requesting payment on a debt that I do not believe that I owe. I have responded to them with a letter of dispute and request for cease and desist in their pursuit of collection. Monterey Collections is seeking to collect on behalf of - - - - - -, - for lab work that was performed on -/-/-. As explained by my physician at the time, and clearly printed on their brochure, " if it turns out your insurance company does not cover a specific test, -, - assumes all the risk '' and further states, " if your... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 20, 2016 - In 2014 my doctor requested that I receive a screening from a company called - - - ( - ) The marketing material provided there would be no cost to me as the patient if my insurance company did not pay the bill. Subsequently, - was found in violation of the Fair Claims Act by attempting to defraud insurance companies and Medicare, and by providing kick-backs to prescribing doctors.They were forced to pay millions in fines and were forced into bankruptcy. A week ago I was contacted by - -, a representative of Monterey Financial Services, - - -, -, CA - demand... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 18, 2016 - Over 2 years ago my wife had lab work completed in California and sent off to - - - - in - -. The doctor said that if the insurance company does not cover the fees the company ( - - ) would ( we now possess a copy of written documentation of this policy ). 2 years later ( now ) after not hearing from any issues on our insurance or the doctors office the company is bankrupt and a collection agency is trying to collect $3000.00 from us for - completed for the bankrupt company 's trustees. We sent them the written documentation agreement between the doctor, insurance ... |
Monterey Financial Services, Inc. Student loan dealing with my lender or servicer trouble with how payments are handled April 6, 2016 - Monterey Financial has extracted a late fee from me even though I have paid them on time. They have stopped my access to my educational program due to stating that my payment was late however they have received my first payment plus late charges and still I do not have access to my class. I have paid them off in full $2700.00 yesterday but I still do not have access to my class at careerstep.com. I was treated like a criminal even though they did not mail me my loan documents or give me any copies of my financial agreement. I tried to set up a payment system with them thru my bank, - but ... |
Monterey Financial Services, Inc. Consumer Loan managing the loan or lease April 6, 2016 - I have been payingon this loan early every month. I get a letter in the mail on - - stating that I am overdue. I called the number on - - and spoke to - Representatives. The first representative told me my account is current and to disregard the letter. I had concerns with this representative and spoke with another representative this representative was very rude and after 15 minutes of going back and forth finally she told me that the reason my account is overdue is because on - - of 2015 they did not receive a payment therefore for every month after that I have received ... |
Monterey Financial Services, Inc. Consumer Loan managing the loan or lease February 20, 2016 - I purchased a dog through - pet store -/-/2015. They financed it through Monterey Finance, I was never given the disclosures for the finance charge. The purchase price of the dog was - I have paid a total of - on the dog. The purchase should be paid in full however I have never received a monthly statement showing my balance and finance charges. I finally was able to speak with someone after numerous attempts they stated I still owe a balance of -. It 's more than frustrating that I have paid my payments monthly on time and without and communication from this phantom company. Whe... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 15, 2016 - I recently reviewed my credit report on -/-/- and saw a new entry for a collection account that was placed on my file in - -. It refers to - and is in the amount of approximately $3600.00. We went to a seminar in - held by - in - Tn. and were offered a package THAT COULD BE CANCELLED within 30 days. I contacted them within the 30 day window and cancelled my obligation. I spoke to them verbally and also sent a written request to cancel. The agent for them said she noted our file and acknowledged it was cancelled. Again, the service offered by them was never used in ... |
Monterey Financial Services, Inc. Consumer Loan taking out the loan or lease January 4, 2016 - monterey financial ageed to update the credit bureaus after my last dispute through CFPB. However - is reporting the item as being 60 to 90 days late. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine December 8, 2015 - The agency continues to attempt to collect a debt that is not mines. I have not cosigned for any loan and had a fraud alert on my credit for the past two years. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 8, 2015 - The agency continue to report I owe - for cosigning on a loan. I never cosigned for anyone and the agency continues to file false information. I have not signed anything to cosign for anyone. ... |
Monterey Financial Services, Inc. Consumer loan taking out the loan or lease December 5, 2015 - I ordered an exercise machine from - off of a television infomercial. I agreed to pay - payments of $49.00 per month. One month after receiving the equipment I received a letter from Monterey Financial Services advising that I have a loan with them. A week later the account showed up on my credit bureau report. I never agreed to having an installment loan placed on my credit bureau reports. - - took it upon themselves to set up an account with Monterey Financial. During the course of paying for the equipment I got behind and Monterey Financial reported me as 61-90 days past due. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 24, 2015 - I have a charge-off on my credit from MONTEREY FINANCIAL SVC '' & MONTEREY COLLECTION SVC '' which I never even applied for. I was sent a letter from Monterey Financial Services Inc dated - -, 2014 saying that my credit application was denied. But again, I never applied for anything to this company or the application for - '' that they are referring to on their letter. I did attend a sales pitch meeting from - but I did not purchase any of their vacation packages. Now my credit report is showing - charge-offs from this company for $4600.00 and $3400.00 ; which like I ment... |
Monterey Financial Services, Inc. Consumer loan taking out the loan or lease November 4, 2015 - Hi, I am very frustrated with - program. Where this has been going on for almost 7 years now and I am wanting to report this company incase others are also had issues with them and their Collection company. The company they have turn me over to is MONTEREY COLLECTION SVCS act # -. I have had several harassing calls from this company, day, night even weekends.. I was unemployed back in - and made the biggest mistake ever in ordering a program for working at home '' this cost me $59.00, then the calls started from -, saying they could guarantee me up to $200.00 a week through th... |
Monterey Financial Services, Inc. Debt collection communication tactics frequent or repeated calls October 25, 2015 - On -/-/2015, I purchased a membership with - - - - -. I received a letter in the mail pertaining to a free 5-7 day vacation. I called the number and spoke with a representative that told me I would get a free vacation for attending a presentation they were having in the -, -. The rep said that the vacation was completely free and the only fees I would be responsible for would be porting fees wherever I chose to port from. I asked if this were a timeshare presentation and was told no. The rep said they were nothing like timeshare but they turned out to be exactly that... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 2, 2015 - ABOUT 10 YEARS AGO, I contacted a camp ground membership and asked how to end my membership ; I followed their instructions and was told that my membership was terminated. I did n't expect any problems and accepted their word for it. About 5 years later, this collection company started calling me numerous times a day, every day. I told them I do not owe this debt. They have persisted for a number of years. Recently, NEARLY 10 YEARS LATER ( AFTER STATUE OF LIMITATIONS HAVE E-PIRED ) they had it put on my credit report ( in 2015 ). It is not a legitimate debt! The statute of limitations expired ... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt September 28, 2015 - I have been contacted by Monterey Collections claiming I owe a debt for annual maintenance fees for a timeshare unit in -. I timely responded to their initial correspondence requesting proof of debt, including signed documentation proving I am personal liable to pay this debt. Such documents do not exist as I am not the original owner and never signed any. I bought this unit in the after market and at that time only assumed the then current year 's maintenance fees which were paid at the time of purchase. They have not supplied me as requested any documents showing a legal responsibility to... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 19, 2015 - Bought a timeshare through - - while under the influence. I emailed them to cancel it within the 120 day period and it was being disputed. Did not have any contact with debt collectors, assuming that this was taken care of. I tried to get a mortgage, and found out through a credit report that they had filed to collect once again. I only found out through the credit report about the collection. I still have not received a phone call, email or even a letter telling me I still owe them money. It has been in dispute all along. ... |
Monterey Financial Services, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to September 19, 2015 - Monterey Collections sent me a bill from 2009 from a company called - - that went out of business and or went bankrupt. Several years ago I turned them in for harassment and illegal collection practices. I sent them a letter many years ago with a do not contact. They have now contacted me per mail to tell me to pay up to a company that does not exist and out of there statue of limitations per CA Penal Code 1748.10. The only way I knew of this matter was when I was cleaning up my credit report. They will list it as new to start the process all over again which is against the Federal Law. ... |
Monterey Financial Services, Inc. Consumer loan managing the loan or lease September 10, 2015 - - loan was charged interest up front in addition to online payment fees, miscellaneous fees, and fees accrued even though no payment was due and account was prepaid. ... |
Monterey Financial Services, Inc. Consumer loan account terms and changes September 7, 2015 - I have an inquiry on my credit that is not mine. I never applied for credit with this company and no proof through my investigations has been provided. Company fails to respond. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 11, 2015 - A collection was added to my credit report that i do not owe, i have had no dealings with the company that the collection company says i owe money too ... |
Monterey Financial Services, Inc. Consumer loan problems when you are unable to pay August 4, 2015 - I took out a loan with - to have a procedure done. They quoted me for - dollars but only provided the doctor - and I still had a balance with the doctor of -. Moreover, I would pay back - dollars for three years - a month. I hit hard times so I missed - payments and also decided not to have the procedure done. I was told todat by the doctors office that - rescended their loan and that the doctors office sent them their money back. So I should not have to pay anything because not only did they pull their money back I never got the procedure. ... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 29, 2015 - When speaking to Monterey Financial Services, they would not send documentation of what this debt is for. I sent a letter to Monterey Financial Services on - -/-/- and it was returned with no forwarding address. When I spoke to Monterey again, they would not give me an address to correspond with them. They stated I have to pay this money in order to get any information. They did not care that the company I originally contracted with, - - -, went out of business -/-/- ; therefore, there was no service provided for the debt they were trying to collect. ... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 5, 2015 - I purchased a system from - - as a free trial for $24.00 and returned it to the merchant before the trial period expired since the merchandise was defective. The merchant never returned the initial amount of purchase but then charged me for the next month supply ( which I never received ) as a recurring fee of $69.00 and I disputed the transaction and told them I have already returned the system and they should n't be charging my card with any recurring fees because I wanted no business with them. All I know after that I started receiving calls from a collection agency named Monterre... |
Monterey Financial Services, Inc. Consumer loan managing the loan or lease June 26, 2015 - - - represents a time-share '' company which will not honor its agreement. Have tried numerous time to use their services which we are paying for to no avail. ... |
Monterey Financial Services, Inc. Payday loan charged fees or interest i didn't expect June 16, 2015 - I took out a loan for $490.00 for furniture. The advertising at the store said 90 days same as cash financing. '' Wrong!! They said it would be $550.00 over 90 days and they would charge me an extra $15.00 to make that - even payments. When I asked how much it would be to pay in full that day ( 5 days later ) I was told it would be $540.00. Then I was told it would be $530.00. Then after spending 45 minutes on the phone when them and exchanging many e-mails asking where these fees were coming from they had a supervisor look into it '' and I 'm now paying the original amount plus... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 30, 2015 - Someone used my id in -/-/- and -/-/-. I pulled my credit report found a $15000.00 (!! ) ) bill from montery collections in -. I sent a debt validation letter they sent back a letter stating the defaulted account will continue to be reported accordingly '' it 's in dispute and on my credit!!! Copy letter attached. The computer printed generic contract does n't have my signature, just a printout. They did not validate the debt, nor answer all my questions asking for copy contract my signature, copy their bond and license number, copy papers showing I agree to pay, nothing. They ... |